Susan Boehmer is a financial advisor with Merrill, holding Series 63, Series 65, and Series 66 credentials and bringing 33 years of industry experience. She has worked with Merrill since 1995 and has been with Bank of America, N.A. since 2009. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Jacob Prince is a financial advisor with Fidelity Investments in Belleville, MI, holding Series 63 and Series 65 licenses. He has one year of industry experience, including prior roles at Axtella and Bas Rouge. Fidelity’s Strategic Advisers LLC offers investment management and advisory services to retail and institutional clients, including discretionary portfolio management and fund advisory. The firm employs a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction, and is noted for its use of AI and systematic methodologies in managing model portfolios.

Zaman Ali is a financial advisor at J.P. Morgan Securities with six years of industry experience. He holds Series 66 and Series 63 designations and has worked at J.P. Morgan Securities since 2019 and JPMorgan Chase Bank, N.A. since 2018. Outside of his advisory role, he creates Arabic-language videos on human development and personal lifestyle on YouTube. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, using a combination of quantitative asset-allocation modeling and centralized due diligence. The firm incorporates an ESG eligibility framework in its investment recommendations and operates within the larger J.P. Morgan broker-dealer and banking organization.

Jeremy Witkowski is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 65 licenses and bringing 23 years of industry experience. He has been with J.P. Morgan Securities since 2012 and has also worked at JP Morgan Chase Bank, N.A. since 2014. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm delivers these services alongside affiliated brokerage, distribution, and investment management capabilities.

Adam Holinski Sr. is a financial advisor with LPL Enterprise, holding Series 63 and Series 65 licenses and bringing 37 years of industry experience. His career includes extensive tenure at Prudential Insurance Company of America and Pruco Securities, LLC, dating back to 1988. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients. The firm offers financial planning, advisory services, and access to model portfolios and third-party asset management through an integrated platform that combines advisory programs with brokerage and insurance products.

Scott Oostdyk is a financial advisor with Edward Jones in Flat Rock, Michigan, holding a Series 66 designation and seven years of industry experience. His prior work includes roles at Guaranteed Rate, Broker Solutions, Inc., and Flagstar Bank. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients nationwide. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Tami Vongerichten is a financial advisor at Merrill with 27 years of industry experience. She holds a Series 66 designation and has worked at Merrill since 2000 and Bank of America, N.A. since 2014. Outside of her advisory role, she serves as a power of attorney for her parents. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, and various institutional investors.

Lawrence Kearney Jr. is a financial advisor with Raymond James Financial in Trenton, MI, holding a Series 66 designation and 23 years of industry experience. He has worked at Raymond James since 2010 and previously at Oleson Financial and Riverside Financial Advisors. He also owns Kearney Financial Services, LLC, a business established to facilitate payroll for his assistant. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to individual, high-net-worth, institutional, and nonprofit clients, offering tailored, non-discretionary planning supported by analytical tools and a broad advisor network.

Riccardo Selva is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 licenses and bringing 15 years of industry experience. His work history includes roles at Primerica Financial Services and PFS Investments Inc., as well as teaching and performing music since 1994. He is also engaged as a music performer and teacher for churches and schools. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and separately managed account options under a wrap-fee structure. The firm curates third-party asset managers and delegates trading responsibilities to BNY Mellon Advisors, providing a range of investment models tailored to different client needs.

Daniel Dickhudt is a financial advisor at Thrivent Investment Management with 27 years of industry experience. He has been with Thrivent and its affiliated entity, Thrivent Financial for Lutherans, since 2002. Outside of his advisory role, he serves as President of DLPROPERTIES LLC, a company involved in managing rental properties. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of Financial Advisors. The firm offers comprehensive, goal-based planning across various topics without discretionary trading authority, allowing clients to combine planning with managed-account services under a consolidated billing option called “WealthPlan.”

Daniel Pason is a Series 66-licensed financial advisor with Osaic, based in Trenton, MI, with four years of industry experience. Prior to joining Osaic in 2022, he worked at The Accounting Office, Inc. and The Hantz Group. He is a partner in several business ventures including Redsky Agency LLC, which handles sales of fixed annuities and non-variable insurance products, and Redsky Tax LLC, providing tax planning and preparation services. Osaic Wealth, Inc. serves a broad mix of retail and institutional clients through a large network of affiliated financial advisors and multiple advisory platforms. The firm employs asset-allocation tools, risk-tolerance questionnaires, and automated rebalancing to manage portfolios that may include stocks, bonds, options, mutual funds, ETFs, and alternative investments.

