Steven Deppe is a financial advisor with Nerad + Deppe Wealth Management, holding a Series 66 designation and bringing 21 years of industry experience. He has worked at NDWM, LLC for a total of 16 years across two periods and spent one year at AlphaCore Capital LLC. Outside of advising, Mr. Deppe contributes as a freelance writer for ProVisors, a professional network group that publishes content for investment advisers. Nerad + Deppe Wealth Management serves individuals, including high-net-worth clients, as well as trusts, estates, and retirement plans. The firm employs a multi-faceted investment approach combining fundamental, technical, and cyclical analysis, incorporates the use of derivatives and inverse ETFs, and typically constructs portfolios using exchange-traded funds while also offering oversight of third-party money managers and various planning services.

Jeffrey Houghtby is a financial advisor at D. M. Brenner, Inc. with three years of industry experience. He holds the Series 65 designation and previously worked at Cerity Partners LLC, West Coast Financial, LLC, and has experience outside finance with the San Francisco Giants and the University of San Diego. D. M. Brenner, Inc. is a SEC-registered advisory firm serving individual clients, including high-net-worth households, with customized financial planning, discretionary asset management, and consulting for qualified plan sponsors. The firm uses asset-allocation strategies based on Modern Portfolio Theory and combines financial planning with asset management for a single fee.

Jennifer Queen is a financial advisor with Chokshi & Queen Wealth Advisors in San Diego, CA, holding a Series 66 designation and 20 years of industry experience. She previously worked at VOYA Financial Advisors for seven years before joining CQ Wealth Advisors, Inc., where she has been since 2018. Additionally, Jennifer is an independent insurance agent specializing in the sale of fixed insurance products. Chokshi & Queen Wealth Advisors serves individual investors, trusts, employer retirement plans, and other institutions by providing asset management, comprehensive portfolio management, standalone financial planning, and retirement plan consulting. The firm combines fundamental, technical, quantitative, and sector analysis with the use of sub-advisors and automated model management to tailor portfolios to client objectives.

Katherine Steck is a financial advisor at Copia Wealth Management Advisors, Inc. in San Diego, CA, holding a Series 65 designation with six years of industry experience. She has been with Copia Wealth Management Advisors since 2020 and is also involved in case management and support services for an affiliated insurance company, Copia Wealth Management and Insurance Services. Copia Wealth Management Advisors, Inc. serves primarily individual households, managing approximately $19.7 million on a discretionary basis for around 86 clients. The firm provides discretionary portfolio management through third-party asset managers and TAMPs, financial planning, and ongoing due diligence on privately issued securities, using a mosaic research approach that incorporates fundamental, technical, and cyclical analysis.

Jeremy Keating is a financial advisor at Cosmos Wealth, LLC with 22 years of industry experience. He holds a Series 66 designation and previously worked at Arbor Point Advisors and Osaic Advisory Services. Cosmos Wealth, LLC is an SEC-registered investment adviser offering discretionary investment management, financial planning, and hourly consulting. The firm employs a blend of active and passive investment techniques and serves primarily larger or non-typical retail clients through individualized portfolio management.

John Reis is a financial advisor at Ervin Investment Management with 18 years of industry experience. He was the CEO and owner of Reis Investment Management from 1994 to 2019 before transitioning his clients to Ervin Investment Management in 2019. Ervin Investment Management provides discretionary portfolio management and financial advice to individuals, families, trusts, charitable foundations, and small pension funds. The firm employs a long-term, value-oriented investment approach with a focus on fundamental analysis and broad diversification through low-cost index ETFs.

Leslie Merrithew is a CFP® with 13 years of industry experience, currently serving as an advisor at Merrithew & Thorsten, Inc. in San Diego, CA. She has been with the firm since 1998. Merrithew & Thorsten serves individual and high-net-worth clients, focusing on professionals near retirement or undergoing major life changes. The firm provides comprehensive financial planning, portfolio management, and tax services, emphasizing tax-aware strategies and lower-volatility portfolios.

Joseph Stella is a CFP® with 11 years of industry experience, currently advising at Harvesting Gains Corporation in San Diego, CA. His prior roles include positions at Cetera, Presidio Capital Management, First Allied Advisory Services, First Allied Securities, and Gould Asset Management. Harvesting Gains Corporation serves individuals, high-net-worth clients, business owners, and trusts and estates, offering tailored investment and planning services that include discretionary portfolio management, 1031 like-kind exchange advisory, private placement advice, and comprehensive financial planning. The firm combines fundamental analysis, macroeconomic factors, and tax-efficient strategies with a long-term buy-and-hold approach, and maintains a close affiliation with a real estate brokerage that forms and holds DST investments.

Mark Kuperstock is a financial advisor with Mulholland & Kuperstock Asset Management, LLC, holding Series 63, 65, and 66 licenses and 20 years of industry experience. His prior roles include positions at GSG Capital Advisors and UBS Financial Services. He is also Principal and Chief Compliance Officer of MKAM ETF LLC, a sub-adviser to an ETF. Mulholland & Kuperstock Asset Management provides discretionary asset management and advisory services to individuals, trusts, ERISA plan sponsors, and business entities. The firm offers tailored portfolios using a combination of fundamental, technical, quantitative, and sector analysis, incorporating various asset allocation strategies and employing individual securities, mutual funds, ETFs, and more active techniques when appropriate.

Michael Taylor is a CFA® charterholder with three years of industry experience. He has been with Counterpoint Asset Management LLC since 2021 and previously worked at Tablature, LLC and Seeking Alpha, LLC. Counterpoint Asset Management provides discretionary portfolio management primarily to individual and high-net-worth clients, as well as trusts, estates, and other entities. The firm uses a combination of mean-variance portfolio optimization, passive and tactical fund allocations, and systematic quantitative strategies, with a notable affiliation to an owned mutual fund complex that influences a significant portion of client portfolios.

