Marcelo Tebet Filho is a financial advisor with Morgan Stanley, holding a Series 66 designation and four years of industry experience. He has worked at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2022. Outside of his financial career, he has been involved with Florida Gulf Coast University since 2018. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning that utilizes structured discovery processes and firm-approved planning tools.

Kenneth Ripa is a financial advisor with Primerica Advisors in Tampa, FL, holding Series 63 and Series 65 credentials and 16 years of industry experience. He has worked with Primerica Advisors since 2009 and currently operates K&S Ripa, LLC, a legal entity dedicated to Primerica business activities. He also receives compensation related to mortgage loan sales and part-time referrals for home security and automation products through affiliated companies. Primerica Advisors sponsors a wrap-fee asset management program primarily serving individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable entities. The firm utilizes model-driven investment strategies managed by unaffiliated asset managers and offers discretionary portfolio management supported by BNY Mellon Advisors and Pershing for trade execution and custody.

Gary Willis is a financial advisor at Edward Jones with 13 years of industry experience. He holds a Series 66 designation and has been with Edward Jones since 2013. Outside of his advisory role, he serves as Chairperson and Board Member of Trinity Apartments of Lakeland. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds.

Kurt Elmhorst is a CFP® professional with 23 years of industry experience, currently affiliated with LPL Financial since 2019. Prior to joining LPL, he spent 19 years at Allen & Company of Florida, Inc. He is also the owner of 1401 Insurance Partners, LLC, an insurance agency. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services including financial planning, model portfolios, third-party asset management, and institutional platforms.

James Marquiss is a financial advisor at Edward Jones in Valrico, Florida, holding a Series 66 designation. He has over 20 years of prior experience at TBC Corporation and joined Edward Jones in 2026. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, offering a broad range of advisory programs and investment options supported by a large nationwide network of financial advisors and branch offices.

Taccara Edwards is a Series 66-licensed financial advisor with 17 years of industry experience, currently with Wells Fargo Clearing. Her prior roles include positions at Bank of America, Merrill, and Morgan Stanley. Outside of advising, she owns and operates Power Washing Rangers LLC, a cleaning and janitorial business. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients by providing investment advisory services, financial planning, and retirement plan consulting. The firm utilizes research and analytics to guide investment selections and offers a broad array of brokerage and advisory solutions.

Jody Clayton is a financial advisor at OSAIC with 19 years of industry experience. She holds the ChFC® designation and Series 63 and 65 licenses. Prior to joining OSAIC in 2018, she worked for Signator Investors, Inc. for 11 years. Outside of her advisory role, Clayton is the owner of a landscaping business and an author of pension-related books. OSAIC Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients. The firm offers a broad range of brokerage and advisory services through a multi-advisor platform that emphasizes model-based asset allocation and portfolio optimization.

Saverio Galati II is a financial advisor at J.P. Morgan Securities with nine years of industry experience. He holds Series 63 and Series 66 licenses and has worked at J.P. Morgan Securities and Jpmorgan Chase Bank, N.A. since 2021. Prior to that, he was affiliated with Northwestern Mutual and T. Rowe Price. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, offering written asset allocation advice, investment manager and fund searches, and customized performance reporting through a non-discretionary program supported by both quantitative and qualitative research.

Timothy Shuff is a CFP® professional with over 32 years of experience in the financial services industry. He has been with Edward Jones since 1996, working from their Plant City, Florida location. Outside of financial advising, he is a partner in a commercial rental property business. Edward Jones is a full-service wealth management firm serving individual and institutional clients across the United States. The firm manages over $1 trillion in assets and offers a wide range of advisory services, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds.

Holly Dunbar is a financial advisor with Morgan Stanley in Lakeland, FL, holding Series 63 and Series 65 registrations and bringing 26 years of industry experience. She has been with Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs and financial planning services. The firm manages approximately $2.74 trillion in client assets and uses structured planning processes supported by firm-approved tools and analysis methods.

