Danielle Yeager is a financial advisor at Morgan Stanley in Glens Falls, NY, with one year of industry experience. She holds a Series 66 designation and previously worked at R&Q Insurance Holdings and Farmers Insurance. Morgan Stanley Wealth Management is an SEC-registered adviser and broker-dealer serving individual and institutional clients with a wide array of advisory programs, including tailored financial planning supported by firm‑approved tools and strategies.

Jamie Zamani is a Series 66-credentialed financial advisor at Merrill with 20 years of industry experience. He has been with Merrill since 2006. Outside of his advisory role, he owns a retail sales business called Scentsy. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Armando Spring is a Financial Advisor affiliated with Merrill Lynch Wealth Management. In his role, he focuses on understanding clients' priorities to develop strategies aimed at achieving short-, mid-, and long-term financial goals. He offers guidance on a range of financial matters, including investing, retirement planning, and preparing for unforeseen expenses. Additionally, Armando connects clients with Bank of America specialists for services related to banking, credit, home financing, and small business solutions. He provides ongoing advice as clients' needs evolve. Armando holds the Personal Investment Advisor (PIA) designation. His educational background includes a High School Diploma from Schenectady High School, an Associate's Degree from SUNY Schenectady, and a Bachelor's Degree from SUNY Albany.

Edward Costello is a Certified Financial Planner (CFP®) with 30 years of industry experience. He has been with Morgan Stanley since 2010, including roles at Morgan Stanley Smith Barney and Morgan Stanley Private Bank. Morgan Stanley Wealth Management provides a broad range of advisory programs to individuals and institutional clients, focusing on tailored financial planning supported by structured discovery conversations and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and offers services both directly and through Corporate Financial Planning agreements.

Lisa Cusano is a financial advisor at LPL Enterprise with one year of industry experience. Prior to joining LPL Enterprise, she was a business owner of The Relief Room LLC, an entertainment and recreational company, from 2018 to 2025. She also worked at Northeast Eye Center for three years. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individual and high-net-worth investors, retirement plans, and corporate and charitable entities. The firm utilizes model-driven investment strategies and offers access to third-party asset managers and various financial planning services.

Timothy Katusha is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and possessing 33 years of industry experience. His work history includes roles at Macquarie Investment Management Business Trust, Delaware Investments, Clearbridge Investments, and Citigroup Global Markets. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Samantha Thomas is a financial advisor at OSAIC with 13 years of industry experience. She holds Series 63 and Series 65 designations and has worked at OSAIC since 2018, following six years at Jhfn Sii. In addition to her advisory role, she is president of Premier Retirement Planning Inc., an S corporation. OSAIC serves a diverse range of retail and institutional clients through a large network of affiliated advisers and offers integrated brokerage and investment advisory services, financial planning, and access to multiple advisory platforms and third-party money managers.

Christopher Huskie is a financial advisor at Morgan Stanley with two years of industry experience. He previously spent ten years at Adirondack Trust Company before joining Morgan Stanley Smith Barney LLC. Huskie holds the Series 66 designation and is based in Glens Falls, NY. Morgan Stanley Wealth Management offers a range of advisory programs to individuals and institutional clients, focusing on tailored financial planning through structured discovery processes and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and provides services including estate planning and corporate financial planning agreements.

Lisa Bruce is a financial advisor with UBS Financial Services, holding a Series 66 designation and bringing eight years of industry experience. Her career includes two separate tenures at UBS Financial Services totaling 22 years, interrupted by a four-year period at The Pretty Hot Mess. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and advisory offerings, combining institutional trading capabilities with wealth management services. The firm uses proprietary research and model-based asset allocations to tailor plans according to clients’ goals and risk tolerances.

Peter Abrami is a CFP® and holds a Series 66 license, with 14 years of industry experience. He has been with Ameriprise since 2008, serving in his current role since 2020. Ameriprise provides retirement-income planning services primarily for individuals nearing or in retirement who meet certain asset thresholds. The firm combines research, modeling, and tax-efficiency analysis to deliver non-discretionary, algorithm-assisted recommendations through a centralized consulting team.

