Omar Chavez is a financial advisor with Raymond James Financial in El Paso, TX, holding a Series 66 designation and eight years of industry experience. Prior to joining Raymond James in 2025, he worked at Ameriprise for eight years and Unified Insurance and Income Tax for two years. Outside of his advisory role, he serves as CEO of Chavez TBG Corp, a support company focused on financial advising and wealth management. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm offers non-discretionary planning tailored to client goals using risk profiling and modeling tools, and supports municipal and public finance work through a unique affiliation with a municipal advisor.

Ryan Benway is a financial advisor with Raymond James Financial in El Paso, TX. He holds a Series 66 designation and is early in his career, having joined the industry in 2025. His prior work experience includes positions outside of finance, such as roles at Papa John’s Pizza and several educational institutions. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting services to a wide range of clients, including individuals, high-net-worth clients, pension plans, corporations, and institutions. The firm offers tailored, non-discretionary planning and utilizes analytical tools for outcome modeling, supporting clients through advisory programs and other providers.

Alfonso Holguin is a financial advisor with Osaic Wealth, Inc. based in El Paso, TX, holding Series 63 and Series 66 licenses and bringing 26 years of industry experience. His prior roles include positions at Securities America and Edward Jones. Osaic Wealth, Inc. serves a diverse range of clients including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations through a large network of affiliated advisors. The firm uses asset-allocation tools, risk-tolerance assessments, and automated rebalancing to construct diversified portfolios across various asset classes and offers both discretionary and non-discretionary account management.

Manuel Magallanes is a financial advisor at Merrill with seven years of industry experience. He holds Series 63 and Series 65 licenses. His prior experience includes roles at Wells Fargo Bank NA, Wells Fargo Clearing Services LLC, U.S. Bank and U.S. Bancorp Investments, Inc. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Kevin Long is a financial advisor with Edward Jones in El Paso, TX, holding a Series 66 designation and 11 years of industry experience. He has been with Edward Jones since 2014 and concurrently serves in the Army National Guard since 2002. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, managing approximately $1.01 trillion in assets through a network of more than 23,700 advisors nationwide. The firm offers a range of advisory programs including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Stefanie Welsch is a financial advisor at Merrill with a Series 66 credential and two years of industry experience. She previously worked at Bank of America, N.A. and has five years of experience in homemaking. Outside of her advisory role, she is actively involved in the Junior League of El Paso and serves in leadership positions with the El Paso del Norte Stanford Alumni Club. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, and institutions with model-based and discretionary investment strategies developed by internal and third-party managers.

Ross Salas is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 14 years of industry experience. He has worked at Wells Fargo Clearing since 2024 and previously held roles at LPL Financial, BancWest Investment Services, and Bank of the West. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and based on modern portfolio theory, with a notable range of investment options including insurance-related vehicles and bank deposit sweep programs.

Daniel Smith is a financial advisor with Wells Fargo Clearing in Amarillo, TX, holding a Series 66 designation and 15 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and was previously with Wells Fargo Advisors LLC from 2010 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory solutions. The firm’s approach is IPS-driven and grounded in modern portfolio theory, incorporating a broad range of financial products including insurance-related vehicles and bank deposit sweep options.

Raziel Speer is a financial advisor with Wells Fargo Advisors in El Paso, TX, holding a Series 66 designation and two years of industry experience. His prior work includes roles at PNC Bank and Sunflower Bank, along with experience in the retail and food service sectors. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser serving individuals, trusts, and institutions. The firm offers a broad range of financial planning services tailored to clients meeting a net-worth threshold, utilizing research and planning tools to develop personalized recommendations.

Gabriel Vargas is a financial advisor at J.P. Morgan Securities with eight years of industry experience. He holds Series 63 and Series 66 designations and has worked at both Wells Fargo and JPMorgan Chase Bank. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. As a subsidiary of J.P. Morgan, the firm combines institutional advisory operations with brokerage, distribution, and investment management capabilities.

Isaiah Banuelos is a Wealth Management Advisor at Merrill Lynch Wealth Management. He specializes in developing financial strategies for high net worth individuals and business owners, focusing on areas such as college education planning, divorce transition planning, retirement income, liquidity management, and socially responsible investing. Isaiah is a qualified Portfolio Manager who manages personalized investment strategies that can include individual stocks and bonds, Merrill Lynch model portfolios, and third-party investment options. Isaiah began his career with Merrill in 2005 after earning degrees in Economics and Finance with a minor in Accounting from the University of Wisconsin-La Crosse. He holds the CERTIFIED FINANCIAL PLANNER™ (CFP) certification and the Personal Investment Advisor (PIA) designation. He has demonstrated leadership and expertise in wealth management, having been named to Forbes/SHOOK "America’s Top Next-Generation Wealth Advisors" List in 2017. Isaiah lives in Plymouth with his wife, Matthew, and their children. He is active in the community, supporting nonprofit organizations such as Wishes & More and serving as a board member of the Gleason Lake Association. Outside of work, he enjoys interior decorating, music, painting, and spending time with his family.

