Douglas Heald is a financial advisor with Empower Advisory Group in Newburyport, MA. He holds Series 63 and Series 66 licenses and has 16 years of industry experience. Since 2010, he has been affiliated with Great West Life & Annuity Insurance Company and its related entities. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to Empower Premier IRA and certain retail brokerage clients. The firm offers integrated services aligned with Empower’s recordkeeping and administrative platforms, focusing on long-term portfolio returns and client savings rates.

Christina O'Donnell is a CFP® professional with 25 years of experience in the financial services industry. She is currently with Steward Partners Investment Advisory, LLC and has held roles at Raymond James Financial Services, Bank of America, and Merrill. She also owns Carrigg Wealth Advisors, a support company for financial advisors. Steward Partners Investment Advisory, LLC is an SEC-registered enterprise-scale RIA managing approximately $36.7 billion in regulatory assets. The firm serves individuals, pension plans, corporations, trusts, estates, and charitable organizations, offering a range of investment advisory and financial planning services.

Daniel Snyder is a Certified Financial Planner (CFP®) with 19 years of experience in the financial services industry. He is currently affiliated with Steward Partners Investment Advisory, LLC and has worked with related Steward Partners entities since 2018, following a prior ten-year tenure at Wells Fargo Clearing. Snyder also serves as a trustee for a family trust and owns a support company, The Sedoric Group, which provides investment and planning advice to clients. Steward Partners Investment Advisory, LLC is an SEC-registered, enterprise-scale RIA managing approximately $36.7 billion in assets. The firm serves a diverse client base, including individuals, pension plans, corporations, trusts, and charitable organizations, offering a range of investment advisory, financial planning, and managed account services.

Vincent Stancato is a financial advisor with Steward Partners Investment Advisory, LLC, holding Series 63 and Series 65 licenses and three years of industry experience. His prior work includes roles at Rockefeller Financial LLC, MFS Fund Distributors, Inc., and Natixis Investment Managers. Steward Partners Investment Advisory, LLC is an enterprise-scale RIA managing approximately $36.7 billion in assets and serving a national client base that includes individuals, pension and profit-sharing plans, corporations, trusts, estates, and charitable organizations. The firm offers a range of investment advisory, financial planning, pension consulting, and managed account services through both proprietary and third-party solutions.

Erica Kelly is a financial advisor at Steward Partners Investment Advisory, LLC with 14 years of industry experience. She holds Series 63 and Series 65 credentials and has previously worked at Morgan Stanley and Raymond James Financial Services. Outside of advising, she is an authorized member of Kelly Co Plumbing, LLC, a business she owns and operates. Steward Partners Investment Advisory, LLC is an enterprise-scale SEC-registered RIA managing approximately $36.7 billion in regulatory assets. The firm serves individuals, including high-net-worth clients, as well as pension plans, corporations, trusts, estates, and charitable organizations with a range of advisory and financial planning services.

Matthew Heath is a CFP® with nine years of industry experience, currently serving as a financial advisor at EP Wealth Advisors. He previously worked at Cerity Partners LLC for five years and Cabot Wealth Management for six years. EP Wealth Advisors is a registered investment adviser serving individuals, corporate clients, and retirement plans with wealth management, discretionary portfolio management, and financial planning services. The firm emphasizes customized model portfolios, ongoing monitoring, and a range of investment strategies including third-party manager recommendations and ERISA plan services.

John Meakin is a financial advisor with Commonwealth Financial Network, holding a Series 66 designation and 18 years of industry experience. He has previously worked at firms including LPL Financial, Rockland Trust Bank’s Investment Management Group, and Salem Five Cents Savings Bank. Outside of his advisory role, he owns J.G. Meakin Company, LLC, a private entity involved in securities, advisory, and insurance business. Commonwealth Financial Network serves a national network of approximately 2,950 advisors and their clients, providing a range of advisory programs and back-office support including operations, trading, technology, and compliance. The firm offers discretionary model portfolios and multiple program structures designed to meet diverse client needs.

Michael Bernier is a CFA® charterholder and Series 63 licensee with four years of industry experience. He is currently an advisor at Hightower Advisors and has previously worked at Advantage Capital, Prime Buchholz LLC, and FIDELITY Brokerage Services LLC. Hightower Advisors provides investment advisory and planning services to a wide range of individual and institutional clients, utilizing a multi-manager approach that includes affiliated and third-party managers, proprietary research, and various investment vehicles such as mutual funds, ETFs, and alternative investments.

William Clifford is a CFP® and Series 66-registered financial advisor with 22 years of industry experience. He has worked at Hightower Advisors since 2023 and previously spent 11 years at Vigilant Capital Management LLC. Hightower Advisors provides investment advisory and planning services to a diverse range of individual and institutional clients, employing a multi-manager investment approach that includes both affiliated and third-party managers, and offers portfolio solutions such as mutual funds, ETFs, alternative investments, and custom indexing.

Jessica Kreger is a CFP® with 14 years of experience in financial advising. She is currently with Mercer Global Advisors Inc. and previously worked at Charter Oak Capital Management and Robinson Smith Wealth Advisors, LLC. Mercer Global Advisors serves individuals, families, small business owners, plan sponsors, foundations, non-profits, and endowments, offering discretionary and non-discretionary investment advisory services along with financial, tax, retirement, estate planning, and family office services. The firm uses a globally diversified investment approach based on Modern Portfolio Theory, employing low-cost ETFs, index funds, separate account managers, and private funds across various platforms.

