Jakob Wagner is a CFP® professional with one year of industry experience, currently with The AmeriFlex Group in Tempe, AZ. His work history includes roles at Ameriflex Financial Services, Cambridge Investment Research, and Dentist Advisors. Outside of his advisory role, he is associated with Zweifel Investments LLC. The AmeriFlex Group is an SEC-registered investment adviser serving individuals, corporations, and retirement plans through a network of advisory affiliates. The firm offers customized portfolio management and financial planning solutions, utilizing model asset allocations and discretionary or non-discretionary manager relationships.

Robert Hammans is a financial advisor with AlphaStar Capital Management in Chandler, AZ, holding a Series 65 designation and one year of industry experience. He has experience in estate and annuity planning, including roles at Camelback Estate Planning and Family Tree Estate Planning, where he serves as owner and director of operations respectively. AlphaStar Capital Management serves individual, corporate, and retirement plan clients through discretionary investment management, financial planning, and subadvisory services. The firm utilizes model portfolios and a range of investment strategies, offering services to over 8,400 clients with approximately $2.5 billion in assets under management.

George Dernulc is a financial advisor at Northern Trust Securities, Inc. with 23 years of industry experience. He holds the Series 63 and Series 66 credentials and has been with Northern Trust Securities since 2001. Northern Trust Securities, Inc. is an SEC-registered investment adviser and FINRA-registered broker-dealer serving high-net-worth individuals, retail investors, and institutional clients. The firm offers discretionary portfolio management through model-driven strategies including Separately Managed Accounts and Strategist portfolios delivered via the Fidelity Managed Account Xchange platform.

Austin Mc Donough is a CFP® professional with seven years of industry experience currently serving at Creative Planning in Gilbert, AZ. Prior to joining Creative Planning in 2022, he worked at Keystone Wealth Partners and Edward Jones. He also has a background with Liberty University. Creative Planning provides comprehensive wealth management, financial planning, and retirement-plan advisory services to a diverse client base that includes individuals, pension and profit-sharing plans, trusts, foundations, and corporations. The firm employs a financial-planning-led investment approach that emphasizes low-cost indexing and buy-and-hold strategies complemented by selective private market exposure and various tax-efficient strategies.

Carol Ward is a financial advisor with Eagle Strategies (NY Life) based in Mesa, AZ. She holds a Series 66 designation and has seven years of industry experience, including roles at Edward Jones and Christopher Nash. Eagle Strategies serves a diverse range of individual and institutional clients, providing financial planning, investment management, and retirement-plan advisory services. The firm offers multiple program types tailored to client objectives and manages a substantial portion of assets on a non-discretionary basis.

Kurt Rohrs is a CFP® and ChFC® with 25 years of industry experience. He has been with Independent Financial Group, LLC since 2011 and previously worked at QA3 Financial LLC, FFEC Wealth Partners LLC, and SII Investments, Inc. Outside of his advisory work, Rohrs serves as a governing board member for the Chandler Unified School District. Independent Financial Group, LLC offers investment advisory and brokerage services to a diverse client base, including individuals, high-net-worth clients, trusts, and pension plans. The firm utilizes a combination of firm- and third-party models to develop tailored client strategies, implementing a mix of passive and active investment exposures across standard risk profiles.

Matthew Mundy is a financial advisor with Independent Financial Group, LLC, holding Series 63 and Series 65 designations and over 21 years of industry experience. His prior roles include positions at LPL Financial, Kalos Management, Mass Mutual Investors Services, and Eagle Strategies. Outside of advisory work, he collaborates with local estate planning law firms to prepare Living Trusts and participates as a focus group moderator on public perceptions of insurance and investment programs. Independent Financial Group, LLC provides investment advisory and brokerage services to a diverse client base including individuals, high-net-worth clients, trusts, and institutional plans. The firm offers financial planning and portfolio management using both proprietary and third-party models with a combination of passive and active strategies tailored to client risk profiles.

Olivia Brown is a CFP® professional with four years of industry experience, currently serving as a financial advisor at Hornor, Townsend & Kent, LLC. Her prior experience includes roles at Strategic Advocates, LLC and several positions within the Cambridge Investment Research organizations. Outside of advisory duties, she is also involved in life insurance brokerage, providing financial planning and insurance sales through Cambridge Financial Services. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans, offering advisory programs, financial planning, and retirement plan consulting. The firm operates both as an SEC-registered adviser and broker-dealer, supporting a broad range of investment and custody services.

Krista Wittmaack is a financial advisor at Citizens Securities, Inc. in Gilbert, AZ, with 29 years of industry experience. She holds Series 63 and Series 66 licenses and previously worked at firms including Frost Brokerage Services, E*TRADE Capital Management, Morgan Stanley, and Zions Direct. Outside of her advisory role, she is involved with rental property oversight managed by a third party. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors, offering investment advisory programs, brokerage, and insurance services. The firm’s advisory options include a digital advisory program and a Managed Account program, supported by its affiliation with Citizens Bank, N.A.

John Clarke is a financial advisor at Hornor, Townsend & Kent, LLC with 27 years of industry experience. He holds the ChFC® designation and has worked with Penn Mutual Life Insurance Company and Hornor Townsend & Kent for the past 16 years. Clarke is a partner in a multi-line insurance brokerage and serves on the board of directors for American Leadership Academy, a nonprofit organization. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans, offering advisory programs, financial planning, and retirement plan consulting. The firm combines advisory and broker-dealer services, providing custody, execution, and brokerage capabilities alongside investment advice.

