Andres Dela Torre is a Series 66 licensed financial advisor at LPL Financial with three years of industry experience. His prior work history includes roles at Bank of America, Merrill, and Wells Fargo Clearing. Outside of advisory work, he is involved in operating a for-profit business, La Michoacana, in Concord, CA. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to model portfolios and third-party asset management, supported by extensive operational tools and oversight of significant assets under management.

Scott Esco is a financial advisor at Ameriprise with 29 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Outside of his advisory work, he owns and manages Esco and Associates, Inc., a separate business. Ameriprise provides retirement-income planning services primarily for individuals with significant investable assets, delivering customized recommendation reports that incorporate research and modeling to support tax-efficient withdrawal strategies and Social Security claiming decisions. The firm combines personalized advice with algorithmic tools and offers a broad range of advisory, brokerage, and insurance solutions.

Kristin Sullivan is a financial advisor with Raymond James Financial, holding a Series 63 designation and 29 years of industry experience. She previously worked at Charles Schwab and Charles Schwab Bank from 1995 to 2024. Sullivan is also an independent contractor with Summit Financial Group, where she works directly with clients on wealth management. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, institutions, and charitable organizations, utilizing advanced analytical tools and offering specialized programs such as municipal and SIMPLE IRA advisory services.

Theresa Trayner is a financial advisor at Edward Jones in Tracy, CA, holding a Series 66 designation with three years of industry experience. She has worked at Edward Jones since 2012. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with approximately $1.01 trillion in assets under management. The firm offers a range of discretionary and non-discretionary investment strategies, including separately managed accounts and affiliated mutual funds, and operates under a fiduciary standard.

Thomas Strohl Jr. is a CFP® professional with 28 years of industry experience, currently serving as an advisor at Osaic since 2025. Prior to joining Osaic, he spent 27 years with Lincoln Financial Advisors Corporation. He is also an insurance agent offering disability, long-term care, and life insurance products. Osaic Wealth serves a diverse client base including individual investors, retirement plans, charities, and corporate clients through a multi-advisor platform. The firm offers a range of brokerage and advisory services with an investment process that emphasizes model-based asset allocation, portfolio optimization, and access to third-party managers and proprietary investment models.

Christina Pacheco is a financial advisor with Cetera, holding a Series 66 designation and bringing 10 years of industry experience. Her career has included various roles within Cetera and related entities since 2015, as well as positions at LPL Financial and AssetMark Financial. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate, charitable, and institutional clients through a large nationwide network of independent advisors. The firm offers a range of portfolio management and financial planning services, utilizing a multi-manager platform that includes affiliated and third-party model portfolios and strategies.

Edward Rusnak is a financial advisor with OSAIC, holding a Series 66 designation and 21 years of industry experience. He previously worked for Lincoln Financial Advisors for 20 years. Rusnak also conducts personal financial educational seminars for employees of local employers as part of their employee assistance programs. OSAIC Wealth serves a diverse client base including individual investors, retirement plans, charities, and corporate clients through a multi-advisor platform offering brokerage and advisory services. The firm employs a model-based investment process with access to various portfolio management strategies and third-party money managers.

Erik Swoope is a financial advisor at Raymond James Financial with two years of industry experience. He holds the Series 66 designation and previously worked at Morgan Stanley and its Private Bank division. Outside of his advisory work, he coaches middle school to college-aged students in football and basketball and co-owns a hair salon in San Ramon, California. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, institutions, and charitable organizations. The firm utilizes tailored, non-discretionary planning supported by analytical tools and emphasizes a broad range of advisory programs and institutional consulting services.

Christopher Mcclure is a financial advisor at Osaic with 31 years of industry experience. He holds a Series 63 designation and previously worked at Lincoln Financial Advisors Corporation for 31 years before joining Osaic in 2025. Outside of his advisory role, he is involved in the life settlements business as an agent through approved vendors. Osaic Wealth serves a diverse client base including retail and institutional investors, offering a range of brokerage and advisory services supported by model-based asset allocation and portfolio optimization tools. The firm is notable for its scale, multi-advisor platform, and extensive network of affiliates and alternative investment options.

Kinley Wong is a financial advisor at OSAIC with 25 years of industry experience. He holds Series 63 and Series 65 designations and previously worked for Lincoln Financial Advisors for 24 years. In addition to his advisory role, Wong is licensed to sell a range of non-variable insurance products, including accident and health insurance, disability insurance, long-term care insurance, fixed and indexed annuities, and life settlements. OSAIC Wealth serves a broad range of retail and institutional clients through a multi-advisor platform offering brokerage and advisory services, including comprehensive financial planning and advisor-managed portfolios. The firm emphasizes model-based asset allocation and portfolio optimization, with resources supporting discretionary strategies, third-party managers, and proprietary investment models.

