Eric Holt is a CFA charterholder with 14 years of experience in the financial industry. He is currently with Cerity Partners LLC and has previously worked at firms including The Milestone Group, Inc., SRS Capital Advisors, Inc., and AllianceBernstein L.P. based in Scottsdale, AZ. Cerity Partners advises a diverse client base ranging from high-net-worth individuals and families to institutional investors, providing customized wealth management services that include investment management, financial planning, and retirement plan consulting. The firm employs a client-specific investment framework that combines quantitative screening, manager selection, and access to alternative and private market solutions.

Bryon Decker is a financial advisor with Osaic Advisory Services, LLC, holding Series 63 and Series 65 licenses and bringing 25 years of industry experience. His prior experience includes a decade at Arbor Point Advisors and extensive tenure with Securities America Advisors, Inc. Decker also holds a long-standing role with the Millard Athletic Association. Osaic Advisory Services, LLC is an SEC-registered enterprise firm that serves a broad client base, including individuals, pension and profit-sharing plans, corporate and charitable entities, retirement participants, and sovereign wealth funds. The firm offers a variety of investment programs and planning services, employing both fundamental and technical analysis, tactical trading, and access to alternative investments through integrated platform relationships.

Bryce Webber is a CFP® professional with nine years of industry experience, currently serving as an advisor at Mariner Wealth Advisors since 2019. His prior experience includes roles at The Vanguard Group and a position at the University of North Carolina Wilmington. Mariner serves a diverse client base including individuals, pension plans, trusts, and charitable organizations through investment management, financial planning, and retirement consulting. The firm combines in-house research with third-party manager allocations and offers integrated tax, accounting, and family office services alongside traditional portfolio management.

Billy Stigall is a CFP® professional with 41 years of industry experience, currently with Wells Fargo Clearing since 2016. He previously worked at A. G. Edwards & Sons, Inc. from 2002 to 2008. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and employs over 14,000 financial advisors, offering both brokerage and advisory solutions.

Brandon Vecchio is a financial advisor with OSAIC in Scottsdale, AZ, holding a Series 66 designation and 16 years of industry experience. His prior work includes positions at Securities America Advisors and Securities America Inc. OSAIC Wealth serves a diverse client base including retail investors, retirement plan sponsors, charities, and corporate clients through a multi-advisor platform offering brokerage and advisory services. The firm’s investment approach centers on model-based asset allocation and portfolio optimization, supported by various tools and options for discretionary and advisor-managed strategies.

Michael Caplice is a financial advisor at Charles Schwab with 10 years of industry experience. He holds a Series 66 designation and has worked at Charles Schwab Bank, Charles Schwab, Bank of America, and Merrill. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals. The firm offers a combination of non-discretionary and discretionary investment advisory services, integrating multi-asset model portfolios, alternative investments, and centralized custodial and supervisory arrangements.

Ryan Taccolini is a financial advisor with Osaic, holding a Series 66 designation and 12 years of industry experience. He has been with Securities America Inc since 2013 and also has a role in compliance at Securities America Advisors. Outside of advisory services, he is involved in a sanitation business. Osaic Wealth serves a diverse client base including individual investors, retirement plans, charities, and corporate clients. The firm offers a range of brokerage and advisory services supported by model-based asset allocation and portfolio optimization tools, operating through a complex network of affiliated broker-dealer and RIA relationships.

Adam Carlat is a financial advisor with LPL Financial in Scottsdale, AZ, holding Series 63 and Series 65 licenses and bringing 14 years of industry experience. His prior roles include positions at Morgan Stanley and PlanMember Securities Corporation. In addition to his advisory work, he is involved in an insurance business selling life insurance and fixed annuities. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management solutions, supported by technology tools and a broad network of advisors.

Matthew Parker is a financial advisor with Edward Jones in Glendale, AZ, holding a Series 66 designation and six years of industry experience. Prior to joining Edward Jones in 2020, he was affiliated with Matt Parker PLLC and RE/MAX Professionals for five years. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, supported by a large nationwide network of financial advisors and branch offices.

Seth Wolnek is a CFP® professional with 29 years of industry experience. He currently works at OSAIC and has a long tenure at First Financial Group and Lincoln Financial Advisors Corporation. He serves on the board of the Birmingham Jewish Federation, a nonprofit organization. OSAIC Wealth serves a diverse client base including retail and institutional investors, offering brokerage and advisory services through a multi-advisor platform. The firm’s investment approach centers on model-based asset allocation and portfolio optimization, with a broad range of managed account options and third-party investment solutions.

