Andrew Howrigan is a financial advisor with Mass Mutual Investors Services in Burlington, VT, holding Series 63 and Series 66 designations and five years of industry experience. Prior to his current role, he worked at Securities America/MENT Financial Group and The Vermont Agency. Outside of financial advising, he is the founder of an apparel brand called Ballin Merch and provides solar consulting services to clients. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers collaborative, annual planning engagements using firm-approved software and also provides educational seminars and specialized planning programs.

Scott Maynard is a financial advisor at Mass Mutual Investors Services with a Series 66 designation and experience in the insurance industry dating back to 2017. Prior to joining Mass Mutual in 2026, he worked at Raymond Insurance Inc and was involved with Uncommon Grounds. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm uses firm-approved software to analyze client goals and offers planning services that typically focus on investment strategies without discretionary authority.

Nicholas Roop is a financial advisor with Mass Mutual Investors Services in Burlington, VT, holding Series 63 and Series 65 credentials and seven years of industry experience. He has been with Mass Mutual Investors Services and Mass Mutual Life Insurance Company since 2018 and previously worked at Keurig Dr. Pepper from 2015 to 2019. MassMutual Investors Services operates as a broker-dealer and SEC-registered investment adviser, providing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm uses detailed financial analysis tools and offers event-driven planning services including estate settlement and employer-sponsored plans.

Connor Duffy is a financial advisor at Morgan Stanley with 15 years of industry experience. He holds the Series 66 and Series 63 designations. His prior roles include positions at Maple Capital Management, Key Private Bank, and several Morgan Stanley affiliates. Morgan Stanley Wealth Management serves individual and institutional clients by offering a range of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and modeling techniques as part of its process.

Alysia Perkinson is a financial advisor at Morgan Stanley with 26 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2009, as well as Citigroup Global Markets since 2001. Morgan Stanley Wealth Management serves both individual and institutional clients, providing a range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and scenario modeling to develop financial plans.

Graham Fisk is a financial advisor at Edward Jones in Essex Junction, VT, holding CFP® and Series 66 credentials with seven years of industry experience. He has been with Edward Jones since 2018 and previously worked at SunCommon from 2014 to 2018. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with approximately $1.01 trillion in assets under management. The firm offers a range of advisory strategies and maintains affiliated capabilities such as a trust company and proprietary mutual funds.

Frederick Reiner is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. His prior work includes nine years at Citizens Securities, Inc. before joining Wells Fargo Clearing in 2022. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Heidi Brosseau is a Series 66-licensed financial advisor with 14 years of industry experience, currently serving clients at Edward Jones since 2011. She is based in Essex Junction, VT. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs and investment strategies, supported by a nationwide network of over 23,700 financial advisors.

Casey Waltz is a financial advisor with Morgan Stanley in Colchester, VT, holding the Series 63, 65, and 66 registrations. He has 19 years of industry experience and has worked at Morgan Stanley Smith Barney LLC since 2015, with a two-year gap between 2018 and 2020. Morgan Stanley Wealth Management provides advisory and brokerage services to individuals and institutions, offering tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and delivers a range of investment programs alongside estate planning and corporate financial planning services.

Allison Russell is a financial advisor at Morgan Stanley with eight years of industry experience. She holds a Series 66 designation and has been with Morgan Stanley since 2017, previously working at KS&R Inc. from 2013 to 2017. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm provides a range of advisory programs and tailored financial planning, leveraging structured discovery processes and firm-approved tools to support client goals.

Matthew Higgins is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 licenses and bringing 38 years of industry experience. He has been with Morgan Stanley since 2009, including time at Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management serves both individual and institutional clients with a wide range of advisory programs, including tailored financial planning and estate planning services. The firm uses a structured planning process supported by proprietary tools and manages approximately $2.74 trillion in client assets.

