Kenneth Ryan II is a financial advisor with Cetera, holding Series 63 and 65 credentials and 25 years of industry experience. He has worked with Cetera and its affiliated entities since 2021, following seven years at VOYA Financial Advisors. In addition to his advisory role, he operates as an independent insurance agent and owns Ryan Financial Services, LLC, which provides insurance, securities, and investment product services. Cetera Investment Advisers LLC is a large SEC-registered advisor serving a diverse client base that includes individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform and supports various program structures and custodial relationships.

Andrew Archer is a Series 66 licensed financial advisor with Edward Jones in Grand Ledge, MI, where he has worked since 2015, accumulating 11 years of industry experience. Outside of his advisory role, he owns a commercial real estate business, Weathertop Commercial Properties LLC. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs, discretionary and non-discretionary strategies, and affiliated investment products through a nationwide network of more than 23,700 financial advisors.

Bonnie Case is a financial advisor with Ameriprise in Lansing, MI, holding a Series 66 designation and 13 years of industry experience. She has been with Ameriprise and its affiliated entity since 2009. Ameriprise offers a retirement-income planning service aimed at individuals approaching or in retirement with significant investable assets, providing written recommendation reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to deliver customized, annually updated retirement plans.

Lou Sheaffer is a financial advisor at Edward Jones with Series 66 credentials and one year of industry experience. Prior to joining Edward Jones in 2024, he worked at Oracle and Accenture Federal Services. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies supported by a nationwide network of more than 23,700 financial advisors.

John Pence is a Wealth Management Advisor and partner with the Ammon Meyer Pence Group at Merrill Lynch Wealth Management. He has over 25 years of experience as a financial advisor, focusing on helping families and individuals with wealth planning, including education planning, family wealth management strategies, legacy planning, liquidity management, personal retirement planning, philanthropic planning, and individual and corporate investment strategy. John is responsible for tailoring individual client portfolios, adhering to specific asset allocation models, and managing custom investment strategies. He works closely with clients from various backgrounds such as attorneys, physicians, private business owners, executives, and university faculty. His approach includes coordination with philanthropic specialists, attorneys, and accountants to support legacy and philanthropic giving strategies. John holds the Certified Investment Management Analyst (CIMA) designation, Certified Private Wealth Advisor (CPWA), and Personal Investment Advisor (PIA) credentials. He is a graduate of Michigan State University with a Bachelor's Degree and lives in DeWitt, Michigan with his wife Carrie and their three grown children. John is an active member of the Rotary Club of Lansing and St. Gerard Catholic Church. He serves as chair of the Homeless No More event supporting the area's homeless population and is a board member of Holy Cross Services. In his personal time, John enjoys boating, golfing, and spending time with his family.

Benjamin Vigil is a Financial Advisor with Merrill Lynch Wealth Management, where he specializes in helping clients develop tailored financial strategies. He focuses on understanding individual client goals and providing guidance across various areas including college education planning, family wealth management strategies, portfolio management services, tax minimization, and retirement income. Benjamin holds a Bachelor's Degree from Michigan State University and is a Personal Investment Advisor (PIA). He collaborates closely with clients to address their financial concerns and questions, offering ongoing advice as their needs evolve. His approach includes providing access to Bank of America specialists for banking, credit, home financing, and small business solutions. Outside of his professional work, Benjamin enjoys golfing, pickleball, and woodworking.

Andrew Pence is a Financial Advisor with Merrill Lynch Wealth Management and a member of the Ammon Meyer Pence Group. He joined Merrill Lynch in 2021 and has been in the financial services industry since 2019. In his role, Andrew delivers customized advice and guidance to families, focusing on a holistic approach to wealth management. His work involves coordinating with clients' attorneys, accountants, and philanthropic specialists to develop financial strategies tailored to their needs. Andrew's expertise includes college education planning, family wealth management strategies, defined benefit plans, legacy planning, liquidity management, personal retirement planning, philanthropic planning, portfolio management services, socially responsible and values-based investing, and individual and corporate investment strategy. He holds the Personal Investment Advisor (PIA) designation and earned a bachelor's degree in Advertising Management from Michigan State University. Andrew and his wife, Victoria, reside in Dewitt and are active in their community. He enjoys spending time with family and friends, attending Michigan State University sporting events, golfing, and boating. They also have a family cottage in East Jordan, Michigan.

Richard Johnston is a financial advisor with LPL Financial, holding the ChFC® designation and Series 63 license, and has 42 years of industry experience. He has been with LPL Financial since 2004. Outside of his advisory role, he acts as a successor trustee for a family trust and operates a financial consulting business in East Lansing, MI. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Peter Seltz is a financial advisor at Thrivent Investment Management with 34 years of industry experience. He holds Series 63 and Series 65 designations. His previous roles include positions at Principal Securities Inc and Principal Life Insurance Company, where he has worked for over two decades. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors. The firm offers goal-based, holistic planning covering various financial topics, allowing clients to combine planning with managed account services under a consolidated billing option called WealthPlan, while keeping the services separate.

