Michael Lomas is a financial advisor with Independent Solutions Wealth Management, LLC in Williamsville, NY, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. His career includes roles at Peak Brokerage Services LLC, Blackridge Asset Management LLC, and Neiman Funds Management, where he serves as a director and active owner of the Neiman Large Cap Value Fund. Outside of advisory work, he is involved in media and insurance through Financial Guys, LLC, and owns a drag race car team, Lomas Motorsports. Independent Solutions Wealth Management provides advisory and planning services to individuals, high-net-worth clients, and retirement plans, offering discretionary and non-discretionary portfolio management across mutual funds, ETFs, and individual securities. The firm emphasizes strategic asset allocation, manager due diligence, and a mix of fundamental and technical analysis, incorporating tactical strategies and proprietary mutual fund offerings.

Matthew Mullin is a CFP®-credentialed financial advisor with 11 years of industry experience. He currently works at Capital Analysts and has previously been affiliated with Lincoln Investment and Legend Advisory Corporation. Outside of his advisory role, Mullin is involved in Medicare and Medicaid insurance sales and prepares tax returns seasonally through a local tax preparation firm. Capital Analysts serves a diverse client base including individual and high-net-worth investors, retirement plans, trusts, and charitable organizations. The firm offers discretionary and non-discretionary portfolio management with both proprietary model portfolios and third-party manager access, supported by an in-house investment management and research team.

Jeffrey Kney is a financial advisor with Capital Analysts in Getzville, NY, holding a Series 63 designation and 39 years of industry experience. His prior roles include positions at Lincoln Investment, Legend Advisory Corporation, and Legend Equities Corporation. He serves as a volunteer board member for the Orchard Park CSD Academy of Finance, advising students interested in business and assisting with educational activities. Capital Analysts serves a diverse client base including individual and high-net-worth investors, retirement plans, trusts, and charitable organizations. The firm offers discretionary and non-discretionary portfolio management through various programs, leveraging an in-house investment management team and proprietary screening processes.

Donald Tiburzi is a financial advisor with Capital Analysts in Getzville, NY, holding Series 63 and Series 65 licenses and bringing 42 years of industry experience. His prior roles include tenures at Lincoln Investment since 2017, Legend Advisory Corporation from 2009 to 2019, and Legend Equities Corporation between 1994 and 2017. In addition to advisory services, he provides personal income tax preparation. Capital Analysts serves a diverse client base, including individual and high-net-worth investors, retirement plans, trusts, and institutions, offering discretionary and non-discretionary portfolio management through various programs and access to third-party managers. The firm employs an in-house investment team that manages proprietary model portfolios and provides multiple advisory options tailored to client needs.

Jacob Denz is a CFP® certificant with eight years of industry experience, currently serving as a financial advisor at Capital Analysts. He has worked at Capital Analysts and Lincoln Investment since 2017. Denz holds a position as secretary on the Orchard Park Academy of Finance Advisory Board. Capital Analysts serves a diverse client base including individuals, high-net-worth investors, retirement plans, trusts, and corporate clients. The firm offers discretionary and non-discretionary portfolio management through various programs supported by an in-house investment and research team, with a strong affiliation with Lincoln Investment.

Rebecca Westervelt is a financial advisor with Courier Capital, LLC, holding five years of industry experience. She previously worked at HNP Capital, LLC for six years and at Generation Capital, LLC for fourteen years. Courier Capital, LLC provides investment advisory services to individuals, banking institutions, charitable endowments, and pension plans, employing an asset-allocation approach tailored to client profiles and overseen by an Investment Committee. The firm manages client assets on a discretionary basis, conducting structured due diligence on third-party managers and offering access to a range of investment vehicles including mutual funds, ETFs, individual securities, and alternative investments.