Patrick Fischer is a financial advisor at Coastwise Capital Group, LLC with six years of industry experience. He holds a Series 65 designation and has worked at firms including Fingage and Blume Global. In addition to his advisory role, Fischer serves as a business setup consultant for Womply, a technology company supporting small businesses. Coastwise Capital Group is an SEC-registered investment adviser that provides discretionary portfolio management, financial planning, and consulting services to individuals, trusts, estates, corporations, and institutional clients. The firm manages a diverse range of asset types and offers investment approaches that include fundamental and technical analysis, as well as access to digital assets and derivative strategies.

Arthur Johnson is a financial advisor at Mundoval Capital Management, Inc. in La Jolla, CA, holding a Series 65 credential with three years of industry experience. Prior to joining the firm, he worked at Fusion Academy and has been the owner and music producer at Studio VII Productions, LLC, a music production business. Mundoval Capital Management provides discretionary asset management services to individuals, trusts, estates, charitable organizations, corporations, pension and profit-sharing plans, and investment companies. The firm employs a fundamental, long-term global investment approach tailored to each client’s objectives and also offers ERISA plan services and limited-scope fiduciary advice.

Matt Clarke is a financial advisor at GROW Funds LLC in La Jolla, CA, holding a Series 65 designation with five years of industry experience. Prior to his advisory role, he spent ten years working at Saint Marys High School and the University of San Diego. GROW Funds LLC provides discretionary portfolio management and pension consulting to individuals, retirement plans, businesses, and institutional investors. The firm manages separately managed accounts as well as privately offered pooled vehicles and special-purpose vehicles, employing bottom-up fundamental research and opportunistic strategies across various asset classes.

Robert Seid is a financial advisor at Blue Summit Wealth Management in San Diego, CA, with nine years of industry experience. He holds a Series 66 designation and has worked at Blue Summit Wealth Management since 2015, with prior experience at Cetera Advisors LLC. Outside of advising, he works as a commercial fisherman. Blue Summit Wealth Management serves individual clients, including high-net-worth households, as well as qualified retirement plans and private trusts. The firm provides comprehensive financial planning and discretionary portfolio management, emphasizing sustainable and socially responsible investing through a structured planning process and regular portfolio reviews.

Jason Brustkern is a Series 65 licensed advisor with Kelley Investments in Del Mar, CA, where he has worked since 2026. He has over 25 years of experience, including a long-standing role with Scott & Cronin, LLP since 2001. Kelley Investments provides discretionary and non-discretionary wealth management, financial planning, and pension consulting to individuals, high-net-worth clients, families, trusts, and retirement plans. The firm manages approximately $238 million across roughly 216 client relationships, employing proprietary portfolio strategies focused on growth at a reasonable price with a buy-and-hold approach and moderate turnover.

Kevin Stickle is a financial advisor at Bourne Lent Asset Management, Inc. in San Diego, CA, holding a Series 65 designation with one year of industry experience. His prior roles include positions at The Millennium Alliance, Charles Schwab, and New York Life. Bourne Lent Asset Management offers discretionary investment management and advisory services to individuals, trusts, estates, charitable organizations, businesses, and municipal entities. The firm emphasizes fundamental analysis and customized portfolio construction, focusing primarily on individual equities and bonds while also utilizing mutual funds and ETFs as needed.

Brad Saenz is a financial advisor at Coastwise Capital Group, LLC, holding Series 65 and Series 63 designations with five years of industry experience. He has worked at Coastwise Capital Group since 2019 and was previously with Coastedge Partners LLC from 2016 to 2018. Coastwise Capital Group is an SEC-registered investment adviser that provides discretionary portfolio management, financial planning, and consulting services to individuals, trusts, estates, corporations, and institutional clients. The firm manages separate accounts across a wide range of asset types and serves both non-high-net-worth and high-net-worth households, employing investment strategies that include equities, fixed income, options, futures, private placements, and digital assets.

Kevin Stone is a CFP® professional with 28 years of experience in financial advising. He has been with Pacific Capital Associates in San Diego, CA, since 1991. Pacific Capital Associates serves individual clients, trusts, retirement plans, and business entities, providing portfolio management, financial planning, retirement plan consulting, and account monitoring. The firm employs a valuation-driven, value investing strategy with global diversification and emphasizes cost control through low-cost index ETFs alongside selective use of actively managed funds.

Kenneth Davey is a financial advisor with Carrington Advisors, LLC, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. He previously worked at Regal Investment Advisors LLC for eight years before joining Carrington Advisors and Carrington Consulting in 2021. Outside of his advisory role, he manages a financial and insurance services firm that includes managing professional athletes and providing business and financial consulting. Carrington Advisors serves individual investors, retirement plans, trusts, estates, charities, and business entities, offering discretionary portfolio management, selection of third-party managers, and financial planning services. The firm employs a personalized investment process that combines fundamental and technical analysis and utilizes third-party managers alongside an outsourced chief investment officer.

James Paulsen is a CFP® with 22 years of industry experience. He is the principal advisor at Taxable Wealth in San Diego, CA, where he has worked since 2026. Prior to that, he spent 10 years with Guggenheim Funds Distributors LLC. Outside of his advisory work, Paulsen holds a passive ownership stake in a clothing company through TAVIK Holdings, LLC. Taxable Wealth provides investment advisory and financial planning services primarily to individual and high-net-worth clients, with additional services for corporate and business clients. The firm emphasizes passive portfolio construction using low-cost index funds combined with fundamental analysis, and it manages about $91 million in discretionary assets for roughly 40 clients.