John Kelly is a CFP® with 41 years of industry experience and is associated with RiverPath Investments LLC since 2016. He has a long tenure at Acacia Mutual Life beginning in 1984. Kelly serves as Vice President and Trustee for Statewide Educational Outreach, focusing on education related to retirement issues. RiverPath Investments LLC provides individualized asset management and pension consulting services to individuals, high-net-worth clients, trusts, retirement plans, and business entities. The firm’s portfolios are tailored to client objectives using fundamental, technical, and cyclical analysis, and predominantly managed on a non-discretionary basis.

I started in this industry in 2008. I'm so grateful to have experience supporting clients through the great recession. It taught me the value of a disciplined investment approach, using empirical data and math to manage portfolios and remove the emotions that cause us to make poor investment decisions. My framework for advice is goals focused. We figure out how you want to use your money during your lifetime, then work backwards to arrive at the best financial decisions to support your goals. This is our guiding light. I'm passionate about financial education and empowering clients to understand the "why" behind the "what to do". My personal journey includes: - Joining a fintech startup as the 4th employee, where I learned to pivot and adapt quickly. - Working with high-earning professionals, which taught me advanced tax-planning strategies. - Teaching financial education webinars, where I honed the ability to simplify complex concepts. I provide a white-glove service to support every financial decision and bring peace of mind. Every day, I’m grateful to serve people.

Jarrod Jacobi is a financial advisor with Van Hulzen Financial Advisors in El Dorado Hills, CA, holding Series 63 and Series 66 licenses and bringing 28 years of industry experience. His career includes roles at MW Investment Strategy, Wells Fargo Clearing, WELLS FARGO Advisors, and Waddell & Reed. Van Hulzen Financial Advisors serves a diverse client base including individuals, pension plans, trusts, and charitable organizations, offering wealth management, financial planning, and both discretionary and non-discretionary asset management. The firm employs a combination of technical, fundamental, and cyclical analysis to manage model portfolios and also provides consulting and sub-advisory services.

Joseph Demeo is a financial advisor with Adviser Alliance, LLC in Roseville, CA, holding Series 63 and Series 65 licenses and bringing 12 years of industry experience. He has worked at Adviser Alliance since 2017 and has been president of JRD Insurance & Financial Services, dba Money Bridge Wealth & Income Planning, since 2012, where he is involved in the sales of fixed insurance and annuities. Adviser Alliance, LLC provides discretionary investment management to individuals and certain entities, typically serving a non-high-net-worth client base. The firm implements managed portfolios using a variety of securities and relies on third-party providers for billing and custody services.

Garrett Konrad is a financial advisor with IFC in Auburn, CA, holding a Series 65 designation and bringing 10 years of industry experience. He has held leadership roles outside of finance, serving as President of Konrad Auto Group since 2013 and as Chief Financial Officer of the charitable organization Upper Hand, Inc. since 2005. IFC provides advisory services to individuals, trusts, pension and retirement plans, and businesses, focusing on financial planning, consulting, and investment management. The firm employs portfolios primarily composed of mutual funds and ETFs, engages in active account monitoring, and offers periodic educational seminars open to non-clients.

Chase Armer is a CFP® with 24 years of industry experience, currently serving at Planned Solutions, Inc. since 2002. His prior experience includes 16 years with Securities Service Network Inc. He is active in the community as president of the Rancho Cordova Rotary Club Foundation and serves as treasurer of the Rancho Murieta Men's Golf Club. Planned Solutions, Inc. provides discretionary portfolio management, financial planning, income tax preparation, and insurance implementation for a range of clients including individuals, high-net-worth clients, and charitable organizations. The firm uses model asset-allocation portfolios combined with strategic and tactical asset allocation, supported by in-house tax expertise and formal capital-markets valuation techniques.

