John Gigliello is a financial advisor with Private Advisor Group, LLC and holds a Series 63 designation. He has 22 years of industry experience, including service at LPL Financial since 2004. Outside of advising, he is involved in tax preparation and accounting services through JGG Tax Services. Private Advisor Group serves individuals, trusts, estates, charitable organizations, businesses, and retirement plans by offering portfolio management, financial planning, retirement plan consulting, and a variety of managed account solutions. The firm’s fiduciary-based advisory model combines the use of technology platforms and third-party managers to tailor investment strategies to client goals and risk tolerances.

Edward Mccarthy is a financial advisor at Focus Partners Wealth, LLC with 12 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at firms including The Colony Group, LLC, Atlas Private Wealth Management, LLC, and Goldman Sachs. Focus Partners serves individuals, high-net-worth families, family offices, and institutional clients with wealth management and advisory services. The firm employs a long-term, tax- and fee-sensitive investment approach using both active and passive strategies within an enhanced open architecture framework.

Matthew Mazzone is a financial advisor with Principal Financial Services, holding Series 63 and Series 65 designations and 26 years of industry experience. He previously worked at Berthel Fisher & Company Financial Services Inc for nine years before joining Principal in 2017. Outside of his advisory role, Mazzone is involved in several business ventures, including ownership of a logistics company and a Lawn Doctor franchise, as well as serving on the board of Discover Schenectady, which focuses on promoting travel and tourism in Schenectady County. Principal Financial Services provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and charitable organizations. The firm offers financial planning, retirement consulting, and access to third-party money manager programs through both advisory and promoter arrangements.

Bryan Blair is a CFA® charterholder with 17 years of industry experience. He has been with Oppenheimer since 2014. Oppenheimer is a registered investment adviser and broker-dealer serving individuals, corporations, pension plans, and charitable organizations. The firm offers a variety of investment programs and services, including discretionary and non-discretionary portfolio management, with a notable portion of assets managed on a non-discretionary basis.

Taryn Mentink is a financial advisor with Citizens Securities, Inc. in Albany, NY, holding Series 63 and Series 65 credentials and 14 years of industry experience. She has been with Citizens Securities and Citizens Bank since 2015. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors, offering investment advisory programs along with brokerage and insurance services. The firm’s offerings include a digital advisory program and a Managed Account program, operating as a broker-dealer and insurance agency within the Citizens Bank, N.A. enterprise.

Francis Caraco is a financial advisor with Bankers Life Advisory Services, Inc., holding the ChFC® designation and a Series 63 license, and has 42 years of industry experience. He has been with Bankers Life Advisory Services since 2017 and has worked within the broader Bankers Life organization since 2009. Caraco serves as a board member of The Prevention Council of Hamilton Fulton and Montgomery Counties, a nonprofit focused on prevention education. Bankers Life Advisory Services, Inc. is an SEC-registered investment adviser that primarily serves mass-affluent and high-net-worth individuals through discretionary portfolio management, non-discretionary investment consulting, and retirement plan consulting. The firm employs a combination of fundamental, technical, and cyclical analysis to tailor asset allocations and portfolios according to clients’ goals, risk tolerances, and time horizons.

Connor Chambers is a financial advisor with Valic Financial Advisors in Corinth, NY, holding a Series 66 designation and five years of industry experience. He has worked at Valic Financial Advisors since 2020 and is also associated with Agia, where he serves as an agent for non-securities insurance products. Valic Financial Advisors primarily serves U.S.-domiciled individual investors, including high-net-worth and ultra-high-net-worth clients, as well as corporate and retirement-plan participants. The firm offers discretionary managed-account programs, wrap programs, financial planning, and brokerage services, utilizing Envestnet-developed UMA models for portfolio construction.

Joseph Badolato is a financial advisor at Key Investment Services LLC with 22 years of industry experience. He holds the Series 66 designation and has been with Key Investment Services since 2016. Outside of his advisory role, he is a joint owner of a short-term family vacation lakefront rental property. Key Investment Services LLC serves individuals, trusts, estates, small businesses, and corporate clients through various advisory programs, model portfolios, and managed accounts. The firm emphasizes client-directed investment decisions supported by professional recommendations and ongoing monitoring, while leveraging affiliated entities within the KeyCorp group to provide a broad range of financial services.

Radha Moffitt is a financial advisor at TIAA-CREF with Series 63 and Series 65 credentials and four years of industry experience. Prior to joining TIAA-CREF, she worked at Goldman Sachs Wealth Services and Goldman Sachs & Co. LLC. TIAA-CREF Individual & Institutional Services, LLC provides financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans, often serving clients with pre-existing relationships through TIAA-administered employer retirement plans. The firm offers both point-in-time planning services and ongoing discretionary management through model and customized portfolios.

Cynthia Powell is a Series 63 licensed financial advisor with 39 years of industry experience. She is currently affiliated with OSAIC Institutions, Inc. and has held prior positions at Infinex Investments, Inc., Isagenix, and Melaleuca. Powell serves as a voting board member of the Schenectady Business and Professional Women's Club Inc. and is vice president of a local BNI Referral Group. OSAIC Institutions, Inc. is a hybrid SEC-registered investment adviser and broker-dealer that serves individuals, ERISA retirement plans, trusts, estates, and corporate clients. The firm offers customized advisory services, financial planning, ERISA services, and access to alternative investments, employing a model that delegates investment management to its adviser representatives while maintaining firm supervision.