Paul Cyr is a financial advisor at Empower Advisory Group with 23 years of industry experience. He holds Series 66 and Series 63 licenses and has worked at GWFS Equities, Inc. for 15 years and Fidelity for 2 years prior to joining Empower Advisory Group. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as certain retail brokerage clients. The firm’s approach integrates proprietary and third-party methodologies focused on long-term portfolio returns and client savings rates within a model closely tied to Empower’s recordkeeping and administrative platforms.

Jarin Worden is a Series 66-licensed financial advisor at Empower Advisory Group with three years of industry experience. His prior roles include positions at Wilson Bank & Trust Investment Services, Raymond James Financial Services, and Thrivent Financial. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and participants, as well as Empower Premier IRA and select retail brokerage clients. The firm’s services integrate with Empower’s recordkeeping and administrative platforms, offering financial planning focused on long-term portfolio returns and optional managed account solutions.

Renee Hickey is a financial advisor at Mercer Global Advisors Inc. with two years of industry experience. She holds Series 63 and Series 65 credentials and has worked previously at Charter Oak Capital Management and Citizens Securities, among other firms. Outside of finance, her background includes experience in the food service and education sectors. Mercer Global Advisors serves individuals, families, small business owners, plan sponsors, foundations, non-profits, and endowments by providing investment advisory services alongside financial, tax, retirement, and estate planning. The firm employs a Modern Portfolio Theory-based approach using diversified, risk-appropriate portfolios implemented through ETFs, index funds, and other investment vehicles.

Christopher Lynch is a Series 66-licensed financial advisor at Empower Advisory Group with three years of industry experience. He previously worked at Edward Jones for three years and spent twelve years at CNE Direct Inc. before joining Empower. Empower Advisory Group provides financial planning and investment management services primarily to employer-sponsored retirement plan sponsors and their participants, delivering integrated solutions tied to Empower’s recordkeeping and administrative platforms. The firm emphasizes long-term portfolio returns and annual rebalancing within plan lineups selected by plan sponsors.

Anthony Ata is a financial advisor at Citizens Securities, Inc. with 10 years of industry experience. He holds Series 65 and Series 63 licenses and has been with Citizens Securities since 2016 after working at Citizens Bank from 2015 to 2017. Outside of his advisory role, he manages a multi-family property as a sole proprietor. Citizens Securities serves a broad retail client base including individual and high-net-worth investors, offering investment advisory programs alongside brokerage and insurance services. The firm operates both a digital advisory platform and managed account programs, while also functioning as a broker-dealer and insurance agency.

Daniel Lord is a financial advisor at TD Private Client Wealth LLC with 13 years of industry experience. He holds the Series 66, Series 63, and Series 65 designations. His prior experience includes roles at Fidelity Investments from 2007 to 2017 and TD Bank N.A. from 2017 to the present. TD Private Client Wealth LLC offers discretionary wrap-fee managed account programs and brokerage services to institutional and high-net-worth private clients. The firm employs a blend of strategic and tactical asset allocation across affiliated and third-party managers, providing portfolio management, financial planning, and custody services.

Charles Byrnes III is a financial advisor at Commonwealth Financial Network with 19 years of industry experience. He holds a Series 66 designation and previously worked at American Portfolios for 16 years. Outside of his advisory role, he is the owner and president of Inverness Financial Group, Inc., a private entity involved in securities, advisory, and insurance business, and also owns a holding company, View Changes Daily LLC. Commonwealth Financial Network serves a national network of approximately 2,950 advisors and their clients, offering a range of advisory programs and services including wealth management and retirement plan consulting. The firm supports advisors with operations, technology, investment management, and compliance while providing access to discretionary model portfolios and customized investment solutions.

Timothy Helman is a financial advisor at Commonwealth Financial Network with 11 years of industry experience. He holds the Series 66 designation and is co-owner of The Blanchette Financial Group, a private entity involved in securities, advisory, and insurance services. Helman has worked with Commonwealth Financial Network since 2014 and is based in Newburyport, MA. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 affiliated advisors and managing about $212.7 billion in client assets. The firm offers a broad adviser-support platform that includes managed-account programs, access to third-party asset managers, and custody and clearing services.

Sarah Clapp is a CFP® and holds a Series 66 license, with 14 years of industry experience. She is currently with Mercer Global Advisors Inc., having joined in 2026, and previously worked at Charter Oak Capital Management for 11 years. Outside of her advisory role, she has an ownership interest in Revision Solar, LLC. Mercer Global Advisors serves individuals, families, small business owners, plan sponsors, foundations, non-profits, and endowments, offering comprehensive investment advisory, financial, tax, retirement, and estate planning services. The firm’s investment approach is based on Modern Portfolio Theory and emphasizes globally diversified, risk-appropriate portfolios using a variety of investment vehicles alongside educational programming and integrated service platforms.

John Wilson is a CFP® and Series 65-licensed advisor at Mercer Global Advisors Inc. with two years of industry experience. He previously worked at Charter Oak Capital Management and Steele Street Capital. Mercer Global Advisors serves individuals, families, small business owners, plan sponsors, foundations, non-profits, and endowments, offering investment advisory, financial, tax, retirement, and estate planning services. The firm applies Modern Portfolio Theory to construct globally diversified, risk-appropriate portfolios using low-cost ETFs, index funds, separate account managers, and other investment vehicles.