Amardeep Grewal is a financial advisor with LPL Financial who holds Series 63 and Series 65 designations and has 28 years of industry experience. Prior to joining LPL Financial in 2025, he worked with Ic Advisory Services Inc and The Investment Center Inc from 2016 to 2025, and Investors Capital Corp. from 2009 to 2016. Outside of advising, Grewal is involved in non-variable insurance activities. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by a large network of advisors and various financial and operational tools.

Evan Klump is a financial advisor with LPL Financial, holding a Series 66 designation and three years of industry experience. His prior roles include positions at Commonwealth Financial Network and Equitable Advisors, LLC. Outside of advising, he works as a logistics coordinator for BKI Exports, Inc. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm provides a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by a large network of investment adviser representatives.

Nicholas Vosovic is a financial advisor at Wells Fargo Clearing with 16 years of industry experience. He holds the Series 66 designation and has been with Wells Fargo Clearing since 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Sara Frank Hepfer is a CFP® with 20 years of industry experience, currently with LPL Financial since 2026. She previously worked at Commonwealth Financial Network for 12 years and Edward Jones for 7 years. Outside of her advisory role, she serves as co-owner and corporate secretary of Financial Technology, Inc., and has participated as a speaker on networking tactics in East Lansing, MI. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment solutions, utilizing technology and model portfolios, and supports over 22,900 advisors managing more than $819 billion in discretionary assets.

Richard Johnston is a financial advisor with LPL Financial, holding the ChFC® designation and Series 63 license, and has 42 years of industry experience. He has been with LPL Financial since 2004. Outside of his advisory role, he acts as a successor trustee for a family trust and operates a financial consulting business in East Lansing, MI. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Cheryl Williams is a financial advisor with Ameriprise in Okemos, MI, holding Series 63 and Series 66 licenses and bringing 27 years of industry experience. She has been with Ameriprise and its affiliate firms since 2005. Outside of her advisory role, she is involved in youth soccer as a referee and assistant coach for the Michigan Jaguars FC, and she assists with banking and fee collection for a high school boys tennis booster program. Ameriprise Financial Services is a diversified advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service that provides written retirement-income plans and ongoing advice focused on income sources and tax-aware withdrawal strategies.

Carrie Thorburn is a financial advisor with Edward Jones in Williamston, Michigan, holding Series 63 and Series 66 licenses and with 21 years of industry experience. She has been with Edward Jones since 2004. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, offering a range of advisory programs and investment solutions supported by a large nationwide network of financial advisors and branch offices.

John Nelligan is a CFP® and Series 66 licensed advisor at Fidelity with 14 years of industry experience. His background includes roles at CUNA Brokerage Services, TIAA, Cetera Investment Services, Chemical Bank, and PNC Wealth Management. He is part of Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients. The firm utilizes a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction in its investment process, including oversight of affiliated sub-advisers and advisory roles for multiple registered investment companies.

Susan Babb is a financial advisor at Wells Fargo Advisors with Series 63 and Series 65 credentials and 37 years of industry experience. She has been with Wells Fargo Clearing since 2016 and joined Wells Fargo Advisors Financial Network in 2026. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo that provides investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm offers a broad planning menu, including specialized services such as business-owner transition planning and special-needs analysis, delivering tailored recommendations through comprehensive research and planning tools.

Matthew Ottinger is a financial advisor with OSAIC based in Okemos, Michigan. He holds a Series 66 designation and has 18 years of industry experience, including positions at Royal Alliance Associates, Inc., Signator Investors, Inc., and Edward Jones. Outside of his advisory role, he manages healthcare insurance sales and serves as a durable power of attorney for a family member. OSAIC Wealth serves a wide range of clients, including retail investors, retirement plans, charities, and corporations. The firm uses a model-driven investment approach with diversified portfolio options and multiple advisory platforms supported by a complex affiliate network and significant industry scale.

Travis Pasma is a financial advisor with LPL Financial in East Lansing, MI, holding Series 65 and Series 66 credentials and having 22 years of industry experience. His prior roles include positions at CUNA Mutual Group, CUNA Brokerage Services, Inc., CUSO Financial Service, LP, and SPC. Outside of his advisory work, he maintains a home-based hobby business since 1995. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management services, utilizing model portfolios, third-party subadvisors, and customized strategies delivered by a large network of investment adviser representatives.

