Amy Begnaud is a CFP® professional with 12 years of industry experience. She has been with Janney Montgomery Scott since 2020 and previously worked at Bank of America and Merrill from 2014 to 2020. Janney Montgomery Scott LLC is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base including individuals, families, trusts, corporate and retirement plan sponsors, and charitable organizations, offering brokerage, financial planning, and advisory services supported by both in-house and third-party portfolio management.

Damion Morrison is a financial advisor with PNC Wealth Management, holding a Series 66 designation and bringing 20 years of industry experience. He has been with PNC Investments since 2013. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including a discretionary online Portfolio Solutions Strategist Digital Offering available by invitation to employees. The program uses algorithm-driven risk assessments to select approved model strategies managed by PNC or third-party strategists and invests via mutual funds and ETFs with annual rebalancing.

Eric Ciarelli is a financial advisor with Ameritas Advisory Services, LLC, holding Series 63 and Series 66 licenses and 24 years of industry experience. He has worked with Ameritas Advisory Services since 2021 and has been associated with Ameritas Investment Corp. and Financial Capital Group LLC since 2003 and 2002, respectively. Ciarelli is also a licensed independent insurance agent specializing in fixed insurance products through Financial Capital Group LLC. Ameritas Advisory Services provides fee-based investment management, financial planning, and retirement-plan advisory services to individuals, corporations, and institutional clients. The firm offers a variety of discretionary and non-discretionary programs, utilizing both in-house and third-party investment solutions.

Kevin Feuer is a financial advisor with Valic Financial Advisors in Mount Laurel, NJ, holding Series 63 and Series 65 licenses and bringing 41 years of industry experience. He has worked at Valic Financial Advisors since 2000 and also serves as an agent for Agia, where he is involved with non-securities insurance products. Valic Financial Advisors serves primarily U.S.-domiciled individual investors, including high-net-worth and ultra-high-net-worth clients, as well as corporate and retirement-plan participants. The firm offers discretionary managed-account programs, financial planning, consulting, and brokerage services, utilizing Envestnet-developed UMA models for portfolio construction and management.

Cyndy Toscano is a financial advisor with TD Private Client Wealth LLC, holding Series 63 and Series 66 designations and bringing 25 years of industry experience. She has been with TD Private Client Wealth LLC and TD Bank, N.A. since 2015. TD Private Client Wealth LLC provides discretionary wrap-fee managed account programs and brokerage services to institutional clients, high-net-worth private clients, and retail investors. The firm constructs portfolios combining strategic and tactical asset allocation with investments from affiliated and third-party sub-managers, offering ongoing portfolio management, financial planning support, and custody services.

Dante Gazzola is a financial advisor at TD Private Client Wealth LLC with a Series 66 designation and two years of industry experience. He has worked at TD Bank N.A. and Equitable Advisors, and has held roles outside finance including positions at Woodcrest Country Club and Sunlight Care, LLC. Dante also spent four years at Wilkes University and Cherry Hill East High School. TD Private Client Wealth LLC provides discretionary wrap-fee managed account programs and brokerage services to institutional and high-net-worth private clients. The firm constructs portfolios combining strategic and tactical asset allocation, utilizing both affiliated and third-party managers, and offers financial planning support along with custody and reporting services.

Derrick Schemmel is a financial advisor at Hightower Advisors with three years of industry experience. He holds a Series 66 designation and has worked at Clarity Point Financial Partners, Radian Group, and Morgan Stanley. Hightower Advisors provides investment advisory and planning services to a diverse range of individual and institutional clients. The firm emphasizes manager selection and multi-manager solutions, offering access to affiliated and third-party managers, with a focus on discretionary and non-discretionary portfolio management and financial planning.

Clark Tatum is a financial advisor with Lincoln Investment and holds Series 63 and Series 65 licenses. He has 33 years of industry experience, including 14 years at Legend Equities Corporation before joining Lincoln Investment in 2017. Lincoln Investment serves individuals, charitable organizations, businesses, and employer-sponsored retirement plans, with a particular focus on educators and 403(b)/457(b) participants. The firm offers a range of financial planning and retirement plan advice services, utilizing both in-house and third-party investment strategies overseen by an Investment Management & Research team.

Frank Violante is a financial advisor with Lincoln Investment, holding Series 63 and Series 65 credentials and bringing 27 years of industry experience. He has worked at Lincoln Investment since 2018 and previously spent a decade with Wells Fargo Clearing and Wells Fargo Advisors LLC. Lincoln Investment serves individuals, charitable organizations, businesses, and employer-sponsored retirement plans, with a focus on educators and 403(b)/457(b) participants. The firm offers financial planning, ERISA retirement plan advice, and a variety of advisory programs, employing both strategic and dynamic investment approaches overseen by an Investment Management & Research team.

Brendan Gertz is a financial advisor with Valic Financial Advisors in Mount Laurel, NJ, holding a Series 66 designation and beginning his career in 2025. Prior to joining Valic, he worked with Automated Data Processing Inc. and was involved with Lehigh Valley Phantoms Youth. He is also appointed as an agent to sell non-securities insurance products for AGIA. Valic Financial Advisors primarily serves U.S.-domiciled individual investors, including high-net-worth and ultra-high-net-worth clients, as well as corporate and retirement-plan participants. The firm offers discretionary managed-account programs, financial planning, and brokerage services, utilizing Envestnet-developed UMA models for portfolio construction.