Duane Pusch is a financial advisor with Capital Analysts, holding Series 63 and Series 66 licenses and 26 years of industry experience. He has worked at Lincoln Investment since 2017, previously spending eight years at Legend Advisory Corporation and fifteen years at Legend Equities Corporation. In addition to his advisory role, he prepares personal income tax returns during tax season. Capital Analysts serves a diverse client base that includes individual and high-net-worth investors, retirement plans, trusts, foundations, and corporate clients. The firm offers discretionary and non-discretionary portfolio management with a focus on in-house investment management, proprietary fund screening, and a range of customizable advisory services.

Lawrence Whistler is a CFA® charterholder with four years of industry experience. He is currently with Courier Capital, LLC and previously worked at Nottingham Advisors for 18 years. Courier Capital, LLC provides investment management, retirement plan services, individual financial planning, and investment consulting to a range of clients including high-net-worth individuals, banking institutions, charitable endowments, and pension or profit-sharing plans. The firm manages client assets on a discretionary basis using asset-allocation models, separately managed accounts, and model portfolios that may include mutual funds, ETFs, individual equities, fixed income, and alternative asset classes.

Stephen Fassel is a financial advisor with Courier Capital, LLC, based in Buffalo, NY, holding Series 63 and Series 66 credentials and 13 years of industry experience. He has worked with several firms, including HNP Capital LLC, Five Star Bank, Northwest Bank, and LPL Financial. Fassel is also involved with specific insurance and investment-related activities through independent and affiliated entities. Courier Capital, LLC provides investment advisory services to individuals, banking institutions, charitable endowments, and pension plans. The firm employs an asset-allocation approach with Investment Committee oversight and offers discretionary management, financial planning, and access to alternative investments while maintaining a structured due-diligence process for third-party managers.

Frank Pelosi Jr. is a financial advisor with Capital Analysts, holding a Series 63 designation and bringing 36 years of industry experience. He has previously worked at Lincoln Investment, Legend Advisory Corporation, and Legend Equities Corporation. Outside of his advisory role, he serves as president of Pelosi Insurance Agency Inc., an independent insurance agency specializing in property and casualty insurance and income tax preparation. Capital Analysts serves a diverse clientele, including individuals, high-net-worth investors, retirement plans, trusts, foundations, and corporate clients. The firm provides discretionary and non-discretionary portfolio management through various programs and employs a proprietary mutual-fund screening process managed by an in-house Investment Management & Research team.

John Rehak III is a CFP® and holds a Series 66 designation. He is affiliated with United Capital Financial Advisors in Buffalo, NY, where he has worked since 2022. His prior work experience includes roles at Figli LLC and the Miller Tennis Center. United Capital Financial Advisors provides national financial planning and discretionary investment management to individual and high-net-worth clients, retirement plans, and institutional accounts. The firm offers a range of investment options, including ESG and faith-based portfolios, and supports other independent advisors through its FinLife Partners platform.

Michael Sperrazza is a financial advisor at Independent Solutions Wealth Management, LLC with seven years of industry experience. He holds a Series 66 designation and has worked at several firms including Blackridge Asset Management, Peak Brokerage Services, and Queen City Financial Group. Outside of advising, he is a managing partner of The Financial Guys Home & Auto LLC and hosts a radio show with Financial Guys Media Network. Independent Solutions Wealth Management provides investment advisory and planning services to individuals, high-net-worth clients, and retirement plans. The firm emphasizes strategic asset allocation across a five-tier risk spectrum and employs both fundamental and technical analysis in portfolio management.

Corey Malstrom is a financial advisor with Capital Analysts based in Getzville, NY. He holds the CFP® designation and the Series 63 license, with 22 years of industry experience. His prior work includes roles at Lincoln Investment, Legend Advisory Corporation, and Legend Equities Corporation. Outside of advisory services, Malstrom also works as an independent contractor sales representative offering Medicare Advantage and Medicare Supplement plans. Capital Analysts serves a diverse client base including individuals, high-net-worth investors, retirement plans, trusts, and corporate clients. The firm provides discretionary and non-discretionary portfolio management, utilizing proprietary model portfolios and screening processes, and offers both advisor-managed and third-party manager options.