Trisha Sammons is a financial advisor with Edward Jones in Valrico, FL, holding Series 63 and Series 65 designations. She has been with Edward Jones since 2025. Her prior work experience includes roles at The Garcia Companies and several other firms in various industries. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, managing approximately $1.01 trillion in assets through a large network of advisors and branches nationwide.

Tamara Sadowski is a CFP® with 18 years of industry experience, currently serving at Fidelity. Her career includes roles at Fidelity Brokerage Services LLC since 2008 and Fidelity Personal and Workplace Advisors from 2018 to 2025. Fidelity’s Strategic Advisers LLC offers investment management and advisory services to retail and institutional clients, employing a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm is notable for its use of systematic methodologies, formal advisory roles to multiple registered investment companies, and incorporation of AI and advanced analytics in portfolio management.

Brian Bower is a CFP® professional with nine years of experience in financial advising, currently serving at Edward Jones since 2017. Prior to this, he has been involved with Plan B MarineServices since 2012. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a wide range of advisory strategies and affiliated financial services through a large network of advisors and branch offices.

William Coates is a financial advisor at Primerica Advisors with six years of industry experience. He holds Series 65 and Series 63 designations and has worked at Primerica Advisors and Delphi Academy of Florida, among other roles. Coates is involved in the sale of investment-related products and also receives compensation for referrals of home security and automation products through affiliated companies. Primerica Advisors manages a wrap-fee asset management program serving individual, corporate, and charitable clients. The firm uses model-delivery strategies managed by unaffiliated asset managers and supports accounts through BNY Mellon Advisors and Pershing, with a focus on both non-high-net-worth and high-net-worth investors.

Ryan Conley is a financial advisor with Edward Jones in Bartow, FL, holding a Series 66 designation and 18 years of industry experience. He has been with Edward Jones since 2007. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, including households, pension and profit-sharing plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets under management through a nationwide network of over 23,700 financial advisors and offers a range of discretionary and non-discretionary investment strategies alongside affiliated mutual funds and tax-efficient services.

Thomas Graff is a CFP® professional at Edward Jones with eight years of industry experience. Prior to joining Edward Jones in 2018, he worked for 12 years at McKesson Medical-Surgical. He is based in Tampa, FL. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a wide range of investment strategies and advisory services, supported by a large network of financial advisors and branch offices across the United States.

William Heath is a financial advisor with LPL Financial in Brandon, FL, holding the CFP® and ChFC® designations and having 22 years of industry experience. He previously worked at Edward Jones for 15 years before joining LPL Financial in 2019. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and portfolio management services supported by a large network of advisors and advanced operational tools.

Russell Toms is a financial advisor with LPL Financial in Tampa, FL, holding Series 63 and Series 65 licenses and having 24 years of industry experience. His prior roles include positions at Wells Fargo Clearing, Truist Investment Services, Cuna Brokerage Services, and Suncoast Credit Union. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, utilizing both proprietary and third-party investment models, and supports its advisors with advanced operational and research tools.

Mark Marrazzo is a financial advisor with OSAIC in Tampa, FL, holding a Series 66 designation and 24 years of industry experience. His prior firms include Woodbury Financial Services, Total Resource Financial, and Insphere Insurance Solutions. He is also involved in a marketing group called Northpoint Financial Group, which works with clients under a joint marketing effort. OSAIC Wealth serves a diverse client base including individual investors, retirement plans, charities, and corporate clients, offering a range of brokerage and advisory services delivered through a multi-advisor platform. The firm’s investment approach centers on model-based asset allocation and portfolio optimization supported by risk tolerance assessments and rebalancing tools.

Frank Welch is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and bringing 36 years of industry experience. He has worked at Cetera since 2018 and previously held positions at Regions Bank, SunTrust Advisory Services, and SouthTrust Securities. Cetera Investment Advisers LLC is an SEC-registered firm that serves a broad range of clients including individuals, retirement plans, corporate and charitable entities, and institutional accounts. The firm offers a variety of portfolio management and financial planning services through a multi-manager platform, with access to affiliated and third-party managers and diverse program structures.