Leonard Anable Jr. is a financial advisor at UBS Financial Services with 46 years of industry experience. He has been with UBS since 1979 and holds Series 63 and Series 65 licenses. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, offering financial planning, portfolio management, and access to mutual funds and alternative products. The firm combines institutional trading capabilities with wealth management services and uses proprietary research and model-based allocations to tailor investment strategies.

Nathan Steen is a financial advisor at Ameriprise with 22 years of industry experience. He holds the Series 66 designation and has worked previously at Wells Fargo Clearing, WELLS FARGO Advisors, Merrill, and Morgan Stanley Dw Inc. Outside of his advisory role, Steen serves as Vice President on the Board of Directors for the MPC Foundation in Monterey, CA. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service featuring written recommendation reports and annual retirement-income planning advice focused on dependable income and tax-aware withdrawal strategies.

Timothy Brereton is a CFP® with 34 years of industry experience, currently serving at Osaic since 2023. He previously worked at SagePoint Financial for eight years. In addition to his advisory role, he owns Allied WM Insurance Services LLC, which provides life, accident, health, dental, disability, and Medicare-related insurance products. OSAIC serves a diverse client base, including individual and high-net-worth investors, pension plans, corporations, and charitable organizations, offering brokerage, advisory services, financial planning, and access to third-party managers through multiple platforms. The firm utilizes a range of asset-allocation tools and supports both discretionary and non-discretionary portfolio management approaches.

Karen Hagman is a CFP® and holds a Series 66 license, with nine years of industry experience. She has been with Edward Jones since 2016 and previously worked with the Hartnell College Foundation from 2013 to 2016. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including high-net-worth households, pension plans, corporate clients, and charitable organizations. The firm offers a range of advisory services supported by a large network of financial advisors and branch offices, managing approximately $1.01 trillion in assets.

Linda Myrick is a financial advisor with Edward Jones in Carmel, CA, holding Series 63 and Series 66 credentials and having 27 years of industry experience. She has been with Edward Jones since 1998. Outside of her advisory work, she is a part-owner of a fitness gym in San Antonio, TX, which is operated by her husband. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with a variety of investment and advisory strategies. The firm manages approximately $1.01 trillion in assets and operates through a large national network of financial advisors and branch offices.

Alfredo Jose Moran is a financial advisor at Fidelity with two years of industry experience. He holds Series 66 and Series 63 licenses and has previously worked at J.P. Morgan Securities LLC and JPMorgan Chase Bank, N.A. He also operated Cafe Moran LLC in 2024. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to both retail and institutional clients, employing a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction in its investment process.

Bruce Kajiwara is a CFP® and PFS™ credentialed financial advisor with 40 years of industry experience. He is currently with Wells Fargo Advisors, having joined in 2025 after working at Cetera and Cetera Advisor Networks LLC for over a decade. Kajiwara is involved in financial literacy efforts through his participation in organizations such as the California Society of CPA’s and California Jumpstart, where he speaks on financial literacy topics. Wells Fargo Advisors Financial Network provides investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm offers a broad planning menu and integrates advisory services with other financial products and referral channels.

Stephen Galley is Vice President and Branch Leader at Fidelity Investments, a position he has held since 2016. In this role, he leads a team of professionals dedicated to helping individuals and families organize, prioritize, and plan for their overall financial goals. He has been with Fidelity Investments since 1999, serving in various capacities including Vice President, Financial Consultant, and Workplace Financial Consultant. Stephen's experience spans over two decades in financial consulting, focusing on financial planning and client services. He holds a California Insurance License, which supports his work with clients on financial and insurance matters. Outside of his professional career, Stephen enjoys hiking, movies, tennis, and traveling.

Thomas North is a financial advisor at Ameriprise with 45 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Wells Fargo Clearing and WELLS FARGO Advisors. Outside of financial advising, he owns True North Productions, LLC, a publishing company formed to market his book, *True North, The Shocking Truth about Yours Mine and Ours*. Ameriprise offers retirement-income planning services primarily for clients approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to provide tailored, non-discretionary recommendations through a centralized consulting team.