Michael Ceaser Jr. is a CFP® professional with 50 years of industry experience, currently affiliated with Cetera. He has been with Cetera Advisors LLC since 2013 and has also been involved with Ceaser Capital Management since 2013. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with various portfolio management options, integrating both discretionary and non-discretionary strategies across multiple program structures and custodial relationships.

Brian Maxson is a Wealth Management Advisor at Merrill Lynch Wealth Management with a career that began on October 19, 1987, the day of the stock market crash. At that time, he observed the impact of market volatility influenced by fear and greed, which motivated him to study market fundamentals and help clients avoid emotional investment decisions. He serves ambitious clients including automotive, medical and private equity executives, engineers, business owners, attorneys, physicians, and corporate entities, focusing on practical and timely retirement and wealth management strategies. Brian holds a Bachelor of Business Administration degree in Finance from Eastern Michigan University and has obtained several professional designations including CERTIFIED FINANCIAL PLANNER™ (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He also acts as a Portfolio Manager, providing discretionary management of personalized or defined strategies that may include individual stocks and bonds, Merrill model portfolios, and third-party investment options. Outside of his professional work, Brian supports several organizations such as The Junior Diabetes Research Foundation (JDRF), The American Diabetes Foundation (ADA), Faustman Labs, Eversight, The Humane Society, various church groups, and Eastern Michigan University. He lives in Canton, Michigan with his wife and has three adult children. His personal interests include golfing, antiquing, music, and spending time with family.

Matthew Palmer II is a financial advisor with Merrill in Dearborn, MI, holding a Series 66 designation and 13 years of industry experience. He has worked at Merrill and Bank of America, N.A. since 2013. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Nicola Delicata is a financial advisor at Mass Mutual Investors Services with 24 years of industry experience. He holds Series 63 and Series 65 credentials and has worked with Metlife Securities, Inc. and Massachusetts Mutual Life Insurance Company prior to his current role. Outside of his advisory work, he is the owner of a commercial building. Mass Mutual Investors Services operates as a subsidiary of MassMutual, providing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers collaborative, annual financial planning engagements using firm-approved software and various educational programs.

Michelle Pumer is a financial advisor with Merrill, holding Series 63 and Series 65 credentials and over 20 years of industry experience. She has been with Merrill since 1996 and is also affiliated with Bank of America, NA since 2009. Outside of her advisory role, she serves as president of her local neighborhood association, organizing meetings with city representatives and community members. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Raymond Sailus is a financial advisor with Ameriprise in Novi, MI, holding Series 63 and Series 66 designations and 33 years of industry experience. He has been with Ameriprise and its affiliate since 2005. Outside of his advisory role, he serves on the Board of Directors and acts as Secretary for the Toll Gate Ravines Homeowners Association in Ann Arbor, MI. Ameriprise provides a retirement-income planning service focused on individuals approaching or in retirement with significant investable assets, delivering non-discretionary, research-driven recommendations that incorporate tax efficiency and adaptive withdrawal strategies. The firm offers a broad range of advisory, brokerage, and insurance solutions typical of a large institutional provider.

Donald Radabaugh is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and 16 years of industry experience. He has worked at Cetera and its affiliated firms since 2025 and previously spent 15 years with Avantax Advisory Services. Radabaugh also manages Donald Radabaugh Associates, PLLC, where he oversees tax preparation and accounting operations. Cetera Investment Advisers LLC is an SEC-registered firm that provides a multi-manager platform serving individuals, employer-sponsored retirement plans, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a range of portfolio management and financial planning services, including discretionary and non-discretionary strategies, model portfolio implementation, and access to third-party money managers.

Charles Turfe is a financial advisor at Edward Jones with four years of industry experience. He holds Series 63 and Series 65 licenses and has been with Edward Jones since 2018, with a brief period away from the industry prior to that. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, supported by a large network of financial advisors and branch offices nationwide.

Jessica Nuhaj is a financial advisor with LPL Financial, holding a Series 66 designation and one year of industry experience. Before joining LPL Financial, she worked at Equitable Advisors and is involved in operating Farmers Café 1 LLC, a business she has owned since 2017. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, utilizing discretionary and non-discretionary management supported by LPL Research and third-party subadvisors.