Robert Tugend is a CFP® professional with 27 years of experience in the financial services industry. He has worked at LPL Financial since 2025 and previously held roles at Grove Point Investments, Grove Point Advisors, Nazareth Area School District, and H.Beck, Inc. Outside of his advisory work, he operates RJ Accounting & Tax Service, providing tax preparation and accounting services. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, utilizing model portfolios and research from both in-house and third-party sources.

Jay Carpenter is a CFP® and ChFC® with 35 years of industry experience. He has been with Equitable Advisors since 1999 and previously worked at AXA Advisors, LLC. Equitable Advisors serves individual investors, retirement plan sponsors and participants, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers. The firm uses a hybrid referral and implementation model that includes advisory and brokerage channels to deliver tailored investment solutions.

Gregory Jones is a financial advisor with LPL Financial, holding Series 63 and Series 66 designations and bringing 39 years of industry experience. He has worked with M&T Securities, Inc. since 1998 and has been with LPL Financial since 2021. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and brokerage services supported by research and multiple management approaches.

David Hummel is a financial advisor with Mass Mutual Investors Services who holds the ChFC® designation and a Series 63 license, with 40 years of industry experience. He previously worked at Metlife Securities Inc. for over three decades before joining Mass Mutual. In addition to his advisory role, he is involved in individual life, property/casualty, health, group life, and group health insurance sales. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides ongoing financial planning and offers asset management, wrap and money-manager programs, along with educational seminars.

Jeremy Schutz is a financial advisor at LPL Financial with 15 years of industry experience. He holds Series 63 and Series 66 designations and has worked at JPMorgan Chase Bank NA, JPMorgan Securities LLC, and Fidelity Bank. Schutz is based in Dunmore, PA. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm provides a range of advisory programs, financial planning, and retirement consulting with access to model portfolios and research from multiple sources.

Peter Suhosky II is a financial advisor at Morgan Stanley with 23 years of industry experience. He holds the Series 63 and Series 66 credentials and has been with Morgan Stanley Private Bank, N.A. since 2015 and Morgan Stanley Smith Barney LLC since 2011. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a range of advisory programs to individual and institutional clients, including customized financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools supported by its Global Investment Committee.

Andrew Phillips is a financial advisor with J.P. Morgan Securities in Wilkes Barre, PA, holding Series 63 and Series 66 licenses and bringing 14 years of industry experience. His prior work includes roles at Northwestern Mutual Life Insurance Company and Wells Fargo Bank, NA. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through its Wealth Advisors. The firm combines institutional advisory with brokerage and investment management capabilities, delivering services on a non-discretionary basis.

Eric Gasper is a CFP® with 20 years of industry experience, currently serving as a financial advisor at Ameriprise in Moosic, PA. He has been with Ameriprise and its affiliated entities since 2006. Outside of his advisory role, he is involved as a distributor of nutritional supplements through Advocare. Ameriprise provides retirement-income planning services primarily for clients with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations. The firm also offers a broad range of advisory, brokerage, and insurance solutions through its large institutional platform.

Samuel Matechak is a financial advisor with LPL Financial and holds Series 63, Series 65, and Series 66 credentials. He has 31 years of industry experience, including prior roles at Cadaret, Grant & Co., Inc., Park Avenue Securities, and Guardian Life Insurance. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, and corporations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement consulting, supported by a variety of model portfolios and research resources.

Ashley Hules is a financial advisor with LPL Financial based in Dunmore, PA, holding Series 63 and Series 66 credentials and bringing 11 years of industry experience. Her prior roles include positions at The Prudential Insurance Company of America and Pruco Securities LLC. Outside of her advisory work, she is involved with the NBT Insurance Agency. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of advisory programs and financial planning services, utilizing both discretionary and non-discretionary management, model portfolios, and research from various sources.

Michael Karwaski is a financial advisor at Charles Schwab & Co., Inc. in Dickson City, PA, holding a Series 66 designation with seven years of industry experience. His prior roles include positions at Prudential, PNC Bank, and Scottrade, as well as experience with Keystone College. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment management solutions supported by multi-asset model portfolios and a centralized operational structure.

