Heather Fredrickson is a financial advisor with Ameriprise Financial Services in Rochester, MN, holding a Series 63 designation and 27 years of industry experience. She worked at Ameriprise for 21 years from 1999 to 2020. Outside of her advisory role, she has involvement as a co-owner in real estate businesses. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides retirement income planning and ongoing advice through a written Recommendation Report based on proprietary research, third-party data, and algorithmic tools.

Lisa Faiella is a financial advisor at Edward Jones with 13 years of industry experience. She holds Series 63, Series 65, and Series 66 designations. Her previous roles include positions at Clower Wealth Management, LPL Financial, Affinity Plus Federal Credit Union, and Cuna Brokerage Services, Inc. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, supported by a nationwide network of more than 23,000 financial advisors and over 15,000 branch offices.

Heather Rivers is a financial advisor at Raymond James Financial with seven years of industry experience. She holds the Series 66 designation and previously worked at Commonwealth Financial Network and Think Bank. Outside of her advisory role, she is an associate at Think Financial Planning. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, corporations, and institutional clients. The firm utilizes analytical tools such as deterministic and probability modeling to tailor non-discretionary planning and consulting services to client goals.

John Horntvedt is a financial advisor at Cetera with 17 years of industry experience and holds a Series 63 designation. His work history includes positions at F & M Community Bank NA, Alerus Financial, Home Federal Savings Bank, and Massachusetts Mutual Life Insurance Company. Cetera Investment Advisers LLC is an SEC-registered adviser that serves individuals, retirement plans, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a range of portfolio management and financial planning services, utilizing a multi-manager platform with access to affiliated and third-party managers, and manages over $256 billion in assets.

Morgan Sledge is a financial advisor at Morgan Stanley with four years of industry experience. He holds a Series 66 designation and has prior experience at Goldman Sachs and Spectral MD. Morgan also worked at Mirador LLC and has an academic background from Rhodes College. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a variety of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and offers planning services supported by structured discovery processes and firm-approved tools.

Nicholas Griffin is a financial advisor with Ameriprise in Rochester, MN, holding a Series 66 designation and three years of industry experience. Prior to joining Ameriprise in 2021, he worked in hospitality management roles at Avra Hospitality and Raymond Management. Ameriprise provides retirement-income planning services primarily for individuals nearing or in retirement with significant investable assets, using a combination of research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations through a centralized consulting team.

Chad Durgin is a financial advisor at Thrivent Investment Management with 23 years of industry experience. He holds the Series 66 designation and has been with Thrivent and its related entities since 2003. Durgin also has a background in education, having worked with ISD 271 since 1999. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of Financial Advisors. The firm offers holistic, goal-based financial analyses and planning, allowing clients to combine planning with managed-account services under the consolidated WealthPlan option.

Matthew Buzzell is a financial advisor with RBC Capital Markets based in Rochester, MN. He holds a Series 66 designation and has 14 years of industry experience. His work history includes roles at RBC Capital Markets since 2011 and City National Bank since 2019. RBC Wealth Management, a division of RBC Capital Markets, serves individual investors, institutions, pension plans, corporations, and charitable organizations. The firm offers various wrap fee advisory programs with discretionary and non-discretionary portfolio management tailored to clients’ risk profiles, utilizing a combination of in-house and third-party investment managers.

Dennis Bussian is a financial advisor with Ameriprise in Rochester, MN, holding CFP®, ChFC®, and Series 63 designations and bringing 34 years of industry experience. He has been with Ameriprise and its affiliates since 2005. Outside of advising, he serves on the board of the Wabasha Community Foundation and is a managing partner of DNB Enterprises, LLC, which supports the operations of his Ameriprise practice. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering a Premier Retirement Income service focused on dependable income sources and tax-aware withdrawal strategies for clients nearing or in retirement.

Jacquelyn Notermann is a financial advisor at OSAIC with 13 years of industry experience. She holds a Series 66 designation and has worked previously at Royal Alliance Associates, Inc. and Signator Investors, Inc. Notermann is involved in 401(k) research and model development through her roles with Advanced Financial Consultants and Bigler Financial Services. OSAIC serves a diverse range of clients, including individual investors, pension plans, corporations, and charitable organizations, offering integrated brokerage, advisory services, financial planning, and access to third-party money managers. The firm utilizes asset-allocation tools, risk-tolerance assessments, and automated rebalancing to construct portfolios that may include stocks, bonds, options, mutual funds, ETFs, and alternative investments.

Kirk Boyum is a financial advisor at Edward Jones in Rochester, MN, holding a Series 66 designation with 13 years of industry experience. He has been with Edward Jones since 2012. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, operates under a fiduciary standard, and is notable for its extensive national network of advisors and branch offices.

Jodi Hruska is a financial advisor at Ameriprise with nine years of industry experience. She holds a Series 66 designation and has worked with Ameriprise and Ameriprise Financial Services, Inc. since 2016. Outside of her advisory role, she is co-owner of Ikigai Operations LLC, where she provides leadership and strategic direction. Ameriprise offers retirement-income planning services tailored for individuals with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver personalized recommendations. The firm provides a broad range of advisory, brokerage, and insurance solutions through its affiliated companies.

Scott Shull is a financial advisor at Edward Jones in Rochester, MN, holding a Series 66 designation with 18 years of industry experience. He has been with Edward Jones since 2007. In addition to his advisory role, he is a silent owner of a skateboard company and serves as a ministry director and deacon at a local church, working with young adults and the church leadership team. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients through a nationwide network of financial advisors and branch offices. The firm offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Leland Shaw is a financial advisor with Primerica Advisors in Rochester, MN, holding a Series 63 designation and over 40 years of industry experience. He has been with Primerica Advisors since 1985 and Primerica Financial Services since 1991. In addition to his advisory role, he receives non-investment related compensation for referrals involving home security, automation products, and loan products through affiliated companies. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and separately managed accounts. The firm curates third-party asset managers and uses a tiered wrap-fee structure, focusing on retail client portfolios rather than institutional pension or profit-sharing plans.

Kelly Anderson is a CFP® professional with 20 years of experience, currently serving as an advisor at Cetera since 2014. Prior to that, Anderson worked at Home Federal Savings Bank and has been involved in managing investment real estate for over a decade. Anderson also holds a leadership role as secretary and board member of the Rochester 700 Sertoma Club. Cetera Investment Advisers LLC is an SEC-registered firm that supports a large network of independent advisors and serves individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services, employing a multi-manager platform with discretionary and non-discretionary program options.

Bruce Wachholz is a financial advisor with Primerica Advisors in Rochester, MN. He holds Series 63 and Series 65 licenses and has been self-employed since 2000. His prior experience includes more than three decades at Trane Technologies and recent roles at PFS Investments Inc. and Primerica Financial Services. Primerica Advisors sponsors a wrap-fee asset management program primarily serving individual investors, including both non-HNW and high-net-worth clients, as well as corporate and charitable clients. The firm operates at scale with thousands of advisors and offices, delivering model-driven investment strategies supported by third-party asset managers and custodians.