Kimberly Krueger is a CFP® professional with 19 years of industry experience, currently serving at Krueger Financial. Her work history includes roles at Commonwealth Financial Network, Sagepoint Financial, LPL Financial, and National Planning Corporation. She is a co-owner of Ascent Financial, LLC, which facilitates securities, advisory, and insurance business. Krueger Financial provides personalized financial and retirement planning services to individuals, families, businesses, trusts, and estates, serving both high-net-worth and non-HNW clients. The firm emphasizes a long-term, tax-aware approach focused on broad asset-class exposure and asset allocation through funds, with a primary focus on planning rather than continuous portfolio management or discretionary trading.

Samuel Olson is a financial advisor with Bonsai Financial in Phoenix, AZ, holding a Series 65 credential and 10 years of industry experience. He previously worked at Secured Retirement Advisors, LLC and Strategy Financial Services. Olson is also involved with Bonsai Insurance Services, LLC, where he consults on life and fixed insurance strategies. Bonsai Financial provides discretionary investment management and financial consulting to individuals, high-net-worth clients, trusts, and estates, focusing on conservative investing with an emphasis on income planning and risk management. The firm manages portfolios through an asset-allocation approach using ETFs, mutual funds, and variable annuity sub-accounts, typically operating on a discretionary basis.

Jameson Zimmerman is a Series 65-registered advisor with Templeton Financial Services Inc. in Chandler, AZ. He has been with Templeton since 2024 and has prior work experience outside the financial industry, including at Sprout's Farmer's Market. Templeton Financial Services primarily serves high-net-worth individuals and institutional clients, focusing on discretionary portfolio management with an emphasis on income-producing investments. The firm employs a conservative, income-oriented investment approach tailored to client objectives and risk tolerance, and is notable for its transparency in referencing third-party ratings and publishing performance figures.

Joseph Arsenault is a financial advisor at Arbor Wealth Management, LLC in Tempe, AZ, holding the PFS™ designation with 13 years of industry experience. He has worked with Arbor Wealth Management since 2012 and is also involved with Arbor Insurance, LLC. Arbor Wealth Management provides investment advisory and financial planning services to individuals, high-net-worth clients, and small businesses, managing approximately $107 million across about 105 client households. The firm employs model-driven, ETF-focused strategies tailored to client risk profiles and conducts portfolio management and financial planning reviews regularly.

Christopher De Chant is a financial advisor with Public Safety Financial/Galloway, holding a Series 65 designation and bringing 10 years of industry experience. Prior to his current role, he has worked with several public safety organizations, including the Glendale Fire Department and the Arizona Fire and Medical Authority. He is also the operations manager of the Ben Avery Shooting Facility, responsible for overseeing annual planning and business plan implementation. Public Safety Financial/Galloway serves public-sector entities, municipal defined contribution plans, and individual clients, specializing in discretionary portfolio management tailored to client objectives and risk tolerance. The firm focuses on financial education and advisory services for public safety personnel and municipal plans.

Andrew Gerhartz is a CFP® with 15 years of industry experience, currently serving at Bridge the Gap Retirement Planners in Phoenix, AZ. He previously worked for six years at Schwab Private Client Investment Advisory, Inc. Gerhartz is co-owner of The Money School LLC, through which he provides general financial education to a broad audience. Bridge the Gap Retirement Planners serves individual and high-net-worth clients with investment management and financial planning across multiple areas, including retirement, estate, and tax planning. The firm manages approximately $49 million in wrap fee programs for about 32 clients and offers collaborative, software-supported financial planning services.

Sara Amparan is a CFP® with 15 years of industry experience, currently serving as an advisor at Prospera Capital Management, LLC. She previously worked at The Vanguard Group, Inc. for 11 years and has been self-employed since 2020. Outside of her advisory work, she contracts with the Mothers Milk Bank of North Texas, supporting breast milk donations for premature and at-risk babies. Prospera Capital Management primarily serves individual and high-net-worth clients, as well as trusts, pension and profit-sharing plans, and business entities. The firm offers discretionary asset management and financial planning, using a variety of analytical approaches and investment strategies tailored to client objectives.

