Michael Elizondo is a financial advisor at SRS Wealth Management with one year of industry experience. He holds a Series 65 designation and has prior experience in the United States Navy Reserves from 2014 to 2022. Outside of his advisory role, he is active in insurance sales through Successful Solutions, LLC. SRS Wealth Management provides fee-based advisory services by referring clients to third-party money managers and delivering financial planning and retirement plan advisory work. The firm also offers educational services such as seminars, workshops, and newsletters as part of its client engagement.

Kevin Ward is a financial advisor at Ward & Associates in San Diego, CA, holding a Series 65 designation with 22 years of industry experience. He has been with Ward & Associates since 2000. Ward & Associates provides wealth management and investment advisory services to individuals, families, and related entities, including trusts and charitable foundations. The firm manages approximately $191 million in client assets and emphasizes a long-term strategic asset allocation approach guided by Modern Portfolio Theory, incorporating both traditional and non-traditional investments.

Josue Luque De Julio is a CFP® and holds a Series 65 license, currently practicing at Next Gen Financial Planning with three years of industry experience. Prior to joining Next Gen Financial Planning in 2020, he worked at Mexpressions from 2011 to 2019. Next Gen Financial Planning is an independent firm based in San Diego, CA.

Ali Alsari is a financial advisor with AWM Global Advisors and holds Series 63 and Series 65 licenses. He has 31 years of industry experience and has been involved with AWM Global Advisors since 2011. He is also a principal of Alhambra Wealth Management and Alhambra Bank and Trust, Cayman Islands entities providing investment advisory, banking, and trust services to non-U.S. persons, dedicating part of his time to marketing and related activities for these firms. AWM Global Advisors serves individuals, including high-net-worth and non-U.S. clients, as well as retirement plans, trusts, estates, charitable organizations, and business entities. The firm offers wealth management, financial planning, and portfolio management using customized portfolios built on a manager-of-managers approach, emphasizing a top-down profit-cycle framework combined with fundamental and technical analysis.

Kenza Mc Kerrihan is a financial advisor at D. M. Brenner, Inc. with four years of industry experience. She holds Series 63 and Series 65 licenses and has worked at firms including Cetera Wealth Services, Sovran Advisors, and MassMutual Life Insurance Company. Outside of advisory work, she is an insurance agent involved in the sales of life and disability insurance. D. M. Brenner, Inc. provides customized financial planning, discretionary asset management, and qualified plan consulting to individuals and business clients. The firm uses an asset allocation approach based on Modern Portfolio Theory and manages approximately $175 million in discretionary assets.

Frank Scott is a financial advisor at Kelley Investments with 25 years of industry experience. He holds Series 66 and Series 65 designations and has been with Kelley Investments since 2006. Scott is also the owner of Scott & Cronin LLP, a CPA firm, and serves as an officer of the Baker Foundation, a charitable organization. Kelley Investments provides discretionary and non-discretionary wealth management, financial planning, and pension consulting to individuals, high-net-worth clients, families, trusts, and retirement plans. The firm manages approximately $238 million across about 216 client relationships, employing a growth-at-a-reasonable-price (GARP) investment approach with focused, concentrated portfolios and a buy-and-hold strategy.

Susan Olt is a financial advisor at Margo Park Financial in San Diego, CA, with 14 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at The Flourish and Prosper Company, Inc., Transamerica Financial Advisors, and Wfg. Margo Park Financial provides portfolio management and advisory services to individuals, trusts, and businesses, managing approximately $36.3 million across about 75 client relationships. The firm uses model portfolios and both long- and short-term trading strategies, incorporating a range of investment vehicles to align with client risk tolerance and investment objectives.

Michael Heyman is the sole advisor at Heyman Investment Counseling LLC in San Diego, CA. He holds the CFA® designation and Series 63 license, with 13 years of industry experience. He is also a partner in Landover Partners LLC, a real estate management company. Heyman Investment Counseling provides discretionary and non-discretionary portfolio management and investment advice primarily for individual clients, focusing on balanced portfolios that blend value and growth equities with high-quality fixed-income instruments. The firm offers a distinctive advisory relationship with another registered investment adviser and emphasizes research-driven investment decisions without the use of soft dollars or third-party sales compensation.

Michael Griffin is a CFA® charterholder with 16 years of experience in the financial industry. He has been with Stack Asset Management since 2009 and also operates an accounting firm, Michael Griffin CPA PC, where he spends a significant portion of his time on tax returns and consulting. Stack Asset Management serves individual and high-net-worth clients, as well as families, trusts, estates, and business entities, providing customized discretionary investment management. The firm employs a long-term, asset-allocation-driven approach informed by macroeconomic analysis and fundamental research, tailoring portfolios primarily with stocks, ETFs, and bonds.

Stephen Solomon is a CFP® with 32 years of industry experience and currently practices at Chokshi & Queen Wealth Advisors. His career includes roles at VOYA Financial Advisors and operating under Steve Solomon Financial. He also works as an independent insurance agent selling fixed insurance products. Chokshi & Queen Wealth Advisors serves individual investors, trusts, employer retirement plans, and other institutions with asset management, financial planning, and retirement consulting. The firm employs a combination of fundamental, technical, quantitative, and sector analysis, offering discretionary portfolio management and standalone financial plans.