Gregory Eissner is a CFP® with 34 years of experience in the financial industry, currently associated with LPL Financial. He has held advisory roles at Commonwealth Financial Network and operated his own firms, including Eissner Financial and Martin, Wardin, & Eissner Financial Group Inc. Outside of his advisory work, he is involved with several private entities related to securities, advisory, and insurance businesses. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions through a large network of investment adviser representatives. The firm offers a range of financial planning and investment management services utilizing model portfolios, third-party subadvisors, and customized strategies.

John Jaber is a financial advisor with UBS Financial Services, holding Series 63 and Series 65 credentials and bringing 42 years of industry experience. He has worked at UBS since 2014, following ten years at Morgan Stanley DW Inc. and one year at Morgan Stanley & Co. LLC. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning and portfolio management. The firm integrates institutional trading capabilities with wealth management services and uses proprietary research and model-based asset allocations to tailor strategies to clients' goals and risk tolerances.

Michael Muniz is a financial advisor with UBS Financial Services holding a Series 66 designation and 26 years of industry experience. His prior work includes positions at Bank of America and Merrill Lynch, Pierce, Fenner & Smith Inc. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm uses proprietary research and model-based asset allocations to tailor financial plans and portfolio management to clients’ goals and risk tolerances.

Jordan Frierson is a financial advisor at OSAIC with two years of industry experience. He holds a Series 66 designation and has worked previously at Lincoln Financial Advisors and Acord & Fong Wealth Strategies. Outside of his advisory role, he is associated with a financial planning LLC that serves as a compensation pass-through for his advisory duties. OSAIC serves a diverse client base including retail and institutional investors, offering brokerage and advisory services through a multi-advisor platform. The firm’s investment approach centers on model-based asset allocation and portfolio optimization, supported by risk-tolerance assessments and comprehensive financial planning tools.

Vanessa Savage is a financial advisor with Raymond James Financial and holds a Series 66 designation. She has 22 years of industry experience, including roles at Morgan Stanley and Summit Financial Group, where she serves as an independent contractor and member of the leadership team. She is also involved in selling fixed insurance, long-term care, and disability solutions through Raymond James Insurance Solutions. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, pension plans, corporations, charitable organizations, and institutional clients. The firm offers tailored, non-discretionary planning and consulting using risk profiling and modeling tools and supports municipal and public-finance work through a unique affiliation with a municipal advisor.

Pacific Eng is a financial advisor at Osaic Wealth with a Series 66 designation and four years of industry experience. Prior to joining Osaic in 2025, they worked at Lincoln Financial Advisors from 2021 to 2025. In addition to their advisory role, Pacific Eng offers and services fixed insurance products including annuities and various types of life and disability insurance. Osaic Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients through a multi-advisor platform. The firm provides brokerage and advisory services with an investment process centered on model-based asset allocation, portfolio optimization, and access to discretionary and third-party managed strategies.

David Liebowitz is a financial advisor at UBS Financial Services in Danville, CA, holding a Series 66 designation. He began his advisory career at UBS in 2025 after prior experience at Five9 and four years at the University of California Berkeley. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, offering a broad range of capital markets and advisory solutions.

Benjamin Horn is a financial advisor at Osaic with 19 years of industry experience. He holds Series 63 and Series 65 designations and previously spent 22 years with Lincoln Financial Advisors. Outside of his advisory role, he is also an insurance agent offering accident, health, disability, annuities, long-term care, life insurance products, and Medicare supplement plans. Osaic Wealth serves a broad mix of retail and institutional clients, providing brokerage and advisory services through a multi-advisor platform that includes comprehensive financial planning and various portfolio management programs. The firm emphasizes model-based asset allocation and portfolio optimization, supporting discretionary and non-discretionary strategies across numerous affiliated entities.

Dipanki Shah is a financial advisor with Wells Fargo Clearing in San Ramon, CA, holding Series 63 and Series 65 licenses and having 10 years of industry experience. He has been with Wells Fargo Clearing since 2016 and has also worked at Wells Fargo Bank, N.A. since 2013. Wells Fargo Advisors is a national securities firm that provides investment advisory services, financial planning, retirement plan consulting, and wrap-fee programs to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Alexis Zulueta is a financial advisor at LPL Financial with 27 years of industry experience. He holds Series 63 and Series 66 designations and has previously worked at UBS Financial Services and E.K. Riley Investments. Outside of his advisory role, he is a licensed insurance agent and a notary public. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory services including financial planning and access to model portfolios, with a notable scale of over 22,800 advisors and $819 billion in discretionary assets under management.