Andrew Mac Quarrie is a financial advisor at Morgan Stanley in Salinas, CA, with nine years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley and its Private Bank since 2016, with a brief tenure at Fidelity Brokerage Services. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a wide range of advisory programs, including tailored financial planning supported by structured discovery and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and offers both direct and corporate financial planning services.

Mario Velarde is a financial advisor at J.P. Morgan Securities with six years of industry experience. He holds a Series 66 designation and has worked at JP Morgan Chase Bank, Bank of America, Merrill, and World Financial Group. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with additional market-facing registrations, delivering advisory services alongside affiliated brokerage, distribution, and investment management capabilities.

James Sterbick is a financial advisor with LPL Financial, holding a Series 63 designation and over 32 years in the industry. He has been with LPL Financial for 30 years, since 1996. Outside of his advisory role, he is employed at the Pebble Beach Golf Course in California. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Kari Cardwell is a financial advisor with Morgan Stanley in Salinas, CA, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. She has been with Morgan Stanley since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a range of advisory programs to individuals and institutional clients, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and uses structured planning processes supported by firm-approved tools and modeling techniques.

Jake Merenda is a financial advisor with Wells Fargo Clearing in Carmel, CA. He holds a Series 66 designation and joined the firm in 2026. Prior to his current role, he gained experience in various positions including roles at Oracle NetSuite, Addison Group, and Alacrinet, as well as time spent as a full-time student. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party data.

Anand Bokde is a CFP® and Series 66-licensed financial advisor with 12 years of industry experience. He has been with Edward Jones since 2013. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a broad range of advisory programs and investment strategies supported by a large nationwide network of financial advisors and branch offices.

Anthony Mendez is a financial advisor at Edward Jones in Monterey, CA, holding Series 63 and Series 65 credentials with two years of industry experience. His prior work includes positions at Fidelity Investments, Wells Fargo Clearing, Wells Fargo Bank, Rabobank N.A., and JP Morgan Chase. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of discretionary and non-discretionary investment strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard and supported by a nationwide network of approximately 23,701 financial advisors and 15,121 branch offices.

Roberta Hunter is a Series 66 licensed financial advisor with Wells Fargo Advisors in Carmel By The Sea, CA, and has 26 years of industry experience. She has been with Wells Fargo Advisors Financial Network since 2015. Hunter is also the owner of WaveCrest Wealth Management LLC, an independent practice based in Capitola, CA. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that provides investment and financial planning services to individuals, trusts, and institutional clients. The firm offers a broad range of planning services, including specialized areas such as business-owner transition and special-needs analysis, using proprietary research and planning tools.

Todd Doleshal is a CFP®-certified financial advisor with 18 years of industry experience. He has worked at LPL Financial since 2023 and previously spent 11 years with Ameriprise Financial Services, Inc. Outside of his advisory role, Doleshal is involved with Doleshal-Seregos LLC, a real estate rental business. LPL Financial is a national broker‑dealer and SEC‑registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers financial planning, model portfolio programs, third‑party asset management, participant-level retirement advice, and institutional platforms.

Noelle Newman is a financial advisor with Wells Fargo Clearing in Carmel, CA, holding Series 63 and Series 65 licenses and bringing 42 years of industry experience. She has worked at Wells Fargo Clearing since 2016 and previously spent seven years with Wells Fargo Advisors LLC. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers a range of brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Angelika Lipow is a financial advisor at Fidelity with 12 years of industry experience. She holds a Series 66 designation and previously worked at Edward Jones from 2014 to 2018. Angelika has been with Fidelity and its affiliated entities since 2018. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm is noted for its use of systematic methodologies in model portfolios and its advisory role to multiple registered investment companies.