Daniel Samson is a financial advisor with TIAA-CREF, holding Series 63 and Series 66 licenses and bringing 25 years of industry experience. He has been with TIAA Individual & Institutional Services, LLC since 2012. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division offers financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans, often serving clients with existing TIAA-administered retirement plans. The firm operates within a vertically integrated group and applies a fiduciary standard to its advisory services.

Mateusz Poluha is a Series 66 credentialed advisor at Empower Advisory Group with one year of industry experience. His prior roles include positions at Empower Financial Services and academic and community organizations such as the Isenberg School of Management at UMass Amherst and the DEFA Film Library. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, offering services integrated with Empower’s recordkeeping and administrative platforms. The firm emphasizes long-term portfolio returns and annual rebalancing within plan lineups selected by plan sponsors.

Clifford Usher is a financial advisor at Citizens Securities, Inc. with four years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at JPMorgan Chase Bank, J.P. Morgan Securities LLC, Bank of America, and the United States Postal Service. He also serves in the US Navy Reserve. Citizens Securities serves a wide retail client base, including individual and high-net-worth investors, providing investment advisory programs alongside brokerage and insurance services. The firm offers a digital advisory program and a Managed Account program, operating as both a broker-dealer and insurance agency, with a focus on ETF-based portfolios tailored through proprietary risk-assessment algorithms.

Leanda Hodgkin is a financial advisor at Citizens Securities, Inc. with 10 years of industry experience. She holds Series 65 and Series 63 licenses and has been with Citizens Securities since 2018, following six years at Citizens Bank. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans, offering investment advisory programs, brokerage, and insurance services. The firm’s advisory offerings include a digital advisory program managed with SigFig and a Managed Account program, and it also operates as a broker-dealer and insurance agency.

David Loughlin is a financial advisor at Citizens Securities, Inc. in Johnston, RI, holding Series 63 and Series 65 credentials with eight years of industry experience. His prior work includes positions at TD Bank, N.A. and Citizens Bank, N.A. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors, offering investment advisory programs along with brokerage and insurance services. The firm’s offerings include a digital advisory program and a Managed Account program, supporting both discretionary and non-discretionary business activities.

Megan St.Amant is a financial advisor at Citizens Securities, Inc. with 10 years of industry experience. She holds Series 63 and Series 65 licenses and has been with Citizens Securities since 2015. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors, offering investment advisory programs, brokerage, and insurance services. The firm provides both digital and managed account advisory solutions and operates as a broker-dealer and insurance agency.

Daniel Fazah is a Financial Solutions Advisor at Merrill Lynch Wealth Management. In his role, he works one-on-one with clients to understand their financial goals and develop strategies to address their short-, mid-, and long-term objectives. He provides ongoing advice and guidance, helping clients manage a variety of priorities including investing, retirement planning, and saving for unexpected expenses. Additionally, he connects clients with Bank of America specialists for services such as banking, credit, home financing, and small business solutions. Daniel brings expertise in creating portfolio strategies tailored to individual client needs and adapting these strategies as circumstances change. He holds the Personal Investment Advisor (PIA) professional designation and earned a Bachelor's Degree from Rhode Island College. His approach emphasizes uncovering what matters most to clients and their families to support the pursuit of their financial goals.

Kyle Wood is a financial advisor at Citizens Securities, Inc. with 11 years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at Merrill Lynch, Pierce, Fenner & Smith Inc. from 2014 to 2018. Outside of his advisory role, he serves as a head coach and assistant football coordinator for the Dighton-Rehoboth Jr Football organization. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans, offering both investment advisory programs and brokerage and insurance services. The firm’s advisory offerings include a digital advisory program and a Managed Account program, while also operating as a broker-dealer and insurance agency.

Silvi Sinoimeri is a financial advisor with Citizens Securities, Inc. in Johnston, RI, holding Series 63 and Series 65 credentials and nine years of industry experience. Prior to joining Citizens Securities in 2026, Silvi worked at Santander Securities, LLC, Santander Bank, NA, and Citizens Bank in various roles dating back to 2015. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans, offering investment advisory programs as well as brokerage and insurance services. The firm’s advisory offerings include a digital advisory program managed in partnership with SigFig and a Managed Account program, operating alongside its broker-dealer and insurance agency functions.