Lillian Gardosh is a Series 66 licensed financial advisor with Bankers Life Advisory Services, Inc., based in Mount Laurel, NJ. She has three years of industry experience and has worked with Bankers Life Securities, Inc. since 2021. Prior to her financial services career, she held various roles in the salon industry. In addition to her advisory work, she is appointed as an agent with Bankers Life and Casualty Company, where she sells medical and life insurance products. Bankers Life Advisory Services, Inc. provides discretionary portfolio management and investment consulting primarily to mass-affluent and high-net-worth individuals. The firm’s investment process focuses on customized asset allocation, periodic rebalancing, and a combination of fundamental, technical, and cyclical analysis to guide portfolio management.

Sayke Reilley is a financial advisor at Oppenheimer with 28 years of industry experience. He has held Series 63, 65, and 66 licenses and has been with Oppenheimer since 2015. Outside of his advisory role, he is involved in local community affairs in Mount Holly, NJ, including serving in an urban economic zone capacity. Oppenheimer serves individuals, corporations, pooled vehicles, and retirement plans offering a range of advisory programs including portfolio management, consulting, and financial planning. The firm combines strategic and tactical asset allocation with various fee structures and manages approximately $36.7 billion in assets as of the end of 2025.

Martin Labowicz is a financial advisor with PNC Wealth Management, holding a Series 66 designation and 12 years of industry experience. His prior positions include roles at UBS Financial Services, Bank of America, and Merrill Lynch. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including an invitation-only digital portfolio solution that uses algorithm-driven risk assessment and invests primarily in mutual funds and ETFs with annual rebalancing.

Winifred Robinson is a financial advisor at Janney Montgomery Scott with 42 years of industry experience, including 36 years at her current firm. She holds the Series 63 and Series 65 designations. Janney Montgomery Scott is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base including individuals, families, trusts, corporate and retirement plan sponsors, and charitable organizations, providing brokerage services, financial planning, and advisory programs supported by a mix of in-house and third-party portfolio management.

Jerrin Palathinkal is a financial advisor with Transamerica Financial Advisors, holding Series 63 and Series 65 credentials and possessing nine years of industry experience. He has been with Transamerica Financial Advisors since 2016 and is also involved with World Financial Group, Inc. since 2012. Outside of advising, he owns Palathinkal Services, a tax-related business. Transamerica Financial Advisors serves a wide range of clients, including individuals, pension and profit-sharing plans, trusts, and corporations. The firm offers both advisory and broker-dealer services, featuring proprietary and third-party model portfolios with discretionary and non-discretionary options.

Michael Swallow is a financial advisor with Truist Advisory Services who holds a Series 66 designation and has 24 years of industry experience. His prior roles include positions at BB&T Securities and LPL Financial. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations, utilizing a combination of discretionary and non-discretionary manager relationships and AI-enabled research tools.

Steve Leming is a financial advisor at TD Private Client Wealth LLC with 14 years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at Radcliffe Capital, Foreside Fund Services, LLC, and Penn Capital Management Company, Inc. He is currently based in Marlton, NJ. TD Private Client Wealth LLC offers discretionary wrap-fee managed account programs and brokerage services to institutional clients, high-net-worth private clients, and retail TDIS (US) clients. The firm combines strategic and tactical asset allocation with investments from affiliated and third-party sub-managers, providing portfolio management, financial planning support, and custody through third-party custodians.

Ramona Santos is a CFP® with 26 years of experience in the financial services industry. She has worked at Integrated Wealth Concepts LLC since 2019 and previously held roles at LPL Financial and DaVinci Financial Designs, LLC. Santos operates from Marlton, NJ. Integrated Wealth Concepts LLC serves individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans through a network of independent advisors. The firm offers discretionary investment management, financial planning, family office, and retirement plan advisory services, employing a primarily long-term investment approach with customized portfolios using mutual funds, ETFs, individual equities, and fixed income.

Mark Shapiro is a financial advisor with Janney Montgomery Scott and holds Series 63 and Series 66 credentials. He has 34 years of industry experience, including 24 years at Janney. Outside of his advisory work, he coordinates and coaches the township youth U18 high school soccer league through the Marlton Recreation Council. Janney Montgomery Scott is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base with brokerage services, financial planning, and advisory programs that combine in-house portfolio management and third-party managers.

John Natale is a ChFC®-designated financial advisor with Lincoln Investment, based in Marlton, NJ, bringing 45 years of industry experience. He has been with Lincoln Investment Planning, Inc. since 1997. Outside of his advisory role, Natale is involved in life and disability insurance as an insurance agent. Lincoln Investment serves individuals, charitable organizations, businesses, and employer-sponsored retirement plans, with a focus on educators and 403(b)/457(b) participants. The firm offers financial planning, retirement plan advice, advisor-managed and firm-managed model portfolios, and operates as a broker-dealer and insurance agency alongside its SEC-registered RIA activities.