Sergio Rivera is a financial advisor at J.P. Morgan Securities with five years of industry experience. He holds a Series 66 designation and previously worked at Bank of America Merrill Lynch for ten years before joining J.P. Morgan in 2026. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage and investment management capabilities, delivering non-discretionary advisory programs supported by a centralized due-diligence framework.

Andrew De Vera is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 licenses and bringing 10 years of industry experience. He has worked at various J.P. Morgan entities since 2015. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Ana Dominee Del Rosario is a financial advisor at J.P. Morgan Securities with Series 63 and Series 66 licenses and four years of industry experience. She has been with J.P. Morgan Securities since 2021 and concurrently works at JPMorgan Chase Bank, N.A. since 2017. Her prior work experience includes roles at The Home Depot, The Poke Place, Amazon, and Studio Mm&b. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Michael Martin is a CFP® professional with 14 years of industry experience. He has been with Thrivent Investment Management and Thrivent Financial since 2019, following prior roles at Charles Schwab and LearnVest, Inc. He is based in Temecula, CA. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients. The firm offers comprehensive, goal-based planning without discretionary trading authority and combines planning with managed-account programs through its WealthPlan option.

Parvez Howlader is a financial advisor with Cetera, holding a Series 66 designation and 17 years of industry experience. He has worked with Cetera and its affiliates since 2014 and has experience as an independent insurance agent specializing in fixed insurance products. Cetera Investment Advisers LLC is an SEC-registered firm serving a wide range of clients, including individuals, retirement plans, and institutional accounts, offering diverse portfolio management and financial planning services through a nationwide network of independent advisors.

Jared De Soto is a financial advisor with Charles Schwab who holds a Series 66 designation and has 13 years of industry experience. His prior firms include LPL Financial LLC and td ameritrade. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to affiliated discretionary separately managed accounts, utilizing multi-asset model portfolios and centralized custody and order-routing arrangements.

Jacob Lew is a financial advisor with Ameriprise in Temecula, CA, holding a Series 66 designation and beginning his advisory career in 2024. Prior to joining Ameriprise, he held various positions in the hospitality and food service industries while attending the University of California, Riverside. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients, with a specialized Premier Retirement Income service that provides detailed retirement planning advice focused on income sources and tax-aware withdrawal strategies. The firm’s retirement solutions involve a centralized service team and utilize proprietary investment research and tools within a defined investment universe.

Rachel Vela is a financial advisor with Primerica Advisors in Temecula, CA, holding Series 63 and Series 65 licenses and 17 years of industry experience. She has worked at Primerica Advisors since 2021 and has a broader career history including roles at Loma Linda University and Riverside Community Hospital. Outside of advising, she is involved in sales of loan products and home security and automation services through affiliates of Primerica. Primerica Advisors sponsors a wrap-fee asset management program primarily serving individual investors, corporate, and charitable clients. The firm operates at scale with a focus on model-based investment strategies delivered through a large network of advisors.

Michael Butsko is a financial advisor with LPL Financial, holding a Series 63 designation and bringing 33 years of industry experience. He has worked at LPL Financial since 2018, following prior roles at Wells Fargo Clearing and Wells Fargo Advisors LLC. Outside of his advisory work, he serves as a boys tennis coach at Temecula Valley High School. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network. The firm offers a range of advisory programs and financial planning services, supporting both discretionary and non-discretionary management with access to research, model portfolios, and various investment strategies.

Christian Rojas is a Financial Advisor with over 14 years of experience in banking and wealth management. He currently works with Merrill Lynch Wealth Management, where he helps individuals and families build personalized strategies that reflect their priorities while adapting to today's evolving markets. He leverages Merrill's investment insights alongside the banking and lending solutions of Bank of America to provide comprehensive financial guidance. His expertise encompasses a variety of focus areas including college education planning, family wealth management strategies, services for endowments, foundations, and non-profits, legacy planning, liquidity management, managing new wealth, personal retirement planning, portfolio management services, tax minimization, and retirement income. Christian's professional philosophy centers on understanding clients' life priorities to create tailored plans that align with their goals and aspirations. Christian holds a Bachelor's Degree from the California State University System and has earned the Personal Investment Advisor (PIA) designation. He is bilingual in English and Spanish. Beyond his professional work, he is involved in community service, including volunteering with Habitat for Humanity. In his personal time, Christian enjoys basketball, biking, bowling, football, hiking, running marathons, soccer, spending time with his family, and traveling.

Mae Patton is a financial advisor with Charles Schwab, holding Series 66 and Series 63 licenses and four years of industry experience. She previously worked at TD Ameritrade and TD Ameritrade Clearing Inc., as well as positions outside the financial sector. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to affiliated discretionary separately managed accounts, supported by centralized supervisory, custody, and order-routing arrangements.

