Marcelle Writer is a financial advisor with Wells Fargo Advisors in Springfield, MO, holding Series 63 and Series 66 credentials and 20 years of industry experience. She has worked at various Wells Fargo entities since 2009. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser serving individuals, trusts, and institutions, offering a broad range of planning services including retirement, education, risk management, and specialized areas such as business-owner transition and special-needs planning. The firm provides tailored recommendations supported by Wells Fargo research and planning tools, with clients having flexibility in implementation through brokerage or advisory programs.

Donald Heaney is a financial advisor at Ameriprise with 40 years of industry experience. He holds Series 63, Series 65, and Series 66 credentials and has worked at Ameriprise Financial Services since 2008, following prior roles at Raymond James Financial Services and Natcity Investments. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering specialized retirement income planning through its Ameriprise Premier Retirement Income service, which focuses on dependable income sources and tax-aware withdrawal strategies.

Anita Oplotnik is a financial advisor with Morgan Stanley in Springfield, MO, holding a Series 66 license and bringing 23 years of industry experience. She has been with Morgan Stanley since 2009, including roles at Morgan Stanley Smith Barney LLC and Morgan Stanley Private Bank, N.A. Outside of her advisory work, she serves on the Board of Governors for Missouri Southern State University. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and analytical models.

Colby Scorse is a financial advisor at Edward Jones in Nixa, Missouri, with one year of industry experience. He holds the Series 66 designation and previously worked for New Prime INC for 12 years. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment solutions supported by a large nationwide network of financial advisors and branch offices.

Richard Baker is a financial advisor with LPL Financial, holding Series 63 and Series 66 credentials and over 21 years of industry experience. His prior roles include positions at Private Client Services, Prime Capital Investment Advisors, Cambridge Investment Research, and Lawing Financial. Outside of his advisory work, Baker serves as a minister with the Southern Baptist Convention and has authored publications on retirement topics. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services through a large network of representatives to individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning, portfolio management, and institutional platforms supported by various investment strategies and technology tools.

Tammy Lewis is a Series 66 credentialed financial advisor with 21 years of industry experience, currently affiliated with Cetera in Springfield, MO. She has worked at Cetera since 2005 and previously held roles at KPM Wealth Advisors and BRS Wealth Management, where she is also owner and involved in financial planning. In addition to her advisory work, Lewis is a CPA providing tax and accounting services through a related firm. Cetera Investment Advisers LLC is a large nationwide SEC-registered advisory platform serving a diverse client base including individuals, retirement plans, and institutional accounts. The firm offers a range of portfolio management and financial planning services, utilizing a multi-manager platform with various discretionary and non-discretionary program options.

Michael Esch is a financial advisor with Merrill in Springfield, MO, holding a Series 66 credential and 25 years of industry experience. He has been with Merrill since 2000 and also has worked at Bank of America since 2011. Outside of his advisory role, he is the managing member of Esch Investments, LLC, a family-owned real estate LLC. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies supported by internal and third-party managers for a range of clients including individuals, high-net-worth investors, and institutional entities.

Ryan Alex is a financial advisor at Morgan Stanley in Springfield, MO, holding a Series 66 designation with 20 years of industry experience. He has been with Morgan Stanley since 2013 and has worked at Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools alongside broad investment and financial product services.

David Bosso is a financial advisor at Edward Jones in Springfield, MO, with 29 years of industry experience and Series 63 and 66 licenses. He has been with Edward Jones since 1996. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

John Hiles is a financial advisor at Morgan Stanley with 11 years of industry experience. He holds a Series 66 designation and previously worked at Edward Jones for seven years before joining Morgan Stanley in 2021. He serves on the Investment Advisory Board for the Community Foundation of the Ozarks. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a variety of advisory programs to individual and institutional clients, including tailored financial planning and estate planning services. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and modeling techniques to support its advisory approach.

Chad Page is a financial advisor at Edward Jones with 20 years of industry experience. He holds Series 63 and Series 66 credentials and has been with Edward Jones since 2014. He also has a long-standing association with Trivita dating back to 1999. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management and offers a range of investment solutions, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds.

Keisha Lemmon Clifford is a Financial Advisor with Merrill Lynch Wealth Management based in Springfield, Missouri. She works with individuals and families to understand their financial circumstances and develop strategies that align with their stated goals and objectives. Her practice includes investment management, retirement planning, and wealth accumulation. Clifford takes a structured approach to organizing financial information and supports clients in evaluating available options over time. She maintains ongoing communication with clients and updates strategies as their financial situations, objectives, and market conditions change. She holds the Personal Investment Advisor (PIA) designation and has completed education at Ozark's Technical Community College, as well as a High School Diploma from the Missouri Department of Elementary and Secondary Education. Outside of her professional work, Clifford enjoys adventure sports, camping, football, hiking, traveling, and spending time with her family.

Karl Kime is a Senior Financial Advisor at Merrill Lynch Wealth Management, where he joined in 2022. He works with affluent clients to develop personalized financial strategies tailored to their short- and long-term goals, focusing on areas such as college education planning, divorce transition planning, legacy planning, liquidity management, managing new wealth, personal retirement planning, and retirement income. Karl emphasizes connecting all aspects of a client's financial life to prioritize and pursue meaningful goals. Karl has been in the financial services industry since 2011. He holds a Bachelor of Arts degree in Business Administration from Drury University and has earned the Personal Investment Advisor (PIA) designation. He believes that the primary challenge for long-term investors is not market volatility but rather the erosion of purchasing power due to inflation, aiming to craft plans to help clients increase their assets and potential income beyond inflation. Born and raised in southwest Missouri, Karl lives in Springfield with his wife Becky and their two children. He is active in the community, supporting organizations such as CASA of the Ozarks and the Heart of the Ozarks Sertoma Club. In his free time, he enjoys mountain biking, golf, baseball, reading, and spending time with his family.

Jeremy Clark is a financial advisor at Primerica Advisors with eight years of industry experience. He holds Series 63 and Series 65 licenses and has worked in roles related to fire protection and investment services since 2016. Clark also engages in sales of loan products and home-related services through affiliated companies. Primerica Advisors sponsors a wrap-fee asset management program primarily serving individual investors, including both non-HNW and high-net-worth clients, as well as corporate and charitable clients. The firm uses model-based investment strategies managed by third-party asset managers and supports accounts with BNY Mellon Advisors and Pershing custodial services.

Kathryn Pilkinton is a financial advisor with LPL Financial in Springfield, MO, holding a Series 66 designation and 10 years of industry experience. Her prior roles include positions at Cadence Bank, Infinex Investments, Inc., BancorpSouth Wealth Management, and BancorpSouth Bank. She is also a commissioned notary public in the state of Missouri. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms.

Karen Marsh is a Series 66 licensed financial advisor at Edward Jones with 13 years of industry experience. She has been with Edward Jones since 2012. Outside of her advisory role, she is involved in maintaining rental property in Nixa, Missouri. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment solutions supported by a nationwide network of more than 23,000 financial advisors.

Rabera Moranga is a Financial Advisor at Merrill Lynch Wealth Management, specializing in advising business owners, healthcare professionals, and high-income individuals through complex financial planning decisions and transition events. Her work focuses on delivering clarity, coordination, and disciplined judgment to clients dealing with liquidity events, incentive-based compensation, succession considerations, and organizational changes. Rabera brings experience from a decade working in regulated healthcare environments as a clinician and educator, which contributes to her disciplined, compliance-oriented approach to financial planning. She holds a Bachelor's degree from Rutgers the State University of New Jersey and maintains professional designations including Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Sports & Entertainment Accredited Wealth Management Advisor (SE-AWMA). She actively participates in professional organizations such as the Association of African American Financial Advisors and the Greene County Estate Planning Council. In addition to her professional commitments, Rabera is involved in community initiatives including the Springfield Area Chamber of Commerce Small Business Council and serves as an ambassador for the Foundation for Springfield Public Schools. Her personal interests include hiking, reading, and traveling.

Michael Wilcox is a CFP® professional with over 31 years of experience in the financial industry. He is currently affiliated with J.P. Morgan Securities and has previously worked at Charles Schwab for more than two decades. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a non-discretionary program where clients retain final decision-making authority.

Billy Romine is a financial advisor with Cetera who holds Series 63 and Series 65 credentials and has 26 years of industry experience. He has been associated with Cetera and its related entities since 2013. Outside of his advisory role, Romine is involved in dental and group disability income and long-term care insurance as an independent representative. Cetera Investment Advisers LLC serves a broad client base including individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with various portfolio management and financial planning services, managing over $256 billion in assets through a network of more than 10,000 advisors.

Austin Kurth is a financial advisor with LPL Financial in Springfield, MO, holding a Series 66 designation and nine years of industry experience. His career includes roles at Bryan Bowles and Waddell & Reed, Inc. Outside of advising, he is involved with KFB, LLC, a business entity maintained for tax and investment purposes. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of financial planning and portfolio management solutions, including access to third-party asset managers and institutional platforms, with advisory services delivered primarily through a large network of investment adviser representatives.