Edward Sarraf is a Senior Financial Advisor at Merrill Lynch Wealth Management. He collaborates with a team of wealth-management professionals to provide a broad range of financial strategies aimed at high net worth individuals and businesses. His comprehensive approach to wealth management encompasses investing, estate planning strategies, retirement planning strategies, concentrated stock positions, alternative investments, life insurance, and corporate relationship management. Ed earned a Bachelor of Science degree in Personnel Management from the University of Arizona Business School in 1991. He began his financial services career with Merrill Lynch Wealth Management in 1992 as a 401(k) representative at the World Financial Center in Manhattan, NY. After nine years working as a NASDAQ and hedge-fund trader, he returned to Merrill Lynch in 2004. Ed holds several professional designations, including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). Residing in North Scottsdale with his wife and daughter, Ed is an active member of the Senior Business to Business Networking group. In his spare time, he enjoys playing recreational ice hockey, a long-standing personal interest.

Steven Perry is a financial advisor with OSAIC in Scottsdale, AZ, holding Series 63 and Series 66 licenses and bringing 15 years of industry experience. His prior roles include positions at LPL Financial and involvement with Mariner Independent Advisor Network LLC. Outside of his advisory work, he serves as a board member for the Vista Elks Lodge #1968, a nonprofit organization. OSAIC Wealth serves a diverse client base including retail investors, retirement plan sponsors, charities, and corporate clients through a multi-advisor platform offering brokerage and advisory services. The firm’s investment approach centers on model-based asset allocation, portfolio optimization, and a variety of managed account options supported by risk analysis and rebalancing tools.

Logan Brinkmann is a financial advisor with Raymond James Financial in Phoenix, AZ, holding a Series 66 designation and three years of industry experience. His prior roles include positions at SilverTree Collective, Silver Tree Wealth Partners, and Edward Jones Investments. Outside of his advisory work, he has been involved with SilverTree Collective and Silver Tree Wealth Partners in associate capacities. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base that includes individuals, high-net-worth clients, institutions, and charitable organizations. The firm offers tailored, non-discretionary planning and investment consulting using risk profiling and modeling tools, and supports municipal and public-finance advisory services through a unique affiliation with a municipal advisor.

Michele Healey is a financial advisor with LPL Financial in Scottsdale, AZ, holding a Series 66 designation and 19 years of industry experience. Her career includes roles at One2One Wealth Strategies, LPL Financial, TFS Securities, The Beacon Group, and Janney Montgomery Scott. LPL Financial is a national broker-dealer and SEC-registered investment adviser offering a variety of advisory and brokerage services to individuals, retirement plan participants, and institutions. The firm provides financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by a large network of advisors and a broad range of financial products.

Tyler Hochwalt is a financial advisor with Wells Fargo Clearing in Scottsdale, AZ, holding a Series 66 designation and four years of industry experience. Prior to joining Wells Fargo Clearing in 2021, he was self-employed running Tyler Hochwalt Tennis and played professional tennis from 2009 to 2018. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Karen Sinovic is a financial advisor with Wells Fargo Clearing in Scottsdale, AZ, holding a Series 63 designation and 54 years of industry experience. She has been with Wells Fargo Clearing since 2016. Outside of her advisory work, she serves as co-trustee of her son's trust. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting to individuals, corporations, and institutions. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Nicholas Miller is a financial advisor with Osaic, holding Series 63, Series 65, and Series 66 licenses and bringing 21 years of industry experience. His prior roles include positions at Principal Securities, Principal Life Insurance, and Waddell & Reed Inc. Osaic Wealth serves a diverse client base, including individual investors, retirement plan sponsors, charities, and corporate clients, offering a range of brokerage and advisory services through a multi-advisor platform. The firm emphasizes model-based asset allocation and portfolio optimization, supporting discretionary and advisor-managed strategies alongside third-party manager options.

Clifford Shnier is a financial advisor with Cetera, holding a Series 66 designation and 11 years of industry experience. He has worked at Cetera and its affiliated entities since 2019 and previously at Voya Financial Advisors. Outside of advising, he is involved with Meridian Special Needs Planning and Meridian Estate Services LLC, which focus on financial planning for special needs and legal document preparation, respectively. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad range of clients, including individuals, retirement plans, and institutional accounts. The firm offers multiple portfolio management options and financial planning services through a nationwide network of independent advisors.

Ryan Pozniak is a financial advisor with Charles Schwab, holding a Series 66 designation and nine years of industry experience. His career includes roles at TD Ameritrade, Charles Schwab Bank, and Charles Schwab & Co., Inc. Prior to entering the financial industry, he worked in athletic services and education. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering a combination of non-discretionary and discretionary investment management with multi-asset model portfolios and access to alternative investments. Schwab’s integrated structure supports a large client base with centralized supervisory and custody services.

Marcy Vaughan is a financial advisor with Wells Fargo Clearing in Scottsdale, AZ, holding Series 63 and Series 65 licenses and bringing 24 years of industry experience. Her career includes roles at Raymond James Financial Services and Morgan Stanley. Vaughan holds an Arizona real estate license, maintained for continuing education purposes. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory solutions. The firm’s approach is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related products and bank deposit sweep options among its investment offerings.