Steven Wheeler is a Series 65-licensed financial advisor with 11 years of industry experience. He is currently with Public Safety Financial/Galloway and has worked at Galloway Asset Management, LLC, and Modern Wealth Management, LLC. Previously, he was involved with Victory Worship Center for two years. Public Safety Financial/Galloway is an SEC-registered investment adviser serving public-sector entities, municipal defined contribution plans, and individual high-net-worth clients. The firm offers discretionary portfolio management based on model portfolios and third-party research, focusing notably on public safety personnel and municipal plans by providing financial education and advisory services.

Craig Halver is a financial advisor with Public Safety Financial/Galloway, holding a Series 65 credential and three years of industry experience. He has previously worked at Modern Wealth Management, LLC and Galloway Asset Management, LLC, and served for over two decades with the Superstition Fire & Medical District. Halver is a board member of the Arizona Girls Lacrosse Association, participating in committees focused on health, wellness, and program development. Public Safety Financial/Galloway serves public-sector entities, municipal defined contribution plans, and individual clients, providing discretionary portfolio management and participant-level services. The firm emphasizes financial education for public safety personnel and municipal plans, tailoring investment recommendations through a combination of model portfolios and third-party research.

Max Rossiter is a financial advisor at Biltmore Wealth Management, LLC in Tempe, AZ, holding a Series 65 designation with 11 years of industry experience. He has been with Biltmore Wealth Management since 2015. Biltmore Wealth Management provides investment advisory and financial planning services to individuals, business entities, trusts, estates, and charitable organizations. The firm manages approximately $440 million in discretionary assets across about 300 client accounts, employing proprietary investment models with ongoing monitoring and proactive rebalancing to deliver individualized portfolios aligned with client objectives.

Janaye Carracedo is a CFA® charterholder with five years of industry experience. She has worked at Envision Retirement LLC since 2022 and previously spent eight years at BMO Private Bank. Envision Retirement, LLC manages discretionary portfolios for individual investors, including high-net-worth clients, as well as pension and profit-sharing plans. The firm employs a strategic asset allocation approach with an emphasis on tax-efficient portfolio management and offers financial planning and pension consulting services.

Ryan Loynd is a financial advisor at BrightGuide Financial with 12 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at several firms including AE Wealth Management and ChangePath, LLC. In addition to his advisory role, Loynd is the CEO of an insurance sales business affiliated with BrightGuide Financial. BrightGuide Financial provides discretionary portfolio management and financial planning services to individuals and high-net-worth clients, using a combination of fundamental, quantitative, and technical analysis alongside modern portfolio theory to tailor investment strategies. The firm also offers insurance products through licensed advisors and refers clients to third-party advisers when appropriate.

Montel Hawkins is a financial advisor at Modern Wealth LLC with three years of industry experience. He holds a Series 65 designation and has worked at several firms, including Terra Wealth Management and Thompson Financial Group. Hawkins is also a founding partner of Modern Wealth Insurance Services LLC, an insurance agency specializing in life, disability, long-term care, and annuities. Modern Wealth LLC provides advisory services to individuals, high-performing W-2 employees, entrepreneurs, and small businesses through discretionary portfolio management, tiered financial planning, and pension consulting. The firm combines Modern Portfolio Theory and fundamental analysis with a long-term trading approach, offering clients access to ETFs, mutual funds, and alternative investments while integrating technology-enabled monitoring and coordinated affiliate services.