Austin Willison is a financial advisor at Capital Analysts with seven years of industry experience and holds a Series 66 designation. He has worked at Lincoln Investment Planning since 2019 and previously held positions in various industries including retail and transportation. Capital Analysts serves a diverse client base ranging from individual investors to corporate clients, offering discretionary and non-discretionary portfolio management through multiple programs and model portfolios. The firm utilizes an in-house Investment Management & Research team and proprietary screening processes to guide investment decisions.

Marc Bernstein is a financial advisor at OneSeven with 18 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including Manning & Napier Advisors and Sandhill Investment Management. Bernstein has been with MGO ONE SEVEN LLC dba Stone Creek Advisors since 2022. OneSeven provides investment advisory services to individuals, high-net-worth clients, trusts, estates, businesses, and retirement plans. The firm employs a primarily long-term investment approach with diversified portfolios and access to alternatives, utilizing both discretionary and non-discretionary arrangements and working with unaffiliated Independent Managers and third-party platforms.

Michael Shaver is a financial advisor with Independent Solutions Wealth Management, LLC, holding a Series 66 designation and entering the industry with no prior financial advisory experience. His background includes roles in healthcare and education, such as positions at the University at Buffalo Primary Care Research Institute and Buffalo Medical Group. He is also involved with Project TEACH, a nonprofit initiative. Independent Solutions Wealth Management provides investment advisory and planning services to individuals, high-net-worth clients, and retirement plans. The firm employs a strategic asset allocation approach across a five-tier risk spectrum, utilizing mutual funds, ETFs, individual securities, and third-party managers, alongside ongoing portfolio reviews and tactical strategies.

Mark Conomos is a CFP® with 42 years of industry experience, currently affiliated with Capital Analysts. His prior work includes positions at Lincoln Investment, Legend Advisory Corporation, and Legend Equities Corporation. Capital Analysts serves a diverse client base including individual and high-net-worth investors, retirement plans, trusts, and corporate clients. The firm provides discretionary and non-discretionary portfolio management, utilizing an in-house investment management team and proprietary screening processes.

Jeredith Nolan is a financial advisor at Belpointe Asset Management LLC with 32 years of industry experience. She holds the Series 63 designation and has worked previously at Mass Mutual Investors Services, MassMutual Life Insurance, and MetLife Securities. Outside of her advisory role, she serves on the advisory board for the Clarence High School Academy of Business of Finance and is a member of the finance committee at Ss. Brigid Columba Church. Belpointe Asset Management serves a diverse client base including individual investors, retirement plans, corporations, and other advisers. The firm offers discretionary investment management, financial planning, and retirement plan consulting, utilizing a range of strategies from passive to tactical tailored to client objectives and risk tolerance.

Timothy O'Shei is a CFP® with 12 years of industry experience, currently serving as a financial advisor at F.L. Putnam Investment Management Company. His prior roles include positions at MAI Capital Management, WCG Wealth Advisors, Treloar & Heisel Wealth Management, Ameriprise Financial Services, and Financial Engines Advisors. F.L. Putnam serves individual and institutional clients, including registered investment companies, foundations, endowments, schools, and religious organizations. The firm offers customized portfolio management using both internally managed strategies and third-party managers across various asset classes and incorporates AI tools for limited research support without replacing human decision-making.

Michelle Malone is a financial advisor at B. Riley Wealth Advisors, Inc. with 19 years of industry experience. She holds Series 63 and Series 66 licenses and has previously worked at National Asset Management and United Advisors Services, LLC. B. Riley Wealth Advisors, Inc. is an SEC-registered firm managing approximately $7.03 billion in client assets through about 274 advisors. The firm provides a range of advisory programs, financial planning, and retirement solutions to individuals, high-net-worth clients, charitable organizations, corporations, and retirement plans.