Kirk Walker is a financial advisor at Strategic Financial Concepts, LLC with 11 years of industry experience. He holds the Series 65 designation and has been with Strategic Financial Concepts since 2014. In addition to his advisory role, he works as a financial advisor in insurance at National Financial Alliance, focusing on life, health, long-term care, and disability insurance. Strategic Financial Concepts provides personalized investment advisory and financial planning services to a diverse client base, including individuals, high-net-worth households, retirement plans, trusts, and business entities. The firm employs discretionary portfolio management using fundamental and technical analysis, model portfolios, and third-party manager solutions, often integrating financial planning with investment management.

Joseph Velazquez is a financial advisor at 1900 Wealth in San Antonio, TX, holding Series 66 and Series 63 licenses with four years of industry experience. Prior to joining 1900 Wealth in 2026, he worked at JP Morgan Securities, LLC and JP Morgan Chase Bank, N.A. from 2023 to 2026, and at Northwestern Mutual Life Insurance Company and Northwestern Mutual Investment Services LLC from 2021 to 2022. 1900 Wealth serves individuals, family offices, pension plans, trusts, estates, corporations, and other entities by providing financial planning, consulting, and both discretionary and non-discretionary investment management. The firm emphasizes strategic asset allocation using low-cost ETFs and mutual funds to build diversified, long-term portfolios tailored to clients’ goals, risk tolerance, and time horizon.

Timothy Eastman is a financial advisor with Frost Investment Services in San Antonio, TX. He holds Series 63 and Series 65 licenses and has 26 years of industry experience. Prior to joining Frost in 2025, he worked at Victory Capital Advisers, Inc. and USAA Financial Advisors, Inc. among other firms. Frost Investment Services is a retail-focused, SEC-registered adviser serving individuals, trusts, estates, charitable organizations, and business entities. The firm offers discretionary portfolio management, comprehensive financial planning, and various managed account programs, utilizing a multi-manager approach through the Fidelity Managed Account Xchange platform.

Carla Worsham is a financial advisor with Frost Investment Services in San Antonio, TX, holding a Series 63 designation and 28 years of industry experience. She has worked at Frost Brokerage Services, Inc. since 1997 and has been with Frost National Bank since 1984. Frost Investment Services advises individual and corporate clients, including high-net-worth households, offering investment advisory and portfolio management services. The firm operates as an enterprise advisory platform with approximately 179 advisors and is affiliated with a banking institution, which influences its referral, custody, and compensation arrangements.

Eric Chapman is a financial advisor with Frost Investment Services in San Antonio, TX, holding Series 63 and Series 66 licenses and 14 years of industry experience. He previously worked at JPMorgan Chase Bank and JP Morgan Securities LLC from 2015 to 2022. Outside of his advisory role, Chapman serves as a high school football referee with the Texas Association of Sports Officials. Frost Investment Services provides investment advisory and portfolio management services to individual and corporate clients, managing approximately $3.7 billion in client assets through a team of around 179 advisors. The firm is affiliated with a banking institution, which influences its referral, custody, and compensation arrangements.

Lisa Torres is a financial advisor with Frost Investment Services in San Antonio, TX. She holds a Series 65 designation and has three years of industry experience. Prior to joining Frost Investment Services, she held roles at USAA Federal Savings Bank, USAA, Frost Bank, San Antonio Water System, and SWBC. Outside of her advisory role, Lisa operates a photography and videography business on a limited basis. Frost Investment Services provides investment advisory and portfolio management services to individual and corporate clients, including high-net-worth households. The firm combines enterprise-scale resources with a banking affiliation and manages approximately $3.7 billion in client assets across a multi-team platform.

Garrett Gomez is a financial advisor with Frost Investment Services in San Antonio, TX, holding Series 63 and Series 66 designations and 23 years of industry experience. He has worked at Frost Brokerage Services since 2003 and Frost National Bank since 2002. Outside of advisory duties, he serves as a Retirement Services Administrator, managing investment accounts and custody relationships in an operational capacity. Frost Investment Services is a retail-focused, SEC-registered adviser serving individuals, trusts, estates, charitable organizations, and business entities. The firm offers discretionary portfolio management, comprehensive financial planning, and managed account programs implemented through the Fidelity Managed Account Xchange platform, utilizing a combination of fundamental, technical, and cyclical research.

Brian Alphin is a financial advisor at Frost Investment Services in San Antonio, TX, with 11 years of industry experience. He holds the Series 63 and Series 66 designations and has been with Frost Investment Services since 2017, following prior roles at Frost Brokerage Services and Frost Bank. Frost Investment Services is a multi-team firm advising individual and corporate clients, including high-net-worth households, providing portfolio management and investment advisory services. The firm’s affiliation with a banking institution and its enterprise scale distinguish it within the industry.

Emily Groves is a financial advisor with Frost Investment Services, holding a Series 63 designation and 15 years of industry experience. She has worked with Frost Brokerage Services Inc and Frost Bank since 2015, and was with Frost Investment Services in 2017. Frost Investment Services provides investment advisory and portfolio management services to individual, high-net-worth, and corporate clients. The firm operates as an enterprise advisory platform with a unique affiliation to a banking institution and manages approximately $3.7 billion in client assets across about 179 advisors.

Christina Rodgers is a financial advisor with Frost Investment Services in San Antonio, TX, holding Series 63 and Series 66 credentials and bringing 16 years of industry experience. Her career includes roles at Wells Fargo Clearing and Frost Bank, where she has worked for over 11 years. Frost Investment Services advises individual and corporate clients, including high-net-worth households, offering investment advisory and portfolio management through an enterprise advisory platform with approximately 179 advisors managing about $3.7 billion in assets. The firm’s affiliation with a banking institution and its predominantly percentage-of-assets compensation model distinguish its operating structure.

