Isaiah Banuelos is a Wealth Management Advisor at Merrill Lynch Wealth Management. He specializes in developing financial strategies for high net worth individuals and business owners, focusing on areas such as college education planning, divorce transition planning, retirement income, liquidity management, and socially responsible investing. Isaiah is a qualified Portfolio Manager who manages personalized investment strategies that can include individual stocks and bonds, Merrill Lynch model portfolios, and third-party investment options. Isaiah began his career with Merrill in 2005 after earning degrees in Economics and Finance with a minor in Accounting from the University of Wisconsin-La Crosse. He holds the CERTIFIED FINANCIAL PLANNER™ (CFP) certification and the Personal Investment Advisor (PIA) designation. He has demonstrated leadership and expertise in wealth management, having been named to Forbes/SHOOK "America’s Top Next-Generation Wealth Advisors" List in 2017. Isaiah lives in Plymouth with his wife, Matthew, and their children. He is active in the community, supporting nonprofit organizations such as Wishes & More and serving as a board member of the Gleason Lake Association. Outside of work, he enjoys interior decorating, music, painting, and spending time with his family.

Sergio Cervantez is a financial advisor with Wells Fargo Clearing in El Paso, TX. He holds Series 63 and Series 65 registrations and has been in the industry since 2022, with prior experience at Von Tez and Wells Fargo Bank, N.A. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages roughly $671 billion in assets and provides both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party databases.

Romel Alvarado is a financial advisor with LPL Financial, holding a Series 65 designation and possessing eight years of industry experience. He previously worked at Kestra Financial, Inc. for eight years and The Herrera Group for six years. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management solutions, utilizing both proprietary and third-party strategies across multiple platforms.

Pedro Galicia is a financial advisor with Wells Fargo Clearing in El Paso, TX, holding Series 63 and Series 66 licenses and 14 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and held roles at Wells Fargo Bank NA and Wells Fargo Advisors, LLC prior to that. Outside of his advisory work, Galicia owns an industrial supplies business called Atomotive Advance Technologies LLC, operating under the name Aldebaran Solutions. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s IPS-driven approach incorporates modern portfolio theory and includes a broad range of financial products such as insurance-related vehicles and bank deposit sweep options.

Mauricio Felix III is a Senior Financial Advisor at Merrill Lynch Wealth Management. He began his career in the financial industry in 2007 when he joined Merrill Lynch Wealth Management as a Financial Advisor. Mauricio focuses on assisting clients who have experienced an unexpected windfall and require wealth management planning, executives in the maquiladora industry planning their retirement transition, and clients seeking to establish wealth transfer strategies for future generations. Mauricio holds a Bachelor's degree in Business Administration with a minor in Finance from ITESM. He is registered with FINRA holding Series 7, Series 66, and Series 3 licenses. Additionally, he has earned professional designations including Certified Investment Management Analyst (CIMA), Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He is bilingual in English and Spanish. Outside of his professional work, Mauricio volunteers his time to promote economic mobility and teaches basic finance concepts aimed at breaking the cycle of poverty. He also enjoys hiking, running, and participating in marathons.

Walter Chayes is a financial advisor with Merrill in El Paso, TX, holding Series 63 and Series 65 credentials and 42 years of industry experience. He has worked at Merrill since 1984 and concurrently at Bank of America since 2011. Outside of his advisory role, he serves as a board member of the El Paso Holocaust Museum, a charitable organization. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Cynthia Rivas is a financial advisor with LPL Financial in El Paso, TX, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. Her prior work includes roles at Graham Capital Strategies LLC, Princor Financial Services Corp, Principal Life Insurance Company, and Securian Financial Services, Inc. She also has involvement with Graham Capital Strategies LLC and Pivot Wealth Management, LLC. LPL Financial is a national broker‑dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, utilizing both discretionary and non-discretionary strategies supported by technology tools.

Sheridan Pantoja is a Financial Advisor at Merrill Lynch Wealth Management specializing in personalized investment strategies, retirement planning, portfolio management, and financial education. His professional approach centers on building relationships tailored to each client's goals, priorities, and vision for the future. Sheridan focuses on helping individuals and families convert their income into long-term wealth through personalized financial plans. He holds the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) designations. Sheridan earned his High School Diploma from Andress High School. His expertise includes institutional investment consulting, legacy planning, managing new wealth, small business strategies, individual and corporate investment strategy, and retirement income planning. Sheridan is committed to expanding access to financial education, particularly within the Latino community. He participates in community outreach through organizations such as Better Money Habit, El Pasoans Fighting Hunger, and HOLA, where he helps promote financial literacy and wealth-building strategies. Sheridan communicates fluently in both English and Spanish.

Randall Smith is a financial advisor with Cetera, holding the PFS™ and Series 66 credentials and bringing 21 years of industry experience. He has worked with firms including Avantax and 1st Global Advisors and owns RS Wealthcare Advisors, Inc. Smith serves on the boards of Alternative House Inc., a charitable organization, and Paseo Del Este Municipal District No. 3, a Texas utility district. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate, charitable, and institutional clients through a multi-manager platform offering discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers.

