Ronald Senegal is a Senior Financial Advisor and Portfolio Manager at Merrill Lynch Wealth Management and the founder of the Senegal Group. With over 30 years of experience in the financial industry, he works closely with successful individuals and their families to develop customized strategies aligned with their goals. Ronald manages portfolios on a discretionary basis, utilizing personalized strategies that may include individual stocks and bonds, Merrill model portfolios, and third-party options. He focuses on areas such as college education planning, family wealth management, legacy planning, liquidity management, retirement planning, philanthropic planning, tax minimization, and portfolio management services. Ronald holds a Bachelor’s Degree from the University of Virginia and the Personal Investment Advisor (PIA) designation. He resides in Washington, DC with his wife, Carissa, and their sons, Hudson and Ryder. Outside of work, Ronald enjoys traveling, playing golf, and exploring new experiences.

Mary Megginson is a financial advisor with Merrill in Charlottesville, VA, holding Series 63 and Series 66 licenses and bringing 18 years of industry experience. She has been with Merrill Lynch and its affiliates since 1990. Outside of her advisory role, she is involved part-time with QVC, a home shopping network company. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Ray Kauffman is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 39 years of industry experience. He has worked at Wells Fargo since 2017 and previously held roles at Morgan Stanley Private Bank and Morgan Stanley from 2009 to 2017. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions, utilizing research and analytics to support diversified investment approaches.

Maryanna Gilmer is a financial advisor at Ameriprise with 12 years of industry experience. She holds a Series 66 designation and has been with Ameriprise and its affiliated entities since 2008. In addition to her role at Ameriprise, she is co-owner of Origin Wealth LLC, an advisory business based in Charlottesville, VA. Ameriprise offers a retirement-income planning service focused on individuals nearing or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to provide tailored, non-discretionary recommendations through a centralized consulting team.

Shawn Pendleton is a ChFC®-designated financial advisor with Stifel, where he has worked for 13 years. He is based in Charlottesville, VA. Pendleton serves on the Board of Directors and is Chairman of the Board for City of Promise, a nonprofit focused on education, development, and mentoring for children in underserved neighborhoods. Stifel serves a wide range of clients, including individuals, institutions, and nonprofit organizations, offering brokerage and investment advisory services. The firm’s investment approach relies on proprietary capital market assumptions and probabilistic modeling developed by its Investment Strategy Group.

Derek Shifflett is a financial advisor with LPL Financial in Charlottesville, VA, holding Series 63 and Series 65 licenses and bringing 22 years of industry experience. His career includes roles at Truist Advisory Services, BB&T, and CUNA Brokerage Services. He is a commissioned notary in the state of Virginia. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm provides a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by technology tools for research and operations.

Megan Shifflett is a financial advisor at Raymond James Financial with 17 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Raymond James Financial Services and related firms since 2007, as well as Atlantic Union Bank and Union Bank and Trust. Outside of her advisory role, she contributes as a client assistant at Atlantic Union Financial Consultants, LLC. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional clients. The firm offers tailored, non-discretionary planning using risk profiling and modeling tools, and is notable for its affiliation with a municipal advisor and specialized SIMPLE IRA Employer Advisory & Consulting Services.

Loni Conley is a financial advisor with LPL Financial, holding Series 63 and Series 65 designations and bringing 12 years of industry experience. Prior to joining LPL in 2020, she worked at Northwestern Mutual in various roles from 2014 to 2020 and spent two years at Waste Management, Inc. Outside of her advisory work, she sells sports memorabilia and vintage sports cards on eBay. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers financial planning, model portfolios, third-party asset management, and institutional platforms, with advice delivered through investment adviser representatives who may use discretionary or non-discretionary strategies.

Sean Howe is a CFP® with 18 years of experience in the financial industry. He is currently with RBC Capital Markets and City National Bank, having previously worked at UBS Financial Services for 14 years. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, pension plans, corporations, and charities. The firm offers a range of advisory programs with customizable investment strategies and has a significant capital-markets presence supported by affiliated asset managers and integrated financial services.

Robert David is a financial advisor with Edward Jones in Earlysville, VA, holding Series 63 and Series 66 credentials and bringing 31 years of industry experience. He has been with Edward Jones since 1994. Outside of his advisory role, he serves as president of The Johnsie Fiock Fildes Foundation Ltd, where he participates in board meetings and helps distribute proceeds to charitable organizations. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a broad range of advisory strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, supported by a large network of financial advisors and branch offices nationwide.

Stephen Campbell is a financial advisor with LPL Financial, holding Series 63 and Series 66 credentials and over 40 years of industry experience. His career includes long tenures at Everbank and Securities America Advisors, Inc., as well as managing his own firm, Campbell Financial Services. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides a broad range of advisory and brokerage services to individuals, retirement plans, banks, trust companies, and institutions. The firm offers diverse investment options including model portfolios and third-party asset management, supported by extensive operational tools and a large network of over 22,000 advisors.

