Heather Kakabeeke is a CFP® with 27 years of industry experience, currently serving as a financial advisor at Raymond James & Associates. She previously worked at Morgan Stanley from 2007 to 2014 and has been with Raymond James since 2014. Outside of her advisory role, she and her husband collaborate as independent contractors marketing clean crafted wine through Scout and Cellar. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser serving a diverse client base including individuals, institutions, and municipal entities. The firm offers tailored financial planning and consulting services with a range of portfolio management styles, supported by extensive research and model manager options.

Alan Lockwood is a CFP® and holds a Series 66 designation, currently working with Fidelity. He has 13 years of industry experience, including roles at various Fidelity entities and Southern Michigan Bank & Trust. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including registered investment companies and a Charitable Gift Fund. The firm uses a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios, employing systematic methodologies and long-term asset allocation benchmarks.

Sarah Jongeward is a financial advisor at Merrill with 17 years of industry experience. She holds a Series 66 designation and has worked at Merrill since 2008 and Bank of America, N.A. since 2015. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Kelly Dishaw is a financial advisor with Raymond James & Associates in Battle Creek, MI, holding a Series 66 designation and 14 years of industry experience. His career includes roles at Robert Baird & Co., Hilliard Lyons, and J.J.B. Hilliard, W.L. Lyons, LLC before joining Raymond James in 2019. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutional and pension plans, charitable organizations, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Gregory Hardy is a CFP® with 18 years of industry experience, currently affiliated with Cambridge Investment Research Advisors. He has been with Cambridge since 2013 and holds additional securities licenses, including Series 63 and Series 66. Outside of his advisory work, Hardy serves on the board of the West Michigan Estate Planning Council and coaches a youth travel baseball team. Cambridge Investment Research Advisors serves both individual and institutional clients, offering financial planning, investment management, and retirement-plan advisory services. The firm manages a multi-billion dollar asset base and provides access to multiple platforms, proprietary model strategies, and a broad network of financial professionals.

Tammy Warnicke is a financial advisor at Stifel with 12 years of industry experience. She holds a Series 66 designation and has worked at firms including The Huntington Investment Company, Kushner & Company, VALIC Financial Advisor, Inc., Kellogg Community Credit Union, LPL Financial, Wells Fargo Clearing, and Merrill. Stifel serves a broad range of clients including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services. The firm’s investment approach is based on a proprietary methodology that uses forward-looking capital market assumptions and probabilistic modeling to guide asset allocation and financial planning.

Jaden Sebring is a Series 66 licensed financial advisor with five years of industry experience. He is currently with Cetera and its related entities, having joined in 2026, following roles at Equitable Advisors, LLC, Quicken Loans, and Lyft. His background includes positions in both financial services and other sectors. Cetera Investment Advisers LLC operates as a multi-manager platform serving a wide range of clients, including individuals, employer-sponsored retirement plans, corporate, charitable, and institutional accounts. The firm offers discretionary and non-discretionary portfolio management, financial planning, and access to various program structures and third-party money managers.

Katie Atkinson is a financial advisor at Edward Jones in Battle Creek, MI, holding a Series 66 designation with two years of industry experience. Prior to joining Edward Jones, she worked in healthcare and hospitality roles, including positions at HCA and Firekeepers Casino and Hotel. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of advisory programs and investment options. The firm manages approximately $1.01 trillion in assets and operates a large nationwide network of financial advisors and branch offices.

Veronica Taylor is a financial advisor at Ameriprise with one year of industry experience. She holds the Series 66 designation and previously worked at Edward Jones and Asaro Consulting. Ameriprise offers a retirement-income planning service focused on individuals approaching or in retirement who meet certain asset criteria, providing written recommendations on income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored retirement-income recommendations through a centralized consulting team.

Gerald Stenstrom is a financial advisor with Primerica Advisors in Portage, MI, holding Series 65 and Series 63 licenses and 26 years of industry experience. He has been with Primerica Advisors since 2000 and has additional work experience with Meijer and the Golf Performance Academy. Primerica Advisors sponsors a wrap-fee asset management program serving primarily individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm utilizes model-delivery strategies managed by unaffiliated asset managers and supports clients with custodial and trade execution services from Pershing.