Brian Boyd is a CFP® and ChFC® with 28 years of industry experience, currently serving as an advisor at Boyd Wealth Management, LLC since 2018. Prior to that, he spent 24 years with Northwestern Mutual Life and its investment management division. Outside of advisory work, he is a partner in Boyd Insurance Services, LLC, and holds a minority ownership in a fertilizer manufacturing and distribution company. Boyd Wealth Management advises individuals, trusts, estates, corporations, and retirement plans with comprehensive wealth management and financial planning services. The firm follows a goals-based, asset-allocation driven approach, managing portfolios with ETFs, mutual funds, individual securities, and other investments while providing ongoing monitoring and periodic rebalancing.

Tim Brockway is a financial advisor with RiverPath Investments LLC, holding Series 63 and Series 65 licenses and bringing 20 years of industry experience. He has worked at RiverPath Investments since 2015 and previously at Storehouse Financial and Mass Mutual Life Insurance. Outside of his advisory role, Tim owns ASG Insurance and Financial Services, Inc., which provides life and health insurance services. RiverPath Investments LLC offers customized asset management and retirement-plan consulting to individuals, trusts, pension plans, and corporate clients. The firm employs fundamental, technical, and cyclical analysis, providing portfolios with a range of securities and access to an Institutional Intelligent Portfolios™ program through Schwab.

Hao Dang is a financial advisor at Consilio Wealth Advisors, LLC with 11 years of industry experience. He holds the Series 66 designation and has previously worked at Strategic Wealth Advisors Group, Inc. and LPL Financial, LLC. Consilio Wealth Advisors is a fiduciary registered investment advisor serving individuals and high-net-worth clients with discretionary investment management and financial planning. The firm utilizes Modern Portfolio Theory and fundamental analysis with a long-term orientation, and it incorporates strategies including options and derivatives within separately managed accounts.

Americo Salvetti is a CFP® with 26 years of industry experience, currently serving at The Salvetti Group. He previously worked for Raymond James Financial Services Advisors Inc. and Raymond James Financial Services, Inc. from 2014 to 2023. The Salvetti Group provides discretionary portfolio management and advisory services to individuals, high-net-worth clients, trusts, pension and profit-sharing plans, and business entities. The firm manages approximately $607 million in assets across about 1,843 client relationships, employing a range of investment strategies and sponsoring its own wrap-fee program.

Forrest Means is a Series 65-licensed advisor at Cross State Financial Group LLC with five years of industry experience. He has worked at Cross State Financial Group since 2022 and previously at Financial Depot from 2020 to 2022. Outside of finance, he serves as an instructor at Nor Cal Emergency Medical Training and NCTI/AMR. Cross State Financial Group serves individuals, charities, and retirement plans with financial planning, portfolio management, and third-party adviser recommendations. The firm employs a combination of fundamental analysis and tactical asset allocation and operates from nine offices with a team of nine advisors managing approximately $166.8 million in discretionary assets.

Nicholas Salvetti is a CFP® with 27 years of industry experience, currently serving as an advisor at The Salvetti Group. He previously worked at Raymond James Financial Services Advisors Inc. and Raymond James Financial Services, Inc. from 2014 to 2023. The Salvetti Group provides discretionary portfolio management and advisory services to individuals, high-net-worth clients, trusts, pension and profit-sharing plans, and business entities. The firm manages approximately $607 million in assets under management across about 1,843 client relationships and sponsors its own wrap-fee program, employing a broad range of investment strategies executed exclusively by in-house advisers.

Alec Schendzelos is a financial advisor with Aegis Wealth Management, Inc., holding a Series 65 designation. He has been with Aegis Wealth Management since 2026 and has previous experience at Raymond Newell Group, FPC Savannah, and CMI. Aegis Wealth Management serves individual investors, including high-net-worth clients, as well as institutions and retirement plans. The firm provides financial planning, retirement and education savings analysis, and discretionary portfolio management through a multi-team advisor structure, primarily overseeing third-party sub-advisers and model portfolios.