Daniel Faris is a financial advisor with Citizens Securities, Inc. in Albany, NY, holding a Series 66 designation and three years of industry experience. His prior roles include positions at Mass Mutual Investors Services and MassMutual Life Insurance Company, as well as experience outside the financial sector at companies such as Tesla and Vermont Systems Inc. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans, offering investment advisory programs, brokerage, and insurance services. The firm’s offerings include a digital advisory program and a Managed Account program, operating as both a broker-dealer and insurance agency.

Brian Enright is a financial advisor at Janney Montgomery Scott with eight years of industry experience. He holds the Series 66 designation and has worked primarily at Janney since 2018, with prior roles at Bank of America, Merrill, and Ayco. Outside of his advisory role, he serves as a committee member on the membership committee of the Schuyler Meadows Club in Loudonville, NY. Janney Montgomery Scott is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base, including individuals, families, trusts, corporate and retirement plan sponsors, and municipal clients, offering brokerage services, financial planning, consulting, and various advisory programs.

Andrew Roberts is a financial advisor with Key Investment Services LLC, holding Series 63 and Series 66 credentials and 25 years of industry experience. He has worked at Key Investment Services LLC since 2016 and concurrently at KeyBank since 2016. Key Investment Services LLC serves individuals, trusts, estates, small businesses, and corporate clients through various advisory programs, including wrap-fee programs, model portfolios, separately managed accounts, and unified managed accounts. The firm emphasizes client-directed model selection with advisory monitoring and offers access to third-party discretionary managers while providing rebalancing, reporting, and supervisory oversight.

Robert Hahn is a financial advisor at TIAA-CREF with 10 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Wells Fargo and Citizens Bank. Hahn is based in Latham, NY. TIAA-CREF Individual & Institutional Services, LLC provides financial planning, discretionary managed account programs, and broker-dealer services primarily to individuals with existing TIAA retirement plan relationships, as well as trusts, estates, and small retirement plans. The firm offers both point-in-time planning and ongoing portfolio management using model and customized strategies.

Gerard Mehan is a financial advisor at &PARTNERS with 33 years of industry experience. He holds Series 63 and Series 66 licenses. Prior to joining &PARTNERS, he worked at Wells Fargo Clearing Services LLC for seven years, Bank of America, N.A. for eight years, and Merrill for ten years. &PARTNERS serves a diverse client base including high-net-worth individuals, retirement plans, and institutional clients. The firm offers investment management, financial and tax planning, and municipal advisory services using a combination of proprietary and third-party strategies, with both discretionary and non-discretionary account management.

Paige Douglas is a financial advisor with Eagle Strategies (NY Life) based in Albany, NY. She holds a Series 66 designation and has three years of industry experience. Her prior work includes roles at Elizabeth Bauer and several positions outside the financial services industry. Eagle Strategies serves individual and institutional clients by providing financial planning, investment management, and retirement-plan advisory services through a large network of affiliated advisors. The firm offers multiple program types tailored to client objectives, with a substantial portion of its assets managed on a non-discretionary basis.

Ronald Rybij is a financial advisor with GWN Securities Inc. in Albany, NY, holding Series 63 and Series 65 licenses and bringing 43 years of industry experience. He has been with GWN Securities since 2005. Outside of his advisory role, he is a general agent involved in the sales and service of life, health, and long-term care insurance. GWN Securities is an SEC-registered investment adviser and broker-dealer that serves individual and business clients, including high-net-worth individuals. The firm offers discretionary managed accounts and access to third-party sub-advisers through a variety of managed-account programs and model portfolios.

Courtney Fagan is a financial advisor at &PARTNERS in Albany, NY, holding a Series 66 designation with four years of industry experience. Prior to joining &PARTNERS, Fagan worked at Wells Fargo Clearing Services, Fidelity Investments, and Bassett Healthcare, among other roles. &PARTNERS serves a diverse client base including high-net-worth individuals, retirement plans, charitable organizations, and corporations. The firm provides investment management, financial and tax planning, and retirement-plan consulting through both discretionary and non-discretionary strategies, utilizing a combination of proprietary and third-party approaches.

Conor Bryant is a CFP® with 16 years of industry experience, currently affiliated with Commonwealth Financial Network. He has worked at Commonwealth since 2014 and is also associated with Bryant Maloney Prinzo Wealth Management. Outside of his advisory roles, he is an owner of CJB Wealth Management, LLC and co-owner of Bryant Asset Management, LLC, companies engaged in securities, advisory, and insurance business. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 advisors. The firm offers a broad platform including managed-account programs, access to third-party asset managers, and custody services, supporting clients ranging from individuals to institutions.

Gregory Britton is a financial advisor with Focus Partners Wealth, LLC, holding the ChFC® and Series 66 designations and possessing 11 years of industry experience. He worked at Atlas Private Wealth Management, LLC for 10 years before joining Connectus Wealth and then The Colony Group, LLC. Focus Partners serves individuals, high-net-worth families, family offices, and institutional clients with a range of wealth management and advisory services. The firm employs an enhanced open architecture investment approach that combines active and passive strategies, third-party managers, and private funds, with an emphasis on long-term, tax- and fee-sensitive portfolio construction.