Joshua Jarvis is a Financial Advisor with Merrill Lynch Wealth Management. He focuses on building deep, multi-generational relationships with clients, providing concierge-level service and personalized financial strategies tailored to each client's long-term goals. With over a decade of experience in the financial services industry, Joshua assists clients in areas including asset management, holistic planning, tax minimization strategies, trust and estate planning, college education planning, family wealth management, legacy planning, retirement income, and socially responsible investing. He holds the Personal Investment Advisor (PIA) designation and earned a Bachelor's Degree from the State University of New York System. Beyond his professional work, Joshua serves on the Board of Directors for Mentor Vermont and Partners In Adventure, and mentors with Milton Mentors. In his free time, he enjoys fishing, football, gardening, golfing, hiking, music, photography, skiing, soccer, and swimming.

Lucinda Bain is a financial advisor at Morgan Stanley with 42 years of industry experience. She holds Series 63 and Series 65 licenses and has been with Morgan Stanley since 2009, including her current role at Morgan Stanley Private Bank since 2015. Bain serves as a board member of the Vermont Community Foundation. Morgan Stanley Wealth Management offers a wide range of advisory programs to individuals and institutional clients, providing tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and utilizes firm-approved planning tools, including scenario modeling by its Global Investment Committee.

Luc Le Blanc is a financial advisor at Morgan Stanley in Colchester, VT, holding a Series 66 designation with one year of industry experience. Prior to joining Morgan Stanley in 2026, he worked at Northfield Savings Bank and has been involved in various roles including self-employed positions as a hockey official and lacrosse coach. He also has experience with several regional organizations including Rectrac LLC and the Roman Catholic Diocese of Burlington. Morgan Stanley Wealth Management provides advisory and brokerage services to individual and institutional clients, delivering tailored financial planning supported by firm-approved tools and investment estimates. The firm manages approximately $2.74 trillion in client assets and offers a range of investment programs and planning strategies.

William Edwards is a financial advisor with Morgan Stanley in Colchester, VT, holding Series 63 and Series 65 licenses and having 32 years of industry experience. He has worked at Morgan Stanley Smith Barney since 2009 and with Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management provides advisory programs to individuals and institutional clients, offering tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools such as Global Investment Committee’s Secular Return Estimates and Monte Carlo simulations to support financial planning.

Christopher Wilson is a financial advisor at LPL Enterprise with 35 years of industry experience. He holds the Series 63, Series 65, and Series 66 designations. His prior work includes roles at Prudential Insurance Company of America, Pruco Securities, LLC, Mass Mutual Life Insurance Company, NYLife Securities LLC, and Commodities Market. LPL Enterprise serves a wide range of clients including individuals, retirement plans, charitable organizations, and institutional clients. The firm offers financial planning, advisory services, and access to various investment programs and insurance products through its integrated platform.

Amanda Justice is a CFP® professional with six years of industry experience, currently serving as a financial advisor at Ameriprise in South Burlington, VT. She previously worked at JP Morgan for nine years before joining Ameriprise. Justice is also involved with TrueGuidance Holdings, LLC, where she manages an advisory business. Ameriprise Financial Services is a diversified advisory firm serving individual and institutional clients, offering specialized retirement income planning services that include written recommendations and ongoing advice focused on income sources and tax-aware withdrawal strategies.

Lucille Halvorson is a financial advisor at Morgan Stanley with five years of industry experience. She holds the Series 66 designation and has worked at Morgan Stanley and Morgan Stanley Private Bank, N.A. since 2020. Outside of finance, she is involved with Halvorson's, a restaurant in Burlington, Vermont, and Shelburne Field House LLC, a recreation business in Shelburne, Vermont. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s planning process uses structured discovery and approved modeling tools, serving clients in both advisory and brokerage capacities.

Jennifer Heintz is a financial advisor with Morgan Stanley in Colchester, VT, holding Series 63 and Series 65 licenses and 30 years of industry experience. She has been with Morgan Stanley Smith Barney since 2010. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning, leveraging structured discovery processes and advanced modeling tools to support client decision-making.

Jonathan Barnes is a financial advisor with Morgan Stanley who holds Series 63 and Series 65 licenses and has 42 years of industry experience. He has worked at Morgan Stanley Private Bank, National Association since 2015 and at Morgan Stanley Smith Barney since 2009. Outside of advisory work, he is involved with TEAM LIBBY, LLC and the Vermont Frost Heaves. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning supported by firm-approved tools and research.