Nicholas Vosovic is a financial advisor with Wells Fargo Clearing in East Lansing, MI, holding a Series 66 designation and 16 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked for Wells Fargo Advisors LLC from 2010 to 2016. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and combines brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party analytics.

Kathy Colby is a financial advisor with LPL Financial in Lansing, MI, holding Series 63 and Series 65 licenses and bringing 40 years of industry experience. Her career includes nearly three decades at Financial Independents, Inc. and nine years at USA Financial Securities. Outside of advising, she owns a handmade crafts business called Craft Crazy Ladies. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs with discretionary and non-discretionary management supported by in-house research and third-party subadvisors.

Bonnie Case is a financial advisor with Ameriprise in Lansing, MI, holding a Series 66 designation and 13 years of industry experience. She has been with Ameriprise and its affiliated entity since 2009. Ameriprise offers a retirement-income planning service aimed at individuals approaching or in retirement with significant investable assets, providing written recommendation reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to deliver customized, annually updated retirement plans.

Lou Sheaffer is a financial advisor at Edward Jones with Series 66 credentials and one year of industry experience. Prior to joining Edward Jones in 2024, he worked at Oracle and Accenture Federal Services. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies supported by a nationwide network of more than 23,700 financial advisors.

John Pence is a Wealth Management Advisor and partner with the Ammon Meyer Pence Group at Merrill Lynch Wealth Management. He has over 25 years of experience as a financial advisor, focusing on helping families and individuals with wealth planning, including education planning, family wealth management strategies, legacy planning, liquidity management, personal retirement planning, philanthropic planning, and individual and corporate investment strategy. John is responsible for tailoring individual client portfolios, adhering to specific asset allocation models, and managing custom investment strategies. He works closely with clients from various backgrounds such as attorneys, physicians, private business owners, executives, and university faculty. His approach includes coordination with philanthropic specialists, attorneys, and accountants to support legacy and philanthropic giving strategies. John holds the Certified Investment Management Analyst (CIMA) designation, Certified Private Wealth Advisor (CPWA), and Personal Investment Advisor (PIA) credentials. He is a graduate of Michigan State University with a Bachelor's Degree and lives in DeWitt, Michigan with his wife Carrie and their three grown children. John is an active member of the Rotary Club of Lansing and St. Gerard Catholic Church. He serves as chair of the Homeless No More event supporting the area's homeless population and is a board member of Holy Cross Services. In his personal time, John enjoys boating, golfing, and spending time with his family.

Benjamin Vigil is a Financial Advisor with Merrill Lynch Wealth Management, where he specializes in helping clients develop tailored financial strategies. He focuses on understanding individual client goals and providing guidance across various areas including college education planning, family wealth management strategies, portfolio management services, tax minimization, and retirement income. Benjamin holds a Bachelor's Degree from Michigan State University and is a Personal Investment Advisor (PIA). He collaborates closely with clients to address their financial concerns and questions, offering ongoing advice as their needs evolve. His approach includes providing access to Bank of America specialists for banking, credit, home financing, and small business solutions. Outside of his professional work, Benjamin enjoys golfing, pickleball, and woodworking.

Andrew Pence is a Financial Advisor with Merrill Lynch Wealth Management and a member of the Ammon Meyer Pence Group. He joined Merrill Lynch in 2021 and has been in the financial services industry since 2019. In his role, Andrew delivers customized advice and guidance to families, focusing on a holistic approach to wealth management. His work involves coordinating with clients' attorneys, accountants, and philanthropic specialists to develop financial strategies tailored to their needs. Andrew's expertise includes college education planning, family wealth management strategies, defined benefit plans, legacy planning, liquidity management, personal retirement planning, philanthropic planning, portfolio management services, socially responsible and values-based investing, and individual and corporate investment strategy. He holds the Personal Investment Advisor (PIA) designation and earned a bachelor's degree in Advertising Management from Michigan State University. Andrew and his wife, Victoria, reside in Dewitt and are active in their community. He enjoys spending time with family and friends, attending Michigan State University sporting events, golfing, and boating. They also have a family cottage in East Jordan, Michigan.

Richard Johnston is a ChFC® credentialed financial advisor with 42 years of industry experience, currently serving clients at LPL Financial since 2004. Based in East Lansing, MI, he also acts as a successor trustee for a family trust. LPL Financial is an SEC-registered investment adviser and broker-dealer that provides financial planning, advisory programs, and retirement plan consulting to individuals, institutions, and charitable organizations through a nationwide network of investment adviser representatives.

Susan Babb is a financial advisor with Wells Fargo Advisors in East Lansing, MI, holding Series 63 and Series 65 licenses and bringing 37 years of industry experience. She has worked with Wells Fargo Advisors Financial Network since 2026 and was previously with Wells Fargo Clearing and Wells Fargo Advisors LLC. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo, providing investment and financial planning services to individuals, trusts, and institutions. The firm offers a broad range of planning services using proprietary research and tools, with clients able to choose how to implement recommendations through various brokerage or advisory programs.

Brianna Cheesmond is a financial advisor with Merrill in East Lansing, MI, holding Series 65 and Series 66 licenses and seven years of industry experience. Her prior roles include positions at Bank of America, AE Wealth Management, Raymond James Financial Services, and Trifound Advisory. She serves on the board of the Laingsburg Business & Community Association and leads its winterfest event committee. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, pension plans, and charitable organizations.