Todd Bendell is a CFP® professional with 13 years of industry experience, currently serving at Optima Capital Management. He has worked at Amphibian Capital since 2021 as a General Partner involved in portfolio management and previously spent six years with Merrill Lynch. Outside of his financial advisory role, he teaches yoga, breathwork, and sound at a Phoenix-based studio. Optima Capital Management provides wealth management, financial planning, and portfolio management services to individuals, families, and businesses, including retirement plan advisory and fiduciary support. The firm employs a goals-based approach using written investment policies and manages portfolios with a range of strategies, including traditional equities, fixed income, and ETFs.

Michael Bosen is a financial advisor at GBG Wealth Management LLC with 18 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Gallacher Capital Management LLC and Gallacher, Bosen & Goodman PLLC. Outside of his advisory role, he is involved in tax preparation, accounting, and consulting through Gallacher, Bosen & Goodman PLLC. GBG Wealth Management LLC provides discretionary investment management, financial planning, and retirement plan consulting for corporations, plan sponsors, and select individual clients. The firm employs a consultative, objectives-driven approach and may allocate assets to third-party managers, including its affiliated adviser Gallacher Capital Management, LLC.

Andreas Hoefer is a financial advisor at West Coast Capital Management, LLC with four years of industry experience. He holds a Series 65 designation and has worked at West Coast Capital Management since 2021 and TrueNorth Retirement Planning since 2020. Outside of his advisory role, he is a licensed life and health insurance producer and owns TrueNorth Retirement Planning, LLC, which handles commission payments from insurance product sales. West Coast Capital Management serves individual and high-net-worth clients with retirement-focused financial planning, fee-based asset management, and consulting. The firm employs a combination of strategic, dynamic, and tactical investment methods based on Modern Portfolio Theory and quantitative analysis, tailoring portfolios to client objectives and risk tolerance.

Venkat Iyer is a financial advisor at Fjaka Wealth Management LLC in Phoenix, AZ, holding a Series 65 designation with one year of industry experience. His background includes work preparing for Fjaka Launch and trading his own capital while completing a JD candidacy at Arizona State University. Fjaka Wealth Management LLC provides discretionary portfolio management, financial planning, and family-office advisory services to individuals and high-net-worth clients nationwide, primarily via virtual meetings. The firm employs a blend of fundamental analysis, strategic asset allocation, and active security selection, including the use of derivatives and options strategies in separately managed accounts.

Anthony Culotta is a Certified Financial Planner® with 12 years of industry experience. He is currently with Freedom Family Office, LLC in Mesa, AZ, where he has worked for one year following a 13-year tenure at Robert W. B. Freedom Family Office provides family office services and discretionary portfolio management to individuals, families, trusts, estates, and other private entities, focusing on multi-generational wealth coordination. The firm emphasizes tailored portfolios based on written Investment Policy Statements, continuous monitoring, and fiduciary oversight.

Adam Skousen is a financial advisor at Harvard Avenue Investment Advisory with four years of industry experience. He holds a Series 65 credential and has prior work experience at Brigham Young University and Mesquite High School. Outside of his advisory role, he has worked as a computer technician supporting a university humanities department. Harvard Avenue Investment Advisory provides fee-only, discretionary portfolio management and financial planning primarily for individual investors, including high-net-worth clients and retirement plans. The firm employs a long-term, buy-and-hold investment approach based on Modern Portfolio Theory, focusing on low-cost mutual funds and ETFs, and offers educational seminars to clients at no charge.

Cean Kenefick Rogers is a CFP® and CFA® with 19 years of experience in the financial industry. He has worked at WLTH Capital Management, LLC since 2025 and previously held roles at Ironwood Wealth Management, LLC, Ironwood Financial, LLC, and Marathon Advisors, Inc. Outside of advising, he serves as the treasurer for the Wellington Estates Homeowner Association in Chandler, AZ. WLTH Capital Management provides discretionary investment management and financial planning to individuals, high-net-worth clients, trusts, estates, and businesses. The firm uses fundamental analysis and a long-term orientation to construct portfolios primarily with mutual funds and exchange-traded funds, tailoring allocations to client objectives and risk tolerance.