Julia Wagner is a financial advisor at LPL Financial with Series 66 credentials and two years of industry experience. Her prior work includes roles at Drumgoole Financial Services, JT Mummert, and Community Services Group, as well as experience outside finance in theater and retail. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base, including individuals, retirement plans, institutions, and charitable organizations. The firm offers a range of advisory programs, financial planning, and brokerage services supported by model portfolios, research, and various investment management options.

Kevin Hoy is a financial advisor at Edward Jones with a Series 66 designation and one year of industry experience. His prior work includes roles at First National Bank, Prosperity Home Loans, and Stearns Lending, as well as a period of self-employment. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, managing approximately $1.01 trillion in assets through a nationwide network of about 23,701 financial advisors and 15,121 branches. The firm offers a range of advisory programs including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Colin Miller is a financial advisor at Edward Jones with three years of industry experience. He holds a Series 66 designation and has prior work experience in healthcare and soccer-related organizations. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment solutions supported by a large nationwide network of advisors and offices.

James Sterling is a financial advisor with Raymond James Financial Services Advisors, Inc., holding Series 63 and Series 65 credentials and bringing 32 years of industry experience. He has been with Raymond James since 2014. Sterling serves as a trustee managing investment accounts for a family trust and oversees distributions in accordance with the trust’s terms. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individual, high-net-worth, institutional, and nonprofit clients. The firm uses tailored, non-discretionary consulting based on risk profiling and modeling tools and supports a broad network of advisors with specialized offerings including municipal advisory and SIMPLE IRA Employer Advisory services.

Jeffrey Niedzwiecki is a financial advisor at Ameriprise with six years of industry experience. He holds a Series 66 designation and has worked at Ameriprise since 2019. Outside of his advisory role, he is involved in operations and website product maintenance for Intercon Truck Equipment. Ameriprise provides retirement-income planning services primarily for individuals with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored recommendation reports. The firm offers a broad range of advisory, brokerage, and insurance solutions through its institutional platform.

Russell Smouse is a financial advisor with RBC Capital Markets in Bel Air, MD, holding a Series 66 designation and one year of industry experience. He has worked at RBC Capital Markets since 2023 and has previous roles including positions at ASPIRE Continuing Education and Loyola University. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, and charitable organizations. The firm offers a variety of advisory programs with tailored strategies implemented through in-house and third-party investment managers, emphasizing customizable portfolio management and integrated capital markets resources.

Heather Joynes is a financial advisor at Stifel with 27 years of industry experience. She has been with Stifel since 2007 and holds Series 63 and Series 65 licenses. Outside of her advisory role, she is a Maryland-certified notary public. Stifel serves a diverse client base including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services. The firm’s investment approach relies on proprietary analysis and probabilistic modeling to guide asset allocation and financial planning decisions.

Lauretta Yeagy is a financial advisor with LPL Financial holding a Series 66 designation and five years of industry experience. She has worked with Wilmington Advisors and M&T Securities, Inc., and briefly with COMPASS Group Inc. Crothall Health. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a diverse client base including individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing both discretionary and non-discretionary management supported by research and model portfolios.

Brian Koch is a CFP®-certified financial advisor with 15 years of industry experience. He currently works at RBC Capital Markets and previously spent nine years at Fidelity Brokerage Services LLC. He serves as a volunteer member of the Board Investment Sub-Committee for Notre Dame Preparatory School, an independent Catholic girls' school. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, and charitable organizations. The firm offers a range of advisory programs with tailored investment strategies implemented through a combination of in‑house and third‑party managers.

Christopher Nice is a financial advisor at RBC Capital Markets with 24 years of industry experience. He holds Series 63 and Series 66 designations and has worked previously at Merrill, Morgan Stanley, and Bank of America. RBC Wealth Management, a division of RBC Capital Markets, serves individual investors, institutional clients, and charitable organizations through various advisory programs offering portfolio management, financial planning, custody, and brokerage services. The firm integrates in-house and third-party investment managers and provides tailored strategies based on clients’ Advisory Risk Profiles.

John Sutton Jr. is a financial advisor at RBC Capital Markets with 29 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at RBC Capital Markets since 2008, as well as at City National Bank since 2018. Outside of his advisory role, he serves as Treasurer for a condominium association in Ocean City, MD. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutional clients, and charitable organizations. The firm offers various wrap fee advisory programs with tailored investment strategies implemented through a combination of in-house and third-party managers, providing both discretionary and non-discretionary portfolio management services.