Michael Leone is a financial advisor with Citizens Securities, Inc. in Johnston, RI, holding Series 63 and Series 65 licenses and bringing 34 years of industry experience. He has been with Citizens Securities since 2007. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans, offering investment advisory programs as well as brokerage and insurance services. The firm provides both digital and managed account advisory programs and operates as a broker-dealer and insurance agency.

Fredrick Buker is a financial advisor with Empower Advisory Group, holding Series 66 and Series 63 licenses and four years of industry experience. His prior experience includes roles at Fidelity Investments, Arbella Insurance, and The Kraft Group. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as Empower Premier IRA and certain retail brokerage account holders. The firm integrates its services with Empower’s recordkeeping and administrative platforms, offering point-in-time financial plans and optional managed account solutions.

Theodore Schaaf is a financial advisor at Citizens Securities, Inc. with 23 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Citizens Securities since 2017, following a four-year tenure at UBS Financial Services Inc. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans, offering investment advisory programs alongside brokerage and insurance services. The firm’s advisory offerings include a digital advisory program managed with SigFig and a Managed Account program, operating as both a broker-dealer and insurance agency.

David McGuire is a financial advisor with Eagle Strategies (NY Life) based in Franklin, MA, holding Series 63 and Series 65 licenses and possessing 16 years of industry experience. He is the owner of McGuire and Wright Financial Group LLC, through which he sells New York Life products and brokers non-registered insurance products. Outside of his advisory work, McGuire serves as a board member and coach for Medway Youth Softball, assisting in the development of young players. Eagle Strategies serves a broad client base including individual investors, institutional sponsors, and retirement plans, providing financial planning, investment management, and advisory services. The firm offers multiple program types and focuses on tailoring recommendations to client objectives, with the majority of assets managed on a non-discretionary basis.

Lauren Hartigan is a financial advisor at Citizens Securities, Inc. with six years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Citizens Securities and Citizens Bank, as well as Raymond James & Associates. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and retirement plans, offering investment advisory programs alongside brokerage and insurance services. The firm operates both discretionary and non-discretionary programs, including a digital advisory platform partnered with SigFig.

Sean Obrien is a financial advisor at Citizens Securities, Inc. with 37 years of industry experience. He holds the ChFC® designation along with Series 63 and Series 65 licenses. His prior experience includes roles at LPL Financial, Webster Bank, Horace Mann Companies, Mass Mutual Investors Services, and MetLife Securities. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans, offering investment advisory programs alongside brokerage and insurance services. The firm’s advisory offerings include a digital advisory program and a Managed Account program, operating as both a broker-dealer and insurance agency.

Peter Mureddu is a financial advisor at TIAA-CREF with 33 years of industry experience. He holds the Series 63 and Series 65 credentials and has been with TIAA-CREF since 2012. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division provides financial planning, discretionary managed account programs, and broker-dealer services to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans. The firm also advises the TIAA Donor Advised Fund and operates within a vertically integrated structure utilizing affiliated funds.

Eric Belsky is a financial advisor with Citizens Securities, Inc. in Johnston, Rhode Island. He holds a Series 66 designation and has 20 years of industry experience, including 13 years with Citizens Securities. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans, offering both investment advisory programs and brokerage and insurance services. The firm provides a digital advisory program utilizing ETF-based portfolios through proprietary algorithms, alongside discretionary Managed Account services.

Charles Gilbert Sr. is a financial advisor at Citizens Securities, Inc. with 27 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Citizens Securities since 2017. Prior to that, he was employed at Bank of America and Merrill in 2016 and 2017. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors, offering investment advisory programs alongside brokerage and insurance services. The firm provides a digital advisory program with ETF-based portfolios managed through proprietary algorithms, as well as a Managed Account program.

Steven Humm is a CFA® charterholder with one year of experience at TIAA-CREF and four years at TIAA, following six years at Bank of America. He is based in Providence, RI. TIAA-CREF Individual & Institutional Services, LLC provides financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans. The firm separates point-in-time planning services from ongoing discretionary management and serves as adviser to the TIAA Donor Advised Fund.

Jason Dodd is a financial advisor at Oppenheimer with 20 years of industry experience. He has been with Oppenheimer & Co since 2010 and holds Series 65 and Series 66 licenses. Oppenheimer serves individuals, corporations, pooled vehicles, and retirement plans by offering advisory programs including portfolio management, consulting, retirement services, and financial planning. The firm’s investment approach varies across programs and advisors, employing strategic and tactical asset allocation, manager selection, and rebalancing, with a notable emphasis on non-discretionary client relationships.