Daniel Strong is a financial advisor at Cetera with 10 years of industry experience. He holds Series 63 and Series 65 credentials and previously worked at LPL Financial and Dow Chemical Employees' Credit Union. Cetera Investment Advisers LLC is an SEC-registered firm serving a diverse client base including individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a large national network of independent advisors and provides access to multiple program structures and third-party money managers.

Teresa Debeau is a financial advisor with Robert Baird & Co. in Midland, MI, holding Series 63 and Series 65 designations and bringing 27 years of industry experience. She has been with Baird since 2019, following three years at Wells Fargo Clearing. Outside of her advisory role, she serves as the Village President of Merrill, Michigan. The DDK Group at Robert W. Baird & Co. Private Wealth Management serves individuals, corporate and business clients, pensions, profit-sharing plans, and charitable organizations. The firm offers a range of financial planning and portfolio management services, utilizing a blend of manager-traded and model-traded strategies, and reports approximately $394 billion in regulatory assets under management as of December 31, 2025.

Alison Longlois is a Series 66 licensed financial advisor with Morgan Stanley in Saginaw, Michigan, where she has worked since 2014. She has 15 years of industry experience and is the owner of Longlois Agency LLC, which operates in the insurance sector. Additionally, she serves as trustee or co-trustee for multiple trusts in Flint, Michigan, and is involved in marketing activities for a health and wellness company outside of her advisory role. Morgan Stanley Wealth Management provides a wide range of advisory programs and financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm uses a structured planning process supported by proprietary tools and offers both direct and employer-sponsored plans.

Beth De Leeuw is a financial advisor with Ameriprise Financial Services, LLC, holding Series 63 and Series 66 licenses and having 27 years of industry experience. Her prior work includes roles at Raymond James Financial Services, Isabella Bank, The Huntington Investment Company, Cetera Investment Services, and Valic Financial Advisors. She is also an associate at Isabella Investment Services and Isabella Wealth, where she advises clients on investments. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service focused on written recommendations and ongoing retirement-income planning advice.

Bradley Bach is a financial advisor with LPL Financial in Bay City, MI, holding a Series 66 designation and seven years of industry experience. He previously worked at Commonwealth Financial Network and Cetera and is currently a co-owner of Shoreline Wealth Partners, a private entity facilitating securities, advisory, and insurance business. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions through a large network of investment adviser representatives. The firm offers a range of financial planning and asset management solutions, including model portfolios, third-party subadvisors, and institutional platforms.

Kenneth Grzegorczyk is a financial advisor at Osaic Wealth Inc with 22 years of industry experience. He holds the Series 63 and Series 65 designations and has worked previously at Sigma Planning Corporation for 15 years. Outside of his advisory role, he owns and operates J&K Tax Service, where he prepares tax returns and sells various lines of insurance and annuities. Osaic Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporations. The firm offers both brokerage and advisory services through a multi-advisor platform with a focus on model-based asset allocation, portfolio optimization, and a range of managed account programs.

Taylor Simpson is a financial advisor with Edward Jones in Freeland, MI, holding Series 63 and Series 66 licenses and four years of industry experience. Prior to joining Edward Jones, Simpson worked at J.P. Morgan Institutional Investments and has operated a self-employed photography business providing services to magazines, hotels, nonprofits, and interior designers. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of advisory programs and investment solutions, managing approximately $1.01 trillion in assets through a nationwide network of advisors and branch offices.

James Besaw is a financial advisor with Edward Jones in Saginaw, MI, holding a Series 66 designation and two years of industry experience. Prior to joining Edward Jones in 2023, he worked at Fabiano Brothers and Herter Music Center. Outside of finance, he is a self-employed private music teacher and performer, and also writes marching band drills for high school bands. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of advisory programs and investment solutions, supported by a nationwide network of over 23,000 financial advisors.

Megan Granda is a financial advisor with Ameriprise in Chesaning, MI, holding Series 63 and Series 66 designations and bringing 23 years of industry experience. She has been with Ameriprise and its affiliated entities since 2001. Ameriprise offers a retirement-income planning service focused on individuals nearing or in retirement with significant investable assets, delivering detailed, non-discretionary recommendation reports that incorporate research, modeling, and tax-efficiency analysis. The firm provides a broad range of advisory, brokerage, and insurance solutions typical of a large institutional firm.

Jonathan Dekker is a Series 66 licensed financial advisor with 13 years of industry experience. He is currently with LPL Financial and has previously worked at Cuna Mutual Group, CUNA Brokerage Services, Cetera, and Wells Fargo Clearing. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm provides a range of advisory and brokerage services, utilizing a variety of investment strategies and operational tools across a large network of advisors.

Mark Mathewson is a Wealth Management Advisor with Merrill Lynch Wealth Management, where he has been assisting clients since 1987. He specializes in managing individual wealth through various market cycles, focusing on tailored strategies that align with each client's specific financial goals. Mark’s approach emphasizes understanding clients’ needs to deliver comprehensive wealth management solutions. He holds a Bachelor of Business Administration degree in Management from Saginaw Valley State University and earned the CERTIFIED FINANCIAL PLANNER™ (CFP) certification in 2004, awarded by the Certified Financial Planner Board of Standards, Inc. Additionally, Mark is designated as a Personal Investment Advisor (PIA). Beyond his professional role, he participates in community volunteer activities, reflecting his commitment to the local areas he serves.