Cameron Andrysiak is a financial advisor at Ameriprise with a Series 66 designation and no prior industry experience. His background includes roles at Deloitte and Everdry Waterproofing, as well as teaching positions at Michigan State University, Detroit Catholic Central High School, and Novi Community Schools. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized retirement income service focused on written recommendation reports and ongoing annual advice, emphasizing dependable income sources and tax-aware withdrawal strategies for clients nearing or in retirement.

David Hood is a financial advisor with Stifel in Owosso, Michigan, holding a Series 66 designation and six years of industry experience. He previously worked at Wells Fargo Clearing and Serra Traverse City, and served at Northwood University. Outside of his advisory role, Hood is actively involved in his community as a volunteer firefighter and holds multiple nonprofit board positions, including vice president of the Shiawassee Goodfellows. Stifel serves a broad range of clients, including individuals, institutional clients, and charitable organizations, providing brokerage and investment advisory services. The firm employs a proprietary investment methodology developed by its Investment Strategy Group to guide asset allocation and financial planning, while clients retain discretion over implementation.

Benjamin Burgoyne is a financial advisor at Stifel in Owosso, MI, holding a Series 66 designation with one year of industry experience. His prior work includes roles at Michigan State University and as a public safety officer at Sandy Pines Recreational Community, a seasonal campground. At Sandy Pines, he is involved in guest services and security monitoring. Stifel serves a diverse client base including individuals, institutions, and charitable organizations, offering brokerage and investment advisory services. The firm employs a proprietary investment methodology developed by its Investment Strategy Group to guide asset allocation and financial planning.

Thomas Small is a CFP® professional with 37 years of industry experience, currently serving as a financial advisor at LPL Financial. His prior roles include positions at OSAIC, Triad Advisors, Inc., and Michigan Money Management entities, where he has worked since 1998. Small also holds a non-variable insurance license for term life insurance through Prudential. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of solutions including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by extensive advisor tools and oversight of substantial discretionary assets.

Brian Shepard is a financial advisor with LPL Financial in East Lansing, MI, holding a Series 66 designation and 14 years of industry experience. He is co-owner and vice president of Financial Technology, Inc., a company facilitating securities business and TPA services. Shepard also spends part of his time on fixed insurance sales conducted at his branch location. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a variety of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by a large network of investment adviser representatives.

Jillian Dedic is a financial advisor with Wells Fargo Advisors in Owosso, MI, holding Series 63 and Series 65 licenses and bringing 12 years of industry experience. She previously worked at Wells Fargo Clearing before joining her current firm. She is also a 15% owner of Parson Management LLC, operating under Parson/Dedic Wealth Management Group. Wells Fargo Advisors Financial Network provides investment and fee-based financial planning services to individuals, trusts, and institutions, offering a broad range of planning options including retirement, education, and niche services such as business-owner transition and special-needs analysis. Advisors use firm research and tools to develop tailored recommendations delivered through meetings and client summary letters.

Patrick Peterson is a CFP® professional with 16 years of experience in the financial industry. He has worked at Wells Fargo Clearing since 2016 and has also held roles at Wells Fargo Bank NA, J.P. Morgan Securities, and Chase Investment Services Corp. He is based in East Lansing, MI. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory, financial planning, retirement plan consulting, and brokerage services. The firm manages approximately $671 billion in assets and uses research and analytics to guide investment options within its platform.

Paul Parson is a financial advisor with Wells Fargo Advisors in Owosso, Michigan, holding Series 63 and Series 66 licenses and possessing 28 years of industry experience. He previously worked with Wells Fargo Clearing from 2016 to 2022 before joining Wells Fargo Advisors. Outside of his advisory role, Parson is involved in several financial-related business activities, including ownership and management roles in affiliated firms and trusts. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by offering investment and fee-based financial planning services. The firm utilizes proprietary research and planning tools to develop tailored recommendations, providing a broad range of planning services to clients who meet net-worth thresholds.

Kirk Sempsrott is a Series 66 licensed financial advisor with 18 years of industry experience. He is currently with LPL Financial and has prior experience at Sigma Financial Corporation, SPC, Principal Financial Services, and Securian Financial Services. Outside of his advisory role, he is involved with Sempsrott, Inc., a business entity established for tax and investment purposes. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory services, including financial planning, model portfolios, and institutional platforms, supported by a large network of investment adviser representatives and advanced operational tools.