Phuong Lam is a financial advisor with Wells Fargo Clearing and holds Series 63 and Series 66 licenses. Lam has 10 years of industry experience, including prior roles at JP Morgan Securities, LLC and JP Morgan Chase Bank NA. Outside of advisory work, Lam is involved in managing a rental property jointly owned with a spouse. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services grounded in modern portfolio theory. The firm’s approach includes an investment policy statement–driven process and a broader range of financial products than typical institutional advisers.

Sara Cassidy is a financial advisor at Morgan Stanley with 17 years of industry experience. She holds a Series 66 designation and has been with Morgan Stanley Smith Barney since 2011. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that offers a range of advisory programs to both individual and institutional clients. The firm provides tailored financial planning supported by structured discovery conversations and advanced modeling tools, managing approximately $2.74 trillion in client assets.

Evert Fernandez is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. He has worked with LPL Financial since 2009 and previously was affiliated with Associated Planners Investment Advisory Inc. and Associated Securities Corp. From his other activities, he teaches small business startup classes at the Redwood Empire Small Business Development Center and provides Spanish translation services for business-related projects. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers financial planning, portfolio management, and institutional platforms, with advisors employing a range of strategies including model portfolios and third-party subadvisors.

Celena Helm is a financial advisor with LPL Financial, holding Series 63 and Series 66 designations and six years of industry experience. Her prior experience includes roles at BMO Harris Bank, U.S. Bancorp Investments, U.S. Bank, Exchange Bank, Westamerica Bank, and Wells Fargo Clearing Services. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services with a variety of investment approaches, supported by technology and a broad network of over 22,800 advisors.

Diego Alvarez is a financial advisor with Wells Fargo Clearing in Santa Rosa, CA, holding Series 63 and Series 66 licenses and four years of industry experience. His prior work includes roles at J.P. Morgan Securities LLC, JPMorgan Chase Bank, New York Life Insurance Agents, and NYLife Securities LLC. Before entering the financial industry, he was involved in the food service sector with El Gallo Taqueria and Woodland Meats. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets with more than 14,000 advisors and offers a combination of brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Quintin Shaw is a financial advisor at Wells Fargo Clearing with seven years of industry experience. He holds a Series 66 designation and has worked at Wells Fargo Clearing since 2023, following prior roles with Bank of America, Merrill, and Victor Treatment Centers. Shaw is also involved in family estate matters as an executor and holds a 50% ownership interest in a real estate management and business development LLC. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients, including pension and charitable organizations. The firm offers investment advisory services, financial planning, and retirement plan consulting, employing research-driven investment strategies and providing a broad range of brokerage and advisory solutions.

Terrence Ness is a financial advisor at Wells Fargo Clearing with 18 years of industry experience. He holds the Series 66 designation and has worked within various Wells Fargo entities since 2003, including Wells Fargo Bank, N.A., and Wells Fargo Advisors LLC. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, retirement plan consulting, and wrap-fee programs. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Pamela Demarco is a financial advisor at Fidelity with nine years of industry experience. She holds Series 63 and Series 66 licenses and previously worked at Wells Fargo Bank NA for eleven years. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios and fund advisory services.

Shelbi Cleaver is a Series 66-credentialed financial advisor with five years of industry experience, currently working at J.P. Morgan Securities in Santa Rosa, CA. Her prior work includes roles at Equitable Advisors, LLC and the University of San Diego. She was also involved with The Duck Drive in 2021. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework in its recommendations.

Gemma Secoquian Wu is a financial advisor at Wells Fargo Clearing with 27 years of industry experience. She holds Series 63 and Series 65 designations and previously worked at JPMorgan Chase Bank, N.A. and JP Morgan Securities LLC. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets with over 14,000 advisors, providing a range of brokerage and advisory solutions supported by research and analytics from Wells Fargo Investment Institute.

Douglas Caesare is a financial advisor at LPL Financial with 31 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at multiple firms, including various tenures at LPL Financial and roles at Grove Point Advisors and Investments. He serves on the boards of several nonprofit organizations in Santa Rosa, including Santa Rosa Memorial Park and the Independent Order of Odd Fellows. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by a large network of investment adviser representatives.

Toni Sprouse is a financial advisor at Morgan Stanley in Santa Rosa, CA, holding a Series 66 designation with 14 years of industry experience. She has worked at Morgan Stanley and its Private Bank division since 2014 and 2015, respectively. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a variety of advisory programs to individuals and institutions. The firm provides tailored financial planning supported by firm-approved tools and serves clients both directly and through corporate agreements.

Fiona Domergue is a financial advisor at Morgan Stanley in Santa Rosa, CA, holding a Series 66 designation with one year of industry experience. Her prior work includes positions at Sonoma State University, McNears Saloon and Dining House, and Santa Rosa Junior College. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and a centralized investment committee to support its advisory process.

John Moller is a financial advisor at Edward Jones with six years of industry experience. He holds a Series 66 designation and has worked at Edward Jones since 2019. Prior to his financial advisory career, he was involved with Bay Laurel Culinary Inc and studied at Le Cordon Bleu San Francisco. Edward Jones is a full-service wealth management firm serving individual and institutional clients, managing over $1 trillion in assets. The firm offers a range of advisory programs and investment solutions supported by a large national network of financial advisors and branch offices.

Michael Long is a financial advisor at OSAIC with 43 years of industry experience. He holds Series 63 and Series 65 designations and previously worked at Securities America, Inc. for 15 years. Outside of his advisory role, he operates a fishing charter business in Bodega Bay that he runs occasionally on weekends. OSAIC serves a diverse client base including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations. The firm provides integrated brokerage and advisory services, utilizing asset-allocation tools, risk-tolerance assessments, and access to third-party money managers to construct portfolios across various asset classes.

Joanne Leach is a financial advisor with Wells Fargo Clearing in Santa Rosa, CA, holding Series 63 and Series 65 licenses and bringing 24 years of industry experience. She has been with Wells Fargo Clearing since 2016, following five years at Wells Fargo Advisors LLC. Wells Fargo Advisors is a national securities firm that provides investment advisory services, financial planning, wrap‑fee programs, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions, utilizing a research-driven approach and a mix of discretionary and non-discretionary services for retirement plans.

Veronika Carter is a financial advisor at LPL Financial with five years of industry experience. She holds a Series 65 credential and has worked previously at Tomren Wealth Management, Fox Properties, and Aspen Home Care. LPL Financial is a national broker-dealer and registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supporting over 22,800 advisors managing more than $819 billion in discretionary assets.

Dylan Carey is a financial advisor at Fidelity with five years of industry experience and holds a Series 66 designation. He previously worked at LPL Financial and Redwood Credit Union before joining Fidelity in 2025. Fidelity’s Strategic Advisers LLC offers investment management and advisory services to retail and institutional clients, employing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to build model portfolios from mutual funds, ETFs, and ETPs. The firm also serves as a registered commodity pool operator and provides advisory services to multiple registered investment companies and fund-of-funds.

Oaeza Pathan is a financial advisor with Wells Fargo Clearing in Santa Rosa, CA, holding Series 63 and Series 66 designations and five years of industry experience. Pathan has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC and Wells Fargo Bank NA. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets through a network of over 14,000 advisors and offers both brokerage and advisory solutions.

Alvaro Pulido is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 licenses and bringing 12 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously held roles at Wells Fargo Advisors LLC and Wells Fargo Bank NA. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions, utilizing research and analytics grounded in diversification and modern portfolio theory.