Daniel Biederman is a financial advisor with Morgan Stanley in Oxnard, CA, holding Series 63 and Series 65 licenses and having 42 years of industry experience. His career includes roles at Morgan Stanley Private Bank, Morgan Stanley Smith Barney, and Citigroup Global Markets. Outside of his advisory work, he is involved in property management as a sole proprietor. Morgan Stanley Wealth Management serves individual and institutional clients with a broad range of advisory programs, including tailored financial planning supported by structured discovery processes and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and offers services that integrate both retail and institutional investment capabilities.

Matt Husted is a financial advisor at Wells Fargo Clearing with 14 years of industry experience. He holds Series 63 and Series 66 designations and has been with Wells Fargo Bank NA since 2006. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

James Gray is a financial advisor with Ameriprise, holding Series 63 and Series 65 designations and 34 years of industry experience. He has been with Ameriprise and its related entities since 2005. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients, offering a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning advice using proprietary research and third-party data.

Sheena Rodriguez is a financial advisor at Wells Fargo Clearing with 12 years of industry experience. She holds Series 63 and Series 65 credentials and has worked at Wells Fargo Clearing since 2016, as well as Wells Fargo Bank since 2004. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients, offering investment advisory services, financial planning, and retirement plan consulting through a combination of brokerage and advisory solutions.

John Bell is a financial advisor at Morgan Stanley with 28 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Morgan Stanley Private Bank, N.A. since 2015, while also working with Morgan Stanley Smith Barney LLC since 2009. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a variety of advisory programs including tailored financial planning supported by firm-approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and provides services through both direct agreements and employer-sponsored plans.

Candice Carrizales is a financial advisor at OSAIC with five years of industry experience. She holds a Series 66 credential and previously worked at Acosta Wealth Management and Geico. Outside of her advisory role, she is licensed to offer and service fixed insurance products, including fixed and indexed annuities, accident, disability, long-term care, and traditional life insurance. OSAIC serves a diverse range of retail and institutional clients through a multi-advisor platform offering brokerage and advisory services, including financial planning, managed portfolios, and retirement plan consulting. The firm employs a model-based investment process focused on asset allocation and portfolio optimization, supported by a complex network of affiliates and private-equity ownership.

Jeremy Cole is a financial advisor with LPL Financial, holding Series 63 and Series 66 licenses and 19 years of industry experience. He previously worked at Centaurus Financial, Inc. from 2008 to 2012 before joining LPL Financial in 2014. Outside of his advisory role, he manages a business entity for tax and investment purposes. LPL Financial is a national broker-dealer and SEC-registered investment adviser that offers advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm provides a range of offerings including financial planning, model portfolio programs, third-party asset management access, and institutional platforms, supported by technology tools and a broad network of over 22,800 advisors.

Richard Jeffery is a financial advisor with Cetera, holding a Series 63 designation and bringing 44 years of industry experience. He has been associated with various Cetera entities since 1994 and currently operates out of Ventura, CA. In addition to advising, he works as an insurance agent selling life, health, disability, annuities, and long-term care insurance. Cetera Investment Advisers LLC is an SEC-registered firm serving individual investors, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a nationwide network of independent advisors and employs a multi-manager platform featuring affiliated and third-party model portfolios.

Walker Franks is a financial advisor with Cetera who holds a Series 66 designation and has seven years of industry experience. He has worked with several firms, including Avanatax Advisory Services and Michael Drews CPA, and currently serves as president of Franks & Associates LLC, which provides tax preparation, tax planning, and bookkeeping services. Cetera Investment Advisers LLC is an SEC-registered firm that serves individual, retirement plan, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a multi-manager platform with a range of portfolio management options, including model portfolios, third-party managers, and bespoke strategies.

Sean Leonard is a financial advisor with Wells Fargo Clearing, holding a Series 66 credential and three years of industry experience. Prior to joining Wells Fargo, he worked at Ameriprise Financial Services and Lionscove. He serves on the boards of the Boys and Girls Clubs of Greater Oxnard and Port Hueneme and CASA Pacifica’s Investment Committee, and participates in the Kiwanis Thousand Oaks Youth Services Committee. Wells Fargo Advisors is a national securities firm providing investment advisory, financial planning, and retirement plan consulting services to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Dominic Pino is a financial advisor at Edward Jones in Camarillo, CA, with five years of industry experience. He holds a Series 66 designation and has previously worked at Northwestern Mutual and Ameriprise Financial Services LLC. Prior to his financial services career, he was involved with Deer Lodge Tavern and Instrumental Music Company. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households and charitable organizations. The firm manages approximately $1.01 trillion in assets and offers a range of advisory strategies, operating under a fiduciary standard.

Gabriel Swan is a financial advisor at LPL Financial in Ventura, CA, holding a Series 66 designation with 14 years of industry experience. He previously worked at Western International Securities, Inc., Ameritas Investment Corp., and PHP Agency, Inc., and has operated Swan Retirement Planning since 2016. Outside of advisory work, Mr. Swan is involved with Flying Axe Distillery LLC, which holds the trademark for the distillery. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and asset management services, utilizing model portfolios, third-party subadvisors, and technology tools to support its network of over 22,800 advisors.

Aaron Crocker is a financial advisor with Edward Jones in Carpinteria, CA, holding a Series 66 designation and eight years of industry experience. He has been with Edward Jones since 2017 and previously worked at LoanDepot from 2012 to 2017. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a wide range of advisory programs and investment solutions supported by a large network of advisors and branch offices nationwide.

Charles Morrison is a financial advisor with Morgan Stanley in Oxnard, CA, holding a Series 63 designation and over 42 years of industry experience. He has been with Morgan Stanley Private Bank, National Association since 2015 and Morgan Stanley Smith Barney since 2009. Outside of his advisory role, he is a sole proprietor involved in real estate investment and serves as a trustee for investment-related trusts. Morgan Stanley Wealth Management provides advisory programs to individuals and institutional clients, focusing on tailored financial planning using firm-approved tools and strategies. The firm manages approximately $2.74 trillion in client assets and offers a broad range of retail and institutional investment services.

John Kearney serves as a Senior Resident Director at Merrill Resident Director. He specializes in family wealth management strategies, legacy planning, managing new wealth, personal retirement planning, and retirement income. John brings a focus on helping families with their investments and legacy planning. He holds the professional designations CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). John earned bachelor's degrees from Bucknell University and Pepperdine University. A sixth-generation Ventura resident, John enjoys engaging with his community. His personal interests include adventure sports, scuba diving, surfing, and tennis.

Manuel Ceja is a Series 66-licensed financial advisor with four years of industry experience. He currently works at J.P. Morgan Securities and JPMorgan Chase Bank, N.A., joining both firms in 2024. His prior experience includes roles at Bank of America/Merrill Lynch and AutoZone. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process integrates centralized due diligence with both quantitative and qualitative research, supporting a non-discretionary approach where clients retain final decision-making authority.

Anthony Hayek is a Series 66 licensed financial advisor with 11 years of industry experience. He is currently with Morgan Stanley and has worked previously at Ameriprise, California Wealth Advisors, Centaurus Financial, UCLA Health, Fidelity Investments, and Bank of America/Merrill. Hayek has also owned a business for nine years. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs, including tailored financial planning supported by firm-approved tools and research.

Hilda Gonzalez is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 licenses and seven years of industry experience. She has been with Wells Fargo Clearing Services LLC since 2019 and has worked at Wells Fargo Bank NA since 2006. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients, including pension and charitable organizations. The firm provides a range of investment advisory services, financial planning, and retirement plan consulting, utilizing research from Wells Fargo Investment Institute and third-party sources.