Roderic Smith Sr. is a financial advisor with Raymond James Financial, holding Series 63 and Series 66 credentials and 37 years of industry experience. He has worked at Raymond James Financial Services since 2020 and previously spent eight years at Wells Fargo Advisors. Outside of his advisory role, he is the owner of Advanced Planning Wealth Management Group in Newport Beach, CA. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional clients. The firm offers tailored, non-discretionary planning and supports municipal and public finance work through affiliations not common among large institutional advisors.

Crystalinda Ray is a Series 66-licensed financial advisor with three years of industry experience, currently with UBS Financial Services. She previously worked at Ameriprise Financial Services for seven years and operated Ray Enterprises, Inc. for fifteen years. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services and providing access to proprietary research, portfolio management, and capital markets solutions.

Kari Middleton is a financial advisor with LPL Financial, holding a Series 66 designation and 23 years of industry experience. She has worked at LPL Financial since 2010 and previously held positions at Merrill and Banc of America Investment Services. Middleton is involved as a fiduciary for a family trust. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services with a focus on financial planning, model portfolios, third-party asset management, and institutional platforms.

Alexander Over is a financial advisor at Mass Mutual Investors Services with 15 years of industry experience. His prior roles include positions at Mellon Investments Corporation, BNY Mellon Securities Corporation, and Standish Mellon Asset Management. He holds Series 63, Series 66, and Series 65 credentials. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational programs, with a focus on collaborative, goal-based planning using advanced analytical tools.

Joseph Mouser is a financial advisor with Edward Jones in Palm Desert, CA, holding a Series 66 designation and 16 years of industry experience. He has been with Edward Jones since 2009. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, supported by a nationwide network of over 23,700 financial advisors.

Nancy Spidell is a financial advisor with Morgan Stanley in Palm Desert, CA, holding Series 63 and Series 65 licenses and 25 years of industry experience. She has worked at Morgan Stanley Private Bank, National Association since 2015 and previously at Morgan Stanley Smith Barney beginning in 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a wide range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and analysis.

Andrew Campbell is a financial advisor with Stifel in La Quinta, CA, holding Series 63 and Series 65 licenses and bringing 38 years of industry experience. He has been with Stifel Nicolaus & Co. Inc. since 2013. Outside of his advisory role, he co-presides over Rocky's Hot Rod Shop, a business focused on buying and restoring classic cars, which he operates jointly with his son. Stifel serves a diverse client base including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services supported by a proprietary investment methodology developed by its Investment Strategy Group.

Meredith Langus is a financial advisor with Equitable Advisors, holding Series 63 and Series 66 credentials and 15 years of industry experience. She has been with Equitable Advisors since 2011, having previously worked with AxA Advisors. Outside of her advisory role, Langus is involved in several professional and community activities, including serving as chairperson of the MDRT Whole Person Task Force, participating in the Women's Empowerment Networking Group, volunteering for the New York Blood Center, and directing a community program called the Kanikapila Project. Equitable Advisors serves individual clients across wealth levels, pension and profit-sharing plans, corporations, charitable organizations, and institutional clients, providing financial planning, retirement consulting, and asset management through various programs and third-party managers.

Melissa Winn is a financial advisor with RBC Capital Markets in Cathedral City, CA, holding Series 63 and Series 66 licenses and 11 years of industry experience. Her prior roles include positions at New York Life Insurance and its affiliated firms from 2015 to 2021. Outside of her advisory work, she operates a family photography business. RBC Wealth Management serves a diverse client base including individual investors, institutions, and charitable organizations, offering a range of advisory programs that combine in-house and third-party investment management with customizable portfolio features.

Nancy Braun Romo is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 13 years of industry experience. She has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors, LLC from 2012 to 2016. Outside of her advisory role, she owns and operates Nancy Romo Photography, focusing on event and portrait photography, and is also involved in a baking business called Gluten Free As A Bird. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering investment policy preparation, performance reporting, participant education, and discretionary investment management. The firm’s advisory process is IPS-driven and incorporates a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.

John Haddock is a Wealth Management Advisor at Merrill Lynch Wealth Management, based in the Indian Wells office. He began his career with Merrill Lynch Wealth Management in 2011 and has since focused on providing comprehensive financial advice to clients. John specializes in areas such as college education planning, managing new wealth, portfolio management services, tax minimization, and retirement income planning. He holds a bachelor's degree in Finance from California State University, San Bernardino, graduating with honors. John is also a CERTIFIED FINANCIAL PLANNER® (CFP) certificant, a designation awarded by the Certified Financial Planner Board of Standards, Inc. In addition, he holds professional designations including Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). John resides in Palm Desert and maintains a strong connection to the Coachella Valley community as a lifelong native. He is an avid golfer and enjoys basketball, chess, cooking, football, and table tennis. His approach to financial planning emphasizes collaboration to create personalized strategies aimed at helping clients pursue their goals.