Avery Saxe is a Wealth Management Advisor at Merrill Lynch Wealth Management. He joined the firm in 2015 and became a registered advisor in 2017. Avery works with a diverse clientele including high net worth families, small business owners, retirees, and corporate benefit plans, focusing on areas such as corporate benefits, executive services, divorce transition planning, employee financial health, and investment strategy. Avery holds a bachelor's degree in Applied Mathematics and Statistics with a minor in Entrepreneurship and Management, as well as a master's degree in Financial Mathematics, both from Johns Hopkins University. He earned the CERTIFIED FINANCIAL PLANNER® designation in 2018, the CERTIFIED PLAN FIDUCIARY ADVISOR® designation in 2019, and the CIMA® designation in 2023. His approach emphasizes goals-based wealth management, creating individualized financial plans tailored to clients' needs and circumstances. Outside of his professional work, Avery is involved in community activities including tutoring at Dunbar High School and supporting the Special Olympics. He resides in Bel Air, Maryland with his wife and son and enjoys traveling and sports such as baseball, football, golfing, and skiing.

Catherine Cronauer is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 designations and 30 years of industry experience. She has worked at Wells Fargo Clearing since 2016 and previously at Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a broader set of financial product offerings than is typical for large institutional advisers.

Milton Dodge is a financial advisor at Edward Jones with 16 years of industry experience. He holds the Series 66 designation and has previously worked at Patient Capital Management LLC and T. Rowe Price. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies supported by a large network of financial advisors and branch offices.

Richard Sutor is a financial advisor at OSAIC with 52 years of industry experience. He holds a Series 63 designation and has previously worked at Lincoln Financial Advisors Corporation, Wells Fargo Clearing, and Wells Fargo Advisors LLC. OSAIC serves a wide range of retail and institutional clients through a large network of affiliated advisers, offering brokerage and investment advisory services, financial planning, retirement consulting, and access to third-party money managers. The firm utilizes asset-allocation tools, risk-tolerance questionnaires, and automated rebalancing to construct diversified portfolios across multiple investment types.

Spencer Schenking is a financial advisor at Wells Fargo Advisors in Bel Air, MD, with seven years of industry experience. He holds the Series 66 designation and has previously worked at Bank of America, Merrill, Morgan Stanley, KPMG, and Salisbury University. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that offers investment and fee-based financial planning services to individuals, trusts, and institutions. The firm provides a broad range of planning services, including retirement, education, risk, and wealth-transfer planning, and uses proprietary research and tools to develop tailored client recommendations.

Stephen Fiacco is a financial advisor with Wells Fargo Advisors in Melbourne, FL, holding Series 63 and Series 65 credentials and 25 years of industry experience. Prior to joining Wells Fargo Advisors in 2023, he held roles at Janus Henderson Distributors and related entities for over a decade. Outside of his advisory work, Fiacco serves as treasurer for the USF Women’s Lacrosse Parent Group and is involved in a yoga, pilates, and strength training business. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that offers investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm provides a broad range of planning services using proprietary research and tools, with planning engagements typically delivered through discrete, tailored recommendations.

Elizabeth Braun is a financial advisor at Ameriprise with 27 years of industry experience. She holds a Series 66 designation and has been with Ameriprise and its affiliated entities since 2009. Based in Owings Mills, MD, she has focused her career at Ameriprise for over a decade. Ameriprise offers a retirement-income planning service designed for individuals approaching or in retirement who meet certain asset thresholds. The firm provides comprehensive, research-driven recommendations that incorporate income sources, Social Security options, and tax-smart withdrawal strategies, delivered through a centralized consulting team in partnership with financial advisors.

Autumn Sowders is a CFP®-designated financial advisor with 12 years of industry experience, currently with Raymond James Financial Services Advisors, Inc. Prior to joining Raymond James in 2024, she held roles at Bank of America and Merrill. She is involved with Crescendo Financial Group, serving as a Certified Divorce Financial Analyst. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional entities. The firm offers tailored, non-discretionary planning using analytical tools and supports clients through advisory programs and institutional consulting services.

Colton Knoble is a financial advisor at Wells Fargo Clearing with a Series 66 designation and less than one year of industry experience. His prior roles include positions in education and sports organizations. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients. The firm offers investment advisory services, financial planning, and retirement plan consulting, utilizing research and analytics with a focus on diversification and modern portfolio theory.