Brianna Cheesmond is a financial advisor with Merrill in East Lansing, MI, holding Series 65 and Series 66 licenses and seven years of industry experience. Her prior roles include positions at Bank of America, AE Wealth Management, Raymond James Financial Services, and Trifound Advisory. She serves on the board of the Laingsburg Business & Community Association and leads its winterfest event committee. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, pension plans, and charitable organizations.

Travis Pasma is a financial advisor with LPL Financial in East Lansing, MI, holding Series 65 and Series 66 credentials and having 22 years of industry experience. His prior roles include positions at CUNA Mutual Group, CUNA Brokerage Services, Inc., CUSO Financial Service, LP, and SPC. Outside of his advisory work, he maintains a home-based hobby business since 1995. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management services, utilizing model portfolios, third-party subadvisors, and customized strategies delivered by a large network of investment adviser representatives.

Wendy Withee is a financial advisor at Cambridge Investment Research Advisors with 22 years of industry experience. She holds the Series 66 designation and has worked previously at Jackson National Life Distributors LLC. Cambridge Investment Research Advisors serves a broad range of clients, including individuals, retirement plans, and charitable organizations, providing financial planning, investment management, and retirement plan advisory services through a network of independent Financial Professionals. The firm offers both proprietary and third-party strategies across multiple platform arrangements with tailored discretionary and non-discretionary investment solutions.

Elizabeth Crawley is a financial advisor with Charles Schwab holding Series 63 and Series 65 licenses and has 10 years of industry experience. Her prior roles include positions at TIAA, New York Life, Eagle Strategies, and GWFS Equities. She is also appointed with outside carriers to broker non-registered insurance products. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers multi-asset model portfolios supported by centralized custody and operational structures.

Timothy Lilleboe is a financial advisor with Morgan Stanley in East Lansing, MI, holding Series 63 and Series 66 licenses and bringing 41 years of industry experience. He has been with Morgan Stanley Smith Barney since 2009 and Morgan Stanley Private Bank, N.A. since 2015. Outside of his advisory role, he has inherited mineral rights related to gas and oil royalties with SM Energy. Morgan Stanley Wealth Management is an SEC-registered adviser and broker-dealer serving both individual and institutional clients, offering comprehensive financial planning and a wide range of investment programs. The firm manages approximately $2.74 trillion in client assets and integrates structured planning tools with advisory services.

Megan Barjon is a financial advisor with Morgan Stanley in East Lansing, MI, holding a Series 66 designation and nine years of industry experience. She previously worked at Wells Fargo Clearing and BMO Harris Bank N.A. before joining Morgan Stanley in 2020. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and research to support client financial planning.

Thomas Small is a CFP® professional with 37 years of industry experience, currently serving as a financial advisor at LPL Financial. His prior roles include positions at OSAIC, Triad Advisors, Inc., and Michigan Money Management entities, where he has worked since 1998. Small also holds a non-variable insurance license for term life insurance through Prudential. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of solutions including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by extensive advisor tools and oversight of substantial discretionary assets.

Joseph Taunt is a financial advisor with Cambridge Investment Research Advisors, holding CFP® and ChFC® designations and over 43 years of industry experience. His career includes long tenures at Regal Investment Advisors, Regal Financial Group LLC, and Regulus, LLC before joining Cambridge in 2024. Outside of advising, he serves as treasurer and board member for several yacht and sailing organizations, including the Muskegon Yacht Club and the Lake Michigan Sail Racing Federation. Cambridge Investment Research Advisors is a large SEC-registered firm that serves a wide range of clients, including individuals, pension plans, and charitable organizations. The firm offers financial planning, investment management, and retirement plan advisory services through a network of independent professionals and provides both discretionary and non-discretionary investment strategies across multiple platforms.

Benjamin Marciniak Jennings is a financial advisor with Edward Jones in Lansing, MI, holding a Series 66 designation and 11 years of industry experience. He has been with Edward Jones since 2015. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment solutions supported by a large nationwide network of financial advisors and branch offices.

Jeffrey West is a financial advisor with Equitable Advisors in East Lansing, Michigan, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. He has worked with Equitable Advisors since 1999, including the period when it operated as AXA Advisors, LLC. Outside of his advisory role, he assists with administrative tasks for WAMM Financial LLC and supports his wife with real estate sales through West Family Farms LLC, both on a voluntary basis. Equitable Advisors serves a diverse client base that includes individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement plan consulting, and asset management programs, leveraging third-party asset managers and advisory platforms to deliver its services.

Barbara Gill is a financial advisor at LPL Financial with 39 years of industry experience. She holds the ChFC® and Series 63 designations and previously worked at MML Investors Services Inc and Massachusetts Mutual Life Insurance Company from 1987 to 2022. Outside of her advisory role, she is involved in insurance sales. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.