Michael Woods is a financial advisor with OSAIC, holding Series 63 and Series 66 designations and 36 years of industry experience. He has previously worked at Securities America Advisors, Securities America Inc., National Planning Corporation, and Summit Financial Group. Woods serves as Treasurer for the Lake Worth Dollars For Scholars nonprofit scholarship program. OSAIC serves a diverse client base, including individual investors, pension plans, corporations, and charitable organizations, through a large network of affiliated advisers and multiple advisory platforms. The firm offers integrated brokerage and advisory services with portfolio construction tools that include asset allocation, risk tolerance analysis, and access to third-party money managers.

Andres Barbosa is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 licenses and has two years of industry experience. His prior roles include positions at Charles Schwab & Co., Inc., Wells Fargo Bank, N.A., and TD Bank, N.A. Outside of finance, he has been involved with fitness-related businesses such as AMP Fitness Group III, LLC and Functional Fitness Management LLC. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when recommending investment strategies.

Joshua Trice is a financial advisor with Primerica Advisors in Jacksonville, FL, holding Series 63, Series 65, and Series 66 licenses and bringing 14 years of industry experience. His work history includes roles at Merrill, PFS Investments Inc., Primerica Financial Services, Duval County Public Schools, and Shark Coatings. Outside of advisory work, he is involved in training for licensing exams and has experience selling various home-related products through affiliated companies. Primerica Advisors manages a wrap-fee asset management program serving individual, corporate, and charitable clients, offering model-driven investment strategies supported by third-party asset managers and custodians. The firm operates on a large scale with nearly 3,700 advisors and approximately $15.5 billion in assets under management.

Robert Doll is a Series 66-credentialed advisor with Merrill, based in Saint Johns, FL, who has four years of industry experience. He has worked with Merrill since 2017 and with Bank of America N.A. since 2023. Prior to his financial roles, he was involved with Celebration Church of Jacksonville for one year. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Deborah Lennon is a financial advisor at Edward Jones in Saint Augustine, FL, holding a Series 66 designation with nine years of industry experience. Prior to joining Edward Jones in 2017, she worked at Brooks Rehabilitation from 2012 to 2017 and operated a private practice, Deborah Lennon, OT, from 2002 to 2017. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with approximately $1.01 trillion in assets under management. The firm offers a range of advisory strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Louella Uy is a financial advisor with Wells Fargo Clearing based in Ponte Vedra, FL, holding a Series 66 designation and nine years of industry experience. She has worked at Wells Fargo Bank, N.A. and J.P. Morgan Securities, with multiple roles spanning from 2016 to the present. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non‑qualified deferred compensation plans, offering both discretionary and non‑discretionary investment advisory solutions. The firm’s approach is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Kevin Hartfield is a financial advisor at Edward Jones in Ponte Vedra, FL, holding a Series 66 designation with two years of industry experience. Prior to joining Edward Jones in 2024, he worked at PNC Bank from 2021 to 2023 and at TIAA Bank (formerly EverBank) from 2004 to 2021. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs and investment strategies supported by a large network of financial advisors and branch offices nationwide.

Michael Wroten is a financial advisor with Primerica Advisors in Saint Johns, FL, holding Series 63 and Series 65 credentials and over 42 years of industry experience. He has been with Primerica Advisors since 1983 and Primerica Financial Services since 1980. Outside of advisory work, he owns a legal entity formed for Primerica business purposes and is involved in sales of loan products and home-related service referrals through affiliated companies. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and separately managed account options under a wrap-fee structure. The firm curates third-party asset managers and uses an independent due-diligence process combined with delegated trading to BNY Mellon Advisors.

Rose Ellisor is a financial advisor with Ameriprise Financial Services LLC, holding a Series 66 designation and with nine years of industry experience. She has been with Ameriprise since 2015. Outside of her advisory role, she serves on the Board of Directors for Tennis 4 Cancer and acts as a hospitality coordinator for the organization. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. It offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning focused on income sources and tax-aware withdrawal strategies.

Nicholas Sudik is a financial advisor at J.P. Morgan Securities with a Series 66 designation and two years of industry experience. He has been with J.P. Morgan Securities LLC since 2024 and has worked at JPMorgan Chase Bank, N.A. since 2016. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when recommending investment strategies.