Nathan Brekke is a financial advisor with LPL Financial, holding Series 63 and Series 65 designations and 17 years of industry experience. His career includes roles at Cetera Investment Services and Foresters Financial Services prior to joining LPL Financial in 2021. Outside of his advisory work, he operates a small real estate rental business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, with investment advice delivered through a large network of representatives who employ a range of strategies including customized and model portfolios.

Joseph Brady is a financial advisor with Morgan Stanley in Saratoga Springs, NY, holding a Series 66 designation and having 22 years of industry experience. He has worked with Morgan Stanley Smith Barney since 2009 and Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that serves both individual and institutional clients, offering tailored financial planning and a range of advisory programs. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and modeling techniques as part of its financial planning process.

Stephen Carleton is a financial advisor at LPL Financial with 22 years of industry experience. He holds the Series 66 designation and previously worked at Janney Montgomery Scott for ten years. LPL Financial is a national broker‑dealer and SEC‑registered investment adviser providing advisory and brokerage services to individuals, institutions, retirement plan participants, banks, and trust companies. The firm offers a range of financial planning and investment management solutions, utilizing model portfolios, third‑party subadvisors, and customized strategies.

Edward Budd is a financial advisor with Charles Schwab based in Saratoga Springs, NY, holding Series 63 and Series 65 licenses and 31 years of industry experience. His prior roles include positions at TD Ameritrade, Scottrade, and Charles Schwab Bank. Outside of his advisory work, he occasionally participates in local and national kayak bass fishing tournaments. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering a combination of non-discretionary advice and access to discretionary separately managed accounts, supported by extensive research and a multi-asset investment approach.

Breanna Lundy is a CFP® professional with 16 years of experience at Edward Jones, where she has worked since 2010. Her other roles include serving as a county councilman in Clay County, Indiana, and working part-time in education counseling for Walton County Schools. She is also co-owner of a family farm that sells grass-fed beef. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs and investment options supported by a nationwide network of financial advisors and branch offices.

Ann Edsforth is a financial advisor at Charles Schwab with a Series 66 credential and experience in both the public and private sectors. Her background includes roles at the US Department of Housing & Urban Development and several financial institutions. She is based in Saratoga Springs, NY. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers multi-asset model portfolios supported by in-house research and alternative investment due diligence.

Adam Pearsall is a CFP® with 25 years of industry experience, currently serving at Raymond James & Associates since 2026. Prior to joining Raymond James, he spent 22 years with UBS Financial Services. He holds board positions with the Adirondack North Country Association and Lower Adirondack Search and Rescue, and participates in the Silver Bay YMCA investment sub-committee; he is also Vice President of the G AND C P A Foundation. Raymond James & Associates, Inc. is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipalities, providing tailored financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Roman Jarosh is a financial advisor with LPL Financial in Queensbury, NY, holding a Series 63 designation and 49 years of industry experience. He previously spent 40 years at Cadaret, Grant & Co., Inc. Outside of his advisory role, he has engaged in investment-related activities including the sale of mutual funds, annuities, insurance products, and asset management programs. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning and third-party asset management, supported by extensive operational tools and a broad platform of financial products.

Kathleen Grasmeder is a financial advisor with Morgan Stanley who holds Series 63 and Series 65 licenses and has 29 years of industry experience. She has worked with Morgan Stanley Private Bank since 2015 and has been with Morgan Stanley Smith Barney since 2009. Grasmeder also has experience at Citigroup Global Markets dating back to 1996. Outside of her advisory role, she serves as a trustee or co-trustee for a trust based in Langhorne, Pennsylvania. Morgan Stanley Wealth Management serves both individual and institutional clients by providing a wide range of advisory programs, including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs structured planning processes that incorporate firm-approved tools and investment modeling techniques.

Brandon Crist is a financial advisor with Equitable Advisors, holding Series 63 and Series 66 licenses and nine years of industry experience. He has been with Equitable Advisors since 2017 and previously worked at Axa Advisors LLC. Equitable Advisors serves a broad client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations, offering financial planning, retirement plan consulting, and asset management programs. The firm utilizes a range of advisory models and third-party asset managers, providing services that include ERISA fiduciary support through credentialed representatives.