Diane Gardner is a CFP® with 24 years of experience in the financial industry. She has been with LPL Financial since 2010. Gardner serves on the board of the Community Counseling Center of Mercer County. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services through a large network of representatives to individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of financial planning and asset management solutions, supported by research and technology tools.

Ralph Fajack is a financial advisor at Stifel with 34 years of industry experience. He has been with Stifel since 2009 and holds Series 63 and Series 65 licenses. Stifel serves a wide range of clients, including individuals, institutional clients, and charitable organizations, offering both brokerage and investment advisory services. The firm’s investment approach is based on a proprietary methodology that uses forward-looking capital market assumptions and probabilistic modeling to guide asset allocation and financial planning.

Steven Hanousek is a financial advisor with Raymond James Financial Services Advisors, Inc., holding a Series 66 credential and 18 years of industry experience. He has been with Raymond James since 2017 and previously worked at Wells Fargo Clearing for eight years. Outside of advisory work, he owns a real estate investment LLC and operates a consulting agency focused on Medicare insurance options. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional clients. The firm offers tailored, non-discretionary advisory services using risk profiling and modeling tools, and supports municipal and public-finance work through its affiliation with a municipal advisor.

Lucas Rider is a financial advisor with Ameriprise in Youngstown, OH, holding Series 63 and Series 65 designations and six years of industry experience. His career includes roles at Huntington National Bank and The Huntington Investment Company before joining Ameriprise. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, with a specialized Premier Retirement Income service focused on retirement-income planning through written recommendation reports and ongoing advice. The firm’s approach integrates investment research, third-party data, and algorithmic tools, emphasizing dependable income sources and tax-aware withdrawal strategies.

David English is a financial advisor at Edward Jones with 18 years of industry experience. He holds Series 63 and Series 66 designations and has been with Edward Jones since 2015. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of investment strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Michael Krisuk is a financial advisor with Ameriprise in Pulaski, PA, holding a Series 66 designation and 24 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Outside of his advisory role, he is the owner and vice president of Diamond Strategic Solutions, a business used for bill payment and payroll management. Ameriprise offers retirement-income planning services primarily for individuals with substantial investable assets, combining research, modeling, and tax-efficiency analysis to provide tailored recommendation reports. The firm delivers a broad range of advisory, brokerage, and insurance solutions through affiliated companies.

Kimberly Verini is a financial advisor at Wells Fargo Advisors with 20 years of industry experience. She holds the Series 66 designation and has worked at Wells Fargo Clearing, Wells Fargo Advisors Financial Network, and UBS Financial Services. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that serves individuals, trusts, and institutional clients. The firm offers a broad range of financial planning services and uses proprietary research and planning tools to develop tailored recommendations for clients.

James Martin is a financial advisor at Ameriprise with 25 years of industry experience. He holds a Series 66 designation and previously worked at Raymond James Financial Services and Martin Financial Services for 14 years. Martin is also the owner of Martin Financial Group, LLC, where he manages his Ameriprise business. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides annual retirement-income planning advice focused on dependable income sources and tax-aware withdrawal strategies.

Joel Matthews is a financial advisor with Ameriprise in Canfield, Ohio, holding the ChFC® and Series 63 designations and bringing 31 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Outside of advising, Matthews manages cattle operations through Matthews Cattle Company, LLC. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service focused on income planning and tax-aware withdrawal strategies for clients approaching or in retirement.

Daniel Cvercko is a financial advisor at Cetera with 26 years of industry experience. He holds a Series 63 designation and has worked at Cetera Investment Advisors since 2017. Outside of his advisory role, he serves as the financial secretary for St. John's Greek Orthodox Church and volunteers as a coach for multiple youth sports, including baseball, soccer, basketball, and football. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a large network of independent advisors and provides access to various investment models and third-party managers.

Daniel Aulizia is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 25 years of industry experience. He previously worked at UBS Financial Services from 2001 to 2005 before joining Wells Fargo in 2016. Wells Fargo Advisors is a national securities firm that offers investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Kyle Vaclav is a CFP® with 11 years of industry experience, currently serving as a financial advisor at Ameriprise since 2016. He holds the Series 66 designation and is based in Poland, Ohio. Ameriprise provides retirement-income planning services targeting individuals approaching or in retirement with significant investable assets, delivering tailored Recommendation Reports that incorporate income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis with a focus on assets held in Ameriprise-managed accounts, supported by algorithmic tools overseen by a dedicated Retirement Income Oversight Committee.

Keith Downard is a financial advisor at Stifel with 47 years of industry experience. He holds Series 63 and Series 65 designations and has been with Stifel since 2009. Stifel serves a broad range of clients, including individuals, institutional investors, and charitable organizations, offering brokerage and investment advisory services supported by proprietary investment analysis and allocation methodologies.

Scott Schulick is a financial advisor with Stifel, holding Series 63 and Series 66 licenses and bringing 28 years of industry experience. He has been with Stifel since 2012. Outside of his advisory role, Schulick is actively involved in numerous community and nonprofit organizations, including serving on boards related to education, historic preservation, cultural awareness, and charitable foundations, as well as teaching part-time in accounting and finance at Youngstown State University. Stifel serves a broad client base including individuals, institutions, and charitable organizations, offering brokerage and investment advisory services. The firm utilizes a proprietary investment methodology developed by its Investment Strategy Group to provide asset allocation and financial planning analyses, emphasizing client discretion in implementation.

Tamara Gilmartin is a financial advisor with Edward Jones, holding a Series 66 designation and bringing 31 years of experience with the firm. She is based in Canfield, Ohio. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, with approximately $1.01 trillion in assets under management. The firm offers a range of advisory programs and investment solutions, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Robert Notary is a financial advisor with Ameriprise in Youngstown, OH, holding a Series 63 designation and 37 years of industry experience. He has been with Ameriprise and its predecessor firms since 1989. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering specialized retirement income planning through its Premier Retirement Income service. This service provides written recommendation reports and ongoing advice focused on income sources and tax-aware withdrawal strategies.

Ryan Strollo is a financial advisor at Stifel with two years of industry experience and holds the Series 66 designation. Prior to joining Stifel in 2024, he worked at Lane and Burke, L.P.A. and has a background that includes time at Cleveland Marshall College of Law. Stifel serves a broad range of clients including individuals, institutions, and charitable organizations, offering both brokerage and investment advisory services. The firm uses a proprietary investment methodology developed by its Investment Strategy Group to provide asset allocation, retirement, insurance, and estate planning analyses.

Kristopher Wildman is a financial advisor with OSAIC, holding a Series 66 designation and beginning his industry experience in 2026. His prior work includes roles at Global Fitness and as a self-employed insurance agent. OSAIC Wealth serves a diverse client base including retail and institutional investors, retirement plans, charities, and corporate clients. The firm offers brokerage and advisory services through a multi-advisor platform, utilizing model-based asset allocation and portfolio optimization strategies.

John O'neil III is a financial advisor at Ameriprise with seven years of industry experience. He holds Series 63 and Series 66 credentials and has worked previously at The Huntington Investment Company and The Huntington National Bank. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients. It offers a specialized Premier Retirement Income service focused on written recommendations and ongoing retirement-income planning that emphasizes dependable income sources and tax-aware withdrawal strategies.

Michaela Matthews is a financial advisor with LPL Financial, holding a Series 66 designation and seven years of industry experience. She has worked at LPL Financial since 2022 and previously held roles at CUNA Brokerage Services and CUNA Mutual Group. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of services including financial planning, model portfolio programs, third-party asset management, and institutional platforms, utilizing both discretionary and non-discretionary strategies supported by advanced operational tools.