Bradford Newitt is a financial advisor with TIAA-CREF in East Lansing, MI, holding Series 63 and Series 65 licenses and bringing 22 years of industry experience. Prior to joining TIAA-CREF in 2017, he worked for Hantz Financial Services, Inc. for 14 years. TIAA-CREF Individual & Institutional Services, LLC provides financial planning, discretionary managed accounts, and broker-dealer services primarily to individuals connected to TIAA-administered retirement plans, as well as trusts, estates, and corporate entities. The firm separates one-time planning services from ongoing portfolio management and serves as adviser to a donor-advised fund within a vertically integrated structure.

Eric Waggoner is a CFP®, CFA®, and ChFC® affiliated with Private Advisor Group, LLC, and has 19 years of industry experience. He previously worked at Northwestern Mutual in various roles from 2007 to 2019 before joining Private Advisor Group and LPL Financial in 2019. Outside of advisory work, he is a business owner of Black Tie Cattle Company and holds a teaching position at Michigan State University. Private Advisor Group serves a diverse client base including individuals, trusts, and charitable organizations, providing discretionary and non-discretionary portfolio management, financial planning, and retirement-plan consulting through a broad network of investment adviser representatives. The firm offers access to multiple advisory programs and third-party asset managers, with model portfolios supported by major strategists such as Fidelity, BlackRock, and Goldman Sachs.

Jay O'Brien is a CFP® with 27 years of industry experience, currently serving as a financial advisor at Private Advisor Group, LLC since 2015. He has been affiliated with LPL Financial since 2004. Outside of his advisory work, he owns Money Rules, an internet educational and marketing company that provides financial educational materials and operates a financial blog. Private Advisor Group, LLC is an SEC-registered advisory firm managing over $41 billion across more than 135,000 client relationships, serving individuals, trusts, estates, charitable organizations, and corporate and retirement plan clients. The firm offers a range of portfolio management and financial planning services, utilizing various investment methods and third-party asset management programs.

Kevin Lynch is a financial advisor at Oppenheimer with 25 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Oppenheimer since 2017, following a two-year tenure at Cantor Fitzgerald & Co. Oppenheimer serves a diverse client base including individuals, corporations, pension plans, and charitable organizations. The firm provides a range of advisory and brokerage services, employing strategic and tactical asset allocation alongside various investment strategies tailored to client objectives.

Michael Snoeyink is a financial advisor with Empower Advisory Group in Haslett, MI, holding Series 63, 65, and 66 licenses and having 15 years of industry experience. His work history includes roles at Empower Financial Services, Western Southern Life, and Citizens Securities. He is also the owner of an ecommerce business, Boats and Sandbars LLC. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and participants, as well as Empower Premier IRA and retail brokerage clients. The firm offers integrated services linked to Empower’s recordkeeping and administrative platforms, focusing on long-term portfolio returns and annual rebalancing.

John Soltis is a financial advisor at Hantz Financial Services, Inc. in Okemos, MI, holding Series 63 and Series 65 licenses with 25 years of industry experience. He has been with Hantz Financial Services since 2000. Hantz Financial Services serves individual investors, charitable organizations, corporate clients, and retirement plan sponsors, offering financial planning, wealth management, and fiduciary services. The firm utilizes model-driven ETF strategies, separately managed accounts, and alternative investments, supported by affiliated businesses including a state-chartered trust bank and in-house tax and business consulting.

Evan Klump is a financial advisor with Commonwealth Financial Network holding a Series 66 designation and three years of industry experience. Prior to joining Commonwealth, he worked at Equitable Advisors for two years and has held various roles including logistics coordination and fixed insurance sales. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser that serves a national network of nearly 2,900 affiliated advisors and hundreds of thousands of clients. The firm provides a broad platform including managed account programs, third-party asset manager access, and comprehensive custody and clearing services.

Nathan Reusser is a CFP®-certified financial advisor with 24 years of industry experience. He has been with Private Advisor Group, LLC since 2015 and has worked at LPL Financial since 2004. Private Advisor Group, LLC is an SEC-registered advisory firm managing over $41 billion across more than 135,000 client relationships. The firm serves individuals, trusts, estates, charitable organizations, and corporate and retirement plan clients, offering a range of portfolio management and financial planning services through both proprietary and third-party strategies.

Rex Foster is a financial advisor at Hantz Financial Services, Inc. in Okemos, MI, holding the ChFC® designation and Series 63 license with 29 years of industry experience. He has been with Hantz Financial Services since 1999. Outside of his advisory role, Foster is involved as an owner of Texigan LLC and is a partner and passive investor in Strokes Gained Golf LLC, an indoor golf simulator business anticipated to start operations in 2026. Hantz Financial Services serves a diverse client base, including individual investors, charitable organizations, corporate clients, and retirement plan sponsors. The firm employs model-driven ETF strategies alongside separately managed accounts and unified managed account solutions, supported by affiliated entities such as a state-chartered trust bank and in-house tax and business consulting services.

Michael Basmajian is a ChFC® and Series 66 credentialed financial advisor with 10 years of industry experience. He has been with Hantz Financial Services, Inc. since 2015 and previously worked at Grand Canyon University for six years. Hantz Financial Services, Inc. serves individual investors, corporate clients, and retirement plan sponsors through a multi-advisor platform managing approximately $10 billion in assets. The firm focuses on diversified, ETF-centered model portfolios and offers a range of services including financial planning, portfolio management, retirement plan consulting, mortgage brokerage, and insurance through affiliated agencies.

