Jeffrey Spencer is a financial advisor with Equitable Advisors in Traverse City, MI, holding Series 63 and Series 65 licenses and bringing 42 years of industry experience. Prior to joining Equitable Advisors in 2024, he worked at Wedbush Securities Inc. for nine years. He is also the founder and president of Perennial Capital, LLC in Traverse City. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers. The firm employs a hybrid referral and implementation model, combining advisory and brokerage channels to tailor services based on client goals, risk tolerance, and time horizon.

Alec Moulton is a Senior Financial Advisor with Merrill Lynch Wealth Management. He has been in the financial services industry since 2016 and joined Merrill in 2018. Alec focuses on developing strategies and providing advice tailored to the short- and long-term financial objectives of individuals, families, and businesses. Alec’s areas of expertise include executive compensation, equity compensation services, liquidity management, managing new wealth, personal retirement planning, portfolio management, small business strategies, sports and entertainment, tax minimization, and retirement income. He holds a bachelor's degree in Personal Financial Planning from Western Michigan University and carries the Chartered Financial Consultant (ChFC) designation as well as the Personal Investment Advisor (PIA) credential. Based in Traverse City, Alec is active in the local community, volunteering and coaching football at Traverse City Central. He is also involved with the Traverse City Chamber of Commerce.

Dianne Jurica is a financial advisor with Morgan Stanley in Traverse City, MI, holding a Series 66 designation and bringing 12 years of industry experience. She has been with Morgan Stanley Smith Barney LLC since 2013. Outside of her advisory role, she is the sole proprietor of a rental property business. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a variety of advisory programs, including tailored financial planning supported by structured discovery conversations and advanced modeling tools.

Steven Schade is a financial advisor with Cambridge Investment Research Advisors in Traverse City, MI, holding Series 63 and Series 65 credentials and 25 years of industry experience. He has been with Cambridge since 2014 and has prior experience with J.P. Morgan Securities dating back to 2012. Outside of his advisory work, Schade operates as an independent insurance agent for various companies. Cambridge Investment Research Advisors serves a diverse client base including individuals, pension plans, charitable organizations, and trusts by providing financial planning, investment management, and retirement plan advisory services. The firm offers a range of implementation options through multiple custody platforms, proprietary and third-party model strategies, and accommodates both discretionary and non-discretionary management tailored to client goals.

Richard Suarez is a financial advisor at J.P. Morgan Securities with 16 years of industry experience. He holds Series 63 and Series 66 credentials. Outside of his advisory role, he operated the Suarez Soccer Academy from 2015 to 2022. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a team of Wealth Advisors. The firm operates with a non-discretionary advisory model supported by an in-house manager solutions team and centralized due diligence.

Mandi Shellenbarger is a financial advisor with Raymond James & Associates in Traverse City, MI, holding Series 63 and Series 65 credentials and 11 years of industry experience. Her prior roles include positions at Wells Fargo Clearing, Morgan Stanley, Merrill, and The Huntington Investment Company. She also has involvement with Brys Estate Vineyard and Winery. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser serving individuals, institutions, pension plans, charitable organizations, and government entities. The firm offers financial planning and investment consulting through a range of portfolio management styles and affiliated research, with a notable presence in municipal advisory services and support for small employer retirement plans.

Justin Liptak is a financial advisor with Edward Jones in Traverse City, MI, holding a Series 66 designation and two years of industry experience. Prior to joining Edward Jones, he served five years in the U.S. Army and has educational experience from the United States Military Academy at West Point. He also owns an LLC established for potential future property investments. Edward Jones is a full-service wealth management firm serving over four million clients with a broad range of advisory programs and investment strategies. The firm maintains a large network of financial advisors and branch offices, offering both discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds under a fiduciary standard.

Matthew Simon is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and bringing 24 years of industry experience. He previously worked at Spc and Sigma Financial Corporation for 11 years each before joining LPL Financial in 2023. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, retirement plan consulting, and brokerage services, utilizing model portfolios, research, and various investment strategies.

James Aukerman is a CFP® and PFS™ professional with 18 years of industry experience, currently serving at Cetera. Prior to his current role since 2025, he worked for 18 years at Avantax Investment Services and related entities. In addition to his work as a financial advisor, he operates a legal practice, is involved in tax preparation and planning, and serves as a SCORE mentor helping entrepreneurs and small business owners. Cetera Investment Advisers LLC is an SEC-registered firm that supports a large network of independent advisors serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and consulting services through a multi-manager platform that includes model portfolios, third-party managers, and bespoke strategies.

