Melissa Dinatale is a financial advisor at Ameriprise with seven years of experience at the firm and two years in the industry. She previously worked at M Scott & Co., Inc., the Law Office of Robert Abrams, and Pascussi, Pascussi and Stoker. Dinatale holds a Series 66 designation. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning advice focused on income sources and tax-aware withdrawal strategies.

Ryan Estes is a Wealth Management Advisor at Merrill Lynch Wealth Management. He works with clients to develop customized financial strategies aimed at growing and preserving wealth in alignment with their goals. With access to Merrill’s investment insights and the credit, lending, and banking services of Bank of America, Ryan provides tailored solutions that address clients’ diverse financial needs, including personal retirement planning, liquidity management, portfolio management services, and support for endowments, foundations, and non-profits. Ryan began his career at Merrill in 2002 after earning both a Bachelor’s degree in finance, graduating Summa Cum Laude, and a Master’s degree in business administration from the University of Alabama at Birmingham. He also holds the Chartered Financial Analyst® designation awarded by the CFA Institute and the Personal Investment Advisor (PIA) credential. Outside of his advisory role, Ryan runs an active sheep farm with his family in Sanger, California, and maintains a strong connection to the farming and business communities in the Central Valley. He is an active volunteer with 4H and Future Farmers of America (FFA) and enjoys football, horseback riding, and spending time with his wife Mona Lisa and their daughter Harlow.

Paul Sahota is a CFP® professional with 28 years of experience in the financial services industry. He has been with LPL Financial since 2009. Outside of his advisory role, he serves as a co-trustee of a personal family trust. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a wide range of clients including individuals, retirement plans, banks, corporations, and charitable organizations. The firm provides financial planning, advisory programs, retirement consulting, and brokerage services through a national network of investment adviser representatives.

Marc Maguire is a financial advisor with Morgan Stanley in Fresno, CA, holding the ChFC® designation and Series 63 and 66 licenses. He has 19 years of industry experience, including 13 years at J.P. Morgan Securities before joining Morgan Stanley in 2025. Morgan Stanley Wealth Management serves individual and institutional clients by offering various advisory programs and tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process utilizing tools such as Monte Carlo simulations and Global Investment Committee estimates.

Richard Vanvalkenburg is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and 33 years of industry experience. He has been with LPL Financial since 2009. Vanvalkenburg also has involvement in non-variable insurance products, including long-term care insurance. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a wide range of financial planning and advisory services, including discretionary and non-discretionary management, model portfolios, and retirement plan consulting.

Nou Her is a financial advisor at Morgan Stanley with 6 years of industry experience and holds a Series 66 designation. He has been with Morgan Stanley since 2013. Morgan Stanley Wealth Management provides a range of advisory programs to individual and institutional clients, focusing on tailored financial planning supported by firm-approved tools and a structured discovery process. The firm manages approximately $2.74 trillion in client assets and offers both direct and corporate financial planning services.

James Trevino is a Financial Advisor at Merrill Lynch Wealth Management. He specializes in creating customized wealth management strategies that align with the unique needs and goals of his clients. His approach involves understanding clients' personal and financial situations to provide comprehensive financial guidance. James's expertise includes college education planning, family wealth management strategies, managing new wealth, portfolio management services, tax minimization, and retirement income planning. He integrates insights from Merrill and the banking services of Bank of America to address various aspects of clients' financial lives. James holds a Bachelor's Degree from Saint Mary's College of California and is a Personal Investment Advisor (PIA) with NMLS#2438550. Outside of his professional role, James enjoys basketball, chess, football, golfing, music, reading, spending time with his family, and watching movies.

Randall Gibson is a financial advisor with Wells Fargo Advisors, holding Series 63 and Series 65 licenses and bringing 48 years of industry experience. He has been with Wells Fargo Advisors since 2016. Gibson has ownership interests in two investment-related businesses based in Fresno, CA. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients with investment and fee-based financial planning services. The firm offers a broad range of planning options tailored to clients meeting net-worth thresholds, utilizing Wells Fargo research and tools to develop customized recommendations.

Daniel Howard is a financial advisor at Charles Schwab with Series 63 and Series 66 licenses and six years of industry experience. He has worked at Charles Schwab Bank, SSB and Charles Schwab & Co., Inc. since 2019. Prior to that, he held roles at Sodexo and Grand Canyon University. Charles Schwab & Co., Inc. serves a large client base primarily consisting of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers multi-asset model portfolios supported by centralized custody and operational infrastructure.

Justin Warren is a financial advisor with OSAIC based in Fresno, CA, holding a Series 66 designation and 11 years of industry experience. He has worked at OSAIC since 2018 and has prior experience with Signator Investors Inc and SagePoint Financial. Warren also serves as a FINRA non-public arbitrator and holds the title of Vice President of Financial Planning at Pillar Financial Group. OSAIC serves a broad mix of retail and institutional clients through a large network of affiliated financial advisers, offering integrated brokerage, investment advisory services, financial planning, and access to third-party money managers. The firm utilizes asset-allocation tools and automated rebalancing to construct diversified portfolios across various asset classes.

Leslie Fitzgerald is a financial advisor with Thrivent Investment Management in Fresno, CA, holding a Series 66 designation and 17 years of industry experience. She has been with Thrivent Financial for Lutherans and Thrivent Investment Management since 2008. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of Financial Advisors. Their approach includes holistic, goal-based analyses and planning across a wide range of topics, offered as either one-time or ongoing engagements, with the option to combine planning and managed-account services under a consolidated billing arrangement.

Daniel Miller is a financial advisor at LPL Financial in Fresno, CA, holding a Series 66 designation with five years of industry experience. His prior work includes roles at Cetera Advisors and Bimbo Bakeries USA. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, retirement plan consulting, and brokerage services delivered through a national network of investment adviser representatives.

Patrick Howell is a financial advisor with RBC Capital Markets, holding Series 63 and Series 66 designations and bringing 39 years of industry experience. He has been with RBC Capital Markets LLC since 2008 and has also worked at City National Bank since 2017. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a diverse range of clients including individual investors, institutional clients, and charitable organizations. The firm offers various advisory programs and combines in-house expertise with third-party managers to tailor investment strategies according to each client’s risk profile.

Antoinette Robinson is a financial advisor at Morgan Stanley with two years of industry experience. She holds a Series 66 designation and previously worked at Wells Fargo Clearing, Bank of America, and Ruckus Wireless. Morgan Stanley Wealth Management serves both individual and institutional clients, providing a wide range of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and analysis developed by its Global Investment Committee.

Christopher Obrien is a financial advisor with Thrivent Investment Management in Clovis, CA, holding Series 66 and Series 63 credentials and three years of industry experience. Before joining Thrivent, he worked for 26 years at Save Mart Supermarkets. Outside of his advisory work, he is a hobbyist woodworker who occasionally completes commissioned projects for compensation. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors. The firm offers holistic, goal-based financial analyses and planning engagements that can be combined with managed-account programs under a consolidated billing option called “WealthPlan,” while keeping planning and portfolio management services separate.

Rick Avelar is a CFP® professional with six years of industry experience, currently affiliated with Wells Fargo Clearing. His prior roles include positions at Fidelity Investments, E*TRADE Capital Management, and The Vanguard Group. Wells Fargo Clearing provides retirement plan consulting services for qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s IPS-driven approach incorporates modern portfolio theory and includes a broad range of investment options, such as insurance-related vehicles and bank deposit sweep programs.

Christopher White is a CFP®-certified financial advisor with 11 years of industry experience, currently affiliated with LPL Financial in Fresno, CA. He has worked extensively with SCF Securities, Inc. and related entities prior to joining LPL Financial. Outside of his advisory role, he is involved with Fireside Finance, LLC, a business entity established for tax and investment purposes. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, combining discretionary and non-discretionary management with research-driven model portfolios and technology-enhanced services.

Tanner Barrett is a financial advisor with LPL Financial in Fresno, CA, holding Series 65 and Series 63 designations and two years of industry experience. His prior roles include positions at Hermes Wealth Strategies, Gineris Wealth Management, and Woodbury Financial Services. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, and charitable organizations through a national network. The firm offers a range of financial planning and advisory programs, providing both discretionary and non-discretionary management with access to model portfolios, third-party research, and various investment strategies.

Frank Vargas Jr. is a financial advisor with RBC Capital Markets in Fresno, CA, holding Series 63 and Series 65 credentials and bringing 46 years of industry experience. His prior roles include positions at City National Bank and Wells Fargo Advisors. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a diverse client base including individual investors, institutions, and charitable organizations. The firm offers various advisory programs that provide discretionary and non-discretionary portfolio management and financial planning, tailoring strategies to clients' risk profiles through a combination of in-house and third-party investment managers.

Jeff Branch is a financial advisor with Morgan Stanley in Fresno, CA, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. He has been with Morgan Stanley since 2009. Outside of his advisory role, he is a partner at Branch Ranch Cattle Co., an agricultural business in Raymond, California. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers tailored financial planning and diverse advisory programs, managing approximately $2.74 trillion in client assets.