Loy Holt is a financial advisor at Secure Investment Management, LLC with 23 years of industry experience. He holds Series 63 and Series 65 licenses and has been involved with The DC Group Advisory Services, Inc. and Divot Enterprise since 2003. Outside of his advisory role, he serves as president of Divot Enterprises Financial and Insurance Services, Inc., focusing on the sale of fixed insurance products and annuities. Secure Investment Management serves individuals, business entities, trusts, and estates, including retail and high-net-worth clients. The firm employs a quantitative, factor-based investment approach grounded in Modern Portfolio Theory, utilizing diversified, low-cost mutual funds, ETFs, third-party managers, and direct indexing to tailor portfolios to client objectives.

Michael Mcelmoyl is a financial advisor with Bulman Wealth Group in Roseville, CA, holding Series 63 and Series 65 licenses and 29 years of industry experience. His career includes roles at Wells Fargo Advisors, MUFG Union Bank, and Prudential Equity Group. He is also the founder of Affluent Strategies, a virtual sales and sales leadership training business offering online programs and masterclasses. Bulman Wealth Group serves individual and high-net-worth clients, trusts, estates, corporations, and retirement plans, providing comprehensive financial planning, discretionary portfolio management, and estate-planning assistance. The firm employs various analytical approaches to tailor portfolio allocations and maintains an active role in insurance distribution through an affiliated insurance agency.

Bryan Bentley is a financial advisor with Talon LLC in Granite Bay, CA, holding Series 63 and Series 65 licenses and bringing 13 years of industry experience. He has worked at firms including Talon Private Wealth, LLC and Brookstone Wealth Advisors, LLC. Outside of his advisory role, Bryan operates Bentley Financial, a business focused on the sale of insurance products such as life insurance, annuities, and health insurance. Talon LLC serves individual and high-net-worth clients by providing comprehensive financial planning, portfolio management, retirement-plan consulting, and estate-planning introductions through a third party. The firm manages over $1 billion in assets across 14 offices with a small team of three advisors, employing tactical asset allocation and technical analysis through model portfolios and third-party management platforms.

John Andruska is a financial advisor at Peak American Investment Advisors, Inc. with 26 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Peak American since 2007, including roles at affiliated firms. Outside of advising, he serves as Client Solutions Manager at Peak American Financial Group, focusing on indexed annuities and life insurance. Peak American Investment Advisors serves individual and high-net-worth clients with discretionary wealth management and comprehensive financial planning, integrating tax strategy and insurance coordination into retirement and legacy planning. The firm uses a combination of technical and fundamental analysis and offers ongoing portfolio management alongside referrals to CPAs and estate attorneys.

Jacob Parsons is a financial advisor at Statheros Financial Solutions, Inc. with 20 years of industry experience. He holds the CFP®, ChFC®, and Series 65 designations. His prior work includes roles at Carrier Landing Consultants, PGR Solutions LLC, and service in the US Navy Reserve. Statheros Financial Solutions provides personalized investment management and financial planning to individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, and small businesses. The firm employs globally diversified, generally long-term strategies primarily using mutual funds and ETFs and offers retirement-plan advisory, actuarial consulting, and administrative support services.

Amber Adams is a financial advisor at Van Hulzen Financial Advisors with five years of industry experience. She holds a Series 65 credential and has been with Van Hulzen Asset Management since 2014. Outside of her advisory role, she serves as the Production Manager on the Board of Directors for the Volcano Theatre Company, assisting with play production and licensing. Van Hulzen Financial Advisors serves a diverse client base including individuals, pension plans, trusts, and foundations, offering wealth management, financial planning, and discretionary and non-discretionary asset management. The firm employs a combination of technical, fundamental, and cyclical analysis and provides specialized services such as private fund advisory and portfolio management for pooled vehicles.

