Kenneth Evans is a financial advisor at Morgan Stanley in Santa Cruz, CA, holding a Series 66 designation with two years of industry experience. Prior to joining Morgan Stanley, he worked for Epicenter Cycling and The Bike Shop. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning to individual and institutional clients, managing approximately $2.74 trillion in assets and employing structured planning tools such as Monte Carlo simulations and Secular Return Estimates.

Wendi Eckardt is a financial advisor with Morgan Stanley in Santa Cruz, CA, holding Series 63 and Series 65 credentials and bringing 31 years of industry experience. She has been with Morgan Stanley since 2013. Outside of her advisory role, she serves as a FINRA arbitrator. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that offers a range of advisory programs to individuals and institutional clients, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes a structured financial planning process supported by firm-approved tools and market models.

Kurt Grundner is a financial advisor at Edward Jones in Scotts Valley, CA, holding a Series 66 designation with one year of industry experience. His prior roles include self-employment from 2019 to 2024 and eight years at Scharf Investments. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a broad range of advisory programs, investment strategies, and affiliated financial products. The firm operates a large network of more than 23,700 advisors and 15,000 branch offices nationwide.

Casey Flom is a financial advisor with LPL Financial in Santa Cruz, CA, holding a Series 66 designation and two years of industry experience. Prior to joining LPL Financial and BMO Bank NA in 2026, Flom worked at Edward Jones for three years. He is also the owner of Redwood Original, LLC, a business consulting firm where he assists clients with business process reviews and performs various odd jobs. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers diverse advisory and brokerage services that include financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Katherine Lynne Seidel is a financial advisor with UBS Financial Services in Los Gatos, California, holding a Series 66 credential and 18 years of industry experience. She previously worked at Edward Jones from 2008 to 2016 before joining UBS in 2016. Outside of finance, she is involved in personal training through a business in Santa Cruz. UBS Financial Services serves individual, corporate, and institutional clients with a range of brokerage and investment advisory services, combining institutional trading capabilities with wealth management offerings to tailor plans based on proprietary research and model-based asset allocations.

Angelina Mcclellan is a Series 66 licensed financial advisor with Morgan Stanley in Santa Cruz, CA, where she has worked for 14 years since 2011. She serves as a trustee for multiple trusts. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutions, offering tailored financial planning supported by firm-approved tools and strategies. The firm manages approximately $2.74 trillion in client assets and delivers both direct and employer-sponsored financial planning services.

Adrian Baker is a financial advisor with J.P. Morgan Securities in San Jose, CA, holding Series 63 and Series 66 credentials and eight years of industry experience. He has worked with J.P. Morgan Securities and JPMorgan Chase Bank, N.A. across multiple periods since 2017, as well as at Bank of America and Merrill. Prior to his finance career, he was employed at Montage Wellness Center and Parking Company of America. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients. Their program focuses on written asset allocation advice, investment manager searches, and customized performance reporting, supported by systematic quantitative and qualitative research and includes capabilities in derivatives and commodities.

Megan Edwards is a financial advisor with LPL Financial in Los Gatos, CA, holding a Series 66 designation and 19 years of industry experience. She has been with LPL Financial since 2009 and previously worked at Ivy Financial Planning & Associates, LLC, and Associated Securities Corp. Outside of her advisory role, she serves as an assistant JV softball coach at Los Gatos High School. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing a range of advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm utilizes both proprietary and third-party investment strategies and offers a broad platform that includes financial planning, model portfolios, and institutional programs.

Mary Rono is a financial advisor at J.P. Morgan Securities in Los Gatos, CA, holding a Series 66 designation with 10 years of industry experience. She has been with JPMorgan Chase Bank, N.A. and J.P. Morgan Securities since 2016. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients. The firm’s advisory program focuses on written asset allocation advice, investment manager and fund searches, and customized performance reporting, supported by centralized due diligence combining quantitative and qualitative research.

Steven Anderson is a CFP®-credentialed financial advisor with 15 years of industry experience. He has worked at Morgan Stanley Smith Barney LLC since 2018 and previously held roles at Bank of America and Merrill. Outside of advising, he is involved in publishing related to recreation. Morgan Stanley Wealth Management serves both individual and institutional clients with a range of advisory programs, including tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and provides services that include but do not rely on individual security recommendations as part of standalone planning.