William Amesbury is a financial advisor with Ameriprise in Wilkes Barre, PA, holding a Series 66 designation and eight years of industry experience. He has been with Ameriprise since 2016, including its financial services division prior to 2020. Amesbury serves on the boards of the Zach Kollar Memorial and the Luzerne County Child Advocacy Center and is involved in financial coaching through Inspire Network, LLC. Ameriprise offers a retirement-income planning service targeting clients with substantial investable assets, delivering non-discretionary, research-driven recommendations that incorporate tax efficiency and adaptive withdrawal strategies. The firm provides a broad range of advisory, brokerage, and insurance solutions through its affiliated entities.

Lauren Kayrish is a CFP® professional with 15 years of industry experience, currently affiliated with Raymond James Financial in Kingston, PA. She has previously worked with Richard A. Pascoe Financial Services and Choice One Community Federal Credit Union. In addition to her advisory role, Kayrish is involved in tax preparation as an associate. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to individual, high-net-worth, institutional, and corporate clients. The firm provides tailored non-discretionary planning and consulting using analytical tools and supports a wide network of advisors with specialized programs including municipal finance and SIMPLE IRA advisory services.

Robert Bucci is a financial advisor with LPL Financial in Pittston, PA, holding CFP® and ChFC® designations and possessing 28 years of industry experience. He has worked at LPL Financial since 2023 and previously served at Triad Advisors, Inc. for over 17 years. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers financial planning, a variety of advisory programs, retirement plan consulting, and brokerage services, providing both discretionary and non-discretionary management supported by research and model portfolios.

Paul Moxen is a financial advisor with Cambridge Investment Research Advisors, holding a Series 66 designation and 12 years of industry experience. His prior experience includes positions at Mass Mutual Investors Services, MetLife Securities/MSI Financial, and Park Avenue Securities. He is also an independent insurance agent with C3 Group. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base, including individuals, retirement plans, charities, and trusts. The firm offers financial planning, investment management, and retirement plan advisory services through a network of independent professionals, utilizing a range of strategies and platform arrangements tailored to client objectives.

David Patchcoski is a financial advisor with Mass Mutual Investors Services in Peckville, PA, holding Series 63 and Series 65 licenses and bringing 22 years of industry experience. He has been with Mass Mutual Investors Services since 2017 and has also held roles at MetLife Securities Inc. and Metropolitan Life Insurance Company since 2004. Outside of advisory work, he has been involved in insurance brokerage activities related to individual and group life, health, and fixed annuities. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides ongoing financial planning, asset management, and educational seminars, using technology-driven analysis tools to deliver collaborative, goal-oriented recommendations.

Erin Oravic is a Series 66-licensed financial advisor at Morgan Stanley with three years of industry experience. She has held roles at Morgan Stanley since 2018 and previously worked at Ameriprise Financial Services, Wilkes University, Wyoming Valley Country Club, and S&J Grocery & Deli. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm’s planning process utilizes structured discovery and analytical tools but typically does not include individual security recommendations in standalone financial plans.

Daniel Chaump is a financial advisor with Morgan Stanley in Wilkes Barre, PA, holding the ChFC® designation along with Series 63 and Series 66 licenses. He has 20 years of industry experience, including roles at Morgan Stanley Private Bank, National Association since 2015 and Morgan Stanley Smith Barney, Inc. since 2010. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, offering financial planning services that utilize firm-approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and serves clients through both direct and employer-sponsored financial planning agreements.

James Chiaro is a financial advisor with LPL Financial in Dunmore, PA, holding Series 63 and Series 65 credentials and possessing 21 years of industry experience. He worked previously at CCO Investment Services Corp for 10 years before joining LPL Financial in 2017. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, providing both discretionary and non-discretionary management supported by model portfolios and research.

Thomas Hauber is a financial advisor with Ameriprise who holds Series 63 and Series 65 designations and has 33 years of industry experience. He has been with Ameriprise and its affiliate since 2005. Outside of his advisory role, Hauber serves as President of the Endowment Board for St Mark's Episcopal Church in Moscow, PA. Ameriprise provides retirement-income planning services focused on individuals approaching or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations, supported by a centralized consulting team and algorithmic tools.