Blal Said is a financial advisor at Citigroup Global Markets with nine years of industry experience. He holds the Series 66 designation and has previously worked at Bank of America, N.A. and Merrill. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a wide range of investment advisory programs, broker-dealer execution, and custody services. The firm employs multi-asset, multi-manager strategies through discretionary and non-discretionary programs and maintains significant institutional scale with unique market roles such as acting as a security-based swap dealer and futures commission merchant.

Anthony Lafrano is a Senior Financial Advisor at Merrill Lynch Wealth Management. He began his career in financial services with Morgan Stanley in 1999 and joined Merrill Lynch Wealth Management in 2004. Anthony works with corporate clients, executives, and individuals, focusing on areas such as college education planning, divorce transition planning, equity compensation services, liquidity management, managing new wealth, and retirement income. With experience in navigating challenging markets, Anthony develops investment plans tailored to clients' personal goals and monitors performance over time. He utilizes the resources of Merrill Lynch Wealth Management alongside a personalized wealth management process to support his clients. Additionally, Anthony participates in client education through seminars on global political and economic trends offered by the LM Team. He holds a Personal Investment Advisor (PIA) designation and earned a bachelor's degree from the California State University system. Outside of his professional work, Anthony enjoys camping, surfing, watching movies, and practicing yoga.

Aaron Jewett is a CFP® and Series 66-licensed advisor with four years of industry experience. He has worked at OSAIC since 2025 and was previously with AssetMark Brokerage, LLC and AssetMark Financial Holdings, Inc. from 2021 to 2025. He also operates Aaron Jewett Financial Services, which he has maintained since 2020. OSAIC Wealth serves a diverse client base including retail investors, retirement plan sponsors, charities, and corporate clients through a multi-advisor platform. The firm offers a range of brokerage and advisory services with an investment process centered on model-based asset allocation, portfolio optimization, and a variety of managed account programs.

Zachary Fidler is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 licenses and bringing nine years of industry experience. Prior to his current role, he served ten years with the San Bernardino County Sheriff's Department. Outside of advisory work, he is involved in sales of loan products and home-related services through affiliated companies. Primerica Advisors offers a wrap-fee asset management program primarily serving individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm delivers advisory services using model-driven portfolio strategies supported by third-party asset managers and custodians.

Steven Christol is a financial advisor with J.P. Morgan Securities in San Clemente, CA, holding Series 63 and Series 66 licenses and 18 years of industry experience. He has been with J.P. Morgan entities since 2015. Outside of his advisory role, he is a partial owner and limited partner of a family-owned limited partnership that owns and leases single-family residences in northern California. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. Their advisory process combines quantitative and qualitative due diligence and includes an ESG eligibility framework, with implementation support from affiliated investment management entities.

Zeinab Taghizadeh is a financial advisor at Merrill with seven years of industry experience. She holds Series 66 and Series 63 licenses and has worked previously at JP Morgan Chase Bank, JP Morgan Securities, and Wells Fargo. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Matthew Johnson is a Certified Financial Planner® with 30 years of experience in the financial industry. He has been with LPL Financial since 2003 and previously worked at Morgan Stanley DW Inc. from 2000 to 2003. Johnson operates M. Jay Johnson Wealth Management, an investment-related business associated with his LPL practice. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning and model portfolio programs, supported by a large network of investment adviser representatives.

James Fullenkamp is a financial advisor with Edward Jones in Laguna Niguel, CA, holding a Series 66 designation and 15 years of industry experience. He has been with Edward Jones since 2010. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory services, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, supported by a large national network of financial advisors and branch offices.

Kevin Witowich is a financial advisor with Ameriprise Financial Services, holding a Series 66 designation and 15 years of industry experience. Prior to joining Ameriprise in 2021, he worked at various BBVA entities including BBVA Wealth Solutions Inc., BBVA Compass Insurance Agency, Compass Bank, and BBVA Securities Inc. He served on the Board of Directors and as Vice President of the Oceanside Chamber of Commerce. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering specialized retirement income planning through its Premier Retirement Income service, which provides tailored reports and ongoing advice focused on income sources and tax-aware withdrawal strategies.