Patricia Pedrucci is a financial advisor at The Salvetti Group with seven years of industry experience. She holds Series 63 and Series 65 licenses and has worked at The Salvetti Group since 2019, also affiliated with Raymond James Financial Services since 2014. The Salvetti Group provides discretionary portfolio management and sponsors an in-house wrap fee program for individuals, high-net-worth clients, trusts, retirement plans, and business entities. The firm manages portfolios using a variety of instruments and strategies, maintaining all portfolio management in-house.

Gretchen Aubrey is a financial advisor with Van Hulzen Financial Advisors in El Dorado Hills, CA. She holds a Series 65 designation and has six years of industry experience. Prior to joining Van Hulzen Asset Management in 2018, she worked at Wetsel Financial and held positions at Pepperdine University. Van Hulzen Financial Advisors serves a range of clients including individuals, pension and profit-sharing plans, trusts, and charitable organizations. The firm offers wealth management, financial planning, and asset management using strategies such as covered-call, fixed income, and global equity, incorporating technical, fundamental, and cyclical analysis.

Douglas Davey is a Series 65-licensed financial advisor with 17 years of industry experience. He has been with Statheros Financial Solutions, Inc. since 2019 and previously worked at Pgr Solutions, LLC from 2008 to 2019. Statheros Financial Solutions, Inc. provides personalized investment management and financial planning services to individuals, pension plans, trusts, charitable organizations, and small businesses. The firm employs globally diversified, long-term strategies using mutual funds and ETFs and utilizes a proprietary Portfolio Builder tool that tailors allocations based on tax status, financial need, and risk tolerance.

Jason Wetsel is a financial advisor with Van Hulzen Financial Advisors, holding Series 63 and Series 66 licenses and bringing 20 years of industry experience. He has worked at Van Hulzen Asset Management since 2017 and previously spent six years with LPL Financial. Van Hulzen Financial Advisors serves a diverse client base including individuals, trusts, foundations, and corporations, offering wealth management, financial planning, and discretionary asset management across multiple strategies. The firm employs technical, fundamental, and cyclical analysis and provides consulting and sub-advisory services, with a range of portfolio programs and private fund advisory capabilities.

Zane Williams is a financial advisor at Bulman Wealth Group with one year of industry experience. He holds a Series 65 designation and has prior work history that includes positions in educational institutions and country clubs. Williams is also involved in insurance sales through his role as an insurance agent. Bulman Wealth Group serves individual and high-net-worth clients, as well as trusts, estates, corporations, and retirement plans, providing comprehensive financial planning, discretionary portfolio management, and estate-planning assistance. The firm employs a range of analytical approaches to tailor investment portfolios and maintains an active role in insurance distribution through an affiliated insurance agency.

Michael Roberts is a financial advisor with Statheros Financial Solutions, Inc. in El Dorado Hills, CA, holding Series 63 and Series 65 registrations and bringing 17 years of industry experience. He previously worked at Pgr Solutions, LLC, which preceded his current firm. Roberts is also a licensed realtor, currently inactive but affiliated with Coldwell Banker in Los Gatos, CA. Statheros Financial Solutions provides personalized investment management and financial planning services to individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, and small businesses. The firm utilizes globally diversified, long-term investment strategies primarily through mutual funds and ETFs, supported by proprietary portfolio modeling and full-service administrative and consulting capabilities.

Christie Whitney is a CFP® professional at Rebalance LLC with 13 years of industry experience. She has been with Rebalance since 2016. Outside of her advisory work, she assists with bookkeeping for her husband’s consulting business. Rebalance LLC provides investment management, financial planning, and decision-support services to individuals, high-net-worth clients, retirement plans, and pooled vehicles through its Rebalance360 program. The firm employs a strategic asset-allocation approach focused on long-term rebalancing using a small set of ETFs across seven model portfolios.