Brian Farrish is a CFP® with 25 years of experience in the financial services industry. He is currently with Wells Fargo Advisors in El Paso, TX, where he has worked since 2009 in various roles within the Wells Fargo organization. Outside of his advisory work, he owns a microbrewery called 915 Brewing Company in El Paso. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing investment and fee-based financial planning services. The firm offers a broad planning menu for clients meeting a net-worth threshold, utilizing Wells Fargo research and tools to develop tailored recommendations.

Billy Apodaca is a Senior Financial Advisor at Merrill Lynch Wealth Management, specializing in managing retirement investments for government workers, government contractors, and small businesses. He focuses on developing personalized financial strategies that align with each client's risk tolerance, time horizon, and liquidity needs. By listening to clients' concerns and understanding their long-term objectives, Billy leverages the resources of Merrill Lynch to help pursue goals through tailored wealth management strategies. His expertise encompasses college education planning, employee benefits planning, family wealth management, legacy planning, personal retirement planning, portfolio management, small business strategies, and individual and corporate investment strategy. Billy holds a Bachelor's Degree and a Master of Business Administration (MBA) from the University of Texas. He carries the designation of Personal Investment Advisor (PIA). Billy is proud to be an El Paso native and values community involvement, volunteering with local organizations. Outside of work, he enjoys baseball, cooking, football, golfing, reading, spending time with his family, traveling, and watching movies.

Jameel Toombs is a financial advisor at Edward Jones in El Paso, TX, holding Series 63 and Series 66 licenses with two years of industry experience. Prior to joining Edward Jones, he worked at Allstate Insurance Company, Thrivent Financial, Northwestern Mutual Investment Services LLC, and New York Life. Outside of finance, he was involved in fitness-related ventures including Achillian Fitness and PUSH Crossfit for several years. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, supported by a large network of financial advisors and branch offices nationwide.

Manuel Corral Jr. is a financial advisor at Edward Jones in El Paso, TX, holding a Series 66 designation with one year of industry experience. Prior to joining Edward Jones, he held roles at X-Bow Launch Systems Inc. and Blue Origin. Outside of his advisory work, he is involved in operating Steady Pace Coffee LLC, a local coffee shop in El Paso. Edward Jones is a full-service wealth management firm serving a broad client base that includes individual investors, institutions, and charitable organizations. The firm offers a range of advisory programs and investment strategies, supported by a nationwide network of financial advisors and branch offices.

Jacob Franco is a financial advisor with Wells Fargo Clearing in El Paso, TX, holding Series 63 and Series 66 licenses and possessing 19 years of industry experience. He has worked at Wells Fargo Clearing since 2017 and was previously with LPL Financial from 2015 to 2017. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary options. The firm’s advisory process is grounded in modern portfolio theory and includes a broader range of financial products than typical institutional advisers, such as insurance-related vehicles and bank deposit sweep options.

Mark Fischer is a financial advisor with Raymond James Financial Services Advisors, Inc., holding Series 63 and Series 65 credentials and over 31 years of industry experience. He has been with Raymond James since 2014. Outside of his primary role, he is the owner of Fischer Wealth Management, a support company based in El Paso, TX. Raymond James Financial Services Advisors offers financial planning, investment consulting, and advisory services to a broad range of clients, including individuals, high-net-worth clients, corporations, and institutional investors. The firm provides non-discretionary planning using analytical tools and supports various advisory programs and institutional consulting.

David Arocha III is a financial advisor with Wells Fargo Clearing in San Angelo, TX. He holds Series 63 and Series 65 licenses and has one year of industry experience. Prior to joining Wells Fargo, he worked at 1st Community Federal Credit Union and has a diverse background including roles outside the financial industry. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory approach is IPS-driven and incorporates modern portfolio theory, serving as an ERISA fiduciary when providing investment advice.

Juan Gonzalez is a financial advisor at Equitable Advisors with three years of industry experience. He holds a Series 66 credential and previously worked at Bank of America and Merrill. Gonzalez is based in El Paso, TX. Equitable Advisors serves a broad client base including individuals, pension plans, corporations, and charitable organizations, offering financial planning, retirement consulting, and various asset-management programs. The firm’s approach involves matching clients to advisory program models or discretionary managers, with services delivered through a network of Investment Adviser Representatives and third-party asset managers.

Roberto Montes is a financial advisor at LPL Financial with 18 years of industry experience. He holds Series 63 and Series 66 credentials and has worked at firms including BBVA Wealth Solutions, Bank of America, Merrill, and Wells Fargo Clearing. Montes is also involved in several insurance and wealth management activities, including roles at Vibe Insurance Services Inc and Pivot Wealth Management, LLC. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a wide range of advisory and brokerage services, utilizing various investment strategies and technology tools across a large network of advisors.

Nicci Churchman is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 10 years of industry experience. She has worked at Wells Fargo Clearing since 2018 and previously held positions at Merrill and Bank of America. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary investment advisory services. The firm’s process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Luis Lozano is a financial advisor at Wells Fargo Clearing with 12 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously held positions at Wells Fargo Advisors LLC and Wells Fargo Bank NA. Outside of his advisory role, he owns and manages Capital Investments, LLC, a company involved in purchasing land for residential real estate development. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary investment management grounded in modern portfolio theory. The firm’s services include investment policy statement preparation, performance reporting, participant education, and plan benchmarking, with a notable inclusion of insurance-related products and bank deposit sweep options in its investment menus.