Cathy Snyder is a CFP®-credentialed financial advisor with 25 years of industry experience, currently with Ameriprise since 2020 and formerly with Ameriprise Financial Services, Inc. from 2005 to 2020. She operates out of Whitehouse, Ohio. In addition to her advisory work, she has business ownership related to real estate management. Ameriprise offers a retirement-income planning service focused on individuals approaching or in retirement with significant investable assets, providing written recommendation reports that cover income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and advisory support through a centralized consulting team and emphasizes the use of Ameriprise-managed accounts within its planning approach.

Jennifer Jagodzinski is a financial advisor with Morgan Stanley in Toledo, OH, holding Series 63 and Series 66 licenses and bringing 16 years of industry experience. Her career includes roles at Merrill, Cetera Investment Services LLC, Monroe Bank & Trust, LPL Financial, and MBT Investments. Morgan Stanley Wealth Management offers a wide range of advisory programs to individuals and institutional clients, including tailored financial planning using structured discovery conversations and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and provides both individual and corporate financial planning services.

Kenneth Close is a CFP® and ChFC® with 31 years of industry experience, currently serving as a financial advisor at Ameriprise in Toledo, OH since 2020. He previously worked at Ameriprise Financial Services, Inc. for 15 years. Outside of his advisory role, he is the CEO and sole owner of K.C. Films, LLC, a movie production company. Ameriprise is a large institutional firm providing retirement-income planning services primarily for individuals with substantial investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations through a centralized retirement-income consulting team.

Kevin Kunz is a financial advisor at Charles Schwab with 22 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at firms including Scottrade and TD Ameritrade prior to his current role. Kunz is based in Sylvania, Ohio. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. Schwab offers a combination of non-discretionary advisory relationships and access to discretionary separately managed accounts, supported by multi-asset model portfolios and research from the Schwab Center for Financial Research.

Kara Wietrzykowski is a financial advisor at Morgan Stanley with five years of industry experience. She holds a Series 66 designation and has worked at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2020, following four years at Federated Insurance. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a wide range of advisory programs including tailored financial planning, with approximately $2.74 trillion in client assets under management. The firm’s planning process involves structured discovery and firm-approved tools, supporting clients in implementing and updating their financial plans.

Andrew Rogers is a financial advisor with LPL Financial in Toledo, Ohio, holding Series 63 and Series 65 licenses and bringing 20 years of industry experience. Prior to joining LPL Financial in 2022, he worked for Royal Alliance for 10 years. In addition to his advisory role, Rogers serves as an adjunct professor at Lourdes University. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individual and institutional clients through a broad network of investment adviser representatives. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management supported by research from internal and third-party sources.

Arin Macqueen is a financial advisor with Cetera who holds a Series 63 designation and has 19 years of industry experience. Prior to joining Cetera in 2023, Arin worked at Voya Financial Advisors for seven years. In addition to advisory services, Arin is also an insurance agent specializing in fixed insurance products, including life, health, disability, fixed annuities, and long-term care. Cetera Investment Advisers LLC is a large SEC-registered firm that serves a broad client base, including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to various third-party money managers.

Michael Creps is a Senior Financial Advisor with Merrill Lynch Wealth Management. He has over 25 years of experience in the financial advisory business, providing conservative investment advice with an emphasis on value investing. Prior to his career in financial advising, Michael worked as an accountant for ten years, which contributes to his focus on sound advice and a long-term outlook. Michael holds a Personal Investment Advisor (PIA) designation and earned a Bachelor's Degree from the University of Toledo. He prioritizes building trusted relationships with clients and tailoring personalized plans to meet their unique financial goals, including retirement planning, education funding, and managing health care costs.

Brent Shea is a financial advisor with Ameriprise in Toledo, Ohio, holding a Series 66 designation and 12 years of industry experience. He has been with Ameriprise since 2013 and operates a separate business under H&R Block. Outside of his advisory work, he co-owns several real estate investment LLCs with family members. Ameriprise provides retirement-income planning services focused on clients nearing or in retirement with significant investable assets, combining research-driven modeling and tax-efficient strategies to deliver tailored recommendations. The firm offers a broad range of advisory, brokerage, and insurance solutions through affiliated entities.