Christopher Tate is a CFP® professional with 26 years of experience in financial advising. He has been with ACAS LLC, operating as Tate Asset Management and DCO Wealth Management, since 2009. In addition to his advisory role, he is a licensed independent life insurance agent in California. ACAS LLC serves individuals—including high-net-worth clients—as well as pension and profit-sharing plans, trusts, estates, and corporate entities. The firm provides investment supervisory services, discretionary advisory, and financial planning, with a focus on ERISA retirement plan services and a portfolio construction approach that includes a range of asset classes and trading strategies.

Wesley Ursick is a financial advisor at SCSC Advisors, LLC with 32 years of industry experience. He holds Series 63 and Series 65 licenses. Prior to joining SCSC Advisors, he worked at LPL Financial and Raymond James Financial. Ursick serves on the board of a health solutions nonprofit based in Pueblo, Colorado. SCSC Advisors, LLC is an SEC-registered investment adviser providing asset management, financial planning, and retirement plan consulting to individual and institutional clients. The firm constructs customized portfolios using fundamental and technical analysis and offers retirement plan fiduciary services, including ERISA Section 3(21) and 3(38) plan management.

Jennifer To is a financial advisor at Counterpoint Asset Management LLC with nine years of industry experience. She holds a Series 65 designation and has been with Counterpoint since 2016. In addition to her advisory role, she serves as an investment analyst for an affiliated mutual fund complex. Counterpoint Asset Management provides discretionary portfolio management to individual and high-net-worth clients, trusts, estates, and other entities, using a combination of mutual funds and ETFs guided by quantitative and tactical investment strategies.

William Holland is a financial advisor with The Holland Group, Inc. in San Diego, CA, holding a Series 63 designation and over 57 years of industry experience. His prior roles include positions at Western International Securities, Inc. and LPL Financial. The Holland Group provides discretionary investment management services primarily to individual and high-net-worth clients, focusing on personalized portfolios that emphasize listed equities. The firm employs a combination of fundamental, technical, and economic analysis alongside asset-allocation software and active monitoring, using diversification and periodic rebalancing as key risk-management strategies.

Caidyn Taylor is a financial advisor at Copia Wealth Management Advisors, Inc. with one year of industry experience. He holds a Series 65 designation and is also president and owner of Taylor Made Solutions, Inc. Outside of advisory work, he is involved with La Jolla Junior Knights Volleyball. Copia Wealth Management Advisors, Inc. serves individual households with discretionary portfolio management using third-party asset managers, comprehensive financial planning, and monitoring of privately issued securities for accredited investors. The firm employs a research process combining fundamental, technical, and cyclical analysis and offers insurance and annuity products through an affiliated entity.

Sean Ohara is a financial advisor at Kelley Investments with 26 years of industry experience. He holds Series 63, Series 65, and Series 66 licenses and has been with Kelley Investments since 2000. Outside of his financial advisory work, he is a flight instructor. Kelley Investments provides discretionary and non-discretionary wealth management, financial planning, and pension consulting to individuals, families, trusts, and retirement plans. The firm manages approximately $238 million across about 216 client relationships, using proprietary portfolio strategies focused on growth at a reasonable price with a buy-and-hold approach.

Kirk Sheldon is a CFP® with 13 years of industry experience, currently serving at Capital Financial Management in San Diego, CA. He has been with The Capital Group since 1987. In addition to his financial advisory role, he is involved in real estate brokerage and property management through businesses he owns. Capital Financial Management primarily serves individual and high-net-worth clients, as well as trusts, estates, and business entities, offering portfolio management, financial planning, consulting, and investment reporting. The firm’s investment approach focuses on fundamental analysis and asset allocation across a diverse range of securities, with a notable emphasis on client-directed, non-discretionary management.

Eric Schmid is a CFP® professional with nine years of industry experience, currently serving as an advisor at Ted Buchan & Company since 2016. He is based in San Diego, CA, and works within a small team of two advisors at the firm. Ted Buchan & Company provides investment advisory and financial planning services to individual and high-net-worth clients, managing approximately $413 million in assets. The firm uses firm-developed model portfolios combined with fundamental and technical analysis, offering both discretionary and non-discretionary management along with annual account reviews.

Robert Patterson is a financial advisor with RJ Patterson Group in San Diego, CA, holding a Series 66 designation and 27 years of industry experience. He has been with RJ Patterson Capital Investment Group, Inc. since 2016 and Purshe Kaplan Sterling since 2014. RJ Patterson Group provides discretionary investment management, financial planning, and participant-account services to individuals, retirement plan participants, and corporations. The firm uses a value-oriented equity approach combined with diversified ETFs, mutual funds, individual equities, and fixed-income securities, and it offers specialized programs for early-career clients.

Sapphira Santibanez is a financial advisor at Del Mar Wealth Management Inc with six years of industry experience. She holds a Series 65 credential and has previously worked at Northwestern Mutual Investment Services LLC and Northwestern Mutual Life Insurance Company. Outside of her advisory role, she has experience in hospitality at Carlsbad By The Sea Resort. Del Mar Wealth Management provides portfolio management and financial planning services primarily to individual and high-net-worth clients. The firm employs a tailored investment approach that combines fundamental analysis and Modern Portfolio Theory, incorporating a range of investment types including less common assets such as deed trust funds and structured notes.