Kyle Crews is a financial advisor at Guardian Life with five years of industry experience. He holds Series 66 and Series 63 designations. His prior experience includes roles at Vanguard Advisers, Inc. and The Vanguard Group, Inc. Kyle works with Park Avenue® Wealth Management, a subsidiary of Guardian Life that provides brokerage and investment advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm combines advisor-led discretionary management with model-based strategies and offers a range of financial planning and consulting services tailored to client needs.

Yvette Fernandez is a financial advisor at Hightower Advisors with 16 years of industry experience. She holds Series 63 and Series 65 licenses and has previously worked at Ameriprise and Edward Jones. Hightower Advisors provides investment advisory and planning services to a diverse client base including individuals, institutions, and charitable organizations. The firm’s approach involves manager selection and multi-manager solutions utilizing affiliated and third-party managers, with access to a range of investment vehicles and strategies.

David O'hea is a financial advisor with Creative Planning holding a Series 66 credential and four years of industry experience. His prior roles include positions at Kestra Advisory Services, Morgan Stanley, and Meaden & Moore LLP. Creative Planning provides wealth management, financial planning, and retirement-plan advisory services to a diverse client base, including high-net-worth individuals, pension plans, trusts, and corporations. The firm employs a financial-planning-led investment approach emphasizing low-cost indexing, buy-and-hold strategies, and selective private market exposure.

Trennon Payne is a financial advisor with Guardian Life who holds Series 63 and Series 65 designations and has 10 years of industry experience. He previously worked at Northwestern Mutual Wealth Management Company and related entities for nine years before joining Park Avenue Securities and Guardian Life. Payne also has experience as a broker for insurance products outside of Guardian. Guardian Life’s subsidiary, Park Avenue® Wealth Management, provides brokerage and advisory services to individuals, businesses, and institutions, offering a range of financial planning, investment management, and consulting solutions through both advisor-led and model-based strategies.

Brad Reichert is a CFP®, CFA®, and ChFC® with 17 years of industry experience. He is currently an advisor at Farther and has held roles at multiple firms including Cambridge Investment Research and Reichert Asset Management. Outside of his advisory work, Reichert is active as an author and educator and serves as a director in consulting and coaching. Farther provides discretionary investment management and advisory services primarily to individual investors, trusts, and estates through a digital platform and in-person meetings. The firm employs Modern Portfolio Theory using proprietary model portfolios and algorithmic rebalancing, utilizing ETFs, mutual funds, equities, fixed income, and AI tools to support investment decisions.

Kolton Quitno is a CFP® professional with seven years of experience in financial advisory roles. He currently works at Guardian Life and Park Avenue Securities, having previously held positions at Dew Wealth Management, The Vanguard Group, Towne Park, and Grand Canyon University. Park Avenue Securities, a subsidiary of The Guardian Life Insurance Company of America, provides brokerage and investment advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm offers a combination of advisor-led discretionary management and model-based strategies, along with access to insurance products and alternative investments.

Chimaobi Abarikwu is a financial advisor with Osaic Institutions, Inc. based in Gilbert, AZ, holding a Series 66 credential and four years of industry experience. His prior roles include positions at Edward Jones, Chase Bank, LPL Financial, Morgan Stanley Smith Barney, and Merrill Lynch. Osaic Institutions, Inc. is an SEC-registered investment adviser serving individuals, high-net-worth clients, ERISA plans, trusts, estates, and corporate clients through a network of adviser representatives. The firm combines an adviser/broker-dealer structure with a hybrid service model, offering customized advisory services, financial planning, and access to alternative investments and lending solutions.

Lance Zasso is a CFP®, ChFC®, and Series 65-registered financial advisor with four years of industry experience. He has been with Creative Planning since 2022 and has prior work experience that includes roles at Liberty University and Hume Lake Christian Camps. Creative Planning provides wealth management, financial planning, and retirement-plan advisory services to a diverse client base, including individuals, pension plans, trusts, foundations, and corporations. The firm employs a financial-planning-led investment approach that emphasizes low-cost indexing and buy-and-hold strategies for long-term goals, supplemented by various specialized investment options.

Charisse Mackenzie is a financial advisor with AE Wealth Management, LLC, holding a Series 65 license and 13 years of industry experience. Her prior roles include positions at Regal Investment Advisors, LLC and Saturn Wealth, LLC, where she is also president. In addition to her advisory work, Mackenzie is an author and is involved in financial education through the Institute for Women's Financial Education and the Society of Financial Awareness. AE Wealth Management provides fee-based portfolio management, financial planning, and retirement-plan consulting to a diverse client base that includes individuals, corporations, trusts, and ERISA plan sponsors. The firm employs a range of investment strategies through discretionary model portfolios and supports third-party RIAs with sub-advisory and model-licensing services.

Cole Beckwith is a CFP® with three years of industry experience, currently serving as a financial advisor at Creative Planning. His prior roles include positions at Keystone Wealth Partners and TPC Scottsdale, as well as military service in the U.S. Army. Creative Planning provides investment advisory and financial planning services to a diverse client base, including individuals, corporations, foundations, trusts, and retirement plans. The firm manages approximately $217 billion in assets and employs a financial planning–led investment process that incorporates low-cost indexing, buy-and-hold strategies, and supplemental approaches such as direct indexing and tax-loss harvesting.