Romel Alvarado is a financial advisor with LPL Financial in El Paso, TX, holding a Series 65 designation and eight years of industry experience. He previously worked at Kestra Financial, Inc. for eight years and The Herrera Group for six years. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a broad range of advisory programs and financial planning services, providing both discretionary and non-discretionary management supported by research from LPL and third-party subadvisors.

Pedro Galicia is a financial advisor with Wells Fargo Clearing in El Paso, TX, holding Series 63 and Series 66 licenses and 14 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and held roles at Wells Fargo Bank NA and Wells Fargo Advisors, LLC prior to that. Outside of his advisory work, Galicia owns an industrial supplies business called Atomotive Advance Technologies LLC, operating under the name Aldebaran Solutions. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s IPS-driven approach incorporates modern portfolio theory and includes a broad range of financial products such as insurance-related vehicles and bank deposit sweep options.

Mauricio Felix III is a Senior Financial Advisor at Merrill Lynch Wealth Management. He began his career in the financial industry in 2007 when he joined Merrill Lynch Wealth Management as a Financial Advisor. Mauricio focuses on assisting clients who have experienced an unexpected windfall and require wealth management planning, executives in the maquiladora industry planning their retirement transition, and clients seeking to establish wealth transfer strategies for future generations. Mauricio holds a Bachelor's degree in Business Administration with a minor in Finance from ITESM. He is registered with FINRA holding Series 7, Series 66, and Series 3 licenses. Additionally, he has earned professional designations including Certified Investment Management Analyst (CIMA), Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He is bilingual in English and Spanish. Outside of his professional work, Mauricio volunteers his time to promote economic mobility and teaches basic finance concepts aimed at breaking the cycle of poverty. He also enjoys hiking, running, and participating in marathons.

Walter Chayes is a financial advisor at Merrill with 41 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at Merrill since 1984, currently serving in El Paso, TX. He is a member of the board of directors for the El Paso Holocaust Museum, a charitable organization. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers both model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Cynthia Rivas is a financial advisor with LPL Financial, holding Series 63 and Series 65 designations and bringing 27 years of industry experience. She has worked at LPL Financial since 2019 and concurrently at Graham Capital Strategies LLC since 2012. Additional prior roles include positions at Princor Financial Services Corp and Principal Life Insurance Company from 2012 to 2019. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm provides a range of advisory programs, financial planning, and retirement consulting services, utilizing model portfolios, third-party subadvisors, and technology such as machine learning in its investment approach.

Sheridan Pantoja is a Financial Advisor at Merrill Lynch Wealth Management specializing in personalized investment strategies, retirement planning, portfolio management, and financial education. His professional approach centers on building relationships tailored to each client's goals, priorities, and vision for the future. Sheridan focuses on helping individuals and families convert their income into long-term wealth through personalized financial plans. He holds the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) designations. Sheridan earned his High School Diploma from Andress High School. His expertise includes institutional investment consulting, legacy planning, managing new wealth, small business strategies, individual and corporate investment strategy, and retirement income planning. Sheridan is committed to expanding access to financial education, particularly within the Latino community. He participates in community outreach through organizations such as Better Money Habit, El Pasoans Fighting Hunger, and HOLA, where he helps promote financial literacy and wealth-building strategies. Sheridan communicates fluently in both English and Spanish.

Randall Smith is a financial advisor with Cetera, holding the PFS™ and Series 66 credentials and bringing 21 years of industry experience. He has worked with firms including Avantax and 1st Global Advisors and owns RS Wealthcare Advisors, Inc. Smith serves on the boards of Alternative House Inc., a charitable organization, and Paseo Del Este Municipal District No. 3, a Texas utility district. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate, charitable, and institutional clients through a multi-manager platform offering discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers.

Brian Farrish is a CFP® with 25 years of experience in the financial services industry. He is currently with Wells Fargo Advisors in El Paso, TX, where he has worked since 2009 in various roles within the Wells Fargo organization. Outside of his advisory work, he owns a microbrewery called 915 Brewing Company in El Paso. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing investment and fee-based financial planning services. The firm offers a broad planning menu for clients meeting a net-worth threshold, utilizing Wells Fargo research and tools to develop tailored recommendations.

Billy Apodaca is a Senior Financial Advisor at Merrill Lynch Wealth Management, specializing in managing retirement investments for government workers, government contractors, and small businesses. He focuses on developing personalized financial strategies that align with each client's risk tolerance, time horizon, and liquidity needs. By listening to clients' concerns and understanding their long-term objectives, Billy leverages the resources of Merrill Lynch to help pursue goals through tailored wealth management strategies. His expertise encompasses college education planning, employee benefits planning, family wealth management, legacy planning, personal retirement planning, portfolio management, small business strategies, and individual and corporate investment strategy. Billy holds a Bachelor's Degree and a Master of Business Administration (MBA) from the University of Texas. He carries the designation of Personal Investment Advisor (PIA). Billy is proud to be an El Paso native and values community involvement, volunteering with local organizations. Outside of work, he enjoys baseball, cooking, football, golfing, reading, spending time with his family, traveling, and watching movies.