Joshua Rodriguez is a financial advisor with J.P. Morgan Securities, holding a Series 66 designation and five years of industry experience. His career includes roles at Prudential Financial, LPL Enterprise, and Bank of America. Outside of financial advising, he is also a commissioned notary in New York. J.P. Morgan Securities LLC provides investment consulting and advisory services mainly to institutional clients and retirement plan sponsors through its Institutional Consulting Services program, combining quantitative asset allocation modeling with centralized due diligence and an ESG eligibility framework in its investment recommendations.

H Okby is a financial advisor with Morgan Stanley who holds Series 63 and Series 65 credentials and has 43 years of industry experience. He has been with Morgan Stanley since 2009 and has worked at Morgan Stanley Private Bank, National Association since 2015. Outside of his advisory work, he is involved in real estate development as the owner of 3 Franklin, LLC. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and investment models to support its advisory services.

Stacy Akaka is a Series 66-licensed financial advisor with Morgan Stanley, based in Saratoga Springs, NY, and has 10 years of industry experience. Prior to joining Morgan Stanley in 2023, she worked at Bank of America and Merrill from 2015 to 2023. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a wide range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and research.

Thomas Gabel is a financial advisor at Fisher Investments with 20 years of industry experience. He holds the Series 63 and Series 65 designations and has previously worked at ClearBridge Investments LLC, Legg Mason & Co LLC, and Morgan Stanley & Co. LLC. He has been with Fisher Investments since 2021. Fisher Investments serves a global mix of institutional and private clients, providing discretionary portfolio management across equity, fixed-income, and blended mandates. The firm uses a centralized investment process combining quantitative and qualitative research and offers tax-aware strategies alongside a range of sub-advisory and retirement plan services.

Andrew Pleat is a Resident Director and Wealth Management Advisor with Merrill Lynch Wealth Management. He has been in the financial services industry since 1998 and joined Merrill Lynch in 2012. Andrew is a CERTIFIED FINANCIAL PLANNER® professional, holding this certification from the Certified Financial Planner Board of Standards, Inc., along with designations as a CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Andrew’s expertise encompasses a range of client focus areas, including college education planning, family wealth management strategies, retirement income, special needs planning, liquidity management, and both individual and corporate investment strategies. His approach is consultative and objective, emphasizing a collaborative wealth planning process aimed at helping clients develop realistic, personalized financial strategies to meet their short- and long-term goals. He is committed to providing attentive, tailored service and sound financial guidance that evolves as client priorities change over time. Andrew holds a Master's Degree from Union College and a Bachelor's Degree from Siena College. Outside of his professional role, he is engaged in the community as a coach for the Capital Region Reign 16U Elite team. His personal interests include biking, golfing, hiking, skiing, and spending time with his family.

Nicholas Demartino is a financial advisor with Morgan Stanley in Saratoga Springs, NY, holding Series 63 and Series 65 credentials and bringing 27 years of industry experience. He has worked at Morgan Stanley since 2009 and with Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a variety of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs structured planning processes utilizing firm-approved tools and market simulations.

Danielle Yeager is a financial advisor at Morgan Stanley in Glens Falls, NY, with one year of industry experience. She holds a Series 66 designation and previously worked at R&Q Insurance Holdings and Farmers Insurance. Morgan Stanley Wealth Management is an SEC-registered adviser and broker-dealer serving individual and institutional clients with a wide array of advisory programs, including tailored financial planning supported by firm‑approved tools and strategies.

Jamie Zamani is a Series 66-credentialed financial advisor at Merrill with 20 years of industry experience. He has been with Merrill since 2006. Outside of his advisory role, he owns a retail sales business called Scentsy. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Armando Spring is a Financial Advisor affiliated with Merrill Lynch Wealth Management. In his role, he focuses on understanding clients' priorities to develop strategies aimed at achieving short-, mid-, and long-term financial goals. He offers guidance on a range of financial matters, including investing, retirement planning, and preparing for unforeseen expenses. Additionally, Armando connects clients with Bank of America specialists for services related to banking, credit, home financing, and small business solutions. He provides ongoing advice as clients' needs evolve. Armando holds the Personal Investment Advisor (PIA) designation. His educational background includes a High School Diploma from Schenectady High School, an Associate's Degree from SUNY Schenectady, and a Bachelor's Degree from SUNY Albany.