Robert Krieger is a CFP® credentialed financial advisor with 32 years of industry experience. He is currently with Cambridge Investment Research Advisors, where he has been since 2024. Prior to this, he held positions at Ic Advisory Services Inc, The Investment Center, Inc., Global Retirement Partners LLC, LPL Financial, and Merrill. Outside of his advisory work, he serves as a board member of Catapult HQ Inc. and is president of BNE Strategies Inc., focusing on consulting and coaching. Cambridge Investment Research Advisors, Inc. serves a diverse client base including individuals, pension funds, and charitable organizations by offering financial planning, investment management, retirement-plan advisory, and wrap-fee programs. The firm supports both discretionary and non-discretionary management and provides proprietary model strategies under the Founders Gate Capital brand.

Tenley Hardt is a financial advisor with LPL Financial, holding a Series 66 credential and seven years of industry experience. Prior to joining LPL Financial in 2023, she worked at Bank of America and Merrill from 2019 to 2023. Outside of financial advising, she has been involved in several entrepreneurial ventures, including businesses focused on design and strategy. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing advisory and brokerage services to individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management options through a large network of advisors, supported by various platforms and tools, serving over 22,800 advisors and overseeing more than $819 billion in discretionary assets.

Eric Jenson is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. His prior roles include positions at Transamerica Financial Advisors, Demographic Trends, and College Funding Solutions. Jenson also operates Jenson and Associates, Inc., a business entity for tax and investment purposes. LPL Financial is a national broker-dealer and SEC-registered investment adviser offering advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm provides a range of financial planning and investment management solutions, utilizing both proprietary research models and third-party subadvisors.

Jennifer D'Amico is a financial advisor at LPL Financial with 23 years of industry experience. She holds the Series 63 and Series 66 designations and has worked at firms including Merrill and Wells Fargo Clearing. Outside of her advisory role, she operates JD Consulting, a non-investment-related business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a wide range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Robert Corona is a financial advisor at LPL Financial with 33 years of industry experience. He holds Series 63 and Series 65 credentials and has previously worked at Raymond James and Associates, Oppenheimer, Ameriprise Financial Services, and Wells Fargo Clearing. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by research and technology tools for investment management.

Rebecca Dempsey is a financial advisor with Raymond James & Associates holding a Series 66 credential and two years of industry experience. Prior to joining Raymond James, she worked at Stifel Financial Corp. and has part-time experience as a bartender. Rebecca is based in Oceanside, CA. Raymond James & Associates is a large dually registered broker-dealer and SEC-registered investment adviser serving a broad client base including individuals, institutions, and municipal entities. The firm offers financial planning and consulting services supported by a range of portfolio management styles and affiliated research.

Jeanine Delgadillo is a financial advisor at Morgan Stanley with 10 years of experience. She holds a Series 66 designation and has worked at Morgan Stanley and Morgan Stanley Private Bank, N.A. since 2016. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process utilizing tools such as Monte Carlo simulations and Secular Return Estimates.

Madeline Wolfson is a financial professional at OSAIC with three years of industry experience. She holds Series 63 and Series 65 licenses and has previously worked at Cetera and Tax & Financial Group. Outside of advising, she is also involved in the sale of fixed insurance products. OSAIC Wealth serves a diverse client base including retail and institutional investors, offering brokerage and advisory services with an emphasis on model-based asset allocation and portfolio optimization. The firm supports a wide range of programs such as comprehensive financial planning and Unified Managed Accounts across its extensive multi-advisor platform.

Thomas Bennett Jr. is a CFP® with 36 years of industry experience, currently serving at Cetera. His prior roles include positions at Trilogy Financial Services, LPL Financial, and National Planning Corporation. He also operates David Willett Financial as an operations manager and acts as a fixed insurance agent. Cetera Investment Advisers LLC is a nationwide SEC-registered advisory firm serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with diverse program options, including discretionary and non-discretionary portfolio management and access to third-party money managers.

Ruben Smith is a CFP® certificant with 22 years of experience in the financial services industry. He is currently affiliated with LPL Financial, where he has worked since 2022. His prior experience includes roles at JPMorgan Securities LLC and Osaic FA, Inc. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and portfolio management solutions, supported by a large network of investment adviser representatives and various institutional platforms.

Alexandria Lopez is a financial advisor at Osaic with one year of industry experience. She holds a Series 66 designation and has worked at firms including LPL Financial LLC and South Orange County Financial Planning. Outside of finance, she has professional experience in the beauty industry with roles at ILIA Beauty and Charlotte Tilbury Inc. Osaic Wealth serves a diverse client base including individual investors, retirement plans, charities, and corporate clients through a multi-advisor platform. The firm offers various brokerage and advisory services, emphasizing model-based asset allocation, portfolio optimization, and discretionary or managed investment strategies.