Sean Sowers is a financial advisor at Van Hulzen Financial Advisors with 30 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Van Hulzen Asset Management since 2017. His prior experience includes roles at LPL Financial, Aladino Financial Services, Aladino Insurance Services, and James Aladino Parenti, Attorney At Law. Van Hulzen Financial Advisors serves individuals, retirement plans, trusts, small business owners, and various organizations. The firm offers wealth management, financial planning, and asset management strategies, combining technical, fundamental, and cyclical analysis, with services that include discretionary rebalancing, consulting, and private fund advisory.

Christopher Bulman is a financial advisor with Bulman Wealth Group in Roseville, CA, holding Series 63 and Series 66 licenses and bringing 23 years of industry experience. His background includes roles at World Equity Group, Retirement Wealth Advisors, and Wells Fargo Investments. Outside of advisory services, he manages a team focused on life insurance sales and leads an insurance agency affiliated with his firm. Bulman Wealth Group serves individual and high-net-worth clients, as well as trusts, estates, corporations, and retirement plans. The firm provides comprehensive financial planning, discretionary portfolio management, and estate-planning assistance, combining model portfolios and third-party managers with a range of investment strategies tailored to client needs. The firm is also notable for its active role in insurance distribution through licensed professionals and an affiliated agency.

Scott Mcintyre is a CFP® professional with 27 years of industry experience, currently serving as an Investment Advisor Representative at Planned Solutions, Inc. He previously worked for nine years at Securities Service Network and has been with Planned Solutions since 2008. Outside of his advisory role, he is a board member of the Santa Fe Botanical Garden. Planned Solutions, Inc. is a team firm that provides discretionary portfolio management, financial planning, income tax preparation, and insurance implementation for a diverse client base. The firm utilizes model asset-allocation portfolios combining strategic and tactical allocation, supported by in-house tax expertise and an investment committee that monitors and rebalances portfolios.

Terry Feil Jr. is a financial advisor at Avisen Advisors, LLC with 49 years of industry experience. He holds Series 63 and Series 65 licenses and has been associated with Avisen Wealth Management, Inc. since 2003 and Avisen Advisors since 2022. Avisen Advisors provides financial planning and portfolio management services to individuals, including high-net-worth clients, as well as business entities, trusts, pension and profit-sharing plans, and foundations. The firm uses a combination of direct portfolio management and third-party platforms, offering a range of investment strategies and monitoring accounts through periodic and event-driven reviews.

Nathaniel Yurica is a financial advisor at The Institute with 11 years of industry experience. He holds a Series 66 designation and has worked at several firms, including the Institute for Wealth Management LLC since 2019 and prior roles at International Assets Advisory, LLC and Concert Wealth Management, Inc. Yurica is also CEO of Yurica Wealth Management S-Corp, a role he performs without compensation. The Institute for Wealth Management offers discretionary and non-discretionary investment management and financial planning to individuals, trusts, retirement plans, charitable organizations, and business entities. The firm employs a team-based investment approach combining fundamental and technical analysis and manages over $1 billion in assets across multiple strategies and private pooled vehicles.

Kenneth Brown is a financial advisor with Avisen Advisors, LLC in Sacramento, CA, holding Series 63 and Series 65 licenses and 44 years of industry experience. He has been with Avisen Wealth Management, Inc. since 2003 and Avisen Advisory, LLC since 2001. Avisen Advisors provides financial planning and portfolio management services to individuals, business entities, trusts, pension and profit-sharing plans, and foundations. The firm utilizes a combination of direct portfolio management and third-party platforms, offering a range of strategies and investment approaches tailored to client needs.

Lacey Fonseca Lawrence is a CFP® professional at The Salvetti Group with one year of industry experience. Prior to joining The Salvetti Group, she worked at Vanguard Investments Australia for nine years. The Salvetti Group provides discretionary portfolio management and advisory services to individuals, high-net-worth clients, trusts, pension and profit-sharing plans, and business entities. The firm manages approximately $607 million in assets across about 1,843 client relationships and employs a range of investment strategies through its in-house advisers.