Douglas Eaton is a financial advisor at UBS Financial Services in Rancho Mirage, CA, with 39 years of industry experience. He holds Series 63 and Series 65 designations and has been with UBS since 1986. UBS Financial Services serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory offerings, employing model-based asset allocations and proprietary research to tailor plans to clients’ goals and risk tolerances. The firm combines institutional trading capabilities with wealth management, including futures commission merchant services, principal trading, and affiliated banking programs.

Cyndie Barone is a CFP® with 24 years of experience in the financial industry. She has worked at LPL Financial since 2024 and previously spent 16 years with Lincoln Financial Securities Corporation. In addition to her advisory role, she prepares and e-files tax returns through her own firm, Cyndie Barone CFP & Associates. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management services, utilizing model portfolios, third-party subadvisors, and customized strategies across various asset classes.

Luis Carrera is a financial advisor with LPL Financial, holding a Series 66 designation and bringing 20 years of industry experience. Prior to joining LPL in 2022, he worked at Charles Schwab in various roles from 2007 to 2022 and briefly at Wells Fargo Investments. LPL Financial is a national broker-dealer and SEC-registered investment adviser that offers advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm supports a range of investment strategies and platforms facilitated by a large network of investment adviser representatives.

Brian Williams is a financial advisor with Edward Jones in Palm Springs, CA, holding Series 63 and Series 66 licenses and bringing 28 years of industry experience. He has been with Edward Jones since 1997. Outside of his advisory work, Brian serves as President Elect of Essential Pregnancy Services and is a Member at Large of the Omaha Hearing School. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs and investment solutions and operates under a fiduciary standard with a nationwide network of approximately 23,701 financial advisors.

Tami Salzer is a financial advisor with LPL Financial in La Quinta, CA, holding a Series 66 designation and 18 years of industry experience. She has been with LPL Financial since 2010 and previously worked at Morgan Stanley in 2009. Her other business activity includes operating under the DBA Solis Wealth Management, Inc. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management services, utilizing model portfolios, third-party subadvisors, and customized strategies across various asset classes and allocation approaches.

Virginia Nelson is a financial advisor with Edward Jones in Rancho Mirage, CA, holding Series 63 and Series 66 licenses and nine years of industry experience. Prior to joining Edward Jones in 2019, she worked at Farmers Financial Solutions and Farmers Insurance. Nelson is involved with the Rancho Mirage Chamber of Commerce as a volunteer board member and has occasionally performed uncompensated voiceover work for radio and TV commercials. Edward Jones is a full-service wealth management firm serving individual and institutional clients across a wide range of households and organizations. The firm manages over $1 trillion in assets and offers a variety of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Jason Gorski is a financial advisor with Morgan Stanley in Palm Desert, CA, holding a Series 66 designation and bringing 20 years of industry experience. He has worked with Morgan Stanley Private Bank, National Association since 2015 and has been associated with Morgan Stanley Smith Barney and Citigroup Global Markets, Inc. since 2009. Morgan Stanley Wealth Management offers a wide range of advisory programs to individual and institutional clients, providing tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and modeling techniques to support its financial planning process.

Gabriel Aguirre is a financial advisor with Morgan Stanley, holding Series 63 and Series 66 credentials and 25 years of industry experience. His career includes roles at Morgan Stanley Private Bank, City National Bank, RBC Capital Markets, Merrill, and Banc of America Investment Services. Outside of his advisory work, he is involved with Desert 2 Beach, LLC in Palm Desert, California. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a broad range of advisory programs to individuals and institutional clients. The firm emphasizes structured financial planning and manages approximately $2.74 trillion in client assets.

Courtney Taylor is a financial advisor at RBC Capital Markets with 19 years of industry experience. She holds the Series 63 and Series 66 designations and has been with RBC Capital Markets since 2016. Outside of her advisory role, she is the owner and landlord of a rental property in Arizona. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, pension plans, corporations, and charitable organizations. The firm offers multiple advisory programs that provide discretionary and non-discretionary portfolio management, financial planning, and brokerage services tailored to clients’ risk profiles using a variety of investment managers and customized strategies.