Meagan Morgan is a financial advisor at Merrill with 12 years of industry experience and holds a Series 66 designation. She has been with Merrill since 2013. Outside of advising, she co-owns a rental property business. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering both model-based and discretionary strategies for a range of individual and institutional investors.

Tu Nguyen is a financial advisor with UBS Financial Services in Myrtle Beach, SC, holding a Series 66 designation and bringing 16 years of industry experience. His prior roles include positions at Morgan Stanley Smith Barney and CitiGroup Global Markets INC. Outside of his advisory work, he is a partner in Three Little Monkeys LLC, an investment-related business. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory services, utilizing proprietary research and model-based asset allocations to tailor financial plans. The firm combines institutional trading capabilities with wealth management and offers services including discretionary portfolio management, fee-based financial planning, and access to capital markets.

Ronald Richter is a financial advisor with Cetera who holds the CFP® designation and Series 66 license, bringing 20 years of industry experience. He has served as an adjunct or full-time faculty member teaching finance courses at Rutgers University, Coastal Carolina University, and UNC Wilmington. He combines his advisory role with academic positions focused on finance education. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base that includes individuals, retirement plans, and institutional accounts. The firm offers a range of portfolio management and consulting services through a multi-manager platform with options including model portfolios, third-party managers, and customized strategies.

William Hatch Jr. is a financial advisor with Wells Fargo Advisors, holding Series 63 and Series 65 credentials and bringing 33 years of industry experience. He has worked within Wells Fargo's affiliated firms since 2009. Outside of his advisory role, he owns a residential rental property business. Wells Fargo Advisors serves individuals, trusts, and institutional clients with a broad range of investment and financial planning services, offering tailored recommendations supported by firm research and tools.

Wilbur Brown is a CFP® professional with 30 years of industry experience, currently affiliated with Wells Fargo Clearing since 2016. He previously worked at Wells Fargo Advisors LLC from 2009 to 2016. Outside of his advisory role, he is a 25% owner of 2120 Partnership, an investment-related business in Lake City, SC, where he also serves as a trustee. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related products and bank deposit sweep options among its investment offerings.

Vincent Mallozzi Jr. is a financial advisor with Raymond James & Associates, holding Series 63 and Series 65 designations and bringing 24 years of industry experience. He has been with Raymond James & Associates since 2016. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser that manages approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipalities, offering financial planning, investment consulting, and specialized municipal advisory services.

Jason Morris is a financial advisor at Cetera with two years of industry experience. He holds a Series 66 designation and has worked at several firms including Securian Financial Services and Minnesota Life Insurance. Outside of his advisory role, he works as an independent contractor for Doordash. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, employer-sponsored retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services through a large network of independent advisors and employs a multi-manager platform with diverse program structures.

Rebecca Watson is a financial advisor at LPL Financial with 26 years of industry experience. She holds Series 63 and Series 65 licenses and has been with LPL Financial since 2014. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers financial planning, various advisory programs, retirement plan consulting, and brokerage services, with discretionary and non-discretionary management and access to model portfolios and research.

Kabuzi Mkandawire is a financial advisor with Merrill, holding a Series 66 license and seven years of industry experience. Prior to joining Merrill in 2019, he worked briefly at the Carpenter Bros Hardware Store & Rental and as a contractor for Rightbrain Networks LLC. Outside of finance, he operated a video production business called Kabuzi The Video Guy from 2017 to 2018. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Miriam Arvizu is a Senior Financial Advisor with Merrill Lynch Wealth Management in the Grand Strand area. She specializes in creating personalized wealth management strategies tailored to her clients' unique financial situations, with expertise in areas such as retirement planning, cash flow management, legacy planning, multigenerational planning, divorce transition planning, family wealth management strategies, and services for endowments, foundations, and non-profits. Fluent in both Spanish and English, she draws from the resources and investment insights of Merrill Lynch, as well as banking and lending solutions provided through Bank of America, to support her clients' financial goals. Miriam holds a Bachelor's Degree in Finance from Coastal Carolina University and is a Personal Investment Advisor (PIA). She has spent nearly two decades as a financial advisor, assisting clients to develop tailored strategies based on a thorough understanding of their priorities, aiming to help them pursue life goals and plan their legacy. Her professional philosophy centers on one-on-one communication to understand clients' values and aspirations. Beyond her professional role, Miriam resides in North Myrtle Beach, South Carolina, with her family. She participates in community organizations including Habitat for Humanity, North Myrtle Beach Athletic Booster Club, North Strand Shelter, and Sea Haven for Youth. Her personal interests include boating, dancing, gardening, painting, reading, table tennis, yoga, soccer, and travel.

Luiz Fernando Bara Faria is a Financial Advisor with Merrill Lynch Wealth Management and holds the CERTIFIED FINANCIAL PLANNER® designation. He specializes in guiding individuals and families through personalized wealth management strategies to help them pursue their long-term financial goals. Luiz's expertise includes education planning, family wealth management, legacy planning, retirement planning, portfolio management, special needs planning, tax minimization, and services tailored to sports and entertainment professionals. Luiz earned both his Bachelor's degree and an MBA from Coastal Carolina University. He also holds the Chartered Retirement Planning Counselor™ (CRPC) and Sports & Entertainment Accredited Wealth Management Advisor™ (SE-AWMA) designations. A former collegiate tennis player, Luiz applies discipline and preparation to his client relationships and financial planning process. Outside of his professional role, Luiz enjoys playing tennis, horseback riding, cooking, football, soccer, traveling, and spending time with his family. Originally from Brazil, he now resides in the Myrtle Beach area and is actively engaged in the community where he lives and works.

Evan Scott is a Wealth Management Advisor at Merrill Lynch Wealth Management, bringing extensive experience to his role since joining the firm in 2007. He has been a financial advisor since 1983 and specializes in the establishment and administration of qualified retirement plans for corporations, individuals, and sole proprietorships. Evan's expertise includes equity and mutual fund selection, asset allocation, and portfolio management. As a qualified Portfolio Manager, he offers clients personalized investment strategies that may include individual stocks and bonds, Merrill model portfolios, and third-party investment options, sometimes managing these strategies on a discretionary basis through the firm’s Investment Advisory Program. Evan holds multiple professional designations, including Chartered Retirement Planning Counselor (CRPC), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). He earned a Bachelor of Science degree in Administrative Management from Clemson University. Beyond his professional work, Evan is involved in his local community through organizations such as Douglas Presbyterian Church, the Lancaster Breakfast Rotary, the Lancaster SPCA, and Big Thursday of Lancaster. He resides in Lancaster, South Carolina with his wife, Stephanie, and their two daughters.

Kathy Burns is a financial advisor with LPL Financial, holding Series 63 and Series 65 designations and bringing 24 years of industry experience. She has been with LPL Financial since 2008 and previously worked at Burns & Bynum CPA PA from 2004 to 2020. Burns is also involved in tax preparation and accounting through Hall & Burns Tax Management, LLC. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management along with research from internal and third-party sources.