Paulette Henninger is a financial advisor at Robert Baird & Co. with 24 years of industry experience. She holds Series 63 and Series 66 designations. Her prior experience includes roles at Wells Fargo Clearing and Merrill. She is part of The DDK Group, a team within Robert W. Baird & Co.’s Private Wealth Management practice that serves individuals, families, pensions, corporations, and institutional clients. The group provides tailored consulting and portfolio services, including discretionary and non-discretionary management, SMA programs, and overlay strategies across a range of traditional and non-traditional investments.

Gail Gordon is a financial advisor with UBS Financial Services based in Sylvania, OH, holding a Series 66 designation and with 16 years of industry experience. She has worked at Painewebber, Inc. since 1992. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm utilizes proprietary research and model-based asset allocations to tailor financial plans and portfolio management to client goals and risk tolerances.

Robert Zirker III is a financial advisor at Mass Mutual Investors Services with 28 years of industry experience. He has been with Mass Mutual Investors Services and Mass Mutual Life Insurance since 2001. Outside of his advisory role, he serves as secretary for a professional networking organization for chiropractors, managing communications and event logistics. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers a range of programs including money-manager solutions and educational seminars.

Kathleen Pigott is a financial advisor with LPL Financial, holding the CFP® designation and Series 63 and 66 licenses. She has 18 years of industry experience, including roles at Financial Design Group and Minnesota Life Insurance Co. In addition to her advisory work, she is involved as an agent for Crump Life Insurance. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients nationwide. The firm provides financial planning, advisory programs, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management supported by model portfolios and research.

Joel Roth is a financial advisor at LPL Financial with six years of industry experience. He holds the Series 66 designation and has been with LPL Financial since 2019. Outside of his advisory role, Roth has been involved with Hope Baptist Church since 2010. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations nationwide. The firm offers a range of advisory programs and financial planning services, utilizing both discretionary and non-discretionary management supported by research and model portfolios.

Richard Rudnicki is a financial advisor with Mass Mutual Investors Services, holding a Series 63 designation and having 29 years of industry experience. He has worked at MML Investors Services and Mass Mutual since 2013. Outside of his advisory role, he is an insurance agent specializing in life, health, group life, group health, disability income, and annuities, and is a partner in Rudy Development LLC, a real estate venture. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational programs, using firm-approved tools to develop written recommendations typically implemented through separate brokerage or insurance arrangements.

Michael Donahue is a financial advisor with RBC Capital Markets in Toledo, OH, holding Series 63 and Series 65 credentials and with 33 years of industry experience. His prior work includes positions at Merrill, Bank of America, and City National Bank. Outside of his advisory role, he is a limited partner investor in two LLCs focused on real estate investments in Ohio. RBC Wealth Management, a division of RBC Capital Markets, serves a wide range of clients including individual investors, institutions, and charitable organizations. The firm offers multiple advisory programs that provide portfolio management and financial planning, using a combination of in-house and third-party investment managers tailored to client risk profiles.

Maher Majdalani is a financial advisor at Wells Fargo Clearing with 42 years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at Morgan Stanley Private Bank, Morgan Stanley, Bank of America, and Merrill. Wells Fargo Advisors is a national securities firm that provides investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages roughly $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute.

Sammy Adkins is a financial advisor with Primerica Advisors in Perrysburg, OH, holding Series 63 and Series 65 licenses and bringing 39 years of industry experience. He has been with Primerica Advisors since 1986 and with Primerica Financial Services since 1983. Outside of advisory services, he also receives compensation for referrals related to home security, automation products, and loan products through affiliated companies. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, focusing on model-delivery strategies and separately managed account options for individual and high-net-worth clients. The firm curates third-party asset managers and uses a tiered wrap-fee structure, with portfolio implementation delegated to BNY Mellon Advisors.

Shelly Grycza is a financial advisor at Morgan Stanley with 18 years of industry experience. She has been with Morgan Stanley since 2009 and holds the Series 63 designation. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a variety of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and uses a structured planning process supported by firm-approved tools and modeling techniques.

Carlos Ruiz is a Series 66-licensed financial advisor with Edward Jones, based in Lambertville, MI. He has two years of industry experience and previously worked for six years at the Zepf Center and seven years at the Lucas County Auditor's Office. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including pension plans, corporate clients, and charitable organizations. The firm offers a broad range of advisory strategies and affiliated investment products, managing approximately $1.01 trillion in assets through a large network of financial advisors and branch offices nationwide.