Michael O'Leary is a financial advisor with OSAIC Institutions, Inc., holding Series 63 and Series 65 credentials and 22 years of industry experience. His prior work includes positions at Infinex Investments, BayCoast Bank, Oppenheimer, Roosevelt & Cross, and Quick & Reilly. He also serves as a Business Development Officer at BayCoast Bank. OSAIC Institutions, Inc. is an SEC-registered investment adviser serving individuals, retirement plans, trusts, estates, and corporations through a network of investment adviser representatives. The firm offers customized advisory services, financial planning, ERISA plan services, and access to alternative investments and lending solutions, operating with a hybrid adviser/broker-dealer model.

David Juszkiewicz is a financial advisor with Bankers Life Advisory Services, Inc., holding Series 63 and Series 65 licenses and bringing eight years of industry experience. He has been with Bankers Life Advisory Services since 2021 and has worked with affiliated entities since 2009. Outside of advising, he is an insurance agent offering Medicare Supplement, long-term care, life insurance, and annuity products. Bankers Life Advisory Services provides discretionary portfolio management and investment consulting primarily to mass-affluent and high-net-worth individuals, focusing on customized asset allocation, tax efficiency, and integrated use of fundamental and technical analysis.

Darrien Slaughter is a financial advisor with Guardian Life and Park Avenue Securities in Riverside, RI, holding Series 63 and Series 66 licenses and having 12 years of industry experience. His prior experience includes eight years at Mass Mutual Investors Services and roles within Massachusetts Mutual Life Insurance Company. Park Avenue Securities LLC, operating as Park Avenue® Wealth Management, serves individual, pension, charitable, and corporate clients through brokerage services, financial planning, retirement consulting, and a combination of proprietary and third-party advisory programs. The firm offers discretionary and non-discretionary advisory relationships using model portfolios and a hybrid digital advisory solution called VestWise™.

Scott Andrews is a Series 66-licensed financial advisor at VOYA Financial Advisors, Inc. with 13 years of industry experience. He has been with VOYA since 2014. Outside of his advisory role, Andrews serves as Vice President of South County Habitat for Humanity, where he supports the executive board and chairs the nominating committee. VOYA Financial Advisors, Inc. serves a diverse client base including individuals, retirement plan sponsors, charitable organizations, and corporations. The firm offers a variety of investment services such as financial planning, portfolio management, wrap programs, and third-party money manager access.

Salvatore Tocco IV is a financial advisor at Janney Montgomery Scott with 26 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Janney Montgomery Scott since 2012. Janney Montgomery Scott LLC is a large dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base, including individuals, families, trusts, corporate and retirement plan sponsors, and municipal clients, offering brokerage, financial planning, consulting, and advisory services through multiple wrap programs and portfolio management solutions.

Steven Humm is a CFA® charterholder with one year of experience at TIAA-CREF and four years at TIAA, following six years at Bank of America. He is based in Providence, RI. TIAA-CREF Individual & Institutional Services, LLC provides financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans. The firm separates point-in-time planning services from ongoing discretionary management and serves as adviser to the TIAA Donor Advised Fund.

Jason Dodd is a financial advisor with Oppenheimer, holding Series 65 and Series 66 credentials and 20 years of industry experience. He has been with Oppenheimer & Co since 2010. Oppenheimer is a registered investment adviser and broker-dealer serving individuals, corporations, pension and profit-sharing plans, charitable organizations, pooled investment vehicles, and IRAs. The firm offers a broad range of programs and advisory services across equity, balanced, and fixed-income portfolios, utilizing strategic and tactical asset allocation as well as manager selection, with both discretionary and non-discretionary account management.

Jordan Perdigao is a financial advisor at Capital Analysts with seven years of industry experience. He holds Series 65 and Series 63 licenses. Prior to joining Capital Analysts in 2021, he gained experience at firms including Lincoln Investment, Financial Planning Alternatives, Santander Securities, and Bay Coast Bank. Additionally, Perdigao is involved in selling fixed annuities and life, long-term care, and disability insurance. Capital Analysts serves a diverse client base ranging from individual investors to corporate clients, offering discretionary and non-discretionary portfolio management through various programs and advisory services. The firm’s investment approach includes proprietary mutual fund screening and a range of portfolio management options supported by an in-house research team.

Luis Obando is a financial advisor with Guardian Life and Park Avenue Securities, holding Series 63 and Series 66 designations and possessing 12 years of industry experience. His prior work includes eight years at Mass Mutual Investors Services and nine years with Massachusetts Mutual Life Insurance Company. Outside of his advisory role, he is the owner of L G Financial, Inc., a business unrelated to investment services. Park Avenue Securities LLC, operating as Park Avenue® Wealth Management, is a dually registered broker-dealer and SEC-registered investment adviser serving individuals, pension plans, charitable organizations, and corporate clients. The firm offers a range of brokerage and advisory services, including model portfolio management and a hybrid digital advisory solution.

Christopher Genao is a financial advisor at Bankers Life Advisory Services, Inc. He holds Series 65 and Series 63 licenses and has two years of industry experience. Prior to his current role, he worked at Bankers Life Securities, Inc. and Bankers Life & Casualty, Inc., and has experience outside the financial industry including positions at Bunker Hill Market and Amazon. Bankers Life Advisory Services, Inc. serves mass-affluent and high-net-worth individuals with discretionary portfolio management, investment consulting, and retirement plan consulting. The firm uses a combination of fundamental, technical, and cyclical analysis to create tailored investment strategies aligned with clients’ goals, risk tolerances, and time horizons.