Edward Costello is a Certified Financial Planner (CFP®) with 30 years of industry experience. He has been with Morgan Stanley since 2010, including roles at Morgan Stanley Smith Barney and Morgan Stanley Private Bank. Morgan Stanley Wealth Management provides a broad range of advisory programs to individuals and institutional clients, focusing on tailored financial planning supported by structured discovery conversations and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and offers services both directly and through Corporate Financial Planning agreements.

Lisa Cusano is a financial advisor at LPL Enterprise with one year of industry experience. Prior to joining LPL Enterprise, she was a business owner of The Relief Room LLC, an entertainment and recreational company, from 2018 to 2025. She also worked at Northeast Eye Center for three years. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individual and high-net-worth investors, retirement plans, and corporate and charitable entities. The firm utilizes model-driven investment strategies and offers access to third-party asset managers and various financial planning services.

Timothy Katusha is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and possessing 33 years of industry experience. His work history includes roles at Macquarie Investment Management Business Trust, Delaware Investments, Clearbridge Investments, and Citigroup Global Markets. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Samantha Thomas is a financial advisor at OSAIC with 13 years of industry experience. She holds Series 63 and Series 65 designations and has worked at OSAIC since 2018, following six years at Jhfn Sii. In addition to her advisory role, she is president of Premier Retirement Planning Inc., an S corporation. OSAIC serves a diverse range of retail and institutional clients through a large network of affiliated advisers and offers integrated brokerage and investment advisory services, financial planning, and access to multiple advisory platforms and third-party money managers.

Christopher Huskie is a financial advisor at Morgan Stanley with two years of industry experience. He previously spent ten years at Adirondack Trust Company before joining Morgan Stanley Smith Barney LLC. Huskie holds the Series 66 designation and is based in Glens Falls, NY. Morgan Stanley Wealth Management offers a range of advisory programs to individuals and institutional clients, focusing on tailored financial planning through structured discovery processes and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and provides services including estate planning and corporate financial planning agreements.

Lisa Bruce is a financial advisor with UBS Financial Services, holding a Series 66 designation and bringing eight years of industry experience. Her career includes two separate tenures at UBS Financial Services totaling 22 years, interrupted by a four-year period at The Pretty Hot Mess. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and advisory offerings, combining institutional trading capabilities with wealth management services. The firm uses proprietary research and model-based asset allocations to tailor plans according to clients’ goals and risk tolerances.

Peter Abrami is a CFP® and holds a Series 66 license, with 14 years of industry experience. He has been with Ameriprise since 2008, serving in his current role since 2020. Ameriprise provides retirement-income planning services primarily for individuals nearing or in retirement who meet certain asset thresholds. The firm combines research, modeling, and tax-efficiency analysis to deliver non-discretionary, algorithm-assisted recommendations through a centralized consulting team.

Nathan Brekke is a financial advisor with LPL Financial, holding Series 63 and Series 65 designations and 17 years of industry experience. His career includes roles at Cetera Investment Services and Foresters Financial Services prior to joining LPL Financial in 2021. Outside of his advisory work, he operates a small real estate rental business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, with investment advice delivered through a large network of representatives who employ a range of strategies including customized and model portfolios.

Joseph Brady is a financial advisor with Morgan Stanley in Saratoga Springs, NY, holding a Series 66 designation and having 22 years of industry experience. He has worked with Morgan Stanley Smith Barney since 2009 and Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that serves both individual and institutional clients, offering tailored financial planning and a range of advisory programs. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and modeling techniques as part of its financial planning process.

Stephen Carleton is a financial advisor at LPL Financial with 22 years of industry experience. He holds the Series 66 designation and previously worked at Janney Montgomery Scott for ten years. LPL Financial is a national broker‑dealer and SEC‑registered investment adviser providing advisory and brokerage services to individuals, institutions, retirement plan participants, banks, and trust companies. The firm offers a range of financial planning and investment management solutions, utilizing model portfolios, third‑party subadvisors, and customized strategies.

Edward Budd is a financial advisor with Charles Schwab based in Saratoga Springs, NY, holding Series 63 and Series 65 licenses and 31 years of industry experience. His prior roles include positions at TD Ameritrade, Scottrade, and Charles Schwab Bank. Outside of his advisory work, he occasionally participates in local and national kayak bass fishing tournaments. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering a combination of non-discretionary advice and access to discretionary separately managed accounts, supported by extensive research and a multi-asset investment approach.