Chia Lai is a financial advisor with Wells Fargo Advisors in Fresno, CA, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. His prior experience includes roles at Wells Fargo Clearing, RBC Capital Markets, and Prudential Equity Group. Wells Fargo Advisors Financial Network provides investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm offers a broad range of planning services, including retirement, education, risk management, and specialized areas such as business-owner transition and special-needs planning.

Glenn Ota is a financial advisor at Morgan Stanley with 46 years of industry experience. He holds a Series 63 designation and has worked at Morgan Stanley Private Bank since 2015, Morgan Stanley Smith Barney since 2009, and Citigroup Global Markets from 1993 to 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a range of advisory programs and financial planning services to both individual and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s financial planning process includes structured discovery conversations and firm-approved tools, although clients are responsible for implementing and maintaining their plans.

Matthew Medeiros is a financial advisor with Wells Fargo Advisors in Fresno, CA, holding a Series 66 designation and 21 years of industry experience. His career includes roles at Wells Fargo Clearing and Wells Fargo Investments, LLC. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing investment and fee-based financial planning services. The firm offers a broad range of planning services using proprietary research and tools, with clients able to implement recommendations through various brokerage or advisory programs.

Kimberly Gambero is a financial advisor with Morgan Stanley in Fresno, CA, holding a Series 66 designation and 7 years of industry experience. She has worked at Morgan Stanley since 2016 and previously was employed by Contours, Inc. outside of the financial sector. Morgan Stanley Wealth Management serves both individual and institutional clients, offering tailored financial planning and a broad range of advisory programs supported by firm-approved planning tools and research from its Global Investment Committee.

Miguel Padilla Placencia is a financial advisor at Merrill with 13 years of experience at the firm. He holds a Series 66 designation and is based in Fresno, CA. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies developed by internal and third-party managers.

Jeffrey Garza is a CFP®-designated financial advisor with Wells Fargo Advisors, bringing 31 years of industry experience. He has previously worked at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC. Outside his advisory role, he owns and operates JP Garza Investment, Inc. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that serves individuals, trusts, and institutional clients with a broad range of investment and financial planning services tailored to clients meeting certain net-worth criteria.

Scott Young is a financial advisor with Morgan Stanley in Fresno, CA, holding Series 63 and Series 65 licenses and bringing 20 years of industry experience. He has been with Morgan Stanley and Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients through a wide range of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by proprietary tools and analyses.

Michelle Standridge is a financial advisor with Merrill in Fresno, CA, holding Series 63 and Series 66 licenses and bringing 32 years of industry experience. She has been with Merrill since 1992. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program to a range of clients including individuals, high-net-worth clients, and institutional investors. The firm employs model-based and discretionary strategies constructed by internal and third-party managers, supporting clients with trading, account administration, and custody services.

Marty Mitts is a financial advisor with Merrill, holding Series 63 and Series 65 credentials and bringing 32 years of industry experience. He has worked at Merrill since 1995 and has been with Bank of America, N.A. since 2011. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies managed by internal teams and third-party managers, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Prashant Patel is a financial advisor with Wells Fargo Clearing in Clovis, CA, holding Series 63 and Series 66 licenses and eight years of industry experience. His work history includes multiple roles within Wells Fargo and affiliated entities since 2013, as well as a position at Bank of the West. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s process is driven by investment policy statements and modern portfolio theory, with a broader range of financial products including insurance-related vehicles and bank deposit sweep options.

Miguel Lopez Jr. is a financial advisor at Wells Fargo Clearing with 33 years of industry experience. He holds Series 63 and Series 65 designations and has worked at Wells Fargo Clearing since 2016, following a seven-year tenure at Wells Fargo Investments, LLC. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages roughly $671 billion in assets through more than 14,000 advisors and offers both brokerage and advisory solutions.

Jose Rocha is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and six years of industry experience. He has been with Wells Fargo Clearing since 2020 and has worked at Wells Fargo Bank, N.A. since 2007. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions.

Joseph Rodriguez is a financial advisor with Wells Fargo Clearing in Fresno, CA, holding Series 63 and Series 66 licenses and bringing 16 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and has been associated with Wells Fargo Bank, N.A. since 2009. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and provides a range of brokerage and advisory solutions supported by research and analytics from Wells Fargo Investment Institute.

Aman Kaur is a financial advisor with Wells Fargo Clearing in Fresno, CA, holding Series 63 and Series 65 licenses and having 12 years of industry experience. She has been with Wells Fargo Clearing since 2016 and Wells Fargo Bank NA since 2013. Outside of her advisory role, she is involved in designing Indian jewelry and clothing through her business, Sajda Design, and serves as a caregiver for her father. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and combines brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party data.

Andrew Carrigan is a financial advisor with Wells Fargo Advisors in Fresno, CA, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. He has been with Wells Fargo Advisors since 2016. Outside of his role at the firm, he has ownership interests in AOC Investments Inc. and Encore Investment Consultants LLC. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo that serves individuals, trusts, and institutional clients. The firm offers a broad range of financial planning services tailored to clients who meet certain net-worth criteria, utilizing Wells Fargo research and planning tools to develop customized recommendations.

Michael Gish is a financial advisor with Wells Fargo Clearing, holding a Series 63 designation and bringing 47 years of industry experience. Prior to joining Wells Fargo in 2017, he worked at Morgan Stanley Private Bank, National Association from 2015 to 2017. Outside of his advisory role, he is an artist involved in art sales and occasional art shows. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering services such as investment policy statement preparation, investment recommendations, performance reporting, and participant education. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Nicolas Allen is a financial advisor with Ameriprise in Fresno, CA, holding a Series 66 designation and 18 years of industry experience. He has been with Ameriprise and its affiliate since 2007. Outside of his advisory role, Allen serves on the Board of Directors for Fresno Pacific University. Ameriprise offers a retirement-income planning service tailored to individuals approaching or in retirement with substantial investable assets, combining research, modeling, and tax-efficient strategies to provide personalized, non-discretionary recommendations delivered in partnership with client advisors.

Scott Moseley serves as a Senior Financial Advisor at Merrill Lynch Wealth Management. He began his financial advisory career with Merrill Lynch in 1998 after a 17-year tenure in broadcast management, where he was General Manager of two major Fresno radio stations. A native of Fresno, he earned a Bachelor of Science degree in Communications with an emphasis in Broadcasting from Pacific Union College in Angwin, California in 1975. Mr. Moseley’s investment philosophy is influenced by his extensive business management experience, focusing on achieving client financial goals while minimizing risk. His areas of expertise include custom financial strategies, goals-based wealth management, retirement income planning, IRA and 401(k) management, estate and wealth transfer, and coordination with clients’ CPAs and attorneys. He holds FINRA Series 7 and 65 registrations, California Life and Health licenses, and the Personal Investment Advisor (PIA) designation. His practice is supported by a seasoned assistant with over 24 years of experience at Merrill Lynch. In addition to his professional work, Mr. Moseley enjoys baseball, football, golfing, and spending time with his family. He emphasizes a personalized approach to financial planning, working closely with clients to develop strategies that address their long-term goals.

Paul Wieda is a financial advisor with OSAIC, holding the ChFC® designation and Series 63 and Series 65 licenses, and has 49 years of industry experience. He previously worked at Signator Investors, Inc. for over four decades before joining OSAIC in 2018. Outside of his advisory work, Wieda is involved in insurance brokerage through a sole proprietorship and also participates in sales and marketing of securities, investment advisory, and insurance products at Pillar Financial Group. OSAIC serves a diverse client base including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations, offering integrated brokerage and advisory services through a large network of affiliated advisors. The firm employs various asset allocation tools and automated rebalancing to manage portfolios comprising multiple asset classes, and supports a wide range of third-party managed-account solutions.

Anthony Mendez is a financial advisor at Wells Fargo Clearing with Series 65 and Series 63 licenses and three years of industry experience. His prior roles include positions at Edward Jones, Fidelity Investments, Rabobank N.A., and JP Morgan Chase. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.