Katelyn Emmott is a financial advisor at Edward Jones in Traverse City, MI, holding a Series 66 designation. She has one year of experience in the industry, with prior roles in healthcare consulting and the pharmaceutical sector. Emmott’s background includes positions at Infinity Healthcare Consulting, AstraZeneca, and Michigan State University. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment solutions, supported by a large network of financial advisors and branch offices nationwide.

Joel Leipprandt is a financial advisor at Edward Jones in Traverse City, MI, holding a Series 66 designation with two years of industry experience. Before joining Edward Jones, he worked in church ministry for seven years. He also coaches the junior varsity boys basketball team for Traverse City Area Public Schools. Edward Jones is a full-service wealth management firm that serves over four million individual and institutional clients, offering a wide range of advisory programs and affiliated investment products. The firm is notable for its extensive retail advisor and branch network, as well as additional services including trust capabilities and securities-based lending.

Steven Yenshaw is a financial advisor with Stifel, holding Series 63 and Series 65 credentials and 35 years of industry experience. He has been with Stifel since 2009. Stifel serves a broad range of clients, including individuals, institutional clients, charitable organizations, and municipal entities, offering brokerage and investment advisory services. The firm’s investment approach is based on a proprietary methodology developed by its Investment Strategy Group, using forward-looking market assumptions and probabilistic modeling to guide asset allocation and financial planning.

Barbara Shellman is a financial advisor at Stifel with seven years of industry experience. She holds the Series 66 designation and previously worked at Raymond James in various capacities from 2013 to 2023. Outside of her advisory role, she chairs the marketing committee for SCORE Traverse City, a volunteer organization supporting local business owners, and serves on the arts and culture committee for Impact 100 Traverse City, a nonprofit collective giving group. Stifel serves a diverse client base including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services. The firm’s investment approach is based on proprietary analysis and probabilistic modeling developed by its Investment Strategy Group.

Steven Brothers is a financial advisor with LPL Financial in Traverse City, MI, holding Series 63 and Series 65 credentials and possessing 32 years of industry experience. He has been with Linsco/Private Ledger Corp., now part of LPL Financial, since 2006. Outside of his advisory work, he owns a home-based fencing business. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a large national network. The firm offers a range of advisory programs, financial planning, and retirement consulting services, utilizing both discretionary and non-discretionary management approaches supported by in-house and third-party research.

Damian Lockhart is a financial advisor with Morgan Stanley who holds Series 63 and Series 66 credentials and has 20 years of industry experience. He has been with Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2015. Outside of his advisory work, he serves on the endowment committee of the Grand Rapids Children’s Museum, a nonprofit organization. Morgan Stanley Wealth Management is a large SEC-registered investment adviser and broker-dealer that provides a range of advisory programs to individuals and institutional clients, focusing on tailored financial planning supported by firm-approved tools and comprehensive asset management.

Kristine Mcnabb is a financial advisor with Merrill in Traverse City, MI, holding a Series 66 designation and 23 years of industry experience. She has been with Bank of America, N.A. and Merrill Lynch Pierce Fenner & Smith Incorporated since 2015. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Jerry Pearson is a financial advisor with Morgan Stanley in Traverse City, MI, holding Series 63 and Series 66 licenses and bringing 27 years of industry experience. He has worked at Morgan Stanley Private Bank, National Association since 2015 and Morgan Stanley Smith Barney since 2010. Morgan Stanley Wealth Management serves both individual and institutional clients by offering a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and modeling techniques to support its advisory services.

Randy Miller is a financial advisor with LPL Financial in Traverse City, MI, holding Series 63 and Series 66 licenses and with 22 years of industry experience. He has been associated with Linsco/Private Ledger Corp. since 2003. Additionally, he is involved with Flaherty & Warren, PC, providing tax preparation and other accounting services to clients. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing both discretionary and non-discretionary management supported by research, model portfolios, and various technological tools.

Michael Lee is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 licenses and bringing 36 years of industry experience. He has been with Primerica Advisors since 1988 and Primerica Financial Services since 1991. Outside of his advisory role, Lee is involved in sales of home security and automation products through affiliated companies and owns Lee + Associates, LLC, a legal entity formed for Primerica business. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, which includes model-delivery strategies and a limited number of separately managed account options for individual and high-net-worth clients. The firm curates third-party asset managers and uses an operational model based on tiered wrap fees, providing portfolio management primarily for individual clients rather than institutional plans.

Terry Froeber is a financial advisor at Stifel with 16 years of industry experience and holds the Series 66 designation. He has worked at Stifel since 2019 and previously spent 11 years at First Empire Securities, Inc. Stifel serves a diverse client base that includes individuals, institutional clients, and charitable organizations, offering both brokerage and investment advisory services. The firm uses a proprietary investment methodology developed by its Investment Strategy Group to provide asset allocation and planning analyses, serving as a basis for client decision-making.