Matthew Schartow is a financial advisor with Empower Advisory Group based in Perry, MI. He holds Series 63 and Series 65 credentials and has three years of industry experience. Prior to joining Empower, he worked for Alerus Financial from 2016 to 2023. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as certain retail clients. The firm integrates its advisory services with Empower’s recordkeeping and administrative platforms, offering point-in-time financial plans and optional managed account solutions.

Sara Frank Hepfer is a CFP® professional with 19 years of experience, currently serving as a financial advisor at Commonwealth Financial Network since 2014. She holds the Series 66 designation and is based in East Lansing, MI. Outside of her advisory role, she co-owns Financial Technology, Inc., a company facilitating securities business and TPA services, and has participated as a speaker on networking tactics. Commonwealth Financial Network is a registered investment adviser supporting a national network of approximately 2,950 advisors with a range of advisory programs, including wealth management and retirement plan consulting. The firm provides operational, trading, technology, compliance, and practice-management support while offering discretionary portfolio management and distinct program structures to its affiliated advisors.

Kiley Eory is a CFP® and ChFC® with 11 years of industry experience, currently serving as an advisor at Private Advisor Group, LLC. Prior to joining Private Advisor Group in 2019, Eory worked with Northwestern Mutual Wealth Management Company and Northwestern Mutual Investment Management. Eory is also president of Waggoner Group, Inc., where they oversee tax preparation, accounting, and non-variable insurance services. Private Advisor Group serves a diverse client base including individuals, trusts, estates, and charitable organizations, offering portfolio management, financial planning, and retirement-plan consulting through a network of investment adviser representatives. The firm provides access to a range of advisory programs and third-party asset managers, utilizing various analytical approaches and tools to align with client objectives.

Samuel Whelan is a CFP® credentialed financial advisor with four years of industry experience. He is affiliated with Private Advisor Group, LLC and also operates under the name Flynn Wealth Partners. His prior experience includes roles at Auto Owners Insurance, Ingham County, and Gratiot County. Private Advisor Group serves a diverse client base including individuals, business entities, trusts, estates, and charitable organizations. The firm provides discretionary and non-discretionary portfolio management, financial planning, and retirement-plan consulting through a range of advisory programs and access to third-party asset managers and turnkey asset management platforms.

Scott Heise is a financial advisor with TIAA-CREF in East Lansing, MI, holding Series 63 and Series 65 designations and bringing 32 years of industry experience. He has been with TIAA and TIAA-CREF since 2000. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division provides financial planning and discretionary managed account programs to individuals, trusts, estates, and small retirement plans, often serving clients with pre-existing employer retirement plan relationships. The firm differentiates its planning services from ongoing managed account management and acts as adviser to a donor-advised fund while operating within a vertically integrated group using affiliated funds.

Brian Shepard is a financial advisor with Commonwealth Financial Network based in East Lansing, MI. He holds the Series 66 designation and has 14 years of industry experience. He is also co-owner and Vice President of Financial Technology, Inc., a company that facilitates securities business and TPA services. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 advisors and hundreds of thousands of clients. The firm offers a broad adviser-support platform including managed-account programs, access to third-party asset managers, retirement consulting, and custody services.

Jon Scott is a financial advisor at TIAA-CREF with two years of industry experience. He holds the Series 63 and Series 65 licenses and previously worked at Hoskin Capital and Jefferies. Outside of his advisory role, Scott serves as the Corresponding Secretary for the Alpha Phi Alpha Fraternity’s Kappa Delta Lambda Chapter and is a Commissioner on the Lansing City Board of Fire Commissioners. TIAA-CREF Individual & Institutional Services, LLC provides financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans, often serving clients connected through TIAA-administered employer retirement plans. The firm offers both point-in-time planning services and ongoing portfolio management, applying a fiduciary standard within a vertically integrated structure that includes affiliated funds.

Alexis Cabrera is a financial advisor at Empower Advisory Group with two years of industry experience. They hold the Series 66 and Series 63 designations. Prior to joining Empower, Alexis worked at Northwestern Mutual in various roles and has experience with the State of Michigan Department of Treasury. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to Empower Premier IRA and retail brokerage account holders. The firm’s services are integrated with Empower’s recordkeeping and administrative platforms and focus on long-term portfolio returns and clients’ savings rates.

Cory Jansen is a financial advisor at Hantz Financial Services, Inc. in Okemos, MI, holding a Series 66 designation with six years of industry experience. He has been with Hantz Financial Services since 2018 and previously worked at LSSU from 2015 to 2018. Hantz Financial Services serves a diverse client base including individual investors, charitable organizations, corporate clients, and retirement plan sponsors. The firm employs a model-driven investment approach focused on ETF strategies, supplemented by separately managed accounts and unified managed account solutions, and offers a range of financial planning, wealth management, and retirement-plan advisory services.

Andrew Beach is a CFP® and ChFC® with 24 years of industry experience, currently serving as a financial advisor at Hantz Financial Services, Inc. in Okemos, MI, where he has worked since 2001. His credentials also include the Series 63 license. Hantz Financial Services serves a diverse client base, including individual investors, charitable organizations, corporate clients, and retirement plan sponsors. The firm employs model-driven ETF strategies alongside separately managed accounts and unified managed account solutions, and it offers a range of financial planning, portfolio management, and fiduciary services supported by affiliated businesses such as a state-chartered trust bank and in-house tax and consulting services.