Ashley Callow is a financial advisor at J.P. Morgan Securities with five years of industry experience. She holds a Series 66 designation and has worked at J.P. Morgan Securities and JPMorgan Chase Bank since 2020. Prior to her current roles, she was employed at Mission Lakes Country Club, McDonald's, and the Agua Caliente Band of Cahuilla Indians. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage and investment management capabilities.

Michael Batchelor is a financial advisor at Ameriprise with four years of industry experience. He holds a Series 66 designation and has been with Ameriprise since 2021. In addition to his advisory role, he serves as an adjunct professor at Chaffey College, where he teaches and evaluates students in the Radiology Technologist Program. Ameriprise provides retirement-income planning services primarily for individuals nearing or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations through a centralized consulting team.

Robert Thompson is a Wealth Management Advisor with Merrill Lynch Wealth Management. He focuses on delivering personalized wealth management strategies tailored to clients' individual financial goals and adapting to changing market conditions. His approach emphasizes collaboration to create flexible financial plans. Thompson's expertise includes employee benefits planning, personal retirement planning, portfolio management services, small business strategies, and retirement income. He holds professional designations such as CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). He earned a Bachelor's Degree from the University of California Riverside and a Juris Doctorate Degree from Chapman University, following his graduation from Rancho Verde High School. Outside of his professional work, Thompson enjoys adventure sports, baseball, camping, and traveling. He is committed to achieving meaningful, enduring results both in his personal life and his work with clients.

Steven Curtis is a financial advisor at Ameriprise with 35 years of industry experience. He has held roles at Ameriprise and Ameriprise Financial Services, Inc. since 2005. Curtis holds Series 63 and Series 65 credentials and is based in Mission Viejo, CA. Ameriprise offers a retirement-income planning service aimed at individuals approaching or in retirement with significant investable assets, providing tailored recommendation reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to deliver these services through a centralized consulting team in partnership with client advisors.

Leif Jacobsen is the Senior Resident Director and Wealth Management Advisor at Merrill Lynch's Temecula office. He specializes in providing comprehensive wealth management strategies that are tailored to clients' financial situations and goals. His approach includes access to Merrill's investment insights and Bank of America's banking and lending solutions to address various aspects of clients' financial lives. Jacobsen began his career at Merrill in 2004 as a Financial Advisor and has since advanced to his current role. He holds the Chartered Retirement Plan Counselor™ designation and serves as a Portfolio Advisor within Merrill's Investment Advisory Program. His professional registrations include Series 7, 9, 10, 31, and 66 FINRA licenses. He earned a Bachelor's Degree in Business with an emphasis in finance from California State University San Marcos. Residing in Temecula since 1997 with his wife and family, Jacobsen is involved in community volunteer work consistent with Merrill's tradition of local participation. His personal interests include biking, hiking, pottery, surfing, traveling, watching movies, and spending time with his family.

Lori Hoopingarner is a financial advisor with Ameriprise in Temecula, CA, holding a Series 63 designation and bringing 28 years of industry experience. She has been with Ameriprise and its predecessor firms since 1997. Outside of her advisory role, she serves on the Temecula Valley Hospital Advisory Board and the Southwest Healthcare Board of Governors, and is involved with the Professional Women's Roundtable scholarship committee as well as local youth basketball organizations. Ameriprise offers retirement-income planning services primarily for individuals nearing or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to provide tailored, written recommendation reports through a centralized consulting team.

Daniele Bonafede is a financial advisor at Ameriprise with 12 years of industry experience. He holds Series 63 and Series 66 designations and has worked previously at Bank of America, Merrill, and JP Morgan Securities. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, known for its Premier Retirement Income service that offers customized retirement planning through written Recommendation Reports and ongoing advice focused on income sources and tax-aware withdrawal strategies.

Jemuel Abarientos is a Financial Advisor at Merrill Lynch Wealth Management. He collaborates with clients to create holistic financial strategies aimed at achieving their financial goals and needs. His areas of focus include college education planning, legacy planning, personal retirement planning, portfolio management services, tax minimization, and retirement income. Jemuel holds a Bachelor's Degree in Business Administration with a concentration in Finance from California State University, Fullerton. He has earned the Personal Investment Advisor (PIA) designation. Outside of his professional pursuits, Jemuel enjoys outdoor activities such as basketball, surfing, camping, and traveling. He often explores the Southern California coast with his family.

Jaimie Horn is a financial advisor at Fidelity with nine years of industry experience and holds a Series 66 designation. Prior to joining Fidelity, Horn worked at Michael L. Bishop, Inc. for six years. Fidelity's Strategic Advisers LLC, where Horn works, provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm combines proprietary fundamental research with quantitative analysis and algorithmic portfolio construction to create model portfolios using systematic methodologies and long-term asset allocation benchmarks.