Nathan Parrish is a financial advisor at Wells Fargo Clearing with 26 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Wells Fargo Clearing since 2017, following eight years at Fifth Third Securities. Wells Fargo Clearing specializes in retirement plan consulting for qualified ERISA and non-qualified deferred compensation plans, providing both discretionary and non-discretionary services. The firm’s advisory approach is IPS-driven and incorporates modern portfolio theory, offering a range of investment options including insurance-related vehicles and bank deposit sweep programs.

Seanna Fields is a financial advisor with Raymond James & Associates in Springfield, MI, holding the Series 66 designation and bringing 18 years of industry experience. She previously worked at Wells Fargo Clearing for 10 years and J.J.B. Hilliard, W.L. Lyons, LLC for 6 years. Outside of her advisory role, she assists with checkwriting for her spouse’s business, Fields Electric, LLC. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser serving a diverse client base including individuals, institutions, and municipal entities. The firm offers financial planning, non-discretionary investment consulting, and institutional fiduciary solutions, utilizing multiple portfolio management styles supported by affiliated research and model managers.

Stephen Arnest is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 licenses and bringing 34 years of industry experience. His work history includes long-term roles at Primerica Financial Services and PFS Investments Inc, as well as a 23-year tenure at Outfront Media. Outside of advisory services, he is involved in the sale of loan products and home security referrals through affiliated companies. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and discretionary separately managed accounts. The firm curates third-party asset managers and uses a wrap-fee structure, focusing on non-institutional clients rather than pension or profit-sharing plans.

Pamela Wesley is a financial advisor with Ameriprise Financial Services, holding a Series 66 designation and 15 years of industry experience. She previously worked at Cambridge Investment Research Advisors before joining Ameriprise in 2016. In addition to her role at Ameriprise, she is associated with Oakridge Advisors of Battle Creek as a financial advisor. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients, known for its specialized Premier Retirement Income service that offers tailored retirement-income planning advice with a focus on dependable income and tax-aware withdrawal strategies.

Stephen Mucci is a financial advisor at Morgan Stanley with 31 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2009, as well as Citigroup Global Markets since 1994. Mucci serves on the Endowment and Audit Committee of the Kalamazoo Institute of Arts. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, offering tailored financial planning supported by firm-approved tools and a structured discovery process. The firm manages approximately $2.74 trillion in client assets and combines retail and institutional services with specialized investment and trading activities.

Duane Corts is a CFP®-certified financial advisor with Edward Jones in Springfield, MI, where he has worked since 2008. He holds Series 63, 65, and 66 licenses and has 25 years of industry experience. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, offering a range of advisory programs, including discretionary and non-discretionary wrap fee strategies and separately managed accounts. The firm manages approximately $1.01 trillion in assets and operates a nationwide network of financial advisors and branch offices.

Chad Schut is a CFP® professional with 22 years of industry experience, currently affiliated with Cetera. He has worked at Cetera Advisors LLC since 2013 and Kuipers Insurance and Investments Inc. since 2003. Outside of his advisory role, he serves as an elder at Third Christian Reformed Church in Kalamazoo, MI. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, retirement, corporate, charitable, and institutional clients through a broad network of independent advisors. The firm offers a variety of portfolio management and financial planning services utilizing multiple program structures and investment strategies.

Sabrina Witbeck is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 licenses. She has less than one year of experience in financial advising, having previously worked at Charles River Laboratories for 18 years. Outside of advising, she has been involved with The Salvation Army since 2025. Primerica Advisors serves primarily individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable entities. The firm offers a wrap-fee asset management program utilizing model-delivery strategies created by unaffiliated asset managers, supported by custodial services from Pershing and trade execution by BNY Mellon Advisors.

Michael Albrecht is a financial advisor with Raymond James & Associates in Kalamazoo, MI, holding Series 65 and Series 63 licenses and having nine years of industry experience. Prior to joining Raymond James in 2021, he worked at various Transamerica entities from 2015 to 2021. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning, investment consulting, and municipal advisory services supported by a nationwide adviser network.

Eva Moulton is a CFP® with 26 years of industry experience, currently serving as a financial advisor at Ameriprise since 2020. She previously worked at Ameriprise Financial Services, Inc. for 21 years. Outside of her primary role, she provides appointment preparation and client service support to other financial advisors. Ameriprise offers retirement-income planning services aimed at individuals approaching or in retirement, combining research, modeling, and tax-efficiency analysis to deliver tailored recommendations. The firm serves clients with at least $1 million in investable assets, providing a broad range of advisory, brokerage, and insurance solutions through affiliated entities.