Glenn Nagamine is a financial advisor at OSAIC with 12 years of industry experience. He holds a Series 66 designation and previously worked at Lincoln Financial Securities Corporation and ON Investment Management Co. In addition to his advisory role, he operates a sole proprietorship offering fixed disability insurance, fixed/indexed annuities, long-term care insurance, and traditional life insurance products. OSAIC serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients. The firm’s investment process uses model-based asset allocation and portfolio optimization with various advisory programs supported by a complex network of affiliated broker-dealers, asset managers, and trust affiliates.

Lily Tran is a Financial Consultant currently working at Fidelity. She has a professional background as a Financial Advisor, having worked at Morgan Stanley from 2021 to 2024 and at Citigroup from 2018 to 2021. Her career is centered on helping clients make confident and informed decisions about their wealth through personalized strategies. Lily holds a CA Insurance License. She values building relationships based on trust and transparency, focusing on financial stability and thoughtful planning. Outside of her professional work, she is interested in fitness, social events, hiking, parenthood, traveling, and volunteering.

Al Barron is a financial advisor with Morgan Stanley in Los Gatos, CA, holding a Series 63 designation and offering 40 years of industry experience. He has worked with Morgan Stanley Private Bank, N.A. since 2015 and has been with Morgan Stanley Smith Barney LLC since 2009. Morgan Stanley Wealth Management provides a broad range of advisory programs to individuals and institutional clients, including tailored financial planning utilizing firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and offers services through both direct client relationships and corporate financial planning agreements.

Alan Gale is a financial advisor at Edward Jones in Scotts Valley, CA, with seven years of industry experience. He joined Edward Jones in 2018 after working three years at Cisco Systems, Inc. Outside of his advisory work, Gale is the lead vocalist and lead guitarist for a local rock band in Ben Lomond, CA. Edward Jones is a full-service wealth management firm serving individual and institutional clients, with over $1 trillion in assets under management and a nationwide network of more than 23,000 financial advisors. The firm offers a range of advisory programs and investment strategies, including discretionary and non-discretionary wrap fee solutions, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Gregory Sivaslian is a financial advisor with Osaic and holds a Series 63 designation. He has 43 years of industry experience, including prior roles at Securities America Advisors, Inc. and Securities America, Inc. Outside of advising, he co-owns and assists in managing several rental properties with his wife. OSAIC Wealth serves a diverse client base ranging from individual investors to institutions, offering a range of brokerage and advisory services with a focus on model-based asset allocation and portfolio optimization. The firm is notable for its scale, consolidation activity, and complex affiliate network.

Giang Le is a financial advisor at Fidelity with one year of industry experience. He holds the Series 66 and Series 63 designations. His prior roles include positions at J.P. Morgan Securities and JPMorgan Chase Bank, as well as academic experience at De Anza College and CSU East Bay. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including discretionary portfolio management and fund advisory. The firm utilizes a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction in its investment process.

Fabiola Morales is a financial advisor at J.P. Morgan Securities with 17 years of industry experience. She holds Series 63 and Series 66 designations and has been with J.P. Morgan Chase Bank and J.P. Morgan Securities since 2012. J.P. Morgan Securities provides institutional consulting services primarily to plan sponsors, corporations, and endowments through customized asset allocation advice, investment manager searches, and performance reporting. The firm’s advisory process integrates centralized due diligence with both quantitative and qualitative research and may include ESG criteria within its recommendations.

Erik Hanson is a financial advisor at Morgan Stanley with 23 years of industry experience. He holds a Series 66 designation and has been with Morgan Stanley and its affiliated entities since 2007. Outside of his advisory role, he serves on the advisory board of Music in May, a local classical music event supporting schools, nonprofits, and underprivileged children in the Santa Cruz area. Morgan Stanley Wealth Management provides a wide range of advisory programs and financial planning services to individual and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s approach includes structured planning conversations and proprietary analytical tools, serving clients through both direct and corporate financial planning agreements.

Carter Crum is a financial advisor at UBS Financial Services in Los Gatos, CA, holding Series 63 and Series 65 licenses with 26 years of industry experience. He has been with UBS Financial Services since 2010. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, utilizing proprietary research and model-based asset allocations to tailor financial plans. The firm combines institutional trading capabilities with wealth management services, operating as both an investment adviser and a broker-dealer.

Keith France is a financial advisor with Cetera in San Jose, CA, holding Series 63 and Series 66 credentials and bringing 26 years of industry experience. He has worked at Cetera since 2019 and previously held roles at BMO Harris Financial Advisors and M&I Financial Advisors. Cetera Investment Advisers LLC is a nationwide SEC-registered firm serving individual, employer-sponsored retirement, corporate, charitable, and institutional clients. The firm offers various portfolio management and financial planning services through a multi-manager platform with discretionary and non-discretionary program options.