Michael Lomas is a financial advisor with Independent Solutions Wealth Management, LLC in Williamsville, NY, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. His career includes roles at Peak Brokerage Services LLC, Blackridge Asset Management LLC, and Neiman Funds Management, where he serves as a director and active owner of the Neiman Large Cap Value Fund. Outside of advisory work, he is involved in media and insurance through Financial Guys, LLC, and owns a drag race car team, Lomas Motorsports. Independent Solutions Wealth Management provides advisory and planning services to individuals, high-net-worth clients, and retirement plans, offering discretionary and non-discretionary portfolio management across mutual funds, ETFs, and individual securities. The firm emphasizes strategic asset allocation, manager due diligence, and a mix of fundamental and technical analysis, incorporating tactical strategies and proprietary mutual fund offerings.

Jeffrey Kney is a financial advisor with Capital Analysts, holding a Series 63 designation and bringing 39 years of industry experience. His career includes positions at Lincoln Investment since 2017, Legend Advisory Corporation from 2011 to 2019, and Legend Equities Corporation from 1987 to 2017. He serves as a volunteer board member for the Orchard Park, NY CSD Academy of Finance, advising students interested in business. Capital Analysts serves a diverse client base including individuals, high-net-worth investors, trusts, foundations, businesses, and charitable organizations. The firm offers portfolio management, access to third-party managers, and retirement-plan advice through a nationwide network of advisors, combining discretionary in-house management and non-discretionary advisory services.

Donald Tiburzi is a financial advisor at Capital Analysts with over 42 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Lincoln Investment since 2017, following prior roles at Legend Advisory Corporation and Legend Equities Corporation. Outside of advisory work, he provides personal income tax preparation services. Capital Analysts serves a diverse client base including individual and high-net-worth investors, trusts, foundations, businesses, and charitable organizations. The firm offers portfolio management, custom and model portfolios, access to third-party managers, and retirement-plan advice, delivering investment management through a combination of in-house discretionary research and non-discretionary advisor- and third-party-managed solutions.

Louis Rivera is a financial advisor at Ethos Financial Group, LLC with 18 years of industry experience. He holds a Series 63 designation and has previously worked at Cadaret Grant, Inc., J. Alden Associates, Inc., and Alden Investment Advisors LLC. Outside of his advisory role, he is an independent insurance salesman specializing in health, life, disability, and annuity products. Ethos Financial Group serves individuals, trusts, estates, state and municipal entities, and charitable organizations, offering investment management, financial and estate planning, insurance recommendations, and consulting services. The firm uses model portfolios focused on diversified, risk-conscious allocations and integrates third-party research and tax-overlay management in its process.

Jacob Denz is a CFP® with eight years of industry experience, currently serving as a financial advisor at Capital Analysts. He has worked with Lincoln Investment since 2017 and has held roles at Riley St. Station and Sealing Devices LLC. Denz also serves as secretary on the advisory board for the Orchard Park Academy of Finance. Capital Analysts provides portfolio management and retirement-plan advice to retail and institutional clients, including high-net-worth investors, businesses, and charitable organizations, delivering investment management through both discretionary and non-discretionary approaches supported by an in-house research team.

Rebecca Westervelt is a financial advisor with Courier Capital, LLC, holding five years of industry experience. She previously worked at HNP Capital, LLC for six years and at Generation Capital, LLC for fourteen years. Courier Capital, LLC provides investment advisory services to individuals, banking institutions, charitable endowments, and pension plans, employing an asset-allocation approach tailored to client profiles and overseen by an Investment Committee. The firm manages client assets on a discretionary basis, conducting structured due diligence on third-party managers and offering access to a range of investment vehicles including mutual funds, ETFs, individual securities, and alternative investments.

Duane Pusch is a financial advisor with Capital Analysts based in Getzville, NY, holding Series 63 and Series 66 licenses and bringing 26 years of industry experience. His career includes positions at Lincoln Investment, Legend Advisory Corporation, and Legend Equities Corporation. He also prepares personal income tax returns during tax season. Capital Analysts serves a diverse client base, including individuals, high-net-worth investors, trusts, foundations, businesses, and charitable organizations. The firm offers portfolio management, custom and model portfolios, third-party manager access, and retirement-plan advice through a nationwide network of independent advisors and in-house investment management.

Lawrence Whistler is a CFA® charterholder with four years of industry experience. He is currently with Courier Capital, LLC and previously worked at Nottingham Advisors for 18 years. Courier Capital, LLC provides investment management, retirement plan services, individual financial planning, and investment consulting to a range of clients including high-net-worth individuals, banking institutions, charitable endowments, and pension or profit-sharing plans. The firm manages client assets on a discretionary basis using asset-allocation models, separately managed accounts, and model portfolios that may include mutual funds, ETFs, individual equities, fixed income, and alternative asset classes.

Stephen Fassel is a financial advisor at Courier Capital, LLC with 13 years of industry experience. He holds the Series 63 and Series 66 designations and has previously worked at HNP Capital LLC, Five Star Bank, Northwest Bank, and LPL Financial. Fassel is also involved as a life insurance and long-term care agent with KAFL Insurance Resources. Courier Capital, LLC provides investment advisory services to individuals, banking institutions, charitable endowments, and pension plans. The firm employs an asset-allocation approach with Investment Committee oversight and offers discretionary management, financial planning, and access to alternative investments.

Frank Pelosi Jr. is a financial advisor with Capital Analysts who holds a Series 63 designation and has 36 years of industry experience. He has worked at Lincoln Investment since 2017 and previously spent 23 years at Legend Equities Corporation and 8 years at Legend Advisory Corporation. Outside of his advisory role, he is president of Pelosi Insurance Agency Inc., specializing in property and casualty insurance and income tax preparation. Capital Analysts serves a diverse client base including individuals, high-net-worth investors, trusts, foundations, businesses, and charitable organizations. The firm offers portfolio management and retirement-plan advice through both discretionary and non-discretionary strategies, supported by an in-house investment management and research team that employs proprietary mutual fund screening tools.