Bryan Graczyk is a Certified Financial Planner® with 29 years of experience in the financial services industry. He is currently with OSAIC Wealth Inc and also owns The Graczyk-Dijak Financial Group. His prior experience includes roles at Harbour Investments, Inc and NEXT Financial Group, Inc. Graczyk also operates as an independent insurance agent. OSAIC Wealth serves a diverse range of retail and institutional clients, providing brokerage and advisory services that include comprehensive financial planning and various managed portfolio programs. The firm emphasizes model-based asset allocation and portfolio optimization within a multi-advisor platform.

Wesley Schropp is a Wealth Management Advisor and managing partner of the Iles Schropp Group within Merrill Lynch Wealth Management. He has been with Merrill since 2008, initially joining as an intern, and became a partner in the Iles Schropp Group in 2014. The group specializes in institutional investment consulting and focuses on serving foundations, endowments, nonprofits, corporations, and multi-generational families. Wesley holds a Bachelor's Degree in Personal Financial Planning from Central Michigan University. He has earned several professional designations, including the Certified Financial Planner (CFP), Certified Investment Management Analyst (CIMA), and Certified Plan Fiduciary Advisor (CPFA). He also holds FINRA Series 7, 66, and SIE registrations. Wesley's expertise encompasses family wealth management strategies, institutional investment consulting, legacy planning, socially responsible and ESG investing, tax minimization, and personal retirement planning. He is active in professional and community organizations such as the Council of Michigan Foundations and Junior Achievement. Wesley resides in Saginaw, Michigan, with his wife and two children. His personal interests include golfing, reading, skiing, and spending time with his family and their golden retriever.

Matthew Lambertson II is a financial advisor at Edward Jones in Midland, MI, holding a Series 66 designation with four years of industry experience. He previously worked at Frankenmuth Credit Union for seven years before joining Edward Jones in 2022. Lambertson serves as Membership Chair for the Home Builders Association of Midland, where he organizes membership meetings and events. Edward Jones is a full-service wealth management firm with over 23,700 advisors serving more than four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, operating under a fiduciary standard and supporting approximately $1.01 trillion in assets under management.

Michelle Gaiser is a financial advisor with Raymond James & Associates in Bay City, MI, holding a Series 66 designation and six years of industry experience. She previously worked at Wells Fargo Advisors before joining Raymond James in 2018. Outside of her advisory role, Michelle owns businesses focused on fitness and wellness, including Gaiser Fitness and FASTer Way to Fat Loss, which offers health coaching services. Raymond James & Associates, Inc. is a large dually registered broker-dealer and SEC-registered investment adviser serving a broad client base including individuals, institutions, and municipalities. The firm provides tailored financial planning and advisory services supported by comprehensive research, portfolio management options, and specialized municipal advisory capabilities.

Jacob Kokaly is a financial advisor with OSAIC based in Saginaw, MI, holding Series 63 and Series 65 licenses and bringing eight years of industry experience. His prior roles include positions at Royal Alliance Associates, Signator Investors, Warmels & Comstock, and Michigan State University. Outside of financial advising, he works part-time as a merchandiser for a family-owned bakery. OSAIC Wealth serves a diverse range of clients including individual investors, retirement plan sponsors, charities, and corporate clients. The firm provides brokerage and advisory services through multiple programs supported by model-based asset allocation, portfolio optimization tools, and a complex affiliate network, distinguishing itself through its scale and recent consolidation activity.

Nathanael Ott is a financial advisor with Thrivent Investment Management in Saginaw, MI, holding a Series 66 designation and 19 years of industry experience. He has been with Thrivent Financial for Lutherans and Thrivent Investment Management since 2006. Thrivent Investment Management offers Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, providing comprehensive written recommendations on a variety of financial topics without including implementation. The firm integrates holistic, goal-based analyses with planning and managed-account services under a consolidated billing option called “WealthPlan.”

Jody Cliffe is a financial advisor with Edward Jones in Freeland, MI, holding a Series 66 designation and 18 years of industry experience. Cliffe has been with Edward Jones since 2008. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of discretionary and non-discretionary investment strategies, operates under a fiduciary standard, and manages approximately $1.01 trillion in assets through a large national network of financial advisors and branch offices.

Jon Frank is a financial advisor at Equitable Advisors in Saginaw, MI, holding a Series 66 designation with nine years of industry experience. He has worked at Equitable Advisors and its predecessor AXA Advisors since 2017 and previously at Premier Financial Group. Outside of his advisory role, he operates a seasonal landscaping business and coaches volleyball at Valley Lutheran High School. Equitable Advisors serves individual clients, pension and profit-sharing plans, corporations, and charitable organizations, providing financial planning, retirement consulting, and asset management programs. The firm utilizes a range of in-house and third-party investment models, with advisory services delivered through a network of Investment Adviser Representatives.

Patrick Van Sumeren is a financial advisor at Osaic with 35 years of industry experience. He holds Series 63, 65, and 66 credentials and has previously worked at Spc and Sigma Financial Corporation. Outside of his advisory role, Van Sumeren is actively involved in local Catholic education and community organizations, serving on finance councils and boards for various Catholic schools and church committees in the Diocese of Saginaw. Osaic Wealth serves a broad mix of retail and institutional clients, offering a multi-advisor platform with brokerage and advisory services that include financial planning, managed portfolios, and retirement plan consulting. The firm utilizes model-based asset allocation and portfolio optimization, supporting discretionary and third-party manager strategies.