Linda Maggio is a financial advisor with Empower Advisory Group, holding Series 66 and Series 63 licenses and 14 years of industry experience. Her previous roles include positions at GWFS Equities, Inc., JPMorgan Chase Bank, N.A., J.P. Morgan Securities, and Equitable Advisors. She serves as a board member and treasurer of the Upper Arlington Ice Hockey Association and is involved with Ohio State University’s Nisonger Center as an instructor and certified trainer for developmental disabilities programs. Empower Advisory Group provides financial planning and investment management services primarily to employer-sponsored retirement plan sponsors and participants, as well as to Empower Premier IRA and retail brokerage clients, using an integrated model tied to Empower’s recordkeeping and administrative platforms.

Cindy Ryan is a financial advisor at TIAA-CREF with 16 years of industry experience. She holds a Series 66 credential and has previously worked at Mass Mutual Investors Services, Mass Mutual Life Insurance Company, MSI Financial Services, and Metlife Securities. Ryan serves as a Board of Director for the Greenville Terrace Subdivision Homeowners Association in Rhode Island, where she participates in meeting recordkeeping and communications. TIAA-CREF Individual & Institutional Services, LLC provides financial planning and discretionary managed account programs primarily to individuals with TIAA-administered retirement plans, as well as to trusts, estates, partnerships, corporate entities, and small retirement plans. The firm offers both point-in-time planning and ongoing portfolio management, with features including customized portfolios, fiduciary standards, and advisory services for a donor-advised fund.

Lawson Mitchell IV is a financial advisor with Citizens Securities, Inc. in Pawtucket, RI, holding Series 63 and Series 66 credentials and bringing 10 years of industry experience. His prior roles include positions at Fidelity Investments and Citizens Bank, as well as diverse experience in media and publishing with Cumulus Media, Gannett Co., Inc., and Falmouth Publishing. Citizens Securities serves a wide retail client base, including individual and high-net-worth investors, offering both advisory and brokerage services, with a range of investment programs including a digital advisory platform and managed accounts.

Marja Sweet is a financial advisor with Commonwealth Financial Network, holding a Series 66 designation and 11 years of industry experience. She has worked at both Commonwealth Financial Network and Oak Leaf Wealth Management Services since 2014. Outside of her advisory role, she has been employed by Lululemon Athletica since 2012. Commonwealth Financial Network serves a national network of approximately 2,950 advisors and their clients, providing a range of advisory programs, wealth management, and retirement plan consulting. The firm supports affiliated advisors with operations, trading, technology, investment management, compliance, and practice management.

Eric Mauricio is a financial advisor at Commonwealth Financial Network with seven years of industry experience. He holds a Series 66 designation and has worked at Merrill, Bank of America, and BankNewport prior to his current role. He also has experience at Advanced Financial Group and Bryant University. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 advisors and managing about $212.7 billion in client assets. The firm provides a broad adviser-support platform including managed-account programs, third-party asset manager access, and custody services.

Jonathan Sweet is a CFP® professional with 42 years of industry experience, affiliated with Commonwealth Financial Network since 1998. He holds the Series 63 designation and operates out of Rehoboth, MA. Outside of his advisory role, he is involved in tax preparation services through Oak Leaf Management Services, LLC. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 advisors and hundreds of thousands of clients. The firm provides a broad adviser-support platform, including managed-account programs, access to third-party asset managers, and custody/clearing services.

Colin Murray is a CFP® professional with 17 years of industry experience, currently serving at GWN Securities Inc. since 2019. His prior experience includes roles at Nationwide Financial, Santander Securities LLC, and CCO Investment Services Corp. He is also an employee-owner of Agency Financial Partners LLC, where he develops strategic partnerships related to fixed insurance and annuity sales. GWN Securities Inc. is an SEC-registered investment adviser and broker-dealer serving individual and business clients through discretionary managed accounts, financial planning, and access to third-party sub-advisers. The firm offers a range of managed-account programs and model portfolios, including SMA, UMA, and fund-strategist options, with a notable legacy of market-timing and momentum-based strategies.

Sasha Cesen is a financial advisor at TIAA-CREF with 16 years of industry experience. He holds Series 63 and Series 65 credentials and has previously worked at NYLIFE Securities LLC and Mass Mutual Life Insurance Company. Outside of his advisory work, he is involved in residential rental property management. TIAA-CREF Individual & Institutional Services, LLC provides financial planning and discretionary managed accounts to individuals, trusts, estates, and small retirement plans, often serving clients with existing relationships through TIAA-administered employer retirement plans. The firm offers both point-in-time planning services and ongoing portfolio management, with a fiduciary standard applied to its RIA services.

Kenneth Richardson Jr. is a financial advisor with Integrated Wealth Concepts LLC, holding a Series 66 designation and 14 years of industry experience. He has worked at Integrated Wealth Concepts and LPL Financial since 2016 and has operated his own CPA firm, Kenneth L. Richardson Jr CPA, Inc., since 1989. He is also president of The Journey to Hope, Health, & Healing, a nonprofit organization. Integrated Wealth Concepts serves individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans through a network of independent advisors. The firm offers discretionary investment management, financial planning, family office services, and sponsors wrap-fee programs, employing a customized, primarily long-term investment approach with oversight of third-party managers.

Michael Aguilar is a financial advisor at Oppenheimer with one year of industry experience. He holds the Series 66 designation and has worked at Oppenheimer since 2022. Prior to his current role, his background includes positions at Prime Now LLC, DoorDash, and Hennes & Mauritz AB. Oppenheimer is a registered investment adviser and broker-dealer serving individuals, corporations, pension plans, charitable organizations, and IRAs. The firm offers a range of programs including asset management, consulting, and retirement services, utilizing both discretionary and non-discretionary approaches.