Daniel Silguero is a CFP® and holds the Series 66 designation. He has four years of industry experience, currently serving at Frost Investment Services in San Antonio, TX. His prior experience includes roles at Frost Brokerage Services, AGIA, VALIC Financial Advisors, Prosperity Bank, and Home Loan Protector. Frost Investment Services advises individual and corporate clients, including high-net-worth households, providing investment advisory and portfolio management services. The firm operates as an enterprise advisory platform with over 170 advisors managing approximately $3.7 billion in client assets and is affiliated with a banking institution, which influences its referral, custody, and compensation structures.

Ruth Forehand is a CFP® professional with 29 years of experience in the financial services industry. She has worked at IHT Wealth Management LLC since 2020 and previously spent seven years at Revolution Wealth Management and over a decade at LPL Financial, where she continues to maintain an affiliation. IHT Wealth Management serves a diverse client base including high-net-worth individuals, pension and profit-sharing plans, charitable organizations, trusts, and corporate clients. The firm employs a blended investment approach combining fundamental stock selection with quantitative tools and diversified model portfolios, while also offering ERISA fiduciary services and a proprietary wrap-fee program through a large network of advisors.

Kaleb Talbot is a financial advisor with Frost Investment Services in San Antonio, TX, holding a Series 66 license and eight years of industry experience. His prior roles include positions at Gallagher Fiduciary Advisors, Kestra Investment Services, and JPMorgan Chase Bank. Outside of advisory work, he was involved with Every Event Entertainment, LLC from 2022 to 2024. Frost Investment Services advises individual and corporate clients, including high-net-worth households, offering investment advisory and portfolio management through an enterprise platform with approximately 179 advisors managing about $3.7 billion in assets. The firm’s affiliation with a banking institution distinguishes its operating model from many peers.

Derek Perez is a financial advisor with Frost Investment Services in San Antonio, TX. He holds a Series 66 designation and has experience working at Frost Brokerage Services and H.E.B. outside the financial industry. He is also co-owner of a local cleaning business, Peel Good Cleaning, where he assists with budgeting and payroll. Frost Investment Services is a retail-focused, SEC-registered adviser serving individuals, trusts, estates, charitable organizations, and business entities. The firm offers discretionary portfolio management, comprehensive financial planning, and managed account programs implemented through the Fidelity Managed Account Xchange platform, combining internal and third-party strategies.

David Parsons is a financial advisor with USAA Investment Services Company, holding Series 63 and Series 65 licenses and bringing 25 years of industry experience. He has worked within various USAA entities since 2008, including USAA Life Insurance Company and USAA Financial Advisors, Inc. Outside of his advisory role, he manages a small rental activity from his primary residence. USAA Investment Services Company serves USAA members and the general public by providing retirement-focused advice and referral services. The firm offers a Retirement Income Strategy Report and refers clients to Charles Schwab for investment products, operating primarily as a retirement-advice intermediary rather than a portfolio manager.

Alina Tudor is a financial advisor at Frost Investment Services with 11 years of industry experience. She holds the Series 63 and Series 66 designations and has been with Frost Investment Services since 2017. Tudor also serves on the investment committee for Hospice Austin. Frost Investment Services is a retail-focused, SEC-registered adviser serving individuals, trusts, estates, charitable organizations, and business entities. The firm offers discretionary portfolio management, comprehensive financial planning, and managed account programs through the Fidelity Managed Account Xchange platform, combining affiliated and third-party investment strategies.

Lorena Salazar is a financial advisor at Frost Investment Services with 23 years of industry experience. She holds the Series 63 designation and has worked at Frost Brokerage Services since 2001 and Frost Bank since 1986. Frost Investment Services is a retail-focused, SEC-registered adviser serving individuals, trusts, estates, charitable organizations, and business entities. The firm offers discretionary portfolio management, comprehensive financial planning, and a variety of managed account programs, utilizing the Fidelity Managed Account Xchange platform and combining fundamental, technical, and cyclical research in its investment process.

Hugo Cruz is a financial advisor at Sequent Planning, LLC with two years of industry experience. He holds Series 63 and Series 65 credentials. Prior to joining Sequent Planning, he worked in roles with organizations including Portfolio Medics, Teacher's Pension, and the National Football League. He has also been involved with the PAC-12 Conference and Conference USA. Sequent Planning, LLC (doing business as Futurity First Wealth Management) serves individuals, retirement plan sponsors, businesses, endowments, and nonprofits. The firm offers asset management, financial planning, and retirement plan services through a network of independent representatives using a risk-structured, diversified investment approach.

Jane Wakely is a financial advisor with Frost Investment Services in San Antonio, TX. She holds a Series 66 designation and has one year of industry experience. She has been affiliated with Frost Brokerage Services since 2015. Frost Investment Services is a retail-focused, SEC-registered adviser serving individuals, trusts, estates, charitable organizations, and business entities. The firm offers discretionary portfolio management, comprehensive financial planning, and various managed account programs, utilizing a combination of fundamental, technical, and cyclical research in its investment process.

Timal Robinson is a financial advisor with Frost Investment Services in San Antonio, TX, holding a Series 63 designation and 17 years of industry experience. Prior to joining Frost, he worked at JP Morgan Chase Bank and JPMorgan Securities LLC from 2016 to 2024. Outside of his advisory role, he operates an e-commerce retail business selling personal care products on Amazon. Frost Investment Services serves individual and corporate clients, including high-net-worth households, offering investment advisory and portfolio management services. The firm combines enterprise scale with a unique affiliation to a banking institution, managing approximately $3.7 billion in client assets through a primarily asset-based fee model.