Daniel Gutierrez is a financial advisor at Statheros Financial Solutions, Inc. with 25 years of industry experience. He has been with the firm and its predecessor since 2002. Statheros Financial Solutions provides personalized investment management and financial planning services to individuals, including high-net-worth clients, pension and profit-sharing plans, trusts, estates, charitable organizations, and small businesses. The firm uses globally diversified, long-term strategies primarily involving mutual funds and ETFs, supported by proprietary tools and third-party administrative and actuarial consulting services.

Zachary Weirich is a CFP® professional with 11 years of experience in the financial services industry. He is currently with Fermata Advisors and has previously worked at Sonoma Wealth Advisors, Cetera, Walnut Creek Wealth Management, and Edward Jones. In addition to his advisory work, he holds an insurance license in California. Fermata Advisors offers investment management, financial planning, and retirement-plan consulting primarily to individuals, small businesses, and plan fiduciaries. The firm employs a coaching-centered client relationship model and utilizes a blend of behavioral, charting, cyclical, fundamental, and technical analysis in managing portfolios.

Loy Holt is a financial advisor with Secure Investment Management, LLC, holding Series 63 and Series 65 licenses, and has 23 years of industry experience. He has worked at Secure Investment Management since 2024 and previously spent 10 years at The DC Group Advisory Services, Inc. Holt is also president of Divot Enterprises Financial and Insurance Services, Inc., where he is involved in the sale of fixed insurance and annuity products. Secure Investment Management serves individuals, business entities, trusts, and estates with financial planning and portfolio management services. The firm employs a quantitative, factor-based investment approach grounded in Modern Portfolio Theory, utilizing diversified, low-cost strategies including mutual funds, ETFs, and direct indexing.

Michael Mcelmoyl is a financial advisor with Bulman Wealth Group in Roseville, CA, holding Series 63 and Series 65 licenses and 29 years of industry experience. His career includes roles at Wells Fargo Advisors, MUFG Union Bank, and Prudential Equity Group. He is also the founder of Affluent Strategies, a virtual sales and sales leadership training business offering online programs and masterclasses. Bulman Wealth Group serves individual and high-net-worth clients, trusts, estates, corporations, and retirement plans, providing comprehensive financial planning, discretionary portfolio management, and estate-planning assistance. The firm employs various analytical approaches to tailor portfolio allocations and maintains an active role in insurance distribution through an affiliated insurance agency.

Bryan Bentley is a financial advisor with Talon LLC in Granite Bay, CA, holding Series 63 and Series 65 licenses and bringing 13 years of industry experience. He has worked at firms including Talon Private Wealth, LLC and Brookstone Wealth Advisors, LLC. Outside of his advisory role, Bryan operates Bentley Financial, a business focused on the sale of insurance products such as life insurance, annuities, and health insurance. Talon LLC serves individual and high-net-worth clients by providing comprehensive financial planning, portfolio management, retirement-plan consulting, and estate-planning introductions through a third party. The firm manages over $1 billion in assets across 14 offices with a small team of three advisors, employing tactical asset allocation and technical analysis through model portfolios and third-party management platforms.

John Andruska is a financial advisor at Peak American Investment Advisors, Inc. with 26 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Peak American since 2007, including roles at affiliated firms. Outside of advising, he serves as Client Solutions Manager at Peak American Financial Group, focusing on indexed annuities and life insurance. Peak American Investment Advisors serves individual and high-net-worth clients with discretionary wealth management and comprehensive financial planning, integrating tax strategy and insurance coordination into retirement and legacy planning. The firm uses a combination of technical and fundamental analysis and offers ongoing portfolio management alongside referrals to CPAs and estate attorneys.

Jacob Parsons is a financial advisor at Statheros Financial Solutions, Inc. with 20 years of industry experience. He holds the CFP®, ChFC®, and Series 65 designations. His prior work includes roles at Carrier Landing Consultants, PGR Solutions LLC, and service in the US Navy Reserve. Statheros Financial Solutions provides personalized investment management and financial planning to individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, and small businesses. The firm employs globally diversified, generally long-term strategies primarily using mutual funds and ETFs and offers retirement-plan advisory, actuarial consulting, and administrative support services.