David Zimmerman is a financial advisor with Merrill in East Lansing, MI, holding Series 63 and Series 65 credentials and 49 years of industry experience. He has worked at Merrill since 1977 and has been associated with Bank of America, N.A. since 2011. Outside of his advisory role, Zimmerman serves as an advisory board member focusing on finance for University United Church, a charitable organization. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies and supports a diverse client base including individuals, high-net-worth clients, and charitable organizations.

Travis Pasma is a financial advisor with LPL Financial, holding Series 65 and Series 66 licenses and bringing 22 years of industry experience. His prior roles include positions at CUNA Mutual Group, CUNA Brokerage Services, Inc., and CUSO Financial Service, LP. In addition to his advisory work, he maintains a longstanding home-based hobby business since 1995. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a wide range of clients including individuals, retirement plans, banks, and charitable organizations. The firm offers diverse advisory programs, retirement plan consulting, and brokerage services, incorporating both discretionary and non-discretionary management supported by various model portfolios and research resources.

Wendy Withee is a financial advisor at Cambridge Investment Research Advisors with 22 years of industry experience. She holds the Series 66 designation and has worked previously at Jackson National Life Distributors LLC. Cambridge Investment Research Advisors serves a broad range of clients, including individuals, retirement plans, and charitable organizations, providing financial planning, investment management, and retirement plan advisory services through a network of independent Financial Professionals. The firm offers both proprietary and third-party strategies across multiple platform arrangements with tailored discretionary and non-discretionary investment solutions.

David Hood is a financial advisor with Stifel in Owosso, Michigan, holding a Series 66 designation and six years of industry experience. He previously worked at Wells Fargo Clearing and Serra Traverse City, and served at Northwood University. Outside of his advisory role, Hood is actively involved in his community as a volunteer firefighter and holds multiple nonprofit board positions, including vice president of the Shiawassee Goodfellows. Stifel serves a broad range of clients, including individuals, institutional clients, and charitable organizations, providing brokerage and investment advisory services. The firm employs a proprietary investment methodology developed by its Investment Strategy Group to guide asset allocation and financial planning, while clients retain discretion over implementation.

Benjamin Burgoyne is a financial advisor at Stifel in Owosso, MI, holding a Series 66 designation with one year of industry experience. Outside of his advisory role, he works as a Public Safety Officer at Sandy Pines Recreational Community, a seasonal campground serving families and retirees. Stifel serves a broad range of clients, including individuals, institutional investors, and charitable organizations, offering brokerage and investment advisory services supported by proprietary investment analysis and planning methodologies.

Elizabeth Crawley is a financial advisor with Charles Schwab, holding Series 65 and Series 63 credentials and bringing 10 years of industry experience. Her prior work includes seven years at TIAA and one-year roles at Eagle Strategies LLC and New York Life Insurance Company. She is also appointed with outside carriers to broker non-registered insurance products. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers multi-asset model portfolios supported by Schwab’s research and alternative investment programs.

Timothy Lilleboe is a financial advisor with Morgan Stanley in East Lansing, MI, holding Series 63 and Series 66 licenses and bringing 41 years of industry experience. He has been with Morgan Stanley Smith Barney since 2009 and Morgan Stanley Private Bank, N.A. since 2015. Outside of his advisory role, he has inherited mineral rights related to gas and oil royalties with SM Energy. Morgan Stanley Wealth Management is an SEC-registered adviser and broker-dealer serving both individual and institutional clients, offering comprehensive financial planning and a wide range of investment programs. The firm manages approximately $2.74 trillion in client assets and integrates structured planning tools with advisory services.

Thomas Small is a financial advisor with LPL Financial, holding CFP®, Series 63, and Series 65 credentials and over 36 years of industry experience. His prior roles include positions at OSAIC and Triad Advisors, Inc., and he has operated Michigan Money Management Advisers, LLC, and Michigan Money Management, L.L.C. since 2014 and 1998, respectively. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations nationwide. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, providing both discretionary and non-discretionary management supported by internal and third-party research.

Jeffrey West is a financial advisor with Equitable Advisors in East Lansing, MI, holding Series 63 and Series 65 licenses and having 32 years of industry experience. He has been with Equitable Advisors since 1999, including time when the firm operated as AXA Advisors, LLC. Outside of his advisory role, he assists with administrative tasks at WAMM Financial LLC and supports his wife with real estate sales through West Family Farms LLC. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management via third-party managers. The firm employs a hybrid referral and implementation model, offering both advisory and brokerage/insurance services tailored through a client intake process that documents goals, risk tolerance, and time horizon.

Jillian Dedic is a financial advisor at Wells Fargo Advisors with 12 years of industry experience. She holds the Series 65 and Series 63 designations and has been with Wells Fargo in various capacities since 2012. Outside of her role at Wells Fargo, she has a 15% ownership interest in Parson Management LLC, operating under Parson/Dedic Wealth Management Group. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients, offering a broad range of investment and financial planning services. Advisors use Wells Fargo’s research and planning tools to develop tailored recommendations, which clients may implement through brokerage or advisory programs on a discretionary basis.