John Rehak III is a CFP® and holds a Series 66 designation. He is affiliated with United Capital Financial Advisors in Buffalo, NY, where he has worked since 2022. His prior work experience includes roles at Figli LLC and the Miller Tennis Center. United Capital Financial Advisors provides national financial planning and discretionary investment management to individual and high-net-worth clients, retirement plans, and institutional accounts. The firm offers a range of investment options, including ESG and faith-based portfolios, and supports other independent advisors through its FinLife Partners platform.

Michael Sperrazza is a financial advisor at Independent Solutions Wealth Management, LLC with seven years of industry experience. He holds a Series 66 designation and has worked at several firms including Blackridge Asset Management, Peak Brokerage Services, and Queen City Financial Group. Outside of advising, he is a managing partner of The Financial Guys Home & Auto LLC and hosts a radio show with Financial Guys Media Network. Independent Solutions Wealth Management provides investment advisory and planning services to individuals, high-net-worth clients, and retirement plans. The firm emphasizes strategic asset allocation across a five-tier risk spectrum and employs both fundamental and technical analysis in portfolio management.

Corey Malstrom is a CFP® professional with 22 years of industry experience, currently serving at Capital Analysts. His prior roles include positions at Lincoln Investment, Legend Advisory Corporation, and Legend Equities Corporation. Additionally, he has worked as an independent sales representative offering Medicare Advantage and Medicare Supplement plans. Capital Analysts serves a diverse client base including individual and high-net-worth investors, trusts, foundations, businesses, and charitable organizations. The firm provides portfolio management and retirement-plan advice through both discretionary and non-discretionary investment approaches, supported by an in-house research team and a nationwide network of independent advisors.

Austin Willison is a financial advisor with Capital Analysts in Getzville, NY, holding a Series 66 designation and seven years of industry experience. He has worked at Lincoln Investment Planning, LLC since 2019. Capital Analysts serves retail and institutional clients, including high-net-worth individuals, trusts, foundations, businesses, and charitable organizations. The firm offers portfolio management, custom and model portfolios, third-party manager access, and retirement-plan advice through a nationwide network of independent advisors and firm-managed programs.

Marc Bernstein is a financial advisor at OneSeven with 18 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including Manning & Napier Advisors and Sandhill Investment Management. Bernstein has been with MGO ONE SEVEN LLC dba Stone Creek Advisors since 2022. OneSeven provides investment advisory services to individuals, high-net-worth clients, trusts, estates, businesses, and retirement plans. The firm employs a primarily long-term investment approach with diversified portfolios and access to alternatives, utilizing both discretionary and non-discretionary arrangements and working with unaffiliated Independent Managers and third-party platforms.

Michael Shaver is a financial advisor with Independent Solutions Wealth Management, LLC, holding a Series 66 designation and entering the industry with no prior financial advisory experience. His background includes roles in healthcare and education, such as positions at the University at Buffalo Primary Care Research Institute and Buffalo Medical Group. He is also involved with Project TEACH, a nonprofit initiative. Independent Solutions Wealth Management provides investment advisory and planning services to individuals, high-net-worth clients, and retirement plans. The firm employs a strategic asset allocation approach across a five-tier risk spectrum, utilizing mutual funds, ETFs, individual securities, and third-party managers, alongside ongoing portfolio reviews and tactical strategies.

Mark Conomos is a CFP® with 42 years of industry experience. He is currently an advisor at Capital Analysts and has previously worked at Lincoln Investment and Legend Advisory Corporation. Capital Analysts serves retail and institutional clients, including high-net-worth individuals, trusts, foundations, businesses, and charitable organizations, providing portfolio management and retirement-plan advice through a nationwide network of independent advisors and firm-managed programs. The firm employs a proprietary mutual-fund screening process and combines discretionary and non-discretionary investment management approaches.

Jeredith Nolan is a financial advisor at Belpointe Asset Management LLC with 32 years of industry experience. She holds the Series 63 designation and has worked previously at Mass Mutual Investors Services, MassMutual Life Insurance, and MetLife Securities. Outside of her advisory role, she serves on the advisory board for the Clarence High School Academy of Business of Finance and is a member of the finance committee at Ss. Brigid Columba Church. Belpointe Asset Management serves a diverse client base including individual investors, retirement plans, corporations, and other advisers. The firm offers discretionary investment management, financial planning, and retirement plan consulting, utilizing a range of strategies from passive to tactical tailored to client objectives and risk tolerance.

Timothy O'Shei is a CFP® with 12 years of industry experience, currently serving as a financial advisor at F.L. Putnam Investment Management Company since 2025. His prior roles include positions at MAI Capital Management, WCG Wealth Advisors, Treloar & Heisel Wealth Management, Ameriprise Financial Services, and Financial Engines Advisors. F.L. Putnam serves a diverse client base including individuals, families, and institutions, providing team-based, customized investment management and financial planning. The firm employs a research-driven approach combining macroeconomic and security-level analysis, offering a variety of strategies across asset classes with options for sustainable investing and tax-aware rebalancing.

Michelle Malone is a financial advisor with B. Riley Wealth Advisors, Inc. in Buffalo, NY, holding Series 63 and Series 66 registrations with 20 years of industry experience. She previously worked at National Asset Management, United Advisors Services, LLC, and Merrill. B. Riley Wealth Advisors manages approximately $4.21 billion in client assets and serves a diverse client base including individual investors, pension plans, trusts, charitable organizations, and corporate clients through a variety of investment programs and financial solutions.