Michael Boudreaux is a financial advisor at Edward Jones in Fleming Island, FL, with 18 years of industry experience. He has been with Edward Jones since 2009 and holds the Series 63 and Series 66 designations. Outside of his advisory role, he is involved in managing commercial real estate ventures through Michael Boudreaux LLC and Bold City Commercial LLC. Edward Jones is a full-service wealth management firm serving individual and institutional clients, with approximately $1.01 trillion in assets under management. The firm offers a range of advisory programs and investment solutions supported by a large network of financial advisors and branch offices nationwide.

Wendy Wolfe is a financial advisor at Ameriprise with two years of industry experience. She holds a Series 66 designation and previously worked at Creative Design Space and Big Oak Wolf Sanctuary. Ameriprise provides retirement-income planning services targeted at individuals with substantial investable assets, combining research, modeling, and tax-efficiency analysis to deliver written recommendations through a centralized consulting team.

Michael Mc Carthy is a CFP® and ChFC® credentialed financial advisor with eight years of industry experience. He has worked at Edward Jones since 2017 and previously at SunTrust from 2014 to 2017. Outside of his financial advisory work, Mc Carthy is active as a wedding officiant in St. Johns, FL. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, supported by a nationwide network of over 23,000 financial advisors.

Rachael Limandri is a financial advisor at J.P. Morgan Securities with 11 years of industry experience. She holds a Series 66 designation and has been with J.P. Morgan Securities since 2014, also affiliated with JPMorgan Chase Bank since 2013. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Bryan S. Fazio is a financial advisor with Wells Fargo Advisors in Ponte Vedra, FL, holding the CFP® designation along with Series 63, 65, and 66 licenses. He has 28 years of industry experience, including prior roles at Wells Fargo Clearing and A. G. Edwards & Sons, Inc. He owns Fazio Asset Management, LLC, an investment-related business based in Ponte Vedra. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser serving individuals, trusts, and institutions. The firm offers a broad range of financial planning and investment services, utilizing Wells Fargo research and tools to develop tailored client recommendations.

James Byrnes is a financial advisor with Mass Mutual Investors Services and holds Series 63 and Series 65 designations. He has 37 years of industry experience, including prior roles at Eagle Strategies, NYLife Securities, and Rosenblatt Securities. In addition to his advisory work, Byrnes is also licensed as an insurance broker, selling life, disability, property and casualty, long-term care insurance, and fixed annuities. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides ongoing financial planning and asset management through structured, collaborative engagements using advanced planning tools.

Michael Marracello is a CFP® with 31 years of industry experience, currently serving as a financial advisor at Ameriprise in Ponte Vedra, FL. He has been with Ameriprise and its predecessor firms since 1997. Outside of his advisory role, he is a member of Masiello Marracello LLC, an entity related to managing office real estate and business expenses. Ameriprise offers a retirement-income planning service targeting individuals approaching or in retirement with significant investable assets, providing written Recommendation Reports that address income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis in its advisory approach and utilizes algorithmic tools overseen by dedicated committees to support its recommendations.

Luis Salmeron is a financial advisor at Primerica Advisors with 23 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including LPL Financial and M&T Securities. His other activities include sales of investment-related products and part-time referrals for home security and automation services through affiliates of Primerica. Primerica Advisors manages a wrap-fee asset management program primarily serving individual investors and charitable clients. The firm employs model-driven strategies overseen by third-party managers and supports accounts with custodial services from Pershing.

Brian Thelen is a CFP® with 27 years of industry experience, currently serving as a financial advisor at OSAIC since 2018. He previously worked at Signator Investors, Inc. for two years and has over a decade of involvement in fixed equity indexed annuities. Outside of his advisory role, he is the president of the River City Concert Band, a nonprofit organization in St. Johns, Florida, and is also a financial author. OSAIC serves a diverse client base, including individual and institutional investors, offering a range of advisory services through a large network of affiliated advisers. The firm employs asset-allocation tools and third-party platforms to construct portfolios that include multiple asset classes and supports both discretionary and non-discretionary account management.

Brandon Kuhn is a CFP® professional with 13 years of industry experience, currently serving as a financial advisor at Mass Mutual Investors Services since 2017. His prior experience includes roles at Metlife Securities Inc. and New England Securities. Outside of his advisory work, he is the owner of Atlantic Coast Financial LLC, an entity established to manage commissions from his investment advisory business. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that provides ongoing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes collaborative, annual financial planning engagements using firm-approved analytical tools and offers specialized programs including divorce planning and estate settlement services.