John Sload is a financial advisor with Wells Fargo Clearing in Charlottesville, VA, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. He has worked at Wells Fargo Advisors LLC and Wells Fargo Clearing since 2009. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions.

Joseph Rosenberger is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 44 years of industry experience. He has been with LPL Financial (formerly LINSCO Private Ledger Corp) since 2002. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Jennifer Patterson is a Senior Financial Advisor at Merrill Lynch Wealth Management with over 20 years of experience in the financial services industry. She has worked extensively with institutional investors on Defined Benefit and Defined Contribution plans, qualified and non-qualified plans, securities lending, performance and risk analytics, plan design, customized communication, and employee education. Jennifer assists clients in navigating complex financial dynamics including wealth accumulation, generational wealth building, retirement planning, income distribution, and related strategies. Her approach utilizes a goals-based wealth management process where she assesses individual situations to identify and prioritize financial goals. Jennifer develops tailored wealth management strategies considering clients' risk tolerance, liquidity needs, and time horizons, tracking progress and adjusting plans as needed due to life changes or market events. Through Merrill's broad suite of products and services, she offers access to banking, lending through Bank of America, investments, estate planning, trusts, and retirement planning to provide comprehensive financial solutions. Jennifer holds a Bachelor of Science in Business Administration with a concentration in Finance from Old Dominion University and is a Personal Investment Advisor (PIA). She is a military spouse who enjoys spending time with her family, crafting, reading, and hiking.

Marlana Lancaster is a financial advisor with LPL Financial, holding a Series 66 designation and 19 years of industry experience. She has been affiliated with Linsco Private Ledger since 2007. Outside of her advisory work, she is involved as an officer in a family business, CrossFit Revive, LLC. LPL Financial is a national broker‑dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by a broad network of investment adviser representatives.

Brock Petrie is a Wealth Management Advisor with Merrill Lynch Wealth Management who began his financial services career in 2011. Prior to joining Merrill Lynch, he spent 15 years in college athletics, focusing on fiscal management and revenue generation. Brock holds several professional designations, including the CERTIFIED FINANCIAL PLANNER® (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He earned a Bachelor's degree in Economics and Business from the University of Illinois and a Master's degree in Sports Management from The Ohio State University. Brock works closely with individuals, families, and business owners to develop personalized wealth management strategies that align with their specific goals and financial needs. His areas of focus include college education planning, legacy planning, managing new wealth, personal retirement planning, small business strategies, and retirement income. Brock and his wife, Cindy, live in Charlottesville with their family. He is actively involved in his community and attends City Church in Charlottesville. In his personal time, he enjoys basketball, cooking, football, golfing, pickleball, reading, softball, spending time with family, traveling, and volleyball.

Scott Gibson is a financial advisor with Wells Fargo Advisors in Charlottesville, VA, holding Series 63 and Series 65 licenses and 20 years of industry experience. Prior to joining Wells Fargo Advisors in 2023, he spent 10 years with Ameriprise Financial Services. He is the sole owner of Scott Gibson Wealth Management LLC and a majority owner of Gibson GP, LLC, both investment-related entities. Wells Fargo Advisors Financial Network provides investment and financial planning services to individuals, trusts, and institutional clients, offering a broad range of planning options including retirement, education, and niche areas such as business-owner transition and special-needs analysis. The firm’s advisory services integrate with other financial products and referral channels, delivering tailored recommendations supported by Wells Fargo research and planning tools.

Joseph Platt is a financial advisor with LPL Financial based in Charlottesville, VA. He holds Series 63 and Series 65 designations and has 42 years of industry experience. His career includes roles at Grove Point Investments, H. Beck, Inc., and operating Platt Financial since 2008. He is also involved with a privately held entity, Skip Platt Inc, which is not investment related. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm provides a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by a large network of investment adviser representatives.

Mary Frances White is a Series 66-licensed financial advisor with Morgan Stanley in Charlottesville, VA. She joined Morgan Stanley in 2026 and has a varied work history that includes roles at Synthesia, Airtable, and Box. Morgan Stanley Wealth Management serves both individual and institutional clients, providing a range of advisory programs and tailored financial planning supported by structured discovery conversations and firm-approved planning tools.

Christian Mccullough III is a CFP® professional with 38 years of industry experience, currently serving as a financial advisor at Stifel since 2009. He holds the Series 63, 65, and 66 licenses. Outside of his advisory role, he is also a musician and writer, involved in public performance and the dissemination of original music and words. Stifel serves a broad range of clients including individuals, institutional investors, and charitable organizations, offering both brokerage and investment advisory services based on a proprietary investment methodology developed by its Investment Strategy Group.