Paul Sahota is a CFP® professional with 29 years of industry experience, currently affiliated with LPL Financial since 2009. He previously worked at Merrill and UBS Financial Services. Outside of his advisory role, he serves as co-trustee of a family trust. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by extensive technology and oversight of substantial discretionary assets.

Marc Maguire is a financial advisor with Morgan Stanley in Fresno, CA, holding the ChFC® designation and Series 63 and 66 licenses. He has 19 years of industry experience, including 13 years at J.P. Morgan Securities before joining Morgan Stanley in 2025. Morgan Stanley Wealth Management serves individual and institutional clients by offering various advisory programs and tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process utilizing tools such as Monte Carlo simulations and Global Investment Committee estimates.

Richard Vanvalkenburg is a financial advisor with LPL Financial in Fresno, CA, holding Series 63 and Series 65 credentials and over 33 years of industry experience. His previous roles include positions at Valley Wealth Management, Associated Securities Corp., and Guardian Life. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by extensive resources and a large network of over 22,800 advisors.

Nou Her is a financial advisor at Morgan Stanley with 6 years of industry experience and holds a Series 66 designation. He has been with Morgan Stanley since 2013. Morgan Stanley Wealth Management provides a range of advisory programs to individual and institutional clients, focusing on tailored financial planning supported by firm-approved tools and a structured discovery process. The firm manages approximately $2.74 trillion in client assets and offers both direct and corporate financial planning services.

James Trevino is a Financial Advisor at Merrill Lynch Wealth Management. He specializes in creating customized wealth management strategies that align with the unique needs and goals of his clients. His approach involves understanding clients' personal and financial situations to provide comprehensive financial guidance. James's expertise includes college education planning, family wealth management strategies, managing new wealth, portfolio management services, tax minimization, and retirement income planning. He integrates insights from Merrill and the banking services of Bank of America to address various aspects of clients' financial lives. James holds a Bachelor's Degree from Saint Mary's College of California and is a Personal Investment Advisor (PIA) with NMLS#2438550. Outside of his professional role, James enjoys basketball, chess, football, golfing, music, reading, spending time with his family, and watching movies.

Randall Gibson is a financial advisor with Wells Fargo Advisors, holding Series 63 and Series 65 licenses and bringing 48 years of industry experience. He has been with Wells Fargo Advisors since 2016. Gibson has ownership interests in two investment-related businesses based in Fresno, CA. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients with investment and fee-based financial planning services. The firm offers a broad range of planning options tailored to clients meeting net-worth thresholds, utilizing Wells Fargo research and tools to develop customized recommendations.

Daniel Howard is a financial advisor at Charles Schwab with Series 63 and Series 66 licenses and six years of industry experience. He has worked at Charles Schwab Bank, SSB and Charles Schwab & Co., Inc. since 2019. Prior to that, he held roles at Sodexo and Grand Canyon University. Charles Schwab & Co., Inc. serves a large client base primarily consisting of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers multi-asset model portfolios supported by centralized custody and operational infrastructure.

Justin Warren is a financial advisor with OSAIC based in Fresno, CA, holding a Series 66 designation and 11 years of industry experience. He has worked at OSAIC since 2018 and has prior experience with Signator Investors Inc and SagePoint Financial. Warren also serves as a FINRA non-public arbitrator and holds the title of Vice President of Financial Planning at Pillar Financial Group. OSAIC serves a broad mix of retail and institutional clients through a large network of affiliated financial advisers, offering integrated brokerage, investment advisory services, financial planning, and access to third-party money managers. The firm utilizes asset-allocation tools and automated rebalancing to construct diversified portfolios across various asset classes.

Leslie Fitzgerald is a financial advisor with Thrivent Investment Management in Fresno, CA, holding a Series 66 designation and 17 years of industry experience. She has been with Thrivent Financial for Lutherans and Thrivent Investment Management since 2008. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of Financial Advisors. Their approach includes holistic, goal-based analyses and planning across a wide range of topics, offered as either one-time or ongoing engagements, with the option to combine planning and managed-account services under a consolidated billing arrangement.

Daniel Miller is a financial advisor at LPL Financial with five years of industry experience. He holds a Series 66 designation and has worked at LPL Financial since 2022, following a year at Cetera Advisors. Prior to his advisory career, he held roles outside finance including at Bimbo Bakeries USA and various service industry positions. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of financial planning and portfolio management solutions supported by advanced research tools and serves a large network of advisors and clients.

Patrick Howell is a financial advisor with RBC Capital Markets, holding Series 63 and Series 66 designations and bringing 39 years of industry experience. He has been with RBC Capital Markets LLC since 2008 and has also worked at City National Bank since 2017. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a diverse range of clients including individual investors, institutional clients, and charitable organizations. The firm offers various advisory programs and combines in-house expertise with third-party managers to tailor investment strategies according to each client’s risk profile.

Antoinette Robinson is a financial advisor at Morgan Stanley with two years of industry experience. She holds a Series 66 designation and previously worked at Wells Fargo Clearing, Bank of America, and Ruckus Wireless. Morgan Stanley Wealth Management serves both individual and institutional clients, providing a wide range of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and analysis developed by its Global Investment Committee.

Christopher Obrien is a financial advisor with Thrivent Investment Management in Clovis, CA, holding Series 63 and Series 66 designations and three years of industry experience. Prior to his current role, he worked for Save Mart Supermarkets for 26 years. Outside of his advisory work, Obrien is a hobbyist woodworker and occasionally completes commissioned projects for compensation. Thrivent Investment Management offers Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, providing holistic, goal-based financial analyses without discretionary trading authority. The firm’s approach separates planning from managed-account services and emphasizes periodic reviews and comprehensive written recommendations across various financial planning topics.

Rick Avelar is a CFP® professional with six years of industry experience, currently affiliated with Wells Fargo Clearing. His prior roles include positions at Fidelity Investments, E*TRADE Capital Management, and The Vanguard Group. Wells Fargo Clearing provides retirement plan consulting services for qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s IPS-driven approach incorporates modern portfolio theory and includes a broad range of investment options, such as insurance-related vehicles and bank deposit sweep programs.

Christopher White is a CFP® professional affiliated with LPL Financial, based in Fresno, CA, with 11 years of industry experience. His prior roles include positions at SCF Securities, Inc. and SCF Investment Advisors, Inc. In addition to his advisory work, he is involved with Fireside Finance, LLC, a business entity for tax and investment purposes. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by a large network of investment adviser representatives.

Tanner Barrett is a financial advisor at LPL Financial with Series 63 and Series 65 credentials and two years of industry experience. He has worked at several firms, including Hermes Wealth Strategies, Gineris Wealth Management, and Woodbury Financial Services Inc. Barrett operates a side business under the name Thiesen Dueker Modern Wealth Management related to his work with LPL. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Frank Vargas Jr. is a financial advisor with RBC Capital Markets in Fresno, CA, holding Series 63 and Series 65 credentials and bringing 46 years of industry experience. His prior roles include positions at City National Bank and Wells Fargo Advisors. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a diverse client base including individual investors, institutions, and charitable organizations. The firm offers various advisory programs that provide discretionary and non-discretionary portfolio management and financial planning, tailoring strategies to clients' risk profiles through a combination of in-house and third-party investment managers.

Jeff Branch is a financial advisor with Morgan Stanley in Fresno, CA, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. He has been with Morgan Stanley since 2009. Outside of his advisory role, he is a partner at Branch Ranch Cattle Co., an agricultural business in Raymond, California. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers tailored financial planning and diverse advisory programs, managing approximately $2.74 trillion in client assets.

John Banuelos is a CFP® with 39 years of experience in the financial services industry. He is currently with OSAIC and previously worked at Securities America Advisors, Inc., KMS Financial Services, and H.D. Vest Advisory Services. He also owns Financial Alliance, where he provides tax preparation services as an enrolled agent. OSAIC serves a diverse client base including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations through a large network of affiliated advisors and advisory platforms. The firm offers integrated brokerage and investment advisory services, utilizing various portfolio construction tools and third-party solutions.

Scott Taylor is a financial advisor at OSAIC with 26 years of industry experience. He holds a Series 66 designation and previously worked at Lincoln Financial Advisors for 25 years. Outside of his advisory role, Taylor is also licensed to offer disability insurance, fixed and indexed annuities, traditional life insurance, and long-term care insurance. OSAIC serves a diverse client base including individual, high-net-worth, institutional, and charitable clients. The firm provides integrated brokerage and advisory services using a range of investment strategies and third-party platforms to deliver customized portfolio solutions.