Michael Haley is a financial advisor with LPL Financial in Stockton, CA, holding a Series 63 designation and 38 years of industry experience. He has worked at LPL Financial since 2017, following 18 years at National Planning Corporation, and has been affiliated with the Bank of Stockton since 1993. Haley serves as a for-profit board member and audit committee member at Golden Bear Insurance Company. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing advisory and brokerage services to individuals, retirement plans, banks, trust companies, and institutions. The firm offers financial planning, model portfolios, third-party asset management, and institutional platforms, supporting over 22,800 advisors and managing more than $819 billion in discretionary assets.

Eriona Dhimitri is a financial advisor with Merrill, holding a Series 66 designation and nine years of industry experience. She has been with Merrill since 2016 and has also worked at Bank of America, N.A. since 2018. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies developed by internal and third-party managers.

Christopher Maxfield is a Series 66 licensed financial advisor at Merrill with three years of industry experience. Prior to joining Merrill, he was with LPL Financial and has a diverse background including roles in retail, community service, and education. He has also participated in Americorps and worked with the Junior Giants program. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Cade Countryman is a financial advisor with Stifel, holding a Series 66 license and based in Modesto, CA. He joined Stifel in 2025 and has prior experience at firms including Charles Schwab and Tyler Technologies, Inc., as well as roles in dairy and hospitality businesses. Stifel serves a broad client base including individuals, institutional clients, and municipal entities, offering both brokerage and investment advisory services. The firm utilizes a proprietary investment methodology developed by its Investment Strategy Group, providing plans that support client decision-making without guaranteeing outcomes.

Edward Gouzenne is a financial advisor with Morgan Stanley in Modesto, CA, holding a Series 66 designation and 16 years of industry experience. His work history includes roles at Morgan Stanley Private Bank, Morgan Stanley Smith Barney LLC, and Wells Fargo Clearing. Prior to his financial services career, he was employed by the California Highway Patrol for two years. Morgan Stanley Wealth Management provides a broad range of advisory programs to individuals and institutional clients, including customized financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and modeling techniques.

Efrain Velasquez is a financial advisor at Merrill with one year of industry experience. He holds a Series 66 designation and has worked at Merrill and Bank of America, N.A., as well as Wells Fargo. Merrill, together with its affiliate Managed Account Advisors LLC, offers managed account services for Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm provides a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Michaela Sobrero is a financial advisor at Ameriprise with two years of industry experience. She holds a Series 66 designation and has previously worked at Aldos Italian Ice and Gelato. Ameriprise provides retirement-income planning services primarily for individuals approaching or in retirement with significant investable assets, combining research-driven models and tax-efficient strategies to deliver tailored recommendation reports.

John Bellizzi is a financial advisor with Morgan Stanley in Modesto, CA, holding Series 63 and Series 65 licenses and bringing 51 years of industry experience. He has been with Morgan Stanley Private Bank, N.A. since 2015 and has worked at Morgan Stanley Smith Barney LLC since 2009. Bellizzi serves on the investment committees of the Stanislaus Community Foundation and the Gallo Center for the Arts. Morgan Stanley Wealth Management offers a wide array of advisory programs to individuals and institutional clients, providing tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools, including Secular Return Estimates and Monte Carlo simulations, to develop financial plans.

Kenneth Matthys is a financial advisor with Morgan Stanley in Modesto, CA, holding a Series 66 designation and 12 years of industry experience. He has worked at Morgan Stanley since 2014 and at Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management serves both individual and institutional clients, offering advisory programs and tailored financial planning supported by structured discovery processes and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and provides a broad range of investment services, including planning through its Financial Advisors and Estate Planning Strategies Group.

Miguel Garcia is a Financial Advisor with Merrill Lynch Wealth Management. He works closely with clients to understand their priorities and goals, offering strategies to achieve short-, mid-, and long-term financial objectives. His services include general investing, retirement planning, and saving for unforeseen circumstances. Additionally, Miguel provides access to Bank of America specialists for banking, credit, home financing, and small business solutions. He focuses on areas such as college education planning, family wealth management strategies, liquidity management, managing new wealth, personal retirement planning, and tax minimization. Miguel holds professional designations including Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). He attended Modesto Junior College without earning a degree and completed high school at Thomas Downey High School. Miguel is bilingual, speaking both English and Spanish. Outside of work, he enjoys biking, bowling, golfing, listening to music, and spending time with his family.

Madeline Runyan is a financial advisor with Morgan Stanley in Modesto, CA, holding a Series 66 designation and five years of industry experience. Before joining Morgan Stanley in 2019, she worked in the service and education sectors, including at California State University Stanislaus and Top Notch Kennels. Outside of her advisory role, she is involved with Friends & Family, a construction and engineering business in Turlock, California. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, focusing on tailored financial planning supported by firm-approved tools and a structured discovery process. The firm manages approximately $2.74 trillion in client assets and offers services that include both direct individual plans and corporate financial planning agreements.

Paul Ramer is a financial advisor with Wells Fargo Clearing in Modesto, CA, holding Series 63 and Series 65 credentials and having 34 years of industry experience. He previously worked at Wells Fargo Investments, LLC for 10 years before joining Wells Fargo Clearing in 2016. Outside of his advisory role, he co-owns a yoga studio with his spouse. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting. The firm manages approximately $671 billion in assets through more than 14